Gold Loan in Delhi

A gold loan offers a quick and secure way to access credit with minimal risk. Since the loan is backed by gold as collateral, the approval process is smooth and hassle-free. 

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With online application options, getting a loan for gold has never been easier. If you're a resident of Delhi seeking a simple way to secure a gold loan, you can conveniently apply online through Bajaj Markets.

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Eligible Loan Amount
Required Gold Weight
₹  52,729
16 gms
Monthly EMI
₹  8,367
Monthly Emi
₹  4,415
Total Interest
₹  252
Total Interest
₹  401
Total Payment
₹  52,980
Total Payment
₹  100,401

Today’s Gold Rate @ ₹ 9374 / Gm for 22k purity

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Min value reached
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You can also make instant comparisons between gold loan offers from over 6 loan providers on Bajaj Markets

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loan offers from over 6 loan providers on Bajaj Markets

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Gold loan providers in Delhi may offer different interest rates and Loan-to-value (LTV) ratios. Instead of visiting multiple local gold dealers, Bajaj Markets allows you to compare multiple lenders in one place, helping you secure the best deal without unnecessary hassle.

Here are some key benefits:

Fast Processing

A seamless digital application ensures quick review and approval of your loan request.

Minimal Documentation

The simplified online process makes applying for a gold loan hassle-free.

No Hidden Fees

With Bajaj Markets, you get complete transparency without any undisclosed charge.

Trust and Reliability

The entire process is conducted with transparency, ensuring a secure and trustworthy experience.

Gold loans are easy to qualify for, requiring minimal documentation. They come with affordable interest rates and flexible repayment options.

Here are some key features and benefits:

Part-release Facility

Repay a portion of your loan anytime and reclaim part of your pledged gold before the gold loan tenure ends.

High Loan Amount

Get up to 75% of your gold’s market value, ensuring easy access to funds.

Flexible Repayment Options

Choose a repayment schedule that suits you—monthly, bi-monthly, quarterly, half-yearly, or annually.

No Pre-closure Charges

Close your loan anytime without extra fees.

No Credit Score Requirement

Your credit score isn’t a deciding factor, making gold loans accessible to more borrowers.

*Disclaimer: Terms and conditions apply to the benefits mentioned above, and these may vary from one lender to another.

Before applying for a gold loan in Delhi, it’s important to understand the eligibility criteria for approval. Here’s what you need to qualify:

  • Employment Type: Salaried employees, self-employed individuals, entrepreneurs, farmers, and traders can apply

  • Age: You must be at least 18 years old

  • Citizenship: You need to be an Indian citizen

  • Gold as Collateral: The gold you pledge as collateral must be at least 18 karats

You also have to provide a list of documents when applying for a loan against gold in addition to fulfilling the gold loan eligibility requirements:

Any one of the following address proofs

  • Aadhaar card

  • Passport

  • Driving licence

  • Utility bills

Any one of the following identity proofs:

  • Driving licence

  • Voter ID

  • Aadhaar card

  • Passport

Applying for a gold loan through Bajaj Markets is quick and simple. Follow these steps to get started:

1. Visit the Bajaj Markets gold loan page

2. Click on ‘CHECK ELIGIBILITY’

You can use the Gold Loan Calculator available on the page. Enter the weight of your gold to estimate the loan amount you may be eligible for.

3. Fill in the application form with your basic details:
 

  • Select the loan type

  • Enter your name, mobile number, date of birth, email address, and pincode

  • Specify the loan amount you need

  • Select your gender

  • Agree to the terms and conditions

4. Click on ‘SUBMIT’

Once submitted, your application will be reviewed, and an executive will contact you for the next steps.

Our Partners

Minimum Interest Rate

Minimum Loan Amount

Loan Tenure

Bajaj Finserv

9.50% p.a.

 ₹5,000

 Up to 12 Months

 Check Eligibility

IIFL Finance

11.88% p.a.

 ₹3,000

 24 Months

 Check Eligibility

indiagold

9.24% p.a.

 ₹ 20,000

 61 Days - 12 Months

 Check Eligibility

Muthoot Finance

9.96% p.a.

 ₹1,500

 7 Days - 36 Months

 Check Eligibility

Muthoot FinCorp ONE

9.96% p.a

 ₹1,550

 3 Months - 12 Months

 Check Eligibility

Rupeek

8.88% p.a.

 ₹25,000

 3 Months - 12 Months

 Check Eligibility

*Disclaimer: The rates are subject to change at the lender’s discretion.

Frequently Asked Questions (FAQs)

What is a gold loan, and how does it work?

A gold loan is a secured loan where you pledge your gold ornaments (18-24 karats) as collateral to borrow funds from a lender.

Any Indian citizen above 18 years of age with at least 18-karat gold to pledge can apply.

You need identity and address proofs such as Aadhaar card, utility bills, passport, driving licence, or voter ID card.

Lenders assess purity (e.g., 22K or 24K), weight, and the current market price. The loan amount is then calculated using the Loan-to-value (LTV) ratio.

Gold loan interest rates on Bajaj Markets start from 8.88%. Applying online is convenient, whether you are in Delhi or any other city.

Once your gold and documents are verified, the loan is processed and disbursed quickly.

Repayment options include EMIs, bullet payments, and part payments, allowing flexibility as per your preference.

If payments are missed despite reminders, the lender may impose penalties or auction your pledged gold.

Many lenders allow prepayment or foreclosure, though some may charge a fee based on loan terms.

If gold prices rise, your loan eligibility may increase. If prices fall, the amount you can borrow may reduce.

The loan amount per gram in Delhi is based on the current gold rate (per gram for 22K gold), on Bajaj Markets.

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