✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 7.99% Check Offer

Buying a house is a major milestone in life, and financial instruments offer a home loan to make it easier to get your dream home. The Indian Bank Home Loan is an attractive loan, and features among the easily accessible options that you can choose. 

In fact, the Indian Bank Home Loan interest rate is among the most competitive in the market, making it a cost-effective option. Read on to learn more about the Indian Bank Housing Loan and how you can avail of it online without any hassle.

Indian Bank Home Loan Interest Rate & Charges 2025

The following table consists of the Indian Bank Home Loan interest rate and other applicable charges:

Interest Rate

8.40% p.a. onwards

Indian Bank Home Loan Processing Fee

Up to 0.25% of the loan amount

Disclaimer: The interest rate and charges mentioned in the table above are indicative and subject to change at the lender’s discretion. 

Compare Indian Bank Home Loan with Other Lenders

If you are thinking of availing a home loan, it is necessary to assess all aspects before zeroing in on any lender. Before you apply for the Indian Bank House Loan, compare the rates offered by other lenders too.

The following table presents the interest rates offered by different partner lenders on Bajaj Markets. You can compare these with the Indian Bank Housing Loan interest rate in order to choose the best-suited lender. 

Home Loan Providers

Interest Rates

Bajaj Housing Finance Limited

8.50% p.a. onwards

Home First Finance Company

9% p.a. onwards

ICICI Bank

9.00% p.a. onwards

India Shelter

10.50% p.a. onwards

Kotak Mahindra Bank

9.00% p.a. onwards 

LIC Housing Finance

8.65% p.a. onwards

PNB Housing Finance Limited

8.50% p.a. onwards

Shriram Housing Finance

11.50% p.a. onwards

Shubham Housing Finance

10.90% p.a. onwards

Disclaimer: The above-mentioned interest rates are subject to change at the lender’s discretion. 

