SBI Add On Card Charges

SBI Add On Credit Card

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SBI Add-on Card

The SBI Add-on credit card is an additional credit card issued to family members of an SBI credit cardholder. The Add-on SBI credit card offers its customers the perks and benefits similar to that of a primary SBI credit card. The SBI credit card owner holds the authorisation power of the SBI Add-on card and it is directly linked with the primary SBI credit card.

Read the blog to learn more about the SBI credit card Add-on card.

How to Apply for an SBI Add-On Credit Card

The SBI credit cardholders can apply online and offline for the SBI credit card Add-on card.

Apply for SBI Add On Credit Card Online

  • Net Banking

  • Visit the official portal of sbicard.com

  • Log into your account using your credentials,

  • Select the ‘Add-on Card’ option under the ‘Services’ menu

  • Mention details about the Add-on cardholder like name, age, relationship with the primary cardholder, etc. in the form

  • Upload the mandated documents like KYC, ID proof, etc.

  • Click on ‘Submit’

Once the form is submitted, the bank will authenticate and verify your application. After the verification process, the bank will courier the SBI Add-on credit card to your registered contact address.

Apply for SBI Add On Credit Card Offline

  • Courier

  • Download the SBI credit card Add-on card form from the official portal of sbicard.com

  • Mention details about the Add-on cardholder like name, age, relationship with the primary cardholder etc., in the form

  • Attach the mandated documents like KYC, ID proof, etc.

  • Seal it in an envelope to courier it to the mentioned address -

SBI Cards and Payment Services Pvt. Ltd.

P.O Box No- 16, GPO,

New Delhi- 110001

** Note - The SBI credit cardholders can also contact 1860-180-1290 SBI Add-on credit card toll-free number for any query.

Eligibility & Documents Required for SBI Add-On Credit Card

To apply for the SBI Add-on card, there are two eligibility parameters one must fulfil -

  • The issuance of an SBI Add-on credit card mandatorily requires the permission of the primary SBI credit cardholder.

  • The SBI Add-on cardholder should be a minimum of 18 years of age.

Documents Required for SBI Add-On Credit Card

Here is a list of documents that one must submit along with the SBI Add-on card application form -

  • Passport-size photos

  • Identity Proof

  • Address Proof

  • Income Proof of the primary SBI credit card holder

Features of SBI Add-On Credit Card

Here are some of the features of the SBI Add-on credit card -

  • The SBI Add-on cardholder can use their credit card for international transactions if approved by the primary SBI credit cardholder.

  • The SBI Add-on cardholder shares a fuel surcharge waiver with the SBI primary credit cardholder.

  • The SBI Add-on cardholder gets a pre-approved credit limit similar to the primary SBI credit card holder.

  • All the transactions and expenses made via the SBI Add-on credit card are recorded under the primary SBI credit card.

  • The SBI Add-on cardholder will earn rewards on the SBI Add-on credit card transactions.

Fees & Charges on SBI Add-On Credit Card

There are no additional SBI Add-on credit card charges. SBI charges annual maintenance charges from the primary SBI credit cardholder. There are, however, certain conditional-based charges applicable on SBI Add-on credit cards like -

  • Penalty on late bill payments

  • Finance charges

  • Cash withdrawal charges

  • Card replacement charges

  • GST charges

List of SBI Add-On Credit Cards

Check out the table below to find out different types of SBI Add-on credit cards -

SBI Card Elite

SBI Card Elite Advantage

SBI Card Prime

SBI Card Prime Advantage

Simply Click SBI Card

Simply SAVE SBI Card

SBI Card Unnati

Capital First SBI Card

Air India SBI Platinum Card

Chennai Metro SBI Card

Yatra SBI Card

Federal Bank SBI Credit Card

Oriental Bank of Commerce -SBI Card

Karur Vysya Bank-SBI Card

Bank of Maharashtra-SBI Card

SBI Add-On Credit Card Limit

The Add-on SBI credit cardholder gets a separate credit limit which can be altered or changed by the SBI primary credit cardholder.

To change the credit limit of an SBI Add-on credit card, the primary cardholder can log in to their net banking account and set a transaction credit limit. They can also contact the SBI Credit Card helpline numbers to set a credit limit.

How to Track SBI Add-On Credit Cards

SBI offers five add-on credit cards under one primary credit card account. Once the application for the SBI credit card Add-on card is submitted, the primary cardholder can track the status of these Add-on cards by the following methods -

  • Netbanking Account - The cardholder can log into your net banking account to track the status of their SBI Add-on credit card.

  • Helpline Number - Contact the SBI toll-free number 1860-180-1290 to track and update the SBI credit card Add-on card. 

FAQs regarding SBI Add On Credit Card

  • ✔️How many SBI Add-on credit cards can be registered under an SBI credit card?

    An SBI credit cardholder can get five SBI Add-on credit cards registered under an SBI credit card.

  • ✔️What is the benefit of the SBI Add-on card?

    One of the prime SBI Add-on card benefits is that the family members of the primary cardholder can reap the benefits similar to SBI primary credit cardholders.

  • ✔️Does the credit score of the SBI primary credit cardholder be affected if the Add-on cardholder becomes a defaulter?

    The primary credit cardholder's credit score is negatively affected if the SBI Add-on cardholder becomes a defaulter.

  • ✔️Are there any annual maintenance charges applicable on SBI Add-on cards?

    SBI does not charge annual maintenance fees on the SBI Add-on credit card.

  • ✔️Can an SBI Add-on credit cardholder set its transaction credit limit?

    The SBI Add-on cardholder is by default granted a similar credit limit as the SBI primary credit cardholder; however, the primary cardholder holds power to alter or change the credit limit of the SBI Add-on cardholder.