The popularity of outdoor adventure activities has increased substantially in recent years. However, one cannot negate the fact that physical harm is a part of these sports and may lead you to incur hefty expenses for medical treatment. Therefore, an insurance cover exclusively for this scenario is a suitable option to safeguard your financial interests.
If you are planning to take part in any such activities on your upcoming trip, consider buying an adventure cover. It will provide substantial financial coverage of up to Rs. 1 lakh at around Rs. 599 per year. It is a cost-effective investment to secure yourself from monetary loss in unfortunate mishaps during travelling.
The adventure sports insurance or adventure insurance cover has several features and benefits, and they are listed below:
You can now purchase this adventure sports and travel insurance policy from the comfort of your home through the Bajaj Markets platform.
Your policy will be sent to you on your registered email id.
If you fall in the age bracket of 18 to 70 years, you can buy this adventure travel insurance policy.
Here are some situations which are covered under this accident plan:
You can get up to Rs. 1 Lakh, which will help you cover the expenses associated with the hospitalisation.
This plan extends a comprehensive insurance cover of Rs. 1 lakh to compensate for the financial loss caused due to total permanent disability.
Take a look at the pointers specifying the details of the adventure activity insurance plan:
You can receive a financial coverage of upto Rs. 1 lakh by paying a fee of Rs. 599 every year.
The validity of this insurance plan is 1 year.
You can pay the policy cost through any online payment mode such as mobile wallets, UPI, credit or debit card.
Take a look at the situations against which you cannot file a claim under the adventure sports insurance policy:
Medical expenses occurring for injuries sustained in incidents other than adventure sports are not covered under this policy.
Accidental injuries caused for remaining under the influence of drugs, alcohol or other intoxicants
You can file a claim against your adventure medical insurance plan to receive monetary compensation and cover the financial loss incurred due to adventure sports. Here are the two ways through which you can file a claim against this insurance policy:You can send an email specifying the details of the incident, policy and other relevant information at customercare@bajajallianz.co.in.
Alternatively, you can also file a claim by calling on 1800-209-1021 (toll-free number).
In case of any service related issues, here is a guideline on how to connect with Bajaj Markets -
You can further write your queries and send them to insuranceconnect@bajajfinservmarkets.in. Our financial expert will reach out to you with solutions within the least possible time.
Bajaj Allianz General Insurance Co. Ltd. is the insurer of this accident cover.
No, it is ideal to file an insurance claim for an adventure cover as soon as you encounter any incident that includes any medical expense.
Self-inflicted injuries are not covered under accident under adventure holiday insurance plan or adventure cover.
Yes, you will be eligible for a claim under this policy only if the accident is a part of adventure sports.
Yes, paragliding related injuries are covered under an adventure cover policy.