SimplyCLICK Credit Card Benefits

SimplyCLICK SBI Credit Card

✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from SBI Bank now!

SimplyCLICK SBI Card

The SimplyCLICK SBI Credit Card offers amazing discounts on your daily purchases. It also comes pre-equipped with exciting features such as fuel surcharge waivers, cash on the go, premium security and much more. You even get access to the special rewards program and can enjoy exciting vouchers on joining as well as milestone spends.

SimplyCLICK SBI Card Features & Benefits

Log-in Gift

One of the best SimplyCLICK SBI Credit Card benefits is that you get an assured Amazon gift card worth ₹500 on joining.

e-Shopping Rewards

Earn 10X Reward Points on online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / Urban Company. Earn 5X rewards on all other online spends.

Milestone Rewards

Get e-vouchers worth ₹2,000 on annual online spends of ₹1 lakh and above.

Enjoy Complete Fuel Freedom

Avail 1% fuel surcharge waiver for each transaction between ₹500 and ₹3,000 (exclusive of GST, wherever applicable, and all other charges)

Annual Fee Reversal

Spend ₹1 lakh in a year and get the annual fee of ₹499 reversed for your SimplyCLICK SBI Credit Card in the subsequent year.

Contactless Technology

Simply wave your card at the POS terminal and your transaction will be done. 

SBI SimplyCLICK Credit Card Eligibility Criteria and Documents Required

If you wish to secure an SBI SimplyCLICK credit card, you must match the specific eligibility requirements of the card, as well as be able to provide the supporting documents. The details of the same are listed below:

Eligibility Criteria for SBI SimplyCLICK Credit Card

  • As a salaried applicant, you should be between 21 and 55 years of age.

  • As a self-employed applicant, you should be between 21 and 70 years of age.

  • You must be a Resident of India.

Documents Required for SBI SimplyCLICK Credit Card

  1. Income Proof- Latest 3 months’ salary slip, Bank account statement for the last three months, Form 16 (salaried employee), or audited financials of the last 2 years (for self-employed).

  2. Residence Proof- Passport, Aadhaar Card, latest utility bills (such as telephone bills, electricity bills, etc.), rent agreement, municipal tax receipt, property tax receipt, or an official document issued by the state or central governments with the updated address.

  3. Identity Proof- Aadhaar Card, PAN Card, Passport, Voter ID Card, Driving Licence, or any other photo ID card approved by the Government of India.  

Why choose SBI Credit Card from Finserv MARKETS?

There are multiple reasons to choose Finserv MARKETS to apply for SBI Credit Cards:

Rewards and Discounts

Get some of the best rewards on SBI Credit Cards on Finserv MARKETS. Apply for Credit Cards online at Finserv MARKETS and get Credit Cards packed with rewards and offers from your favourite brands.

Joining Benefits

Enjoy assured joining benefits on multiple Credit Cards at Finserv MARKETS as soon as you join. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashbacks, and much more! If you are a student, then you can apply for Student Credit Card to avail benefits.

One Platform, Many Cards

At Finserv MARKETS, we have just the right amount of Credit Cards for you. Whether you want a Credit Card that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!

Convert Purchases into EMIs

Purchases through any of the SBI Credit Cards available at Finserv MARKETS can be converted into EMIs easily. Apply for an SBI credit card online today.

Stringent Security Measures

With cyber-crime a reality, your Credit Card comes with features that ensure safety against any kind of fraud. Apply online and avail the best credit card for you now!

How to Apply for the SimplyCLICK SBI RuPay Card Online?

Just follow these 5 quick steps and you’re done!

Visit Finserv MARKETS

Visit the Finserv MARKETS website/ app.

Fill in your details

Enter the detail requested with regards to your profile.

Check out the list of SBI Credit Cards

Compare the multiple credit card options, matched to your needs, available on the portal.

Make a Choice!

Select the SimplyCLICK SBI Credit Card.

Submit your form

Submit the credit card application online and you're all set!

What are the SimplyCLICK SBI Card Rewards Points?

