IDFC Rewards Redeem

IDFC Credit Card Reward Points

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IDFC FIRST Bank Credit Card Reward Points

**Disclaimer: IDFC FIRST Bank is not a Finserv MARKETS partner. Offers would be from partner Banks/NBFCs only.

 

Along with the convenience and attractive features you enjoy when you use your IDFC Bank to transact, you also get access to the bank’s dedicated rewards program. Simply speaking, every time you use your IDFC credit card to pay, you earn reward points. IDFC Bank then lets you redeem these IDFC credit card points to earn rich credit card benefits and help you save more. Read on to know more about the IDFC reward points program.

How to Earn IDFC Credit Card Reward Points?

You can earn IDFC reward points on your credit card against all your transactions, except for spends on fuel, insurance, EMI purchases and cash withdrawals. The type of rewards you can earn against each card is mentioned below:

Credit Card

IDFC Rewards

Accelerated IDFC Rewards

IDFC FIRST Bank Select Credit Card

6X Reward Points against online spends worth up to ₹20,000/month.

3X Reward Points against in-store purchases worth up to ₹20,000/month.

10X Reward Points against purchases made on your birthday.

10X Reward Points on incremental spends more than ₹20,000/month.

IDFC FIRST Bank Wealth Credit Card

6X Reward Points against online spends worth up to ₹20,000/month.

3X Reward Points against in-store purchases worth up to ₹20,000/month.

10X Reward Points against purchases made on your birthday.

10X Reward Points on incremental spends more than ₹20,000/month.

IDFC FIRST Bank Classic Credit Card

6X Reward Points against online spends worth up to ₹20,000/month.

3X Reward Points against in-store purchases worth up to ₹20,000/month.

10X Reward Points against purchases made on your birthday.

10X Reward Points on incremental spends more than ₹20,000/month.

IDFC FIRST Bank Millennial Credit Card

6X Reward Points against online spends worth up to ₹20,000/month.

3X Reward Points against in-store purchases worth up to ₹20,000/month.

10X Reward Points against purchases made on your birthday.

10X Reward Points on incremental spends more than ₹20,000/month.

(1X = 1 Reward Point for every ₹100 spent)

How to Redeem IDFC Credit Card Rewards?

Once you have accumulated enough IDFC reward points, you can redeem them in the form of vouchers and use them to purchase items online. The process to redeem IDFC credit card points is simple and can be done anywhere and at any time. Here’s how:

  • Visit the IDFC FIRST Bank credit card reward redemption portal.

  • Log in using your registered mobile number.

  • On the home page, click on the ‘Redeem Points’ option.

  • Check out the vouchers of popular online stores where you can use your reward points to pay.

  • View the minimum purchase amount listed against each voucher.

  • Click on the ‘Add to Cart’ option to proceed with purchasing your chosen gift voucher.

  • Enter the number or reward points you want to use and the number of vouchers you wish to buy.

  • Click on ‘Proceed’ to checkout.

  • Enter and verify the delivery details of your chosen voucher.

  • Click on ‘Confirm’ to complete the transaction.

Once confirmed, the vouchers would be delivered to you via SMS and email. If not via the website, you can opt to redeem your IDFC Bank credit card reward points via the IDFC First mobile app or the Poshvine reward portal. The steps would remain the same.

Do note that the IDFC FIRST Bank credit card reward points redemption value is ₹0.25.

What is the IDFC Credit Card Rewards Catalogue?

The IDFC FIRST bank offers the option to redeem your IDFC credit card points against items available on the IDFC rewards catalogue. This includes vouchers from popular stores, some of which are listed below:

Category

IDFC Credit Card Offers on

Shopping

Amazon, Big Basket, Flipkart, Lifestyle, Croma, Urban Ladder, Decathalon, Big Bazaar, Fastrack, Chumbak, Kama Ayurveda, Taneira, Jockey, Aurelia, Fbb, Celio, Beverly Hills Polo Club, Titan Eye Plus, Max, Charles and Keith, Tanishq, Only, Woodland, Zivame, Pepperfry, etc.

Entertainment

Hungama, Condé Nast Traveler, Live Mint, Zee5, Hindustan Times, Cosmopolitan, Harper’s Bazaar, Femina, India Today, Architectural Digest, Vogue, Reader’s Digest, etc.

Travel

Uber, Taj Hotels, Accor Plus, Yatra, Ola, Cleartrip, MakeMyTrip, Oberoi Hotels, Thomas Cook, The Serai, etc.

Dining

KFC, Barbeque Nation, Pizza Hut, Costa Coffee, Oh! Calcutta, TGI Friday’s, Café Coffee Day, Freshmenu, Sigree, Machaan, Sweet Bengal, Chaayos, etc.

Health and Wellness

Cure Fit, Lakme salon, NuAyurveda Clinic, Talwalkars, Himalaya, DocsApp Gold, CallHealth, Bodycraft, Apollo Pharmacy, etc.

Frequently Asked Questions on IDFC Credit Card Reward Points

  • ✔️How do I use my IDFC credit card points?

     You can redeem your IDFC credit card reward points against vouchers which can be used to pay for online or in-store purchases. The redemption process can be done via the IDFC FIRST Bank credit card reward redemption portal. You would need to log in using your registered mobile number, view the vouchers, add the ones you like to the cart, and confirm the transaction to redeem your accumulated rewards.

  • ✔️What is the value of IDFC reward points?

     The IDFC FIRST Bank credit card reward points redemption value is ₹0.25.

  • ✔️Do IDFC credit card points expire?

    No, IDFC Bank credit card reward points never expire. As a result, you can keep accumulating points and redeem them at your convenience.

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