ICICI Platinum Credit Card

ICICI Platinum Credit Card

What is ICICI Platinum Credit Card?

The ICICI Bank Platinum credit card offers some of the best features including attractive interest rates, fuel surcharge waivers, and other rewards to its holders. The idea is to give the cardholders an optimum experience, maximum benefits and the best rewards. The ICICI Platinum credit card is given only to the bank's existing customers.

ON THIS PAGE: Features & Benefits | Fees & Charges | Reward Points | ICICI Platinum Card Customer Care | Documents & Eligibility | How to Apply | FAQs

ICICI Platinum Credit Card Benefits

With the ICICI Bank Platinum credit card, cardholders can get a 2.5% waiver on fuel surcharge at Hindustan Petroleum Corporation Limited (HPCL) petrol pumps. This benefit can be availed at pumps where the ICICI Merchant Services swipe machines are used. The fuel surcharge waiver is applicable only on transactions under Rs 4,000.
Holders of the ICICI platinum card can earn two PAYBACK points every time they spend Rs 100, except for on fuel purchases. PAYBACK points can be redeemed for attractive rewards on products.
Holders of this credit card can enjoy platinum benefits from Visa on dining, shopping, hotel and travel, among other activities.

ICICI Platinum Credit Card Charges & Fees

ICICI Bank does not charge any joining fees and annual fees from holders of the platinum credit card.

Joining Fees	Nil
Annual Fees	Nil
Overdue interest on credit extended	3.40 per cent per month and 40.80 per cent annually
Interest charged on cash advance	3.40 per cent per month and 40.80 per cent annually
Fees for transaction	2.50%, with Rs 300 minimum
Dial-a-draft-transaction fees	3% of the draft value, with Rs.300 minimum
Redemption handling fee	Rs 99 for catalogue-based redemptions Rs 25 for redeeming at partner brands of PAYBACK
Over-limit charges	2.5% on the over-limit sum, with Rs 500 minimum
Cheque return	2% of the total due amount, with Rs 250 minimum
Auto-debit return fees	2% of the total due amount, with Rs 250 minimum
Card replacement fee	Rs 100
Cash payment fee at branches	Rs 100 per payment transaction
Cheque or cash pick-up fee	Rs 100 per pick-up
Charge slip request fee	Rs 100 per charge slip
Request for duplicate statement	Rs 100 per charge slip

The charges for late payment on the ICICI Bank Platinum credit card are as follows—

Under Rs 100	Nil
Rs 100 - Rs 500	Rs 100
Rs 500 - Rs 10,000	Rs 500
Rs 10,000 - Rs 20,000	Rs 600
Over Rs 20,000	Rs 700

ICICI Platinum Credit Card Reward Points

With the ICICI Platinum credit card, cardholders can earn PAYBACK points on their transactions. PAYBACK is India's largest reward programme offering a variety of vouchers for movies and travels. The programme also offers deals on appliances, mobile phones and lifestyle products. These PAYBACK points can also be earned from partner brands. Here’s how cardholders can earn PAYBACK points by making purchases—

Retail purchases	2 points on every Rs 100 spent, except on fuel
Utilities and insurance	1 point on every Rs 100 spent

ICICI Platinum Credit Card Customer Care Number

For all queries related to your ICICI Credit card, you can reach the ICICI Bank credit card customer care team:

Email: Customer.care@icicibank.com
Phone: 1860 120 7777
Local call: 33667777 (prefix local area code)

ICICI Platinum Credit Card Eligibility

Eligibility Criteria

Minimum Income for Salaried Applicants should be Rs.30,000 per month
Minimum Income for Self-employed applicants should be Rs.50,000 per month

Documents Required

Identity proof: PAN Card, Driver’s License, Aadhaar card, Voter’s ID, Passport, OCI card, or other government-approved ID proof with photo
Income proof: Form 16, three months' bank statements and latest salary slips
Address proof: Aadhaar card, Driver’s License, Passport, bank account statement, ration card or utility bills

How to Apply for an ICICI Bank Platinum Credit Card?

Just follow these 5 quick steps and you’re done!

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FAQs

✔️What is ICICI Platinum credit card limit?

The limit on the ICICI Bank Platinum credit card will be determined by the bank and communicated to the applicant when the card is delivered. Customers can increase their credit card limit by requesting the bank.
✔️What are ICICI Platinum credit card benefits?

The ICICI Platinum credit card offers several rewards and benefits to the cardholders. Customers can get a 2.5% waiver on fuel surcharge at HPCL pumps. They can earn two PAYBACK reward points for each retail purchase that can be redeemed for dining, shopping, hotel and travel benefits.
✔️What is the annual fee on ICICI Bank Platinum credit card?

ICICI Bank does not charge its customers any annual fee for its Platinum credit card.