HSBC Home Loan

Surging real estate prices make it difficult to own a home with savings alone.  This is where the HSBC Home Loan comes into play, helping you get the home of your dreams. With interest rates starting at 7.85% p.a. (for salaried individuals), you can enjoy a repayment tenure of up to 25 years. 

HSBC offers high-value funding of up to ₹40 Crores, making it suitable for all types of housing requirements. Whether you are buying a new house or transferring your existing loan, it is designed to meet your needs with ease and transparency.

You can use the home loan EMI calculator available on Bajaj Markets to calculate your monthly instalments before applying for the loan. Just enter the loan amount, interest rate, and tenure to calculate EMI instantly.

Using a calculator for housing loan EMI, you can easily compare your monthly instalments as a result of different loan amounts, tenures, and interest rates. It helps you to choose the most suitable terms that align with your budget and financial goals.

The following are different types of HSBC Bank Home Loans you can choose from:

• HSBC Home Loan: This is HSBC’s classic home loan product that allows you to enjoy a loan amount of up to ₹60 Crores for a period of 25 years.

• HSBC Smart Home Loan: The HSBC Smart Home Loan enables you to enjoy lower interest rates by availing a loan against your residential property. You can get an amount of ₹60 Crores for a repayment tenure ranging up to 25 years.

• Loan Against Property: As its name suggests, this loan lets you raise funds for your dream home by pledging a residential or commercial property. With this loan, you can get up to ₹60 Crores for a maximum tenure of 15 years.

• Smart Loan Against Property: You can enjoy this loan facility by pledging your residential or commercial property. Moreover, it reduces your interest payments by shortening the repayment tenure.

• NRI Home Loans: This loan facility has been specifically designed for Non-Resident Indians (NRIs), offering up to ₹60 Crores for a flexible tenure going up to 25 years.

• NRI Loan Against Property: This lending option from HSBC allows NRIs to get a loan by putting up residential or commercial property as collateral. The loan amount can go up to ₹60 Crores which can be repaid in 15 years.

• Sustainable Mortgage: On purchasing a sustainable property, the HSBC Bank allows you to opt for a Sustainable Mortgage, having an interest rate starting at 8.40% p.a.

To apply for the HSBC Bank Housing Loan online, follow these simple steps:

• Visit the official website of HSBC Bank

• At the top of the dashboard, click on the ‘Borrowings’ section

• Select the ‘View all Home Loans’ tab 

• You will be navigated to a new page with different types of home loans

• Click on the ‘Apply now’ button to fill out the application form

• Submit the form and relevant documents to take your application process further

In case you have any inquiries about the HSBC Bank Home Loan, you can contact the HSBC Bank Home Loan customer care numbers:

• 1800 266 3456 or 1800 120 4722

• +91-40-65118001 or +91-22-71728001 (for NRI customers)

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