Bandhan Bank Home Loan EMI Calculator

Loan Amount
₹ 1 L
₹ 10 L
₹ 1 Cr
₹ 10 Cr
Tenure
Months
12 M
246 M
480 M
Rate of Interest
6.00%
10.50%
15.00%
Home Loan
Your Monthly Home Loan EMI
₹38,268.64
Principal Amount
₹50,00,000
Total Interest
₹87,76,709.52
Total Amount Payable
₹1,37,76,709.52
Amortization Schedule
Download Amortization Schedule Download
Expand Amortization Schedule
Year Payable Amount Principal Interest Balance
2025 ₹ 3,06,152 ₹ 25,094 ₹ 2,81,054 ₹ 49,74,906
May₹ 38,269₹ 3,060₹ 35,208₹ 49,96,940
Jun₹ 38,269₹ 3,082₹ 35,187₹ 49,93,858
Jul₹ 38,269₹ 3,104₹ 35,165₹ 49,90,754
Aug₹ 38,269₹ 3,125₹ 35,143₹ 49,87,629
Sep₹ 38,269₹ 3,147₹ 35,121₹ 49,84,481
Oct₹ 38,269₹ 3,170₹ 35,099₹ 49,81,312
Nov₹ 38,269₹ 3,192₹ 35,077₹ 49,78,120
Dec₹ 38,269₹ 3,214₹ 35,054₹ 49,74,906
2026 ₹ 4,59,228 ₹ 40,385 ₹ 4,18,840 ₹ 49,34,521
Jan₹ 38,269₹ 3,237₹ 35,032₹ 49,71,669
Feb₹ 38,269₹ 3,260₹ 35,009₹ 49,68,409
Mar₹ 38,269₹ 3,283₹ 34,986₹ 49,65,126
Apr₹ 38,269₹ 3,306₹ 34,963₹ 49,61,820
May₹ 38,269₹ 3,329₹ 34,939₹ 49,58,491
Jun₹ 38,269₹ 3,353₹ 34,916₹ 49,55,138
Jul₹ 38,269₹ 3,376₹ 34,892₹ 49,51,762
Aug₹ 38,269₹ 3,400₹ 34,869₹ 49,48,362
Sep₹ 38,269₹ 3,424₹ 34,845₹ 49,44,938
Oct₹ 38,269₹ 3,448₹ 34,821₹ 49,41,490
Nov₹ 38,269₹ 3,472₹ 34,796₹ 49,38,018
Dec₹ 38,269₹ 3,497₹ 34,772₹ 49,34,521
2027 ₹ 4,59,228 ₹ 43,932 ₹ 4,15,291 ₹ 48,90,589
Jan₹ 38,269₹ 3,521₹ 34,747₹ 49,31,000
Feb₹ 38,269₹ 3,546₹ 34,722₹ 49,27,454
Mar₹ 38,269₹ 3,571₹ 34,697₹ 49,23,882
Apr₹ 38,269₹ 3,596₹ 34,672₹ 49,20,286
May₹ 38,269₹ 3,622₹ 34,647₹ 49,16,665
Jun₹ 38,269₹ 3,647₹ 34,622₹ 49,13,017
Jul₹ 38,269₹ 3,673₹ 34,596₹ 49,09,345
Aug₹ 38,269₹ 3,699₹ 34,570₹ 49,05,646
Sep₹ 38,269₹ 3,725₹ 34,544₹ 49,01,921
Oct₹ 38,269₹ 3,751₹ 34,518₹ 48,98,170
Nov₹ 38,269₹ 3,777₹ 34,491₹ 48,94,393
Dec₹ 38,269₹ 3,804₹ 34,465₹ 48,90,589
2028 ₹ 4,59,228 ₹ 47,792 ₹ 4,11,432 ₹ 48,42,797
Jan₹ 38,269₹ 3,831₹ 34,438₹ 48,86,758
Feb₹ 38,269₹ 3,858₹ 34,411₹ 48,82,900
Mar₹ 38,269₹ 3,885₹ 34,384₹ 48,79,016
Apr₹ 38,269₹ 3,912₹ 34,356₹ 48,75,103
May₹ 38,269₹ 3,940₹ 34,329₹ 48,71,164
Jun₹ 38,269₹ 3,968₹ 34,301₹ 48,67,196
Jul₹ 38,269₹ 3,995₹ 34,273₹ 48,63,201
Aug₹ 38,269₹ 4,024₹ 34,245₹ 48,59,177
Sep₹ 38,269₹ 4,052₹ 34,217₹ 48,55,125
Oct₹ 38,269₹ 4,080₹ 34,188₹ 48,51,045
Nov₹ 38,269₹ 4,109₹ 34,159₹ 48,46,935
Dec₹ 38,269₹ 4,138₹ 34,131₹ 48,42,797
2029 ₹ 4,59,228 ₹ 51,990 ₹ 4,07,234 ₹ 47,90,807
