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Apply for Personal Loan Online Starting at 9.99% p.a.

Apply online for a personal loan and get up to ₹55 Lakhs to manage all your expenses, big or small, on Bajaj Markets. Enjoy interest rates starting at just 9.99% p.a., with flexible repayment tenures of up to 96 months. Compare loan offers from 20+ trusted lenders and benefit from fast online application process, quick approvals within minutes, and minimal documentation.

You can now apply for a personal loan of up to ₹55 Lakhs

Apply for Personal Loan Online Starting at 9.99% p.a.

Apply online for a personal loan and get up to ₹55 Lakhs to manage all your expenses, big or small, on Bajaj Markets. Enjoy interest rates starting at just 9.99% p.a., with flexible repayment tenures of up to 96 months. Compare loan offers from 20+ trusted lenders and benefit from fast online application process, quick approvals within minutes, and minimal documentation.

You can now apply for a personal loan of up to ₹55 Lakhs
Enter Loan Amount
(₹0.005 Lakh to ₹55 Lakh )
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(2 Months to 96 Months)
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Selected Partner Bajaj Finance
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Bajaj Finance Bajaj Finance
₹2,125 Fixed EMI No Collateral Needed
Finnable Finnable
₹2,429 Fixed EMI Quick Disbursals
Kotak Mahindra Bank Kotak Mahindra Bank
₹2,174 Fixed EMI Easy Documentation
KreditBee KreditBee
₹2,224 Fixed EMI Paperless Application
moneyview moneyview
₹2,430 Fixed EMI 100% Digital
Muthoot Finance Muthoot Finance
₹2,353 Fixed EMI Flexible Tenure
YES BANK YES BANK
₹2,250 Fixed EMI Flexible Tenure
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Why Choose Us

20+ Lenders

20+ Lenders

Minimal Documentation

Minimal Documentation

Fast Approval

Fast Approval

Quick Disbursals

Quick Disbursals

Exclusive Offer!
₹2,125 /month

for 60 months* at 10% p.a.

Popular Offer

Great Choice!

Download Repayment Schedule
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Compare Personal Loan Offers From 20+ Loan Providers on Bajaj Markets

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Personal Loan Details

Here are some essential details about the personal loans available on Bajaj Markets that you should know about:

Particulars

Details

Minimum Loan Amount

₹500

Maximum Loan Amount

₹55 Lakhs

Interest Rates

Starting from 9.99% p.a.*

Minimum Tenure

2 months

Maximum Tenure

96 months

Processing Fee

Up to 12% of the loan amount

Loan Providers

20+


*Disclaimer: The mentioned details are subject to change at the lender’s discretion.

Benefits of Taking a Personal Loan on Bajaj Markets

Compare and Choose

You can instantly borrow up to ₹55 Lakhs by comparing offers from 20+ lenders on Bajaj Markets

Low Interest Rates

Personal loans on Bajaj Markets come with attractive interest rates starting from 9.99% p.a.

Multi-purpose Loan

The loan amount can be used to cater to a variety of needs, ranging from tackling medical emergencies, planning your trip or wedding, funding your child’s education, debt consolidation and much more

No Collateral Requirements

You do not need to submit any collateral

Variants of Personal Loan

You can choose between two personal loan variants, that is, a term loan or flexi loan

Quick Processing

The online application process enables your loan application to be reviewed and verified within a few minutes

Minimal Paperwork

The online documentation process makes applying for a personal loan on Bajaj Markets, easy and convenient

Rapid Disbursals

If approved, you may receive the sanctioned amount within a few minutes

Zero Hidden Charges

With the promise of complete transparency, you can be assured of zero hidden and undisclosed charges

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Personal Loan Eligibility Criteria

Here is a list of some criteria you should check prior to applying for a personal loan online:

  1. Indian citizenship

  2. Salaried or self-employed individual

  3. Age above 18 years

  4. Minimum income of ₹9,000 per month

  5. Minimum work experience of 6 months

  6. CIBIL score of 685 or above

Alongside checking your personal loan eligibility, it is also essential to keep the required documents handy.

Documents Required for a Personal Loan

Provided below is a short list of documents you may be asked to submit when applying for a personal loan.

Identity Proof: Any one of the following

Address Proof: Any one of the following

Income Proof:

PAN card

Voter ID

Bank statement or salary slips for the last 3 months

Aadhaar card

Aadhaar card

 

Voter ID

Passport

 

Passport

Driving licence

 

Driving licence

Electricity bill  

 

Telephone bill

These requirements usually vary from one lender to another. Thus, it is important to reach out to your chosen lender and get the complete list of the eligibility criteria and documents required before applying.

How to Apply for Personal Loan on Bajaj Markets

Apply for an online personal loan through website or Bajaj Markets App with the following steps:

1. Click on 'Apply Now'.

2. Choose your profession from the dropdown menu.

3. Enter pin code and your mobile number.

4. Next, provide personal information, such as:

  • Name as per PAN card
  • PAN

  • Email ID

  • Gender

  • Date of birth

6. Also, input the following details: 

  • Employer/company name

  • Employer category

  • Net monthly salary

  • Salary credit mode (Cash or Bank)

7. Click on ‘Submit’.

8. Choose the most suitable option and select your preferred loan tenure.

9. You will then be redirected to the lender’s website to complete the next steps, including KYC, setting up an e-mandate, and finalising loan disbursal.

