SimplyCLICK SBI Credit Card

Overview

The SimplyCLICK SBI Credit Card offers amazing discounts on your daily purchases and comes pre-equipped with amazon vouchers, gets you fuel surcharge waivers, cash on the go, premium security and much more. 

Features & Benefits

  • Log-in Gift

    One of the best SimplyCLICK SBI Credit Card benefits is that you get assured Amazon.in gift card worth Rs. 500 on joining.

  • e-Shopping Rewards

    Earn 10X Reward Points on online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / UrbanClap. Earn 5X rewards on all other online spends

  • Milestone Rewards

    Get e-vouchers worth Rs. 2,000 on annual online spends of Rs. 1 Lakh and above.

  • Enjoy Complete Fuel Freedom

    Avail 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (exclusive of GST, wherever applicable, & all other charges)

  • Annual Fee Reversal

    Spend Rs. 1,00,000 and get annual fee of Rs. 499 reversed for your SimplyCLICK SBI Credit Card in the subsequent year.

  • Contactless Technology

    Simply wave your card at a secured reader and your transaction is done. 25% cashback on movie tickets

Eligibility Criteria & Documents Required

Eligibility Criteria
  • Salaried applicant should be between the age of 21-55 years of age.
  • Self Employed applicant should be between the age of 21-70 years of age
  • The individual should be a Resident of India
Documents Required
  • Latest 3 months’ salary slip/Form 16/IT return copy as proof of income
  • Residence proof
  • Identity proof

Why choose Finserv MARKETS

There are multiple reasons to choose Finserv MARKETS to apply for SBI Credit Cards:

Rewards & Discounts

Get some of the best rewards on SBI Credit Cards on Finserv MARKETS. Apply for Credit Cards online at Finserv MARKETS and get Credit Cards packed with rewards and offers from your favourite brands.

Joining Benefits

Enjoy assured joining benefits on multiple Credit Cards at Finserv MARKETS as soon as you join. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashbacks and much more! If you are a student, then you can apply for Student Credit Card to avail benefits.

One Platform, Many Cards

At Finserv MARKETS, we have just the right amount of Credit Cards for you. Whether you want a Credit Card that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!

Convert Purchases into EMIs

Purchases through any of the SBI Credit Cards available at Finserv MARKETS can be converted into EMIs easily. Apply for an SBI credit card online today.

Stringent Security Measures

With cyber-crime a reality, your Credit Card comes with features that ensure safety against any kind of fraud. Apply online and avail the best credit card for you now!

How to Apply for the SimplyCLICK SBI RuPay Card Online?

Just follow these 5 quick steps and you’re done!

  • Visit Finserv MARKETS

    Visit us online

  • Fill in your details

    Help us with a few of your details

  • Check out the list of multiple SBI Credit Cards

    Compare between the multiple options available

  • Make a Choice!

    Select the SimplyCLICK SBI Credit Card

  • Submit your form

    And you're all set!

What are the rewards points on SimplyCLICK SBI Card

Sr No

Reward Point

Value

1

Assured Amazon gift card on joining.

Rs. 500

2

e-vouchers on annual online spends of Rs. 1 Lakh

Rs. 2,000

3

Movie Ticket Discounts

25%

4

Assured Annual Fee Reversal

Rs. 499

5

Enjoy complete fuel freedom

Rs. 300 - Rs. 500

SimplyCLICK SBI Credit Card - Fees and Charges

Annual Fee (one time)

Rs. 499 + taxes

Renewal Fee (per annum)

Rs. 499 + taxes from second year onwards

Add-on Fee (per annum)

Nil

Finance charges

Up to Rs. 25 or 3.35% per month (whichever is higher)

Minimum amount due

5% of Total Outstanding

Cash Advance Limit

Up to 80% of credit limit, with a maximum of Rs. 12,000 per day

Free Credit Period

Nil

Cheque Fee

Rs. 100

Payment Dishonour fee

2% of the payment amount, subject to a minimum of Rs. 500

Statement retrieval

Rs. 100 per statement, which is two or more months old

Late payment

NIL for Total Amount due from Rs.0-Rs.500;
Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
Rs. 950 for Total Amount due greater than Rs. 10,000

Card replacement

Rs. 100

Emergency card replacement, when abroad

Actual cost, with a minimum of $175

Foreign currency transaction

Conversion mark-up - 3.5%

Dynamic Currency Conversion

Mark-up Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)

How to pay bills using the SimplyCLICK SBI Credit Card

Step 1 : To register, log in to onlinesbi.com, using your net banking user ID and password.

