The ICICI Bank Platinum credit card offers some of the best features including attractive interest rates, fuel surcharge waivers, and other rewards to its holders. The idea is to give the cardholders an optimum experience, maximum benefits and the best rewards. The ICICI Platinum credit card is given only to the bank's existing customers.
ON THIS PAGE: Features & Benefits | Fees & Charges | Reward Points | ICICI Platinum Card Customer Care | Documents & Eligibility | How to Apply | FAQs
With the ICICI Bank Platinum credit card, cardholders can get a 2.5% waiver on fuel surcharge at Hindustan Petroleum Corporation Limited (HPCL) petrol pumps. This benefit can be availed at pumps where the ICICI Merchant Services swipe machines are used. The fuel surcharge waiver is applicable only on transactions under Rs 4,000.
Holders of the ICICI platinum card can earn two PAYBACK points every time they spend Rs 100, except for on fuel purchases. PAYBACK points can be redeemed for attractive rewards on products.
Holders of this credit card can enjoy platinum benefits from Visa on dining, shopping, hotel and travel, among other activities.
ICICI Bank does not charge any joining fees and annual fees from holders of the platinum credit card.
Joining Fees |
Nil |
Annual Fees |
Nil |
Overdue interest on credit extended
|
3.40 per cent per month and 40.80 per cent annually |
Interest charged on cash advance |
3.40 per cent per month and 40.80 per cent annually |
Fees for transaction |
2.50%, with Rs 300 minimum |
Dial-a-draft-transaction fees |
3% of the draft value, with Rs.300 minimum |
Redemption handling fee |
Rs 99 for catalogue-based redemptions Rs 25 for redeeming at partner brands of PAYBACK |
Over-limit charges |
2.5% on the over-limit sum, with Rs 500 minimum |
Cheque return |
2% of the total due amount, with Rs 250 minimum |
Auto-debit return fees |
2% of the total due amount, with Rs 250 minimum |
Card replacement fee |
Rs 100 |
Cash payment fee at branches |
Rs 100 per payment transaction |
Cheque or cash pick-up fee |
Rs 100 per pick-up |
Charge slip request fee |
Rs 100 per charge slip |
Request for duplicate statement |
Rs 100 per charge slip |
The charges for late payment on the ICICI Bank Platinum credit card are as follows—
Under Rs 100 |
Nil |
Rs 100 - Rs 500 |
Rs 100 |
Rs 500 - Rs 10,000 |
Rs 500 |
Rs 10,000 - Rs 20,000 |
Rs 600 |
Over Rs 20,000 |
Rs 700 |
With the ICICI Platinum credit card, cardholders can earn PAYBACK points on their transactions. PAYBACK is India's largest reward programme offering a variety of vouchers for movies and travels. The programme also offers deals on appliances, mobile phones and lifestyle products. These PAYBACK points can also be earned from partner brands. Here’s how cardholders can earn PAYBACK points by making purchases—
Retail purchases |
2 points on every Rs 100 spent, except on fuel |
Utilities and insurance |
1 point on every Rs 100 spent |
For all queries related to your ICICI Credit card, you can reach the ICICI Bank credit card customer care team:
Email: Customer.care@icicibank.com
Phone: 1860 120 7777
Local call: 33667777 (prefix local area code)
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The limit on the ICICI Bank Platinum credit card will be determined by the bank and communicated to the applicant when the card is delivered. Customers can increase their credit card limit by requesting the bank.
The ICICI Platinum credit card offers several rewards and benefits to the cardholders. Customers can get a 2.5% waiver on fuel surcharge at HPCL pumps. They can earn two PAYBACK reward points for each retail purchase that can be redeemed for dining, shopping, hotel and travel benefits.
ICICI Bank does not charge its customers any annual fee for its Platinum credit card.