BAJAJ FINSERV DIRECT LIMITED

Sammaan Capital Home Loan 

Get a home loan with Sammaan Capital at 8.75% p.a. interest, loan amounts up to ₹5 Crores, flexible tenures up to 30 years, quick approval, and easy repayment options.

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Interest Rate Starting

8.75% p.a.
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Max. Loan Amount

₹5 Crores

Max. Tenure

30 years

You can apply for a home loan from Sammaan Capital Limited (formerly known as Indiabulls Housing Finance Limited) on Bajaj Markets. Borrow up to ₹5 Crores at affordable interest rates starting from 8.75% p.a. and opt for flexible tenures of up to 30 years.

Enjoy quick approvals, minimal documentation, and convenient financing to make your dream home a reality.

Sammaan Capital Home Loan Interest Rate and Charges

Sammaan Capital offers home loans at competitive interest rates, making it easier to finance your dream property. Here are the current interest rates and applicable charges.

Particulars

Details

Rate of Interest

8.75% p.a.

Processing Charges

Up to 1% + GST

Prepayment Charges

NIL

*Disclaimer: The mentioned loan details are subject to change at the lender’s discretion.

Other Fees and Charges of Sammaan Capital Home Loan

Apart from the interest rate and processing fee, Sammaan Capital may levy additional charges depending on the services you opt for. Below are the key fees and charges applicable.

Fee Type

Charges

Foreclosure statement Charges

₹500 (no charge once per quarter)

Cheque Charges for dishonoured cheques, NACH/ECS returns, or EMI non-paymentCharges

₹500

Registration Charges

NIL

Penal Charges

24% p.a. on the outstanding of EMI

*Disclaimer: The mentioned loan details are subject to change at the lender’s discretion. This table has been updated on August 14, 2025.

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Key Features and Benefits of Sammaan Capital Home Loan

High Loan Amount

Get a home loan of up to ₹5 Crores from Sammaan Capital Limited to finance your dream home

Maximum Tenure

Choose a repayment period of up to 30 years, allowing you to manage EMIs comfortably according to your income.

Repayment Options

Repay the loan through either NACH/eNACH, NEFT transfer, cheque/drafts, RTGS transfer, or fund transfer

Attractive Interest Rate

Enjoy competitive home loan interest rates starting from just 8.75% p.a., helping you save on your overall borrowing costs.

Minimum Documentation

Experience a smooth and hassle-free loan application process with minimal paperwork.

No Hidden Charges

Enjoy complete transparency with Sammaan Capital home loans, ensuring no surprises during your loan tenure.

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Sammaan Capital Home Loan Eligibility Criteria

To secure the required loan, ensure to fulfil the following Sammaan Capital home loan eligibility requirements: 

  • You should be either salaried, self-employed, or a professional 

  • You should fall under the age bracket of 23 to 70 years  

  • You should have a credit score of 675 or above 

  • If you are a doctor with an MD/MS degree, work experience of at least 3 years is required 

  • If you are a doctor with an MBBS/BAMS/BHMS/BDS degree, CA, Architect, Lawyer, or tax professional, work experience of at least 5 years is required

Documents Required for Sammaan Capital Home Loan

For the Sammaan Capital home loan, you will also be required to submit some essential documents that are listed below: 

  • Duly filled and signed application form 

  • KYC Documents: Proof of name, date of birth, address, signature and identity 

  • Address Proof: Any of the following: 

    • Passport/Driving Licence/Aadhar Card/Voter ID Card/NREGA Card/Letter issued by NPR with name & address. maintenance bill, electricity bill

    • Maintenance bill 

    • Electricity bill 

  • Processing fee cheque 

  • Property documents:  

    • Sale Deed 

    • Letter of Allotment 

    • No Objection Certificate (NOC) from the builder/housing society, etc. 

