India Shelter Finance Corporation Limited offers housing finance solutions, especially catering to low and middle-income groups. You can now apply for an India Shelter Home Loan of up to ₹50 Lakhs for a tenure ranging up to 20 years on Bajaj Markets. The loan can be used for a plot or property purchase and even for self-construction.
Here are the interest rates and various charges associated with the India Shelter Home Loan, along with other details of the loan.
Parameters |
Details |
Rate of Interest |
10.50% p.a. onwards |
Processing Charges |
Up to 3% of the loan amount + GST |
Maximum Loan Amount |
Up to ₹50 Lakhs |
Prepayment Charges |
* Applicable for fixed & floating interest loans |
Repayment Tenure |
Up to 20 years |
Disclaimer: The mentioned loan details are subject to change at the lender’s discretion.
Provided below is the list of other home loan providers available on Bajaj Markets with the interest rates offered by them. Compare these with the India Shelter Home Loan and choose the option that caters to your requirements better.
Partners |
Interest rates |
8.50% p.a. onwards |
|
9.50% p.a. onwards |
|
9.00% p.a. onwards |
|
9.00% p.a. onwards |
|
8.65% p.a. onwards |
|
8.50% p.a. onwards |
|
11.50% p.a. onwards |
|
8.50% p.a. onwards |
|
10.90% p.a. onwards |
Disclaimer: The aforementioned values are subject to change at the lender’s discretion.
To apply for the India Shelter Home Loan, your family members or co-owners of the property can be the co-applicants.
Here is a list of documents you will mandatorily have to submit when applying for an India Shelter Home Loan:
Completed application form with the signature of the applicant
Identity Proof: Aadhar card, voter ID, PAN card, driving license etc.
Address Proof: Aadhar Card, voter ID, PAN card, driving license, pass certificate of 10th or 12th, passport, birth certificate, etc.
Property documents
Coloured passport-sized photographs
Besides the aforementioned documents, submitting the following can make the loan process more seamless and faster.
Salary Slip of last 3 months
ITR of last 2 years
Business records
LIC Policy
FD/RD documents
Details of any ongoing debts
Any additional investment details
Here are some easy steps you can follow to apply for a home loan on Bajaj Markets
Click on the ‘Apply Now’ button provided on this page
Fill in all your basic personal details in the online application form
Select 'India Shelter'
Provide the preferred loan amount, duration, etc.
Enter all the details regarding the property you look to purchase
On completion of the documentation and verification procedures, you may receive an approval
On approval, you will be contacted by the concerned executive for further proceedings
If you wish to raise a concern regarding your India Shelter Home Loan, you can do so by reaching out to the firm in the following ways:
Address:
India Shelter Finance Corporation Limited,
6th Floor, Plot No 15, Institutional Area,
Sector 44, Gurugram – 122002
Contact:
0124-4131890
You can also call 1800-572-8888 or write an email to customer.care@indiashelter.in
India Shelter Home Loan’s rate of interest starts from 10.50% p.a. and can go up to 20% p.a.
You can borrow up to ₹50 Lakhs with an India Shelter Home Loan. The amount offered will be based on your eligibility.
Yes, you can use the easy online application form available on Bajaj Markets to apply for an India Shelter Home Loan.
You can get an India Shelter Home Loan for a tenure of up to 20 years.
Yes, you can prepay your India Shelter Home Loan. For this, you will be liable to pay 6% of the loan amount paid + GST, if prepaid within 24 months of loan disbursement. Post the 24-month mark, you will be required to pay 4.5% of the loan amount paid + GST. However, if you are a non-individual borrower, you do not have to pay any penalty. This is applicable for loans with both, fixed and floating interest rates.