Different Types of Personal Loan

The different types of personal loans available on Bajaj Markets are as follows:

Personal Term Loan

This is a personal loan with a fixed amount that is repaid over a set period with regular instalments, typically at a fixed interest rate. You can compare offers from over 20 lenders who offer this loan on Bajaj Markets and choose the term loan that best suits your requirements

Flexi Personal Loan

Under a flexi personal loan, you are required to just pay the interest charges during the initial part of the tenure. In the subsequent tenure, your EMIs comprise of the principal and interest components. Its convenient repayment option is specially designed for those facing temporary financial hardship. The loan is offered by Bajaj Finance on Bajaj Markets.

Instant Personal Loan

This option available on Bajaj Markets helps you get the required amount within minutes from lenders like KreditBee, Privo, CASHe, etc. Additionally, the swift online processing of the loan application, made possible with Bajaj Markets, makes it possible for you to get loan approval in record time.

Short-term Personal Loan

This type of personal loan usually comes with a short tenure ranging from 3 to 18 months. It is quite useful to meet urgent requirements and close the debt as soon as possible. Some lenders that offer short-term personal loans on Bajaj Markets include Zype, CASHe, Olyv, etc.

Pre-Approved Personal Loan

pre-approved personal loan is an offer from a lender based on a detailed review of your credit and financial history. It indicates you meet eligibility criteria and are likely to be approved, providing more certainty about loan terms before you formally apply.

Choose a Suitable Personal Loan as Per Your Choice

Check out our personal loan Partners
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Bajaj Finance Personal Loan
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CASHe Personal Loan
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Federal Bank Personal Loan
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Fibe Personal Loan
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Finnable Personal Loan
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IIFL Personal Loan
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InCred Personal Loan
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Kissht Personal Loan
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Kotak Mahindra Bank Personal Loan
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L&T Finance Personal Loan
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moneyview Personal Loan
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mPokket Personal Loan
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Muthoot Finance Personal Loan
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Olyv Personal Loan
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PaySense Personal Loan
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Privo Personal Loan
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SMFG India Credit Personal Loan
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Upwards Personal Loan
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Yes Bank Personal Loan
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Zype Personal Loan

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions. Basis the information provided during your loan application journey, you may be provided with various offers from our existing loans partners.

Frequently Asked Questions

What is a personal loan?

A personal loan refers to an unsecured credit source, which is generally utilised to meet pressing financial requirements.

You are usually required to have a CIBIL score of 600 or more to qualify for a personal loan.

You can get a personal loan amount of up to ₹55 Lakhs through Bajaj Markets. However, the maximum personal loan amount you get will depend on your eligibility.

A personal loan does not have any end-use restrictions. It can be used for debt consolidation, home improvement, medical expenses, education, travel, or any other financial need.

Yes. It is possible to get more than one personal loan at the same time. However, the approval of these loans depends on factors like your creditworthiness, income, and the lender’s policies.

Once you decide to apply for a loan with a lender of your choice, you must first fill necessary details in the application form. Submit the necessary documents, following which the lender checks your creditworthiness and then provides an offer. If you accept the offer and sign the agreement, the amount is credited to your account, which you can use to meet your requirements.

Yes. Depending on how you use the loan, you may be able to enjoy tax benefits. If you use the loan amount to help finance the purchase of a new home or start a new business, you can get exemptions under the Income Tax Act, 1961. 

Yes, you may be eligible for a top-up personal loan on your existing loan from Bajaj Markets, subject to your repayment history and the lender’s policies.

Missing a personal loan payment may attract late payment charges and negatively impact your credit score. Continued non-payment can lead to increased interest liability and potential legal proceedings.

The processing fee is calculated as a fixed percentage of the sanctioned loan amount. It typically ranges from 0 % to 12%, depending on the lender’s terms and conditions.

Yes, you can apply for a personal loan with a low CIBIL score. However, lenders may impose higher interest rates. Some lenders may even require additional security, such as a guarantor or collateral.

To prevent the rejection of your personal loan application, ensure you meet all the eligibility requirements and have the proper documentation in place.

The approval time for a personal loan can vary but it usually takes up to 7 business days. This is subject to the completeness of the application, the documentation provided, and the lender’s policies.

No. A collateral is not required when applying for a personal loan on Bajaj Markets.

Yes, a stamp duty may be applicable on a personal loan. Reach out to your lender and discuss the charges applicable (if any), prior to applying.

Ensure to fulfil all the set eligibility and documentation requirements before applying for the loan. Avoid making multiple applications at once or applying for an amount you are unlikely to qualify for.

Yes, you can foreclose your personal loan by paying a small fee that usually ranges up to 4-6% of the loan amount. Ensure to check with your lender and verify the foreclosure charges that may apply.

The repayment tenure of a personal loan can be up to 96 months. It will depend on your lender, your principal amount, and your repayment capability.

Yes, you can prepay or foreclose your personal loan by paying a small fee that usually ranges up to 4-6% of the loan amount. The charge may vary depending on the lender you opt for. Ensure to check with your lender and verify the fee that may apply.

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