Lounge Access Credit Cards

Long layovers and delayed flights can be quite frustrating for a traveller. The airports are often crowded, the seating spaces are cramped, and the food options are limited and expensive. To do away with these discomforts while you wait at the airport, you can visit one of the lounges in the airport. However, to get access to these luxury lounges you would be required to pay a charge, if you are not already a part of a royalty program, or use a credit card with complimentary airport lounge access.

What is an Airport Lounge Access Credit Card?

An airport lounge access credit card is a card that offers complimentary i.e. free airport lounge access as an added advantage on the card. You can use the card at the domestic and/or international airport lounges, depending on the card type, and get easy access inside, away from the noise and the chaos. You can then relax by lounging on the comfortable chairs while enjoying complementary food as you wait for your next flight.

Features and Benefits of the Best Credit Cards for Lounge Access

There are several banks that offer credit cards that provide complimentary airport lounge access, such as Citibank, SBI, etc. Here are some of the top lounge access credit cards that you can opt for-

Citi PremierMiles Credit Card

The Citi PremierMiles credit card offers lounge access at several international and domestic airport terminals. The Citi PremierMiles MasterCard offers 6 visits per card, per quarter in a calendar year, while the Citi PremierMiles Visa Signature Card offers 8 visits per card, per quarter in a calendar year. Some of the benefits of the card, apart from complimentary lounge access are mentioned below-


  • 10,000 air miles as welcome gift on card activation

  • 3,000 bonus miles on renewal of the credit card

  • 4 miles against every INR 100 spent on the card

  • 10 miles against every INR 100 worth airline spends on www.premiermiles.co.in

  • Accumulated air miles do not expire and can be easily redeemed

  • Miles earned can be converted and used for flight and hotel bookings

  • Miles can be redeemed against gift vouchers, wallet recharge, online shopping, utility bill payment, etc.

  • Transfer air miles to the choice of frequent flyer programs


SBI Card ELITE is a credit card that offers free lounge access as one of its numerous benefits. The credit card comes with a Priority Pass Membership and you can use it to get 6 free visits per calendar year (2 visits per quarter) to over 1000 airport lounges all over the globe. Apart from this, the card offers several other benefits-

  • Complimentary Club Vistara Silver membership

  • One complimentary upgrade voucher on Vistara flights

  • 9 club Vistara points for every INR 100 spent on Vistara flight bookings

  • Complimentary Trident Privilege Red Tier Membership

  • 1000 Bonus Points on first stay and INR 1000 additional hotel credit if the night stay is extended

  • Exclusive concierge service for any assistance such as gift and flower delivery, online doctor consultation, etc.

  • Low forex mark-up of only 1.99% on international spends using the card

  • 2 Reward Points on every INR 100 spent overseas

How to Apply for a Credit Card with Free Lounge Access?

To apply for credit card with free airport lounge access, you would need to follow the steps mentioned below-

  • Visit the Finserv MARKETS website

  • Go to the credit card section and browse through the range of credit cards and select the best lounge access credit cards

  • Enter the details requested for, such as email id, contact number, etc.

  • Click on ‘Apply’

  • Validate with the OTP received

  • Fill in all applicable details in the form and check your eligibility for the card

Alternatively, you can also apply for an airport lounge credit card offline by visiting the nearest branch of the bank from which you wish to get the card. You would need to carry all relevant documents and request a bank representative to assist you with the credit card application. The representative would then check your eligibility and help you decide on the right credit card for you and apply for the same.

Frequently Asked Questions About Lounge Access Credit Cards

  • ✔️Which Indian cards allow access to international airports lounge access?

    Several Indian credit cards offer lounge access at international airports. The SBI Card ELITE is one such credit card with international lounge access.

  • ✔️How long can I stay in the airport lounge?

    The duration for which you can stay at the lounge will be communicated to you at the time of entering the lounge. Usually, it ranges between 3 to 12 hours.

  • ✔️Can I get free food at the airport lounge?

    Yes, when you use your credit card to access airport lounges you can enjoy comfortable seating as well as food, free of cost.

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