It is fairly easy to make your ICICI credit card payment. It can be done instantly and swiftly. There are two broad categories of making these payments. One is through online modes, and the other is through offline modes. It is recommended that you opt for online methods to make your ICICI credit card payments as it will save you time and energy.
ICICI Bank offers you a large variety of credit cards according to your budget and spending interests. You can make ICICI Bank credit card payments instantly for utility bills, travel bookings, etc., without hassle. You can also use the ICICI credit card payment options to clear your dues in the banks via online and offline methods.
Here is a list of various online and offline methods through which you can make your ICICI credit card payment.
Online Payment:
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Offline Payment
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With credit cards customised to the user’s needs, ICICI credit cards are considered to be one of the best in the country. Be it shopping, dining, or travelling, you can get benefits on every swipe with an ICICI credit card.
For ICICI Bank Account Holders
ICICI bank account holders can opt for any of these online payment methods for their ICICI credit card -
There are three options available under the net banking method for making ICICI credit card payments
1.Quick Pay Option
Step 1: Visit the official website of ICICI bank
Step 2: Log into your net banking account using your credentials
Step 3: Select the ‘Payment and Transfer’ option from the menu
Step 4: Click on the ‘Quick Pay’ option
Step 5: You will be redirected to a new page, where you will need to enter your credit card details
Step 6: Enter the OTP to authenticate your transaction
Step 7: Click on ‘Submit’ to complete the ICICI bill payment
2. Biller Registration Option
Step 1: Visit the official website of ICICI bank
Step 2: Log into your net banking account using your credentials
Step 3: Select the ‘Payment and Transfer’ option from the menu
Step 4: Click on the ‘Manage Biller’ option
Step 5: You will be redirected to a new page, where you will need to enter your credit card details for registration purposes
Step 6: Initiate the online payment of your ICICI Bank credit card bill after the registration procedure is completed
Step 7: Enter the OTP to authenticate your transaction
Step 8: Click on ‘Submit’ to complete the ICICI bill payment
3. Visa Money Transfer Option
Step 1: Visit the official website of ICICI bank
Step 2: Log into your net banking account using your credentials
Step 3: Select the ‘Fund Transfer’ option from the menu
Step 4: Complete yours and the recipient’s registration details
Step 5: Initiate the online payment of your ICICI Bank credit card bill after the registration procedure is completed
Step 6: Enter the OTP to authenticate your transaction
Step 7: Click on ‘Submit’ to complete the ICICI bill payment
**Note - This ICICI Bank CC bill payment option is available only for ICICI Visa Credit Card users.
Step 1: Download the official ICICI Bank iMobile app on your device
Step 2: Log into your account using your credentials
Step 3: Select the ‘credit card’ option from the menu
Step 4: Click on the ‘Pay Now’ option
Step 5: Mention the ICICI credit card payment details to initiate the transaction
Step 6: Enter the MPIN to complete the ICICI Bank credit card bill payment
Step 1: Open the UPI app on your device
Step 2: Enter your credit card details
Step 3: Click on ‘Verify’ to authenticate credit card details
Step 4: Generate scan code after authentication
Step 5: Scan the UPI QR code to initiate the payment in iMobile or any other payment apps
Step 6: Mention the amount and enter the UPI transaction PIN to complete the ICICI bill payment
To make an ICICI Bank credit card payment by NEFT, you will have to make a transaction from an ICICI savings account -
Step 1: Visit the official website of ICICI bank
Step 2: Log into your net banking account using your credentials
Step 3: Select ‘Add Beneficiary option’ from the ‘Fund Manager’ menu
Step 4: You will be redirected to a new page, where you can enter the beneficiary details like account details, IFSC code, etc.
Step 5: After the details are entered, the bank takes 24 hours for authentication and beneficiary payment activation
Step 6: Select the ICICI credit card bill payment NEFT option, after the beneficiary payment is activated
Step 7: Enter the amount for the NEFT transaction
Step 8: Enter the OTP to authenticate your transaction
Step 9: Click on ‘Submit’ to complete the ICICI bill payment
Step 1: Visit the official website of ICICI bank
Step 2: Log into your net banking account using your credentials
Step 3: Select ‘Add Beneficiary option’ from the ‘Fund Manager’ menu
Step 4: You will be redirected to a new page, where you can enter the beneficiary details like account details, IFSC code, etc.