Sr No

Reward Point

Value

1

Assured Amazon gift card on joining

₹500

2

E-vouchers on annual online spends of ₹1 Lakh

₹2,000

3

Movie Ticket Discounts

25%

4

Assured Annual Fee Reversal

₹499

5

Enjoy complete fuel freedom

₹300 - ₹500

What are the SimplyCLICK SBI Credit Card Fees and Charges?

Annual Fee (one time)

₹499 + taxes

Renewal Fee (per annum)

₹499 + taxes from second year onwards

Add-on Fee (per annum)

Nil

Finance Charges

Up to ₹25 or 3.35% per month (whichever is higher)

Minimum Amount Due

5% of Total Outstanding

Cash Advance Limit

Up to 80% of credit limit, with a maximum of ₹12,000 per day

Free Credit Period

Nil

Cheque Fee

₹100

Payment Dishonour Fee

2% of the payment amount, subject to a minimum of ₹500

Statement Retrieval Charges

₹100 per statement, which is two or more months old

Late Payment Charges

NIL for Total Amount due from ₹0-₹500;

₹400 for Total Amount Due greater than ₹500 and up to ₹1,000;

₹750 for Total Amount Due greater than ₹1,000 and up to ₹10,000;

₹950 for Total Amount Due greater than ₹10,000

Card replacement

₹100

Emergency card replacement, when abroad

Actual cost, with a minimum of $175

Foreign Currency Transaction Charges

Conversion mark-up - 3.5%

Dynamic Currency Conversion Charges

Mark-up Fee: 3.50% 

How to pay Bills Using the SimplyCLICK SBI Credit Card?

Before you pay your bills, using your SimplyCLICK SBI credit card, you must first register for the service. To do this, you would need to follow the steps mentioned below:

Registration of Biller:

Step 1: To register, log in to onlinesbi.com, using your net banking user ID and password.

Step 2: Click on ‘Bill Payments’ and go to the ‘Manage Biller’ section

Step 3: Select the Add option in the ‘Manage Biller’ section and opt for All India billers, and select ‘SBI Cards and Payment Services Ltd.’ as the biller.

Step 4: Register your biller details by entering your name and credit card number and clicking ‘Submit’.

Step 5: Enter the One Time Password (OTP) you receive on your registered mobile number and approve your biller details.

Once you have successfully registered your credit card on the website, you can pay your bills in a few, quick and easy steps.

Payment of Bills:

Step 1: Go to the view/pay bills section and click on ‘Without Bills’.

Step 2: Select SBI Card as the biller and click on Pay

Step 3: Choose the SBI account number from which the payment is to be made

Step 4: Enter the payment amount and click on ‘Pay Now’. 

Step 5: Click on submit to confirm your transaction and follow the instructions. 

Similar Credit Cards Offered by SBI Bank

Credit Card

Ideal For

SBI BPCL Credit Card

BPCL SBI Card is best suited for purchase of Fuel, Traveling and Shopping

SBI BPCL Octane Credit Card

BPCL Octane SBI Card is best suited for purchase of Fuel, Traveling and Shopping

Central SBI Credit Card

SBI Central Credit Card is best suited for Shopping, Dining, and Entertainment

Club Vistara SBI Card

SBI Club Vistara Credit Card is best suited for Traveling, Entertainment, and Dining

SBI ELITE Card

SBI ELITE Credit Card is best suited for Shopping, Entertainment, Fuel, and Dining

FBB SBI STYLEUP Card

SBI FBB STYLEUP Credit Card is best suited for Shopping, Rewards, and Cashback

SBI IRCTC RUPAY Card

SBI IRCTC Credit Card is best suited for Traveling, Entertainment, and Fuel

SBI Lifestyle Credit Card

SBI Lifestyle Credit Card is best suited for Shopping, Rewards, and  Cashback

Max SBI Card SELECT

SBI Max SELECT Credit Card is best suited for Shopping, Rewards, and Cashback

SBI PRIME Card

SBI PRIME Credit Card is best suited for Traveling, Shopping, and Fuel

SimplySAVE SBI Card

SBI SimplySAVE Credit Card is best suited for Shopping, Entertainment, and Fuel

Once the SBI credit card login is done, you can manage your credit card and all relevant financial information easily. Browse through Finserv MARKETS to know about credit card eligibility and documents required, ways to read credit card statements, details about SBI credit card customer care, etc. So what are you waiting for? Compare the credit card offers available with our partner banks and apply for a credit card now!

