my offers

How about checking some pre-approved offers you might be eligible for?

my offers

How about checking some pre-approved offers you might be eligible for?

  • Mobile No.
  • Date of birth

You have a pre approved offer

  • Sum Assured
    Premium
    Persons Covered
  • Rate
    5%

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

We have 02 personalised offers for you

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

my offers
ICICI Reward Points Redeem

ICICI Credit Card Reward Points

Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!    

ICICI Bank Credit Card Reward Points

ICICI bank offers reward points to its credit cardholders. ICICI rewards points are earned by the cardholder on every transaction made via credit card. The ICICI credit card reward points are redeemable in the form of cashback, discounts, vouchers, etc.

These ICICI rewards differ on every ICICI credit card. Read below to find out more about ICICI credit card reward points redemption.

How to Earn ICICI Bank Credit Card Reward Points?

An ICICI Credit Card holder can earn reward points in the below mentioned ways -

  • Shopping - The cardholder can earn PAYBACK reward points by making regular payments at the retail and online stores using an ICICI credit card.

  • High-Value Transactions - Planning to buy some jewellery or want to make a booking for a staycation. Make payments via ICICI credit card to earn ICICI credit reward points. Lump-sum transactions help you collect ICICI reward points faster than regular payments.

  • International Excursion - International ICICI credit card transactions help you earn and accumulate credit card reward points faster. You can redeem ICICI credit points on your future travel bookings or regular spending.

  • Utility Bills - Utility bills are considered recurring bills that have to be paid at regular intervals. They are considered as one of the stable mediums to earn ICICI credit card rewards.

  • Supplementary Card - ICICI bank offers two supplementary cards to their credit cardholders. These supplementary cards are also eligible to earn ICICI reward points on every transaction. Reward points earned by supplementary credit cards are also accounted for under the main credit card and are eligible for the ICICI credit card reward points redeem process.

  • Accelerated Rewards - On every spend with partnered brands in dining, flight booking, etc., you will receive additional ICICI reward points.

  • Bonus Points - If the cardholders spend over Rs. 1.5 lakhs in a month, the cardholder will earn bonus rewards apart from ICICI credit reward points.

  • Loyalty Points - On the annual renewal of your ICICI credit card, the cardholder earns ICICI reward points.

Top ICICI Credit Cards Reward Points

ICICI Bank Coral Contactless Card

  • 2 PAYBACK points for every Rs. 100 spent on your card (except fuel)

  • 1 PAYBACK point for every Rs. 100 spent on utilities and insurance categories

ICICI Platinum Chip Card – Visa

  • 2 PAYBACK points for every Rs. 100 spent on your card (except fuel)

  • 1 PAYBACK point for every Rs.100 spent on utilities and insurance categories

ICICI Sapphiro Credit Card

  • 2 PAYBACK points for every Rs. 100 spent on domestic purchases

  • 4 PAYBACK points for every Rs. 100 spent on international purchases

  • 2 reward points for every Rs. 100 spent on domestic purchases

  • 4 reward points for every Rs. 100 spent on international purchases

ICICI Rubyx Credit Card

  • 2 PAYBACK points for every Rs. 100 spent on domestic purchases

  • 4 PAYBACK points for every Rs. 100 spent on international purchases

  • 2 reward points for every Rs. 100 spent on domestic purchases

  • 4 reward points for every Rs. 100 spent on international purchases

ICICI Bank Expressions Credit Card

  • 3 PAYBACK points for every Rs. 100 spent on your card (except fuel)

ICICI Emeralde Credit Card

  • 4 PAYBACK points for every Rs. 100 spent on retail transactions except fuel

  • 1 PAYBACK points for every Rs. 100 spent on utilities and insurance categories

ICICI HPCL Credit Card

  • 2 PAYBACK Points for every Rs. 100 spent on retail purchases except for fuel

ICICI MU Signature Credit Card

  • 3 PAYBACK points for every Rs. 100 spent on domestic retail purchases except for fuel

