Get Personal Loan for 3 Months - Check EMIs & Interest Rates

Salaried Individuals - Check your Loan eligibility!

Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Apply Now

A personal loan for 3 months offers a flexible and convenient way to meet your short-term financial needs. With a shorter repayment period, you can quickly pay off the loan without being tied down by long-term commitments.

This makes it an excellent choice if you need funds for a medical emergency or unexpected personal expenses, as there are no restrictions on how you use the funds. At Bajaj Markets, you can apply for personal loans of up to ₹50 Lakhs and enjoy competitive interest rates, quick application processing, and minimal formalities.

Features and Benefits

Getting a 3-month personal loan from Bajaj Markets comes with various benefits. Here are some of the advantages:

High Loan Amount

You can borrow up to ₹50 Lakhs with benefits like fast approval and instant disbursal. This allows you to manage urgent and varied needs easily.

Competitive Interest Rates

Access personal loans for 3 months with attractive interest rates starting from just 9.99% p.a. Choose from a range of partner lenders to find the best deal for yourself.

Flexible Usage

There are no restrictions on how you use your personal loan. Whether it is for medical expenses, home renovations, or your child’s education, a personal loan offers you the freedom to spend as needed.

No Collateral Required

Personal loans from Bajaj Markets do not require any collateral. Apply with minimal paperwork and enjoy quick approval with no need to risk assets.

Variety of Loan Options

Choose from different personal loan variants, including flexi loans or term loans, to best suit your needs and repayment preferences.

Quick Disbursal

Once approved, the loan amount is disbursed to your account within minutes, ensuring immediate access to the funds.

No Hidden Charges

You get clarity on the complete list of fees and charges. This transparency helps you know exactly what you need to pay, so you can plan better and avoid unpleasant surprises later.

Interest Rates and Charges of Lenders Offering Personal Loans For 3 Months

Bajaj Markets offers personal loans from various lenders with attractive loan terms. Check out the details and the terms below:

Partner Name	Min Interest Rate	Max Tenure	Processing Fee
Bajaj Finance Limited	10% p.a.	96 months	Up to 3.93% of the loan amount
CASHe	2.79% p.m.	18 months	Up to 5.5% of the personal loan amount + GST
Federal Bank	11% p.a.	48 months	0.70% to 2.80% of the loan amount + 18% GST
Fibe	14% p.a.	36 months	Up to 2% of the loan amount
Finnable	15.95% p.a.	60 months	Up to 3% of total loan amount
IIFL Finance	18% p.a.	42 months	2% to 6% of the loan amount + GST
InCred	16% p.a.	60 months	2%-5% on the sanctioned amount
Kissht	14% p.a.	24 months	3% - 5% of the loan amount
Kotak Mahindra Bank	10.99% p.a.	72 months	Up to 1.10% - 1.50% of the loan amount + GST
KreditBee	14% p.a.	24 months	Up to 3% of the loan amount
L&T Finance	12% p.a.	48 months	Up to 2% of loan amount + GST
MoneyTap	18% p.a.	36 months	5% to 10% of the loan amount
moneyview	1.33% p.m.	60 months	Starting from 2% of the approved loan amount
mPokket	24% p.a.	90 days	₹50 to ₹200 + 18% GST (depending on the loan amount with a maximum APR of 48%)
Muthoot Finance	14.50% p.a.	60 months	2% to 4% of the loan amount
Olyv	18% p.a.	12 months	2% - 12% of the loan amount
PaySense Partners	15% p.a.	60 months	2% - 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher)
Privo	9.99% p.a.	60 months	1%-3% of the loan amount +GST
SMFG India Credit	12% p.a.	60 months	0% - 6% of the loan amount
Upwards	18% p.a.	36 months	Up to 4% of the loan amount
YES BANK	12.50% p.a.	72 months	Up to 2.75% of the loan amount
Zype	18% p.a.	12 months	2% to 6% of the loan amount

Disclaimer: The above-mentioned information is subject to change as per changes in issuers’ policies.

EMI Calculator for a 3-Month Personal Loan

Loan Amount

Tenure

Rate of Interest

Your Monthly Personal Loan EMI

Principal Amount

Total Interest

Total Amount Payable

Amortization Schedule

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Year	Payable Amount	Principal	Interest	Balance

Reasons to Opt for a 3-Month Personal Loan

A personal loan of 3 months offers a convenient, short-term solution for your financial needs. Here are some key reasons why you should consider opting for it:

Unsecured Option

You do not need to pledge any collateral, making it a risk-free and quick borrowing option.

Quick and Easy Access

With a short loan term and a manageable loan amount, you can usually access funds quickly and without hassle.

Faster Repayment

The shorter tenure means you can repay the loan quickly, avoiding long-term financial commitments and hefty repayments.

Lower Interest Costs

Since the loan term is brief, you are likely to pay less as interest compared to long-term loans, saving you money in the long run.

Can Help Improve Credit Score

If you repay the loan on time, it can have a positive impact on your credit score, potentially making it easier to access future credit.

Eligibility Criteria

To apply for a personal loan for 3 months on Bajaj Markets, you need to fulfil the following criteria:

You must be an Indian citizen
Your age must be a minimum of 18 years
You must be either salaried or self-employed
You must have a work experience of at least 1 year
Your CIBIL score must be a minimum of 600
Your monthly income must be at least ₹10,000

Documents Required

Bajaj Markets offers personal loans with minimal documentation. Here is a list of documents to keep handy:

2 passport-size photographs
Identity Proof: Aadhaar card, PAN card, voter ID, passport, driving licence
Address Proof: Aadhaar card, passport, voter ID, driving licence, telephone bill, electricity bill
Income Proof: Last 3 months’ bank statements or salary slips

How to Apply for a Personal Loan on Bajaj Markets

To apply for a personal loan, follow these simple steps:

Go to the website and click on ‘Loans’
Choose the ‘Personal Loan’ option
Click on ‘Check Offers’
Enter your profession, mobile number, and pincode
Complete the verification, check the loan offers, and choose a suitable one

After accepting the offer, you will receive the funds in your bank account.

Can you get a personal loan for 3 months?

Yes, you can get a 3-month loan online from a range of lenders via Bajaj Markets. This platform allows you to apply online within a few minutes at any time and from anywhere.

What is the maximum loan one can get for a 3-month tenure?

With Bajaj Markets, you can get a personal loan of up to ₹50 Lakhs for a 3-month tenure.

What are the interest rates for a personal loan for 3 months on Bajaj Markets?

The interest rates vary depending on the lender. On Bajaj Markets, the rates start from 9.99% per annum. Compare different lenders and choose the one that offers the best terms for you.