FAQs About SimplyCLICK SBI Credit Card

  • ✔️What are the options for redeeming my credit card Reward Points?

    Reward points accumulated on your credit card account can be redeemed in the following ways :-

    • Redemption against Gift Voucher can be made through sbicard.com or SBI card mobile app.

    • Redemption against cash can be made by writing at sbicard.com/email or by calling at the SBI Card helpline number at 1860 180 1290 or 39 02 02 02 (prefix STD code). 

  • ✔️How can I redeem my credit card reward points through Website?

    Step 1- Login to sbicard.com
    Step 2- Click on “Rewards” and then click on “Redeem Rewards”.
    Step 3- Browse through the Rewards Catalogue and choose item of your choice
    Step 4- Click on “Redeem now” and confirm.

  • ✔️Within what time will I get the items redeemed against the rewards points?

    E Vouchers: Delivered in 05 calendar days on best effort basis

    Gifts: Delivered in 15 calendar days on best effort basis

  • ✔️How do I become eligible for a Credit Limit Increase (CLI)?

    Cardholders can get their limit revised in the following ways:

    A. Pre-approved Credit Limit Offer (Zero document approval)

    • SBI Card regularly identifies select cardholders for a Pre-approved Credit Limit Increase offer basis internal risk policy
    • Eligible cardholders will receive an increased Limit offer through their registered Mobile Number via SMS, on Email, Monthly Statement and in Post Login Section
    • Eligible cardholders can avail this offer without any additional documentation requirement

    How can I get my Credit Limit increased for Pre-Approved offer?

    To get the Credit Limit increase on your card, follow the below mentioned steps:

    Website:

    • Login to sbicard.com and click on Offers or Benefits tab on left hand side
    • Check for any Credit Limit Increase offer on your account & click on the ‘Submit’ button

    Chatbot ILA:

    Login to Chatbot ILA, ask query for Credit Limit increase and follow the guided steps.

    SMS:

    • SMS ‘INCR XXXX’ (last 4 digits of your card number) to 5676791 from your registered mobile number

    B. Credit Limit Increase with Income documentation

    • In case you wish to increase limit beyond the eligible Limit offered by SBI Card, please call on SBI Card helpline number at 1860 180 1290 or 39 02 02 02 (prefix STD code) and check with the customer care executive regarding your eligibility for a credit limit increase basis income documents
    • The following income documents are accepted.
    • Form 16
    • ITR VI
    • Last 3 months’ salary slip
    • Soft copies of the aforementioned documents can be submitted at www.sbicard.com/email
    • You can mail your relevant income documents to: Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Building 3, DLF Cyber City, Gurgaon – 122002
    • Post receipt and review of Income documents, the request for Credit limit increase will be fulfilled in accordance with the internal Risk Policy
  • ✔️In case of an upgrade from a lifetime free card or a flip to a same variant card, will the new card be chargeable?

    Yes, the new card will be chargeable in case of any upgrade or flip. Upgrade to a higher card variant would always be done at a charge, subject to requisite approvals. 

  • ✔️What are the documents acceptable for SimplyCLICK SBI Credit Card?

    The documents acceptable for a SimplyCLICK SBI credit card are proof of income (as displayed by salary slips, Income Tax Returns of the last 3 years, or Form 16), and proof of identity and address (as shown by PAN and Aadhaar Cards, a passport, a voter ID or a driving licence). 
  • ✔️What is a SimplyCLICK SBI card?

    The SimplyCLICK SBI card is a credit card that is best suited to spending on fuel, entertainment and shopping. It comes pre-installed with Amazon vouchers and has a host of offers for entertainment requirements. In terms of benefits, you get welcome gift vouchers, fuel surcharge waivers and 10 x reward points if you make online purchases with e-commerce partners like Flipkart, Amazon and Lenskart. You can simply click, SBI card benefits will be yours as a result.

     

  • ✔️What is the credit limit for SBI SimplyCLICK card?

    The SBI SimplyCLICK credit card has no stipulated credit limit, as this is set by the card issuer and is based on the cardholder’s creditworthiness (determined by credit score, income, etc.).