Step 5: Select ICICI credit card IMPS payment option, once registration process is completed
Step 6: Enter the amount for IMPS transaction
Step 7: Enter the OTP to authenticate your transaction
Step 8: Click on ‘Submit’ to complete the ICICI bill payment
For Non-ICICI Bank Account Holders
While the ICICI bank account holders surely have an edge, there are many easy payment options available for non-ICICI account holders as well. Let us take a look at the multiple ICICI Bank credit card payment options.
1. NEFT
The National Electronics Fund Transfer (NEFT) mode of payment allows the non-ICICI account holders to pay the bills using any other bank account. All you have to do is enter your credit card number and other details as asked. If you want to make the payment and update the status on the same day, choose to pay on a weekday. On weekends and post-working hours, the status is updated on the next business day.
2. RTGS
Real Time Gross Settlement (RTGS) If you have an ICICI bank credit card but do not have an ICICI bank account, RTGS is another mode of payment you can use. You can make large transactions amounting to Rs. 2 Lakhs and above. This method allows you to pay your credit card bills in one shot. The only requirement is for you to have net banking activated on your non-ICICI bank account.
3. iMobile App
Step 1: Download the ICICI Bank iMobile app on your device
Step 2: Log into your account and select the ‘credit card’ option from the menu
Step 3: Click on the ‘Pay Now’ option and enter the ICICI credit card payment details
Step 4: Complete the ICICI Bank credit card bill payment by entering the MPIN.
4. Pay to Contact
Pay to Contact allows non-ICICI Bank customers to make payments by entering someone’s mobile number. The receiver, however, should have an ICICI Bank UPI ID.
ICICI bank account holders can opt for any of these offline payment methods for their ICICI credit card payment:
Step 1: Visit the nearest ATM
Step 2: Swipe your debit card, enter the debit card PIN, and choose the option ‘more options’ on the screen and then click on ‘credit card payment’ option
Step 3: Enter the card details with the amount and click on yes
Step 4: Your bill amount will be instantly debited from your debit card
You can write a cheque or pay cash by visiting the nearest ICICI bank branch or you could also drop the cheque in the ATM cheque drop-box. Cash can be paid to make an instant payment by dropping it at the bank counter. It is to be noted that a processing fee may be charged for using this method of clearing your dues.
Payment Mode |
Processing Time |
Net Banking |
Same day |
Visa Money Transfer |
48-72 hours |
Click to Pay |
24-72 hours |
iMobile App |
4-24 hours |
UPI |
Immediately |
NEFT |
4-24 hours |
IMPS |
Immediately |
Auto Debit System |
On the payment due date |
Billdesk |
48-72 hours |
Cheque |
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Cash |
24 hours |
ATM |
Immediately |
Call to Pay |
Immediately |
You can pay ICICI Bank card payments online via net banking, IMPS, NEFT, auto-debit system, etc. You can choose any of these payment methods at your convenience.
The ICICI credit card bill payment due date is generally mentioned on the monthly billing statements of credit cards. The bank also sends timely reminders on registered mobile numbers about due payments to eliminate the chances of bearing penalties.
To check the status of your ICICI CC bill payment, you can log into your net banking account and click on ‘My Account. Under the ‘Credit Card Balance’ option, you can find all the details regarding due payment, transaction status, etc.
You can make ICICI Bank credit card payments in EMI as well. The bank offers flexible repayment modules at pocket-friendly interest rates.
You can drop an outstation cheque for ICICI credit card bill payment. However, the bank takes 10-12 working days to process the payment
The processing time is dependent upon the payment mode you select. Some ICICI CC bill payment methods instantly reflect in the account, while some can even take 10-12 working days.
The bank charges a penalty for making a late ICICI Credit Card payment online as well as offline.
In case you pay an additional amount during the ICICI Bank credit card bill payment process, the bank automatically transfers the additional amount into your credit card account.
Yes, you can make the payment on the last day, though it is recommended that you do not cut it so close, as missing the date can bring a penalty.