Looking for immediate financial support? Compare a 4-month loan from various lenders and get one at competitive interest rates.
Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!
A personal loan for 4 months is a convenient short-term financing option that provides flexibility and quick access to funds. It is ideal for managing unexpected expenses, such as medical emergencies or home repairs.
With loan amounts of up to ₹50 Lakhs, a short-term loan on Bajaj Markets can help you meet your planned or urgent needs. Explore various lenders, compare the interest rates and processing fees, and make a suitable borrowing decision.
Features and Benefits
A 4-month loan comes with several features and benefits that make it an attractive option for quick financial support. Here are some of the key features and benefits of getting a loan via Bajaj Markets Read More: Read Less
Competitive Interest Rates
Enjoy attractive interest rates starting from 9.99% p.a. Choose from a variety of partner lenders and borrow affordably.
Ample Loan Amount
Borrow up to ₹50 Lakhs through Bajaj Markets and enjoy quick approval with instant disbursal.
Unsecured Loan
You can borrow without the need for collateral, making it easy and risk-free to access funds.
Flexible Usage
Use the funds for various purposes, including medical emergencies, weddings, travel, education, or debt consolidation.
No Hidden Charges
Experience a transparent loan process with no hidden fees or charges when borrowing through this platform.
Convenient Application Process
Complete the entire loan application process online with minimal paperwork, ensuring a fast and hassle-free experience.
You can get a personal loan with a 4-month tenure from various partners on Bajaj Markets. Here is a list of partners with the maximum loan amount, interest rates, tenure, and processing costs:
Partner Name |
Min Interest Rate |
Max Tenure |
Processing Fee |
Bajaj Finance Limited |
10% p.a. |
96 months |
Up to 3.93% of the loan amount |
CASHe |
2.79% p.m. |
18 months |
Up to 5.5% of the personal loan amount + GST |
Federal Bank |
11% p.a. |
48 months |
0.70% to 2.80% of the loan amount + 18% GST |
Fibe |
14% p.a. |
36 months |
Up to 2% of the loan amount |
Finnable |
15.95% p.a. |
60 months |
Up to 3% of total loan amount |
IIFL Finance |
18% p.a. |
42 months |
2% to 6% of the loan amount + GST |
InCred |
16% p.a. |
60 months |
2%-5% on the sanctioned amount |
Kissht |
14% p.a. |
24 months |
3% - 5% of the loan amount |
Kotak Mahindra Bank |
10.99% p.a. |
72 months |
Up to 1.10% - 1.50% of the loan amount + GST |
KreditBee |
14% p.a. |
24 months |
Up to 3% of the loan amount |
L&T Finance |
12% p.a. |
48 months |
Up to 2% of loan amount + GST |
MoneyTap |
18% p.a. |
36 months |
5% to 10% of the loan amount |
moneyview |
1.33% p.m. |
60 months |
Starting from 2% of the approved loan amount |
mPokket |
24% p.a. |
90 days |
₹50 to ₹200 + 18% GST (depending on the loan amount with a maximum APR of 48%) |
Muthoot Finance |
14.50% p.a. |
60 months |
2% to 4% of the loan amount |
Olyv |
18% p.a. |
12 months |
2% - 12% of the loan amount |
PaySense Partners |
15% p.a. |
60 months |
2% - 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher) |
Privo |
9.99% p.a. |
60 months |
1%-3% of the loan amount +GST |
SMFG India Credit |
12% p.a. |
60 months |
0% - 6% of the loan amount |
Upwards |
18% p.a. |
36 months |
Up to 4% of the loan amount |
YES BANK |
12.50% p.a. |
72 months |
Up to 2.75% of the loan amount |
Zype |
18% p.a. |
12 months |
2% to 6% of the loan amount |
Disclaimer: The above-mentioned information is subject to change as per changes in issuers’ policies.
A 4-month loan is a quick, flexible solution for short-term financial needs. Here are some reasons to consider it:
Lower Interest Dues
With a shorter loan tenure, you pay less interest overall, as the loan is repaid in a shorter time.
Quick Financial Solution
A 4-month personal loan is the perfect option for addressing unexpected financial needs, providing fast access to funds when required.
Speedy Repayment
The short tenure of just 4 months allows you to pay off the loan quickly, helping you become debt-free faster.
Can Boost Credit Score
By making timely repayments, you not only clear your loan efficiently but also improve your credit score, enhancing your ability to borrow in the future.
Before applying for personal loan via Bajaj Markets, make sure you meet the following criteria:
Citizenship: You must be a citizen of India
Age: You must be at least 18 years old
Employment Status: You must be either salaried or self-employed
Income: A minimum monthly income of ₹10,000 is required
Work Experience: At least 1 year of work experience
CIBIL Score: Your CIBIL score should be at least 600 or above
Be ready with the following documents when you are applying for a personal loan via Bajaj Markets:
As identity proof, you can choose any one from the following:
PAN card
Aadhaar card
Voter ID
Passport
Driving licence
As address proof, you can choose any one from the following:
Voter ID
Aadhaar card
Passport
Driving licence
Electricity bill
Telephone bill
As income proof, you can upload the following:
Bank statements for the past 3 months
Salary slips for the past 3 months
You also need to provide 2 passport-size photographs
Follow these simple steps to apply for a personal loan online through this platform:
Visit the website and navigate to the ‘Loans’ section
Choose the ‘Personal Loan’ option from the available categories
Click on ‘Check Offers’ to explore available loan options
Provide your profession, mobile number, and Pincode details
Complete the verification process, review the loan offers, and select the one that suits you best
Once you accept an offer, the funds will be transferred to your bank account.
Frequently Asked Questions
Can I get a personal loan for 4 months?
Yes, you can get a short-term personal loan for 4 months. This type of loan is ideal for covering emergencies or unexpected expenses. Explore various options on Bajaj Markets and apply in a few simple steps.
What is the maximum loan one can get for a 4-month tenure?
You can take a personal loan of up to ₹50 Lakhs via Bajaj Markets. To increase your chances of approval, ensure you meet the eligibility criteria and the lender’s terms and conditions.
What is the CIBIL score required to get a personal loan with a 4-month tenure?
To get a 4-month personal loan through Bajaj Markets, you need a CIBIL score of at least 600 or above. A higher score increases your chances of loan approval and may help you secure better interest rates.
How can I repay a personal loan with a tenure of 4 months?
You can repay the personal loan through fixed Equated Monthly Instalments (EMIs), where you make consistent payments over the loan term. This structured repayment plan helps you manage your finances effectively while clearing the loan on time.