  • 4 PAYBACK points for every Rs. 100 spent on international retail purchases except for fuel

  • 5 PAYBACK points for Manchester United match days against every Rs. 100 spent on retail purchases except for fuel

ICICI MU Platinum Credit Card

  • 2 PAYBACK points for every Rs. 100 spent on domestic retail purchases except fuel

  • Earn 2 PAYBACK points for every Rs. 100 spent on international retail purchases except fuel

  • Earn 3 PAYBACK points for Manchester United match days against every Rs. 100 spent on retail purchases except for fuel

ICICI MMT Platinum Credit Card

  • Earn Rs.1 My Cash for every Rs. 200 spent on domestic purchases outside MakeMyTrip

  • Earn Rs.1.25 My Cash for every Rs. 200 spent on international purchases outside MakeMyTrip

  • Earn Rs.2 My Cash for every Rs. 200 spent on flight bookings on MakeMyTrip

  • Earn Rs.3 My Cash for every Rs. 200 spent on hotel/ holiday bookings on MakeMyTrip

ICICI MMT Signature Credit Card

  • Earn Rs. 1.25 My Cash for every Rs. 200 spent on domestic purchases other than on MakeMyTrip

  • Earn Rs.1.50 My Cash for every Rs. 200 spent on international purchases other than on MakeMyTrip

  • Earn Rs.2 My Cash for every Rs. 200 spent on flight bookings on MakeMyTrip

  • Earn Rs. 4 My Cash for every Rs. 200 spent on hotel/ holiday bookings on MakeMyTrip

** Note - ICICI credit card reward points value in rupees

1 ICICI Bank credit card reward point is Rs. 0.25

1 ICICI Bank credit card My Cash is Rs. 1

How to Redeem ICICI Bank Reward Points

There are online and offline options available to redeem ICICI credit card reward points. The customers can opt for any of the following mediums mentioned below at their convenience.

PAYBACK Website/ App

  • Open the official portal or mobile application for PAYBACK

  • Register your account using primary details

  • Check the reward points on the top right corner of the screen

  • Open the Rewards Catalog Section

  • Select the ‘Redeem Instant Voucher’

  • Accept the delivery of the coupon

  • The App will send OTP to authenticate your redemption order

  • You will receive your voucher code. Enter the voucher code on your purchase transaction to avail of reward benefits

The customers can also shop directly from partnered brands via the PAYBACK app or website.

  • Open the official portal or mobile application for PAYBACK

  • Open the Rewards CatalOG Section

  • Under the ‘Shop & Earn’ section, select the partnered brands you wish to shop from

  • Select the product and add the product to the cart

  • Use PAYBACK vouchers at the payment gateway

Partner Shops

ICICI bank credit card reward points redemption can be done online and offline at partner stores. You will be required to provide your card number and registered mobile number during the billing process.

Net Banking

Net banking is one of the preferred options for the ICICI credit card reward points redeem process.

Follow these quick and simple steps to redeem your ICICI credit rewards -

  • Log into your ICICI net banking account using your login credentials

  • Under the credit cards section, select ‘Rewards Points’

  • A sub-menu will appear. Click on ‘ Redeem Online’

  • Select the product from ICICI bank credit card rewards catalogue

  • Check ICICI reward points before submitting purchase request

  • The bank will generate order ID for future use

Customer Care

The customer can opt for ICICI bank credit card reward points redemption via ICICI credit card customer care services.

  • For ICICI reward redemption in cash -080-4014-6444

  • For ICICI reward redemption in gift/voucher - 1860-258-5000

The customer care executive will assist you in purchasing the product via PAYBACK voucher. The executive will generate an order ID for future use.

What are the Different ICICI Credit Card Reward Programmes?

There are two types of ICICI credit card reward programmes available for ICICI credit cardholders. Both programmes have their unique features and use. The credit cardholders have the option to select from these two options to avail of maximum benefits.

