Shubham Housing Finance Home Loan

Learn more about home loans offered by Shubham Housing Finance

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Business Owner

✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Apply Now

You can now apply for a Shubham Housing Finance Home Loan on Bajaj Markets and borrow up to ₹50 Lakhs. Through the easy application process on Bajaj Markets, you can get an affordable home loan with interest rates starting from as low as 10.90% p.a. You can also benefit from flexible repayment tenures ranging up to 25 years and an additional insurance cover against accidental damage for your property.

Interest Rates and Charges

Listed below are the Shubham Housing Finance Home Loan interest rates and other fees charged on these home loans.

Rate of Interest	10.90% p.a. onwards
Processing Charges	₹9,500 + GST for amounts up to ₹3 Lakhs ₹13,500 + GST for amounts between ₹3 - ₹6 Lakhs ₹18, 000 + GST for amounts between ₹6 - ₹10 Lakhs ₹27,000 + GST for amounts between ₹10 Lakhs - ₹12 Lakhs ₹27,000 + 3% of the loan amount + GST for amounts exceeding ₹12 Lakhs
Foreclosure Charges	NIL

Disclaimer: The above-mentioned rates and charges are subject to change at the lender’s discretion.

Features and Benefits

High Loan Amount

You can get up to ₹50 Lakhs to fund your dream purchase

Minimal Interest Rates

The rate of interest charged on these home loan starts from just 10.90% p.a.

Flexible Repayment System

Repay the loan over flexible tenures of up to 25 years

Zero Foreclosure Charges

You can foreclose your <a href="https://www.bajajfinservmarkets.in/loans/home-loan.html">home loan</a> without paying any additional charges

Insurance

Shubham Housing Finance Limited offers insurance coverage for accidental property damage

Eligibility Criteria and Documents Required

Make sure to check the following criteria that you may be required to fulfil to be eligible for this home loan.

You must be an Indian citizen
You must be under the age bracket of 21 to 65 years
Your residential address must be serviceable by Shubham Housing Finance Limited

When two or more individuals' income is considered for loan approval, they should be deemed as co-applicants in the loan application.

The documents required for this home loan are as follows.

Latest passport-size photographs
Identity Proof: Aadhaar card, Passport, PAN card, etc.
Address Proof: Aadhaar card, utility bills, etc.
Income Proof: ITR, bank statements, salary slips for the last three months, etc.
Photocopy of property papers

How to Apply

Using the steps listed below, you can easily apply for this loan anytime, anywhere.

Click on ‘Apply Now’ on this page
Enter your personal and income-related details
Select Shubham Housing Finance from the list of partners
Enter your property details and the required loan amount
Check your loan details along with the charges and net disbursal amount
Once your application is reviewed and verified, a loan executive will contact you for further proceedings.

What is the current interest rate offered on Shubham Housing Finance home loan?

The Shubham Housing Finance home loan interest rates start at 10.90% p.a. However, the rate offered to you is based on your tenure, credit score, eligibility and other factors.

Can I apply for a Shubham Housing Finance Home Loan if I have existing loans or liabilities?

Yes, you can. However, ensure that you keep making timely repayments to ensure that your credit score and repayment history are well maintained. However, keep a close eye on your debt-to-income (DTI) ratio as it plays one of the most significant roles in determining your eligibility for a loan.