Make the most of your IDFC First Bank Credit Card reward points!
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Along with the convenience and attractive features you enjoy when you use your IDFC Bank to transact, you also get access to the bank’s dedicated rewards program. Simply speaking, every time you use your IDFC First Bank Credit Card to pay, you earn reward points. IDFC Bank then lets you redeem these IDFC First Bank Credit Card points to earn exciting credit card benefits and help you save more.
You can earn IDFC First reward points on your credit card against all your transactions, except for spends on fuel, insurance, EMI purchases, and cash withdrawals. The type of rewards you can earn against each card is mentioned below:
Credit Card |
IDFC Rewards |
Accelerated IDFC Rewards |
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IDFC FIRST Bank Wealth Credit Card |
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IDFC FIRST Bank Millennia Credit Card |
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(1X = 1 Reward Point for every ₹100 spent)
Once you have accumulated enough IDFC reward points, you can redeem them in the form of vouchers and use them to purchase items online. The process to redeem IDFC First Bank Credit Card points is simple and can be done anywhere and at any time. Here’s how:
Visit the IDFC First Bank Credit Card reward redemption portal
Log in using your registered mobile number
On the home page, click on the ‘Redeem Points’ option
Check out the vouchers of popular online stores where you can use your reward points to pay
View the minimum purchase amount listed against each voucher
Click on the ‘Add to Cart’ option to proceed with purchasing your chosen gift voucher
Enter the number or the reward points you want to use and the number of vouchers you wish to buy
Click on ‘Proceed’ to checkout
Enter and verify the delivery details of your chosen voucher
Click on ‘Confirm’ to complete the transaction
Once confirmed, the vouchers would be delivered to you via SMS and email. If not via the website, you can opt to redeem your IDFC First Bank Credit Card reward points via the IDFC First mobile app or the Poshvine reward portal. The steps would remain the same.
Do note that the IDFC First Bank Credit Card reward points redemption value is ₹0.25.
The IDFC FIRST bank offers the option to redeem your IDFC First Bank Credit Card points against items available on the IDFC rewards catalogue. This includes vouchers from popular stores, some of which are listed below:
Category |
IDFC First Bank Credit Card Offers on |
Shopping |
Amazon, Big Basket, Flipkart, Lifestyle, Croma, Urban Ladder, Decathalon, Big Bazaar, Fastrack, Chumbak, Kama Ayurveda, Taneira, Jockey, Aurelia, Fbb, Celio, Beverly Hills Polo Club, Titan Eye Plus, Max, Charles and Keith, Tanishq, Only, Woodland, Zivame, Pepperfry, etc. |
Entertainment |
Hungama, Condé Nast Traveler, Live Mint, Zee5, Hindustan Times, Cosmopolitan, Harper’s Bazaar, Femina, India Today, Architectural Digest, Vogue, Reader’s Digest, etc. |
Travel |
Uber, Taj Hotels, Accor Plus, Yatra, Ola, Cleartrip, MakeMyTrip, Oberoi Hotels, Thomas Cook, The Serai, etc. |
Dining |
KFC, Barbeque Nation, Pizza Hut, Costa Coffee, Oh! Calcutta, TGI Friday’s, Café Coffee Day, Freshmenu, Sigree, Machaan, Sweet Bengal, Chaayos, etc. |
Health and Wellness |
Cure Fit, Lakme salon, NuAyurveda Clinic, Talwalkars, Himalaya, DocsApp Gold, CallHealth, Bodycraft, Apollo Pharmacy, etc. |
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Frequently Asked Questions
How do I use my IDFC First Bank Credit Card points?
You can redeem your IDFC First Bank Credit Card reward points against vouchers which can be used to pay for online or in-store purchases. The redemption process can be done via the IDFC First Bank Credit Card reward redemption portal. You would need to log in using your registered mobile number, view the vouchers, add the ones you like to the cart, and confirm the transaction to redeem your accumulated rewards.
What is the value of IDFC reward points?
The IDFC First Bank Credit Card reward points redemption value is ₹0.25.
Do IDFC First Bank Credit Card points expire?
No, IDFC First Bank Credit Card reward points never expire. As a result, you can keep accumulating points and redeem them at your convenience. However, if you fail to pay the outstanding balance of your credit card, you might lose your access to the accumulated rewards.
How can I redeem my reward points?
In the case of IDFC First Bank Credit Card, you can redeem your points in the form of vouchers and use them for online purchases.
