Visa Credit Cards

A credit card that uses Visa’s widespread payment network to process a transaction is known as a Visa credit card. Visa is one of the world’s largest card payment networks and facilitates electronic payments using a secure and convenient channel. Such a card will have the official Visa branding to help you identify it. There are several top banks in the country that offer Visa credit cards.

There are different types of Visa credit cards offering varied benefits to make cashless transactions easy.

Some of the top Visa credit cards by major banks in the country, along with the Visa credit card charges are mentioned below:

Several banks offer Visa credit cards. If you wish to get a Visa credit card, you can apply for one online by following the steps mentioned below:

• Step 1: Visit the Bajaj Markets official website/app.

• Step 2: Go to the ‘Credit Cards’ section.

• Step 3: Click on ‘Apply Now’.

• Step 4: Enter the requested details, such as email id, contact number, etc.

• Step 5: Click on ‘Check Your Offer’.

• Step 6: If you have an offer browse through the best Visa credit cards and compare their features.

• Step 7: Select the card that matches your needs.

• Step 8: Fill in all applicable details in the Visa credit card application form online.

Do note that to apply for a credit card, you must meet the credit card eligibility for the specific card.

Visa PayWave is Visa’s contactless payment system. If your card supports this feature, you can simply tap your card on the NFC-enabled Point-of-Sale (PoS) machine to pay for your purchase. This feature eliminates the need to enter your credit card PIN. However, the maximum transaction amount for which you can use the contactless feature is ₹2,000.

Visa credit cards can be used at PoS machines and ATMs domestically as well as globally. The cards are accepted in over 200 countries across the world which have access to the Visa payment network. You can also use the card online to pay for online transactions when you shop, pay utility bills, etc.

Visa credit card bill payment can be done online. The steps are as follows:

• Step 1: Visit the netbanking portal of the bank which has issued your Visa credit card.

• Step 2: Log in to your account using your credentials.

• Step 3: Go to ‘Credit Cards’ and select bill payment.

• Step 4: Select the card for which you want to pay the bill.

• Step 5: Enter the mode of payment and click on ‘Pay’.

• Step 6: You will be redirected to the payment gateway where you can complete the payment.

You can also opt to make credit card bill payment using the bank’s mobile app or by visiting the nearest bank branch.

The number of credit card offers that you can get on your Visa card can range from travel, lifestyle, home decor, entertainment, shopping, and more. These offers depend on the type of Visa credit cards you have availed. For instance, with the Visa Infinite Credit Card, you get to enjoy some of the most elite offers globally. Similarly, the deals and offers on Signature Visa Card, Visa Gold credit card, or Visa Platinum credit card can be availed as per your preference.