Credit Card Lounge Access - Get Credit Cards with access to Airport Lounges

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Credit Cards with Airport Lounge Access

Airport lounge access credit cards are specifically designed for frequent travellers and offer a range of benefits. These perks include complimentary access to priority pass membership for dozens of airport lounges, complimentary snacks, and a host of other premium services. You can also earn air miles using these credit cards, which you can later redeem to get discounts on flight tickets and other benefits.

You can enjoy all the perks these credit cards offer by paying the joining and renewal charges. However, these charges can vary according to the benefits extended by the credit card. Thus, it is crucial that you review the credit card fees and lounge access benefits while selecting a credit card with lounge access.

Some of the Top Lounge Access Credit Cards

Apart from complimentary lounge access and free lounge access program memberships, you should also consider the other benefits the card offers. For instance, several credit cards with lounge access come with travel insurance, dining, lifestyle, and fuel surcharge waivers.

To make sure you pick a card that optimises benefits, you can shortlist one from the following list of the top lounge access credit cards in India:

Credit Card Name	Joining and Annual Fees	Lounge Access Benefits	Other Credit Card Benefits
Axis Bank Vistara Signature Credit Card	₹3,000 + GST	2 complimentary domestic airport lounge visits per quarter	4 CV points for every ₹200 spend on the card Complimentary Club Vistara Silver membership Up to 4 free economy tickets/year on reaching milestone spends Purchase Protection Cover of up to ₹1 Lakh
SBI Elite Credit Card	₹4,999 + GST	6 complimentary annual international airport lounge access 2 quarterly domestic airport lounge access	Complimentary Club Vistara Silver membership with 1 upgrade voucher Complimentary Trident Red Tier Membership 2x rewards on all spends 5x rewards on dining, groceries, and departmental store spends 10,000 bonus points on milestone spends of over ₹3 Lakhs
Axis Bank Magnus Credit Card	₹10,000 + GST	Unlimited domestic and international airport lounge access 8 complimentary guest visits with the Priority Pass program	Annual fee waiver on spends over ₹15 Lakhs 5x Edge Reward Points on travel spends Fuel surcharge waiver and low Forex markup benefits Exclusive offers on dining, movies, and more
Club Vistara SBI Card Prime	₹2,999 + GST	2 complimentary domestic and international airport lounge access every quarter	Complimentary membership to the Priority Pass program worth $99 Fraud insurance of up to ₹1 Lakh and Air Accident Insurance of up to ₹1 Crore 2 CV reward for every ₹200 spend on the card
Axis Bank Vistara Infinite Credit Card	₹10,000 + GST	2 complimentary domestic airport lounge access quarterly	Complimentary Club Vistara Gold membership 6 CV points for every ₹200 spend on the card Up to 4 complimentary business class tickets on milestone spends Up to 40% off on partner restaurants
HSBC Platinum VISA Credit Card	Nil	3 complimentary domestic and international airport lounge access benefits	Buy-one-get-one-free offers on movie tickets Booked on BookMyShow Instant 15% off on select lifestyle, luxury, and electronics products Up to 15,000 accelerated reward points on annual milestone spends above ₹4 Lakhs

Features of Some of the Best Lounge Access Credit Cards

Check out the features of some of the top credit cards with access to airport lounges

1. SBI Elite Credit Card

₹5,000 worth vouchers as welcome gift
Complimentary movie tickets worth ₹6,000 annually
10,000 bonus points on annual spends between ₹ 3-4 lakhs
5X reward points on every ₹100 spent on groceries, dining, etc.
1% fuel surcharge waiver on fuel refills

2. ICICI Bank Sapphiro Credit Card

10,000 air miles as welcome bonus
5,000 air miles as renewal bonus
10 air miles on every ₹100 spent
1% fuel surcharge waiver on fuel refills
10% discount on Etihad Airways business class air tickets

3. SBI Prime Credit Card

₹3,000 worth vouchers as welcome gift
10 reward points on every ₹100 spent on dining, movies, etc.
20 reward points on every ₹100 spent on the birthday
Renewal fee waived off on annual spends above ₹3 lakhs
Complimentary air accident liability cover insurance worth ₹50 lakhs

4. ICICI Bank Rubyx Credit Card

5,000 air miles as welcome bonus
2,500 air miles as renewal bonus
7.5 air miles on every ₹100 spent
3,000 reward points on annual spends above ₹3 lakhs
1,500 reward points on every ₹1 lakh spent

5. Axis Bank Select Credit Card

₹2,000 worth Amazon gift voucher on the first transaction
Renewal fee waived off on annual spends above ₹6 lakhs
5,000 reward points on annual spends above ₹3 lakhs
10 reward points on every ₹200 spent
20% discount on dining at partner restaurants

6. Axis Bank My Zone Credit Card

Cash withdrawal of 100% credit limit
1% fuel surcharge waiver on fuel refills
4 reward points on every ₹200 spent
15% discount on dining at partner restaurants
Free credit for 50 days without any additional charges

What Should You Look for in a Lounge Access Credit Card?

