SimplyCLICK SBI Credit Card – Benefits, Rewards, and Fees

The SimplyCLICK SBI Card is an entry‑level shopping card from SBI Card that focuses on online spending. It helps you earn rewards on digital purchases, including higher rewards with select partner brands. The card also offers milestone benefits and standard fees that you should review before applying.

Here is a clear view of the key features and reward benefits offered by the SimplyCLICK SBI Card:

Welcome Benefits and Milestone Rewards

Welcome Benefit

• Get an Amazon.in gift card worth ₹500 after the joining fee is paid.

Milestone Rewards

• Earn e‑vouchers worth ₹2,000 from Cleartrip or Yatra on annual online spends of ₹1 lakh and ₹2 Lakhs

Cashback on Online Categories

10X Reward Points with Partners

• Earn 10X reward points on online spending with selected partner brands, including Cleartrip, Myntra, Domino’s, Swiggy, Netmeds, and others.

5X Reward Points on General Online Spending

• Get 5X reward points on online shopping at other eligible retailers.

Reward Points and Redemptions

Base Reward Rate

• Earn 1 reward point for every ₹100 spent on all other categories.

Fuel Surcharge Waiver

• Get a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000. The waiver is capped at ₹100 per statement cycle.

Travel and Entertainment Offers

Travel Savings

• Receive e‑vouchers worth ₹2,000 from Cleartrip or Yatra on reaching specified annual spend milestones.

Worldwide Use

• Use the card at over 24 million outlets globally, including more than 3,25,000 outlets in India.

EMI and Payment Flexibility

Balance Transfer on EMI

• Transfer outstanding balances from other cards and repay in EMIs at applicable interest rates.

Flexipay Facility

• Convert purchases above ₹2,500 into EMIs by paying a processing fee of 1% (up to ₹2,000).

• Choose tenures of 3, 6, 9, 12, 18, or 24 months.

Digital and Account Management Features

Usage Tracking

• Access your account through WhatsApp Connect, Simply SMS, the SBI Card mobile app, and missed‑call services.

Mobile App Support

• Manage transactions, statements, and payments through the SBI Card app on iOS and Android.

Additional Features

Contactless Payments

• Make tap‑and‑pay transactions of up to ₹5,000 without entering your PIN at supported terminals.

Add‑on Cards

• Get add‑on cards for family members above 18 years of age.

Cash Access

• Withdraw cash from over 1 million Visa or Mastercard ATMs worldwide.

Easy Utility Bill Payments

• Use AutoPay and other bill‑payment options to manage utility payments.

Here are the basic eligibility terms for the SBI SimplyCLICK Credit Card you need to fulfil to apply:

• Your age should be between:

  • 21 to 70 years if you are salaried

  • 40 to 70 years if you are a retired pensioner

  • 25 to 70 years if you are self‑employed

• You must have a steady and regular source of income

• You must be creditworthy with a good credit score

On Bajaj Markets, you can compare credit cards and pick one that suits your needs. To know how to apply, take a look at the following steps:

1. Click on ‘Check Card Offer’ and fill in the required details, including your phone number, occupation, and date of birth
   

2. Enter the One-Time Password (OTP) sent to your number
   

3. Check the pre-filled details like your PAN number, residential PIN code, email address, and income information
   

4. Choose SimplyCLICK SBI Card from the options
   

5. To apply for the card, click ‘Submit’ and complete your application

The SBI Card rewards program has a lot of features and facilities. Here is how the rewards program works for this card. 

1. Reward Points 

The SimplyCLICK SBI Card is ideal for online shoppers. Here, the cash value of 4 reward points = ₹1.

• For all online spending done with 8 listed partners, you get 10X rewards. These partners include Apollo 24x7, Cleartrip, Myntra, Netmeds, BookMyShow, Swiggy, Yatra, and Domino's.
  

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.