Step 2 : Click on ‘Bill Payments’ and go to the ‘Manage Biller’ section

Step 3 : Select the Add option in the ‘Manage Biller’ section and opt for All India billers , and select ‘SBI Cards and Payment Services Ltd.’ as the biller.

Step 4 : Register your biller details by entering your name and credit card number and click ‘Submit’.

You will receive an SMS carrying a One Time Password (OTP) on your registered mobile number.

Step 5 : Enter the OTP and approve your biller details.

You have now successfully registered your credit card on the website

Pay your bills:

Step 1 : Click on view/pay bills section and click on ‘Without Bills’.

Step 2 : Select SBI Card as the biller and click on Pay

Step 3 : Choose the SBI account number from which the payment is to be made

Step 4 : Enter payment amount and click on ‘Pay Now’. Click on submit to confirm your transaction and follow the instructions. Your payment is now done.

About Credit Cards

Bank Credit Cards at Finserv MARKETS

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Manage all your Credit Card queries here

  • ✔️What are the options for redeeming my credit card Reward Points?

    Reward points accumulated on your credit card account can be redeemed in the following ways :-

    • Redemption against Gift Voucher can be made through sbicard.com or SBI card mobile app.

    • Redemption against cash can be made by writing at sbicard.com/email or by calling at the SBI Card helpline number at 1860 180 1290 or 39 02 02 02 (prefix STD code). 

  • ✔️How can I redeem my credit card reward points through Website?

    Step 1- Login to sbicard.com
    Step 2- Click on “Rewards” and then click on “Redeem Rewards”.
    Step 3- Browse through the Rewards Catalogue and choose item of your choice
    Step 4- Click on “Redeem now” and confirm.

  • ✔️Within what time will I get the items redeemed against the rewards points?

    E Vouchers: Delivered in 05 calendar days on best effort basis

    Gifts: Delivered in 15 calendar days on best effort basis

  • ✔️How do I become eligible for a Credit Limit Increase (CLI)?

    Cardholders can get their limit revised in the following ways:

    A. Pre-approved Credit Limit Offer (Zero document approval)

    • SBI Card regularly identifies select cardholders for a Pre-approved Credit Limit Increase offer basis internal risk policy
    • Eligible cardholders will receive an increased Limit offer through their registered Mobile Number via SMS, on Email, Monthly Statement and in Post Login Section
    • Eligible cardholders can avail this offer without any additional documentation requirement

    How can I get my Credit Limit increased for Pre-Approved offer?

    To get the Credit Limit increase on your card, follow the below mentioned steps:

    Website:

    • Login to sbicard.com and click on Offers or Benefits tab on left hand side
    • Check for any Credit Limit Increase offer on your account & click on the ‘Submit’ button

    Chatbot ILA:

    Login to Chatbot ILA, ask query for Credit Limit increase and follow the guided steps.

    SMS:

    • SMS ‘INCR XXXX’ (last 4 digits of your card number) to 5676791 from your registered mobile number

    B. Credit Limit Increase with Income documentation

    • In case you wish to increase limit beyond the eligible Limit offered by SBI Card, please call on SBI Card helpline number at 1860 180 1290 or 39 02 02 02 (prefix STD code) and check with the customer care executive regarding your eligibility for a credit limit increase basis income documents
    • The following income documents are accepted.
    • Form 16
    • ITR VI
    • Last 3 months’ salary slip
    • Soft copies of the aforementioned documents can be submitted at www.sbicard.com/email
    • You can mail your relevant income documents to: Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Building 3, DLF Cyber City, Gurgaon – 122002
    • Post receipt and review of Income documents, the request for Credit limit increase will be fulfilled in accordance with the internal Risk Policy

  • ✔️In case of an upgrade from a lifetime free card or a flip to a same variant card, will the new card be chargeable?

    Yes, the new card will be chargeable in case of any upgrade or flip. Upgrade to a higher card variant would always be done at a charge, subject to requisite approvals. 

  • ✔️What are the documents acceptable for SimplyCLICK SBI Credit Card?

    S. No

    Document

    Accepted As identity proof

    Accepted as Residence proof

    1

    Copy of Passport / Voter Card/ Driving License/ Aadhar Card

    YES

    YES

    2

    Copy of PAN Card

    YES

    NO

    3

    Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies.

    NO

    YES