While it's quite easy to find credit cards with lounge access benefits, choosing the right one is a bit tricky. To make the selection process easy, you should keep the following things in mind when choosing an airport lounge access credit card:

Verify if the credit card offers complimentary lounge access benefits.
Some credit cards offer only domestic airport lounge access benefits, while others also include international airport lounge access benefits. Review these specifics to make domestic and foreign travels luxurious.
Your credit card’s lounge access benefits may not be applicable at all airports and cities. Check the list of airports and participating lounges (domestic and international) where you can claim these benefits.
Most credit cards place yearly or quarterly caps on lounge access visits. However, you can unlock unlimited visit benefits with some super-premium lounge access credit cards.
Check to see if complimentary lounge access benefits are linked to a milestone spend. Some cards offer these benefits only if you spend a certain amount within a pre-given time window.
Certain credit cards may give you free membership to lounge access programs like Priority Pass and others. Check these details carefully, since they may not necessarily provide free visits along with this membership.
Review the specifics of the lounge access policy, since most credit cards offer it solely to the primary cardholder. In this case, your co-passenger will have to pay to enjoy lounge access benefits.

How to Access a Free Domestic Airport Lounge Credit Card in India

Obtaining free airport lounge access with a credit card is an excellent way to make your travel experience more comfortable. The process is simple and easy to follow. The best part is that it is extremely easy to get complimentary airport lounge access with your credit card, if eligible.

The exact process may differ slightly from one card to the next. Typically, this is what you need to do to enjoy free lounge access with a credit card in India.

Step 1: Travel to the domestic airport from where you are boarding your flight
Step 2: Head to the reception area and let the receptionist or the customer support professional know about the complimentary lounge access offered with your credit card.
Step 3: You will then be asked to provide your credit card to the receptionist for verification of the feature or facility you wish to avail.
Step 4: Once verified, you will have to complete the necessary formalities as directed by the receptionist at the domestic airport.
Step 5: The next step involves payment of the convenience fees charged for utilising the lounge access facility. The cost is ₹2 for Visa credit cards and ₹25 for MasterCard credit cards. You need to enter your PIN to make the payment.
Step 6: After the payment has been processed, you will need to get your boarding pass stamped and approved by the receptionist.
Step 7: You will then receive the stamped boarding pass along with a receipt for the convenience fee charged.
Step 8: Once all this is done, you can gain access to the airport lounge and make use of all of the amenities offered.

Which are Some of the Best Credit Cards with Lounge Access in India in 2023?

The top five free airport lounge access credit cards in India in 2023 are:

HDFC Bank VISA Signature Credit Card
SBI Yatra Credit Card
Axis Bank Privilege Credit Card
IndusInd Bank Platinum Select Credit Card

Airport Lounge Access at Various Cities Across India

Wondering how to access airport lounges with a credit card? Lounge access benefits are limited to select airports. In other words, you can only claim these benefits when at the right airport. Here’s a list of cities and airports where you can claim your credit

