The ICICI Platinum Chip Credit Card not only comes with zero annual fee but also treats you to exclusive benefits like a 15% discount on dining and a 1% fuel surcharge waiver. With an embedded microchip for added security, you're not just swiping; you're indulging in a lifestyle enriched with rewards. Ready to elevate your credit card experience? Find out more about what the card has to offer.
To start the application process for this credit card, adhere to these steps:
Click the 'Apply Now' button
Enter essential information, including your mobile number, date of birth, and profession
Proceed by clicking 'Next’
Submit the OTP received via SMS
Provide details such as your PAN Card number, personal email address, residence pin code, and monthly income
Choose 'ICICI Bank Platinum Chip Credit Card' from the displayed credit card options
Complete the verification stage by entering your employment and personal details
It is important to know the ICICI Platinum Chip credit card eligibility criteria, so you can apply if you are eligible for it. You also need to know the documents you have to submit as a part of the application process. Check out these details below.
Particulars |
Details |
Age |
Above 23 years |
Occupation |
Self-Employed or Salaried |
Income Criteria |
|
Particulars |
Documents |
Identity Proof |
PAN, Aadhaar Card, Passport, Voter’s ID, Driving licence, or any other government-approved photo ID proof |
Address Proof |
Aadhaar Card, Passport, Driving licence, latest utility bill, Voter’s ID, or any other government-approved address proof |
Income Proof |
Payslips (Latest) , Income Tax Return, or Form 16 |
Other documents |
A colour photograph of the applicant |
If you plan to apply for this credit card from ICICI Bank, you need to know the applicable fees and charges. Here is everything you need to know about this.
Particulars |
Fees |
Joining fee |
Nil |
Annual fee |
Nil |
Finance charges |
3.40% per month or 40.80% per annum |
Cash advance fees |
3.40% per month or 40.80% per annum |
Foreign currency conversion charges |
3.5% |
Card replacement charges |
₹100 |
Over-limit fee |
2.5% of the over-limit amount (subject to a minimum of ₹550) |
Late Payment Charges |
|
Disclaimer: The values mentioned in the table above are indicative and subject to change. Please refer to the issuer's MITC document for more details.
In case you have any queries about your ICICI Bank Credit Card, you can reach out to the team of ICICI Bank Credit Card Customer Care in any of the ways mentioned below.:
Call 1800-1080
Email the bank at customer.care@icicibank.com
The limit on the ICICI Bank Platinum Chip credit card will be determined by the bank and communicated to you when the card is delivered. You can increase your credit card limit by submitting a request to the bank.
The ICICI Platinum Chip Credit Card offers several rewards and benefits to the cardholders. You can get a 1% waiver on fuel surcharge at HPCL pumps. You can also earn two reward points for each retail purchase you make and then redeem these points on dining, shopping, hotel and travel bookings.
ICICI Bank does not charge its customers any annual fee for the Platinum Chip credit card.
Yes, there is no joining fee or annual fee on this credit card from ICICI Bank.
A security chip card is included with this ICICI Bank Platinum Chip credit card. This chip offers additional protection by giving you a Personal Identification Number while defending all users against fraud.
There is no enrollment fee applicable on the ICICI Bank Platinum Chip credit card.
The credit limit of this credit card is a decision made at the bank’s discretion and can depend on your eligibility.
Yes, it is. However, please refer to the bank’s terms and conditions (or other literature) to confirm the various airports and lounges that can offer you this service.