What is the Disappearance Benefit Cover?

The sudden disappearance or loss of a loved one might cause excessive turmoil of emotions. It would also make it difficult for the family to manage financial burdens, especially if the person who has disappeared/passed away was the one contributing to the household income of the family on a very significant level. Therefore, to ensure that such financial outburns do not happen, it is always best to stay prepared with a policy or a benefit. This is why, here on Bajaj MARKETS, we bring to you the Disappearance Benefit by Care Health Insurance, which can help during such unavoidable circumstances to provide financial coverage.

Policy plan and Details

Here are the key details of the Disappearance Benefit plan:

Sum Insured

Premium (inc. GST)

Plan Validity

Up to ₹1 Lakh

₹330

1 Year

Key Features and Benefits of Disappearance Benefit Cover

  • Accidental Death Benefits

    This plan provides financial coverage to the nominee if the policyholder passes away due to an accident during the policy period.

  • Disappearance Benefits

    This plan also provides coverage to the nominee if the policyholder’s full body cannot be found within 365 days after the disappearance.

What is Covered?

  • Accidental Death

    The Disappearance Benefit plan offers coverage to the nominee if the policyholder suffers any injuries that directly result in their death within 12 months of the date of the accident.

  • Coverage for Disappearance

    As mentioned above, in case the policyholder’s full body cannot be found within 365 days after the disappearance, this plan offers coverage to the nominee. This is valid in the event of disappearance after a forced landing, sinking, stranding, or wrecking of a common carrier wherein the policyholder was a fare-paying passenger, or in any event of disappearance due to a natural disaster during the policy period.

What is Not Covered?

  • Illness or Injuries

    If the policyholder experiences injuries or is diagnosed with illnesses instead of disappearing, this policy will not offer coverage for the same.

  • Coverage for Non-Registered Members

    For individuals who are not registered for the Disappearance Benefit offered, the coverage will not be served.

How to Apply for Disappearance Benefit Cover?

Here is all you need to do to apply for the Disappearance Benefit cover online:

  • Click on Buy Now

    Visit the Disappearance Benefit cover product page on the Bajaj MARKETS website and click on ‘Buy Now’.

  • Enter Your Details

    Fill out the online application form with the necessary details.

  • Pay the Premium

    You can pay the Disappearance Benefit policy premium using any preferred online mode of payment.

And you’re done! Your Disappearance Benefit policy document will be sent to your registered email ID.

How to File a Claim? 

You can raise your claim by any of the following methods:

  • Email: You can email at claims@careinsurance.com

  • Toll-free Number: For immediate resolution, you can call on 1800-102-4488.

Customer Care Details 

To connect with Bajaj MARKETS for any queries related to the Disappearance Benefit plan, you can send an e-mail to insuranceconnect@bajajfinservmarkets.in.

Documents Required for Claim

You will be required to provide the following documents to apply for the Animal Bite Cover.

  • Signed claim form
  • Discharge summary
  • Final hospital bill
  • UHID Number
  • Patient Name
  • Policy Number
  • Contact number
  • DOA
  • Relationship with the proposer
  • Name of the doctor
  • Reason for admission
  • Length of stay
  • Hospital name and address
  • Hospital state and city

Disappearance Benefit Cover FAQs

  • ✔️Is accidental death covered?


    Yes, accidental death is covered by the insurer in the Disappearance Benefit plan.

     

  • ✔️How much premium should I pay for this cover?


    You will be required to pay a nominal premium amount of ₹330.

     

  • ✔️How much coverage will I get from this benefit?


    You can avail maximum coverage of ₹1 Lakh from the Disappearance Benefit cover.

     

  • ✔️For how long is the Disappearance Benefit valid?


    The Disappearance Benefit plan offered by Care Health Insurance is valid for a period of 1 year.

     

  • ✔️What is the telephone number I can contact the insurer with?


    You can contact Care Health Insurance on their toll-free telephone number at 1800-102-4488.