City	Airport	Terminal	Lounge Name
Ahmedabad	Sardar Vallabhbhai Patel International Airport	Domestic	The Lounge
Amritsar	Shri Guru Ram Dass Jee International Airport	Domestic and International	Primus Lounge
Bangalore	Kempegowda International Airport	Domestic and International	Travel and Food Service
Bhubaneswar	Biju Patnaik International Airport	Domestic	Bird Lounge
Chandigarh	Chandigarh International Airport	Domestic and International	Plaza Premium Lounge Cram Bar
Chennai	Chennai International Airport	Domestic and International	TFS - Travel Club Lounge
Cochin	Cochin International Airport	Domestic and International	Earth Lounge
Coimbatore	Coimbatore International Airport	Domestic	Blackberry Lounge
Dehradun	Jolly Grant Airport	Domestic	Bird Lounge
Delhi	Indira Gandhi International Airport	Domestic and International	Domestic - Plaza Premium Lounge The Centurion Lounge International - Plaza Premium (A) Lounge Domestic and International - Air Maharaja Lounge
Goa	Dabolim Airport	Domestic	TFS - Good Times Lounge Goa Travel Club Lounge
Guwahati	Lokpriya Gopinath Bordoloi International Airport	Domestic	Primus Lounge
Hyderabad	Rajiv Gandhi International Airport	Domestic and International	Premium Plaza Lounge
Indore	Devi Ahilyabai Holkar International Airport	Domestic	Primus Lounge
Jaipur	Jaipur International Airport	Domestic	Primus Lounge
Kannur	Kannur International Airport	Domestic and International	Pearl Lounge
Kolkata	Netaji Subhash Chandra Bose International Airport	Domestic and International	Travel Club Lounge
Lucknow	Chaudhary Charan Singh International Airport	Domestic	The Lounge
Madurai	Madurai Airport	Domestic	Primus Lounge
Mumbai	Chhatrapati Shivaji International Airport	Domestic and International	Domestic - Mumbai Airport Lounge OASIS Lounge TSF Aviserv Lounge The Centurion Lounge Travel Club Lounge International - Loyalty Lounge (International) Clipper Lounge (International) Domestic and International - Adani Lounge (Domestic and International)
Nagpur	Dr. Babasaheb Ambedkar International Airport	Domestic	Mandarin Lounge
Patna	Jaiprakash Narayan International Airport	Domestic	Zesto Executive Lounge
Pune	Lohegaon Airport	Domestic	Earth Lounge Bird Lounge
Ranchi	Birsa Munda Airport	Domestic	Food Hangar
Trivandrum	Trivandrum International Airport	Domestic	Bird Lounge
Vadodara	Vadodara International Airport	Domestic	Premium Lounge
Varanasi	LBSI Airport	Domestic	Take Off Bar
Vijayawada	Vijayawada International Airport	Domestic	Amaravathi Lounge
Udaipur	Maharana Pratap International Airport	Domestic	Golden Chariot

How to Apply for a Credit Card with Lounge Access

You can follow these quick and simple steps to apply for free airport lounge access credit cards at Bajaj Markets -

Step 1: Download the Bajaj Markets app on your device
Step 2: Create a new account or log into your account using credentials
Step 3: Under ‘credit cards’ options, select the ideal airport lounge access credit card according to your goals and budget
Step 4: Enter mandatory details and attach supporting documents
Step 5: Check credit card eligibility and click on ‘Apply’
Step 6: Your application for an airport lounge access credit card is submitted.

About Credit Cards Services

Credit Cards Partners at Bajaj Markets

Non Partners Credit Cards

Banks and financial institutions offer a wide variety of credit cards with access to airport lounges, however, the ideal credit card depends upon the needs, goals, and budget of an individual.

HDFC Diners Black, CitiBank Prestige, and Yes Preferred Exclusive are some of the top credit cards that offer unlimited international and domestic lounge access to their cardholders.

A few of the top credit cards in the country that extend airport lounge access include the Citi PremierMiles credit card, American Express Platinum Travel credit card, and SBI ELITE credit card. Other credit cards with lounge access include the HDFC Regalia First credit card, Standard Chartered Ultimate credit card, and the HDFC Superia credit card.

Many Indian credit cards allow complimentary access to international airports lounge access like ICICI Bank Rubyx credit card, SBI Prime credit card, Axis Bank Select credit card, etc.

You can find out whether your credit card issuer offers complimentary access to airport lounges by logging into the mobile app. You can find the details under the “Complimentary Visit” section under the “My Information” tab on the app. Alternatively, you can visit your card issuer’s website, log in, go to “My Account”, and find the relevant details under the “Complimentary Visit” section.

If you cannot find this section, it implies that your card issuer does not provide complimentary lounge access.

Opting for a credit card with lounge access will offer you a wide range of benefits while you are at the airport, like top-notch food and liquor, free wifi, fast internet, shower access and many other premium services. With airports becoming more and more crowded, you can have a luxury experience with select facilities while you wait to board your flight.

You can register with Mastercard Airport Experiences by visiting the LoungeKey website or mobile application. There, you can click on ‘register now’. The webpage or mobile app will then guide you through a seamless and easy-to-follow registration process.

Mastercard Airport Experiences provides a wider range of benefits to customers compared to Priority Pass, even though both are offered by LoungeKey. Mastercard Airport Experiences not only offers simple airport lounge access, but also includes several luxury perks like dining, offers of retail outlets as well as spa services.

Unlimited Airport Lounge access allows a traveller to enjoy drinks, food, wifi and comfort at a range of airports. Compared to limited access, unlimited access often covers more airports and more facilities for the customer to enjoy, making it a favourable choice.

Credit cards with lounge access offer a wide range of benefits that can make your travel experience more comfortable. One of the main benefits is the ability to access airport lounges at no additional cost. These lounges typically offer a range of amenities such as comfortable seating, free WiFi, refreshments, and sometimes even shower facilities. This can be especially beneficial if you have long layovers or delays, since you can relax and rejuvenate in the meantime.

Credit cards with lounge access may also offer a range of other perks. These include priority check-in and baggage handling, which can save you time and make your travel experience less of a hassle.