✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Apply Now

India Shelter Finance Corporation Limited offers housing finance solutions, especially catering to low and middle-income groups. You can now apply for an India Shelter Home Loan of up to ₹50 Lakhs for a tenure ranging up to 20 years on Bajaj Markets. The loan can be used for a plot or property purchase and even for self-construction.

India Shelter Home Loan Interest Rates & Charges

Here are the interest rates and various charges associated with the India Shelter Home Loan, along with other details of the loan.



Rate of Interest

10.50% p.a. onwards

Processing Charges

Up to 3% of the loan amount + GST

Maximum Loan Amount

Up to ₹50 Lakhs

Prepayment Charges

  • 6% of loan amount paid + GST, if within 24 months of loan disbursement*

  • 4.50% of loan amount paid + GST, post 24 months of loan disbursement*

  • If a non-individual borrower - Zero charges

* Applicable for fixed & floating interest loans

Repayment Tenure

Up to 20 years

Disclaimer: The mentioned loan details are subject to change at the lender’s discretion.

Compare India Shelter With Other Partners

Provided below is the list of other home loan providers available on Bajaj Markets with the interest rates offered by them. Compare these with the India Shelter Home Loan and choose the option that caters to your requirements better.


Interest rates

Bajaj Housing Finance Limited

8.50% p.a. onwards

Home First Finance Company

9.50% p.a. onwards


9.00% p.a. onwards

Kotak Mahindra Bank

9.00% p.a. onwards 

LIC Housing Finance

8.65% p.a. onwards

PNB Housing Finance Limited

8.50% p.a. onwards

Shriram Housing Finance

11.50% p.a. onwards

Union Bank of India

8.50% p.a. onwards

Shubham Housing Finance

10.90% p.a. onwards

Disclaimer: The aforementioned values are subject to change at the lender’s discretion.

Features & Benefits

High Loan Amount

With the India Shelter Home Loan, you can borrow amounts as high as ₹50 Lakhs

Minimal Interest Rates

India Shelter offers home loans at reasonable interest rates starting from 10.50%

Interest Rate Options

At your convenience, you can choose between fixed and floating interest rates

Multi-purpose Loan

You can renovate, purchase, or construct your dream home with the India Shelter Home Loan

Eligibility Criteria

To apply for the India Shelter Home Loan, your family members or co-owners of the property can be the co-applicants.

Documents Required

Here is a list of documents you will mandatorily have to submit when applying for an India Shelter Home Loan:

  • Completed application form with the signature of the applicant

  • Identity Proof: Aadhar card, voter ID, PAN card, driving license etc.

  • Address Proof: Aadhar Card, voter ID, PAN card, driving license, pass certificate of 10th or 12th, passport, birth certificate, etc.

  • Property documents

  • Coloured passport-sized photographs

Besides the aforementioned documents, submitting the following can make the loan process more seamless and faster.

  • Salary Slip of last 3 months

  • ITR of last 2 years

  • Business records

  • LIC Policy

  • FD/RD documents

  • Details of any ongoing debts

  • Any additional investment details

How To Apply

Here are some easy steps you can follow to apply for a home loan on Bajaj Markets

  • Click on the ‘Apply Now’ button provided on this page

  • Fill in all your basic personal details in the online application form

  • Select 'India Shelter'

  • Provide the preferred loan amount, duration, etc.

  • Enter all the details regarding the property you look to purchase

  • On completion of the documentation and verification procedures, you may receive an approval

  • On approval, you will be contacted by the concerned executive for further proceedings

Customer Care

If you wish to raise a concern regarding your India Shelter Home Loan, you can do so by reaching out to the firm in the following ways:


India Shelter Finance Corporation Limited,

6th Floor, Plot No 15, Institutional Area,

Sector 44, Gurugram – 122002


You can also call 1800-572-8888 or write an email to customer.care@indiashelter.in

FAQs on India Shelter Home Loan

India Shelter Home Loan’s rate of interest starts from 10.50% p.a. and can go up to 20% p.a.

You can borrow up to ₹50 Lakhs with an India Shelter Home Loan. The amount offered will be based on your eligibility.

Yes, you can use the easy online application form available on Bajaj Markets to apply for an India Shelter Home Loan. 

You can get an India Shelter Home Loan for a tenure of up to 20 years. 

Yes, you can prepay your India Shelter Home Loan. For this, you will be liable to pay 6% of the loan amount paid + GST, if prepaid within 24 months of loan disbursement. Post the 24-month mark, you will be required to pay 4.5% of the loan amount paid + GST. However, if you are a non-individual borrower, you do not have to pay any penalty. This is applicable for loans with both, fixed and floating interest rates.

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