SBI Credit Card Application Status

Knowing how to track your SBI credit card application status is important for anyone who has just submitted a credit card application form. Checking your SBI credit card application keeps you apprised of its progress, while also giving you an estimate of the tentative waiting time until its approval.  

 

To check your SBI credit card application status, you need to keep your application number or reference ID handy. With this number, you can track your application online via the bank’s website or offline by visiting a bank branch or calling its toll-free customer care helpline. 

Tracking your SBI credit card application status is easy since the bank offers both online and offline options for the process. Here’s a quick overview of how you can track your SBI credit card application status:

• Online: You can visit the official SBI website to track your application with or without your application number

• Offline: You can head over to the closest SBI branch or call  SBI credit card customer care at 1860-180-1290/1860-500-1290/39020202 (prefix STD code)

1. With the Application Number 

When applying for the credit card online or offline, you will be given an application reference number. You can use this number to track your SBI credit card application status by following these steps:

• Go to the SBI homepage (www.sbicard.com) and scroll down to the ‘Track Application’ widget

• Under the ‘Check status of your application’ option, fill in the application number box

• Click ‘Track’ to review the status of your application

 

2. Without the Application Number

You can check your SBI credit card application status online through the bank’s official website. All you have to do is visit the SBI website and go to ‘track your application’. 

 

You can review your application status online even if you’ve misplaced or forgotten your SBI credit card application number. To do so, simply follow these steps:

• Go to the ‘Track Application’ widget on the SBI homepage

• Click on the ‘Retrieve Application’ option

• Enter your first name and mobile number used to register the application

• Click ‘Track’ to retrieve your application details and review its status

 

For those who prefer the offline route, SBI offers multiple offline channels to track credit card applications. You can check the status of your SBI credit card application using one of the following ways:

1. Through the Customer Care 

You can get in touch with a customer care representative by dialing any one of the following SBI Card helpline numbers:

• 1860-180-1290

• 1860-500-1290

• 39020202 (prefix the applicable STD code for your city)

 

You can request the customer care executive to check your SBI credit card application status. The representative will likely ask for your application number or reference ID to authenticate this request. Once that’s done, they will update you about the status of your application. 

2. Through Branch Visit 

You can also opt to get in touch with a bank executive in-person by visiting your nearest SBI Bank branch. Once again you will need to furnish certain application details like your reference ID or number, mobile number, etc. to successfully track your application. 

While you now know how to track your SBI credit card application status online as well as offline, you should also know what the various status updates mean. Your credit card application status can fall in one of the 5 common brackets. This following guide will help you decode SBI credit card application status results:

• In-Progress 

 This status update signifies that your SBI credit card application is still under process and the bank needs more time to review it. 

• Approved 

This implies that the bank has approved your request and will soon dispatch your card.

• Dispatched

After your SBI credit card is approved, the bank will dispatch your card to your registered address. You will receive an SMS update with the tracking and ETA details on the same. On the delivery date, you will have to be present at the address with a set of verification documents to authenticate your identity and collect the card. 

• On-Hold 

Your SBI credit card application might be ‘on-hold’ due to an incomplete application or failed document verification. If this happens, a representative from the bank will get in touch to help you through the process. Alternatively, you can also call the toll-free customer care helpline to seek assistance on why your SBI credit card application status is ‘on-hold’.

• Disapproved 

If you fail to meet the age, income, employment, or credit score criteria set by the bank, your SBI credit card application might be rejected. To find out the exact reason for disapprovals, you can get in touch with a customer care executive via the SBI Card helpline numbers. However, note that once your SBI credit card application is disapproved, you will have to wait for 6 months before filing a fresh application.