The SimplyCLICK SBI Credit Card offers amazing discounts on your daily purchases and comes pre-equipped with amazon vouchers, gets you fuel surcharge waivers, cash on the go, premium security and much more.
One of the best SimplyCLICK SBI Credit Card benefits is that you get assured Amazon.in gift card worth Rs. 500 on joining.
Earn 10X Reward Points on online spends with exclusive partners - Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / UrbanClap. Earn 5X rewards on all other online spends
Get e-vouchers worth Rs. 2,000 on annual online spends of Rs. 1 Lakh and above.
Avail 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
Spend Rs. 1,00,000 and get annual fee of Rs. 499 reversed for your SimplyCLICK SBI Credit Card in the subsequent year.
Simply wave your card at a secured reader and your transaction is done. 25% cashback on movie tickets
There are multiple reasons to choose Finserv MARKETS to apply for SBI Credit Cards:
Just follow these 5 quick steps and you’re done!
Sr No |
Reward Point |
Value |
1 |
Assured Amazon gift card on joining. |
Rs. 500 |
2 |
e-vouchers on annual online spends of Rs. 1 Lakh |
Rs. 2,000 |
3 |
Movie Ticket Discounts |
25% |
4 |
Assured Annual Fee Reversal |
Rs. 499 |
5 |
Enjoy complete fuel freedom |
Rs. 300 - Rs. 500 |
Annual Fee (one time) |
Rs. 499 + taxes |
Renewal Fee (per annum) |
Rs. 499 + taxes from second year onwards |
Add-on Fee (per annum) |
Nil |
Finance charges |
Up to Rs. 25 or 3.35% per month (whichever is higher) |
Minimum amount due |
5% of Total Outstanding |
Cash Advance Limit |
Up to 80% of credit limit, with a maximum of Rs. 12,000 per day |
Free Credit Period |
Nil |
Cheque Fee |
Rs. 100 |
Payment Dishonour fee |
2% of the payment amount, subject to a minimum of Rs. 500 |
Statement retrieval |
Rs. 100 per statement, which is two or more months old |
Late payment |
NIL for Total Amount due from Rs.0-Rs.500; |
Card replacement |
Rs. 100 |
Emergency card replacement, when abroad |
Actual cost, with a minimum of $175 |
Foreign currency transaction |
Conversion mark-up - 3.5% |
Dynamic Currency Conversion |
Mark-up Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000) |
Step 1 : To register, log in to onlinesbi.com, using your net banking user ID and password.
Step 2 : Click on ‘Bill Payments’ and go to the ‘Manage Biller’ section
Step 3 : Select the Add option in the ‘Manage Biller’ section and opt for All India billers , and select ‘SBI Cards and Payment Services Ltd.’ as the biller.
Step 4 : Register your biller details by entering your name and credit card number and click ‘Submit’.
You will receive an SMS carrying a One Time Password (OTP) on your registered mobile number.
Step 5 : Enter the OTP and approve your biller details.
You have now successfully registered your credit card on the website
Step 1 : Click on view/pay bills section and click on ‘Without Bills’.
Step 2 : Select SBI Card as the biller and click on Pay
Step 3 : Choose the SBI account number from which the payment is to be made
Step 4 : Enter payment amount and click on ‘Pay Now’. Click on submit to confirm your transaction and follow the instructions. Your payment is now done.
Reward points accumulated on your credit card account can be redeemed in the following ways :-
Redemption against Gift Voucher can be made through sbicard.com or SBI card mobile app.
Redemption against cash can be made by writing at sbicard.com/email or by calling at the SBI Card helpline number at 1860 180 1290 or 39 02 02 02 (prefix STD code).
Step 1- Login to sbicard.com
Step 2- Click on “Rewards” and then click on “Redeem Rewards”.
Step 3- Browse through the Rewards Catalogue and choose item of your choice
Step 4- Click on “Redeem now” and confirm.
E Vouchers: Delivered in 05 calendar days on best effort basis
Gifts: Delivered in 15 calendar days on best effort basis
Cardholders can get their limit revised in the following ways:
To get the Credit Limit increase on your card, follow the below mentioned steps:
Login to Chatbot ILA, ask query for Credit Limit increase and follow the guided steps.
Yes, the new card will be chargeable in case of any upgrade or flip. Upgrade to a higher card variant would always be done at a charge, subject to requisite approvals.
S. No |
Document |
Accepted As identity proof |
Accepted as Residence proof |
1 |
Copy of Passport / Voter Card/ Driving License/ Aadhar Card |
YES |
YES |
2 |
Copy of PAN Card |
YES |
NO |
3 |
Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies. |
NO |
YES |