  • Income Proof:  

  • For Salaried Applicants - Salary slips, Form 16 and bank statement 

  • For Self-employed Applicants - ITR, financial statements, and bank statements

Types of Home Loans Under Sammaan Capital Home Loan

Sammaan Capital provides a range of home loan options to meet diverse requirements

  • Loan for Your Dream Home

Finance the purchase of a new house or apartment with competitive interest rates and flexible repayment terms. Enjoy customised repayment plans that suit your budget and long-term goals.

  • Loan Against Your Property

Leverage your property’s value to access funds for personal or business purposes. Benefit from high loan amounts and longer tenures for easier repayment.

  • Loan for Renovating Your Home

Upgrade or remodel your home with convenient financing and prompt disbursal. Fund both small upgrades and major renovations with ease.

How to Apply for Sammaan Capital Home Loan on Bajaj Markets

You can apply for a Samman Capital Home Loan on Bajaj Markets by following these simple steps:

  1. Click on ‘Check Offer’ on this page

  2. Enter your basic personal and income details

  3. Select ‘Sammaan Capital Limited’ from the list of lenders

  4. Choose your preferred loan tenure and the required amount

  5. Submit the application

Following this, a representative will reach out to you for further proceedings.

How to Check Sammaan Capital Home Loan Status

To check your Sammaan Capital home loan status, you can choose any of the following methods:

  • Online via the Official Website: Visit the Sammaan Capital website, log in to your customer account, and view your home loan status through the dedicated customer login section.

  • Mobile App: Download the Sammaan Capital Home loan app from the official website or app stores. After logging in, you can check your loan status and manage your account.

  • Customer Service: Call the toll-free number 18005727777 to get updates on your loan status or resolve any related queries.

How to Check Sammaan Capital Home Loan Statement

To check or download your Sammaan Capital home loan statement, you can use any of these methods:

  • Via Official Website: Log in to the Sammaan Capital website as an existing customer to access and download your loan statement from the account management section.

  • Downloads Section: Visit the ‘Downloads’ section on the official website to find account-related documents, including statements and forms.

Sammaan Capital Home Loan Customer Support Details

For any queries or assistance regarding your Sammaan Capital home loan, you can easily reach their customer support team through the following channels:

  • Customer Care: 18005727777

  • WhatsApp: 89298-99391

  • Email: homeloans@sammaancapital.com

  • Address: A-34, 2nd & 3rd Floor, Lajpat Nagar-II, New Delhi – 110024

Sammaan Capital Home Loan Repayment Options

Sammaan Capital offers multiple convenient repayment options, allowing you to choose the method that best fits your needs.

  • Equated Monthly Instalments (EMIs): Pay your loan in fixed monthly instalments.

  • Prepayments: Reduce your outstanding balance early to save on interest.

  • Flexible Loan Plans: Tailor repayment schedules as per your financial comfort.

  • Payment Modes: Cheques/drafts, NACH/eNACH, RTGS transfer, NEFT transfer, or fund transfer.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

How much can I borrow with a home loan from Sammaan Capital Limited?

You can borrow up to ₹5 Crores from Sammaan Capital Limited. However, the amount offered to you depends on how well you fulfil the Sammaan Capital home loan eligibility requirements.

Yes, Sammaan Capital Limited allows you to repay your loan through multiple modes of payment. This includes cheques, drafts, NACH, eNACH, RTGS transfers, NEFT transfers, or fund transfers.

Sammaan Capital's home loan processing fee is 1% of the loan amount + GST. This fee is payable during the application process and is non-refundable.

Sammaan Capital offers home loans for purchasing resale properties as well as under-construction properties. Get in touch with the lender to know about the specific details.

Sammaan Capital does not levy prepayment or foreclosure charges on home loans with floating interest rates.

Sammaan Capital generally processes home loans within a few days once all required documents are submitted and verified. The exact timeline can vary based on your profile, completeness of documentation, etc.

Yes, Sammaan Capital allows joint home loans with family members such as parents, spouse, or children. It helps you combine incomes to increase your loan eligibility.

Yes, you can transfer your existing home loan to Sammaan Capital through their balance transfer facility. This helps you get lower interest rates and reduce your EMIs.

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