ICICI Handpicked Credit Card Reward Programme

  • The cardholder earns reward points on all spendings

  • Reward points come with no expiry date

  • Enriches your ICICI bank premium credit card membership

  • Exclusive redemption offers on a premium range of products and services in fashion, travel, dining, etc

  • Pocket-friendly deals on international travel and flight bookings

ICICI PAYBACK Credit Card Reward Programme

  • The users enjoy multi-brand rewards system popularly known as loyalty programme

  • Earn ICICI reward points on purchases in every category

  • ICICI credit card reward points on all online and retail purchases

  • Amazing offers in ICICI credit card reward redemption

What can you Purchase With Your ICICI CC Reward Points?

Your ICICI CC reward points can be used to purchase various commodities and services. Check out the list below -

  • Merchandise Products - The customers can choose from a wide range of products from different categories in the ICICI credit card reward catalog. You can have one or multiple products as per your ICICI credit card reward redemption points.

  • Gift - ICICI bank credit card reward points redemption can be done in the form of gift vouchers worth Rs. 100- 5,000. The cardholder can redeem ICICI reward points at partner stores to buy apparel, bags, etc or purchase cashback or discount coupons

  • Air Miles -The ICICI credit cardholders can redeem their ICICI credit card reward points while making hotel and flight bookings.

  • Cashback - One can also choose ICICI credit card reward points to convert to cash feature under the ICICI reward redemption scheme.

  • Charity - ICICI bank also funds social causes like Midday meals, awareness camps, etc. The cardholders can choose to donate their ICICI reward points for a social cause.

What is the ICICI Bank Credit Card Rewards Catalogue?

Check out the ICICI credit card reward catalog mentioned below -

Brand

Reward Category

Reward Point

Shoppers Stop

Gift Voucher worth Rs. 500

1,075

Westside

Gift Voucher worth Rs. 500

1,075

Lifestyle

Gift Voucher worth Rs. 500

1,075

Benetton

Gift Voucher worth Rs. 500

1,100

Central

Gift Voucher for Central worth Rs. 501

1,200

Big Bazaar

Gift Voucher for Big Bazaar worth Rs. 500

1,200

Amazon

Gift Voucher for Amazon worth Rs. 1,000

2,400

GUESS

GUESS for Women EDP Spray-75ml

4,000

Tanishq

Gift Voucher worth Rs. 5,000

7,000

How to Redeem ICICI Reward Points as Air Miles?

There are two ways to redeem your ICICI reward points Air Miles -

  • The ICICI PAYBACK reward programme converts your rewards points into JP Miles. To convert into JP Miles, you can contact the customer support centre at - 1860-258-5000. You can also visit the official portal of ICICI PAYBACK reward to redeem your ICICI reward points.

  • The ICICI Handpicked reward programme converts your reward points into InterMiles, however one needs around 300 reward points to avail of 200 InterMiles.

One can also visit the Finserv MARKETS app or official portal for ICICI credit card reward redemption, and enjoy all perks and benefits.

Frequently Asked Questions on ICICI Reward Points

  • ✔️What is the value of 1 ICICI reward point?

    The value of 1 ICICI reward point is Rs. 0.25

  • ✔️How can I redeem my ICICI credit card reward points?

    There are various methods to redeem ICICI credit card reward points like Netbanking, Customer care services, PAYBACK, Partner shops, etc.

  • ✔️Can I use my reward points to settle my credit card bills?

    Settling credit card bills from rewards points is an exclusive feature that is not available in all ICICI credit cards.

  • ✔️Will my reward points expire?

    Yes, your reward points will expire if you do not have your account under ICICI handpicked credit card reward program.

  • ✔️Can I cancel my ICICI reward redemption request?

    No, you cannot cancel your ICICI credit card reward redemption request.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Finserv Markets, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premium!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!