Apply for ICICI Bank Platinum Chip Credit Card

Here’s why this lifestyle credit card is an ideal pick:

Joining Fee	Nil
Annual Fee	Nil
Suitable for	Rewards on shopping and utility payments
Key Feature	2 reward points on every ₹100 spent on retail purchases
Fuel Surcharge Waiver	Avoid 1% fuel surcharge on fuel bills at HPCL pumps

ICICI Bank’s Rewards Program gives you an easy way to earn and redeem points. Using this credit card, you can earn points on shopping, electricity bill payment, or big-ticket purchases. Once you have collected points, you can redeem them for exciting gifts and vouchers on the rewards portal. 

 

Here is how the rewards program works for the ICICI Bank Platinum Chip Credit Card:

A. Reward points 

• You get 2X reward points on every ₹100 spent on retail category, excluding fuel transactions

• You get 1 reward point on every ₹100 spent on utility and insurance payments

 

Here is an example:

Disclaimer: The above example is for illustration purposes only. 

B. Redemption process

Access your credit card account through the ICICI Bank website or the mobile app to initiate redemption. The redemption fee is ₹99 each time you redeem your points. 

C. Expiration 

ICICI Bank reward points lapse 36 months after you earn them, post which you cannot redeem them any more. Here, 1 reward point is valued at ₹0.25.

D. Example of Savings

Referencing the examples used above, here is a look at what your annual expenses and savings could look like: 

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying. 

 

This example demonstrates that if you earn 960 rewards in a year, you can save ₹240 on your transactions. Additionally, you can eliminate the surcharge on fuel bills, saving another ₹120 as per the example. Your actual savings will depend on how you use your card.

Here are the notable charges applicable to this card based on your usage:

Note: A GST of 18% is applicable on all the charges mentioned above.

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Go through the ICICI Bank Platinum Chip Credit Card’s eligibility criteria to know if you qualify for it. You need to be:

• An Indian citizen 

• Self-employed: 21 to 65 years old

• Salaried: 21 to 58 years old

• Earning at least ₹2.4 Lakhs in a year if you have a salary account with ICICI Bank; ₹3.6 Lakhs if not

• Earning at least ₹3.6 Lakhs annually if you are self-employed and hold an ICICI Bank Savings Account; ₹4.8 Lakhs if not
  
  

Here is the list of documents you must keep ready before applying icici platinum chip credit card 

• Address Proof:

  • Passport 

  • Utility bills (not older than 3 months)

  • Ration card

• Identity Proof:

  • PAN card

  • Voter’s ID

  • Aadhaar card

  • Driving licence

• Income Proof:

  • 6 months’ bank statement

  • Salary slips (past 3 months)

  • Form 16 or audited financials for the last 2 years (if self-employed) 

 

icici platinum chip credit card apply online in Just a Few Steps

To get the ICICI Bank Platinum Chip Credit Card, Apply Credit Card Online on Bajaj Markets Go through the steps detailed below to know how to apply:

1. Click on ‘Check Eligibility’ and fill in the required details, including your date of birth, mobile number, and profession 

2. Fill in the One-Time Password (OTP) received on your number

3. Verify the pre-filled details like your PIN code, email ID, PAN number, and income information

4. Apply for the card that matches your needs from the available options

5. Click on ‘Submit’ to complete your application

Customer Care

In case of any queries, contact ICICI Bank's customer service team via phone or email:

• Call the 24/7 helpline at 1800 1080 (toll-free)

• Email customer.care@icicibank.com

You can also compare icici platinum chip credit card with other cards from the same issuer:

Disclaimer: The benefits mentioned are subject to change as per the policies of ICICI Bank. Check them before you apply for a specific card.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.