Jan₹ 38,269₹ 4,167₹ 34,101₹ 48,38,630
Feb₹ 38,269₹ 4,197₹ 34,072₹ 48,34,433
Mar₹ 38,269₹ 4,226₹ 34,042₹ 48,30,207
Apr₹ 38,269₹ 4,256₹ 34,013₹ 48,25,951
May₹ 38,269₹ 4,286₹ 33,983₹ 48,21,665
Jun₹ 38,269₹ 4,316₹ 33,953₹ 48,17,349
Jul₹ 38,269₹ 4,346₹ 33,922₹ 48,13,003
Aug₹ 38,269₹ 4,377₹ 33,892₹ 48,08,626
Sep₹ 38,269₹ 4,408₹ 33,861₹ 48,04,218
Oct₹ 38,269₹ 4,439₹ 33,830₹ 47,99,779
Nov₹ 38,269₹ 4,470₹ 33,798₹ 47,95,309
Dec₹ 38,269₹ 4,502₹ 33,767₹ 47,90,807
2030 ₹ 4,59,228 ₹ 56,556 ₹ 4,02,665 ₹ 47,34,249
Jan₹ 38,269₹ 4,533₹ 33,735₹ 47,86,274
Feb₹ 38,269₹ 4,565₹ 33,703₹ 47,81,708
Mar₹ 38,269₹ 4,597₹ 33,671₹ 47,77,111
Apr₹ 38,269₹ 4,630₹ 33,639₹ 47,72,481
May₹ 38,269₹ 4,662₹ 33,606₹ 47,67,819
Jun₹ 38,269₹ 4,695₹ 33,573₹ 47,63,123
Jul₹ 38,269₹ 4,728₹ 33,540₹ 47,58,395
Aug₹ 38,269₹ 4,762₹ 33,507₹ 47,53,633
Sep₹ 38,269₹ 4,795₹ 33,474₹ 47,48,838
Oct₹ 38,269₹ 4,829₹ 33,440₹ 47,44,009
Nov₹ 38,269₹ 4,863₹ 33,406₹ 47,39,146
Dec₹ 38,269₹ 4,897₹ 33,371₹ 47,34,249
2031 ₹ 4,59,228 ₹ 61,526 ₹ 3,97,698 ₹ 46,72,723
Jan₹ 38,269₹ 4,932₹ 33,337₹ 47,29,318
Feb₹ 38,269₹ 4,966₹ 33,302₹ 47,24,351
Mar₹ 38,269₹ 5,001₹ 33,267₹ 47,19,350
Apr₹ 38,269₹ 5,037₹ 33,232₹ 47,14,313
May₹ 38,269₹ 5,072₹ 33,197₹ 47,09,241
Jun₹ 38,269₹ 5,108₹ 33,161₹ 47,04,134
Jul₹ 38,269₹ 5,144₹ 33,125₹ 46,98,990
Aug₹ 38,269₹ 5,180₹ 33,089₹ 46,93,810
Sep₹ 38,269₹ 5,216₹ 33,052₹ 46,88,594
Oct₹ 38,269₹ 5,253₹ 33,016₹ 46,83,341
Nov₹ 38,269₹ 5,290₹ 32,979₹ 46,78,050
Dec₹ 38,269₹ 5,327₹ 32,941₹ 46,72,723
2032 ₹ 4,59,228 ₹ 66,933 ₹ 3,92,293 ₹ 46,05,792
Jan₹ 38,269₹ 5,365₹ 32,904₹ 46,67,358
Feb₹ 38,269₹ 5,403₹ 32,866₹ 46,61,956
Mar₹ 38,269₹ 5,441₹ 32,828₹ 46,56,515
Apr₹ 38,269₹ 5,479₹ 32,790₹ 46,51,036
May₹ 38,269₹ 5,518₹ 32,751₹ 46,45,518
Jun₹ 38,269₹ 5,556₹ 32,712₹ 46,39,962
Jul₹ 38,269₹ 5,596₹ 32,673₹ 46,34,366
Aug₹ 38,269₹ 5,635₹ 32,634₹ 46,28,731
Sep₹ 38,269₹ 5,675₹ 32,594₹ 46,23,057
Oct₹ 38,269₹ 5,715₹ 32,554₹ 46,17,342
Nov₹ 38,269₹ 5,755₹ 32,514₹ 46,11,587
Dec₹ 38,269₹ 5,795₹ 32,473₹ 46,05,792
2033 ₹ 4,59,228 ₹ 72,811 ₹ 3,86,410 ₹ 45,32,980
Jan₹ 38,269₹ 5,836₹ 32,432₹ 45,99,955
Feb₹ 38,269₹ 5,877₹ 32,391₹ 45,94,078
Mar₹ 38,269₹ 5,919₹ 32,350₹ 45,88,160
Apr₹ 38,269₹ 5,960₹ 32,308₹ 45,82,199
May₹ 38,269₹ 6,002₹ 32,266₹ 45,76,197
Jun₹ 38,269₹ 6,045₹ 32,224₹ 45,70,152
Jul₹ 38,269₹ 6,087₹ 32,181₹ 45,64,065
Aug₹ 38,269₹ 6,130₹ 32,139₹ 45,57,935
Sep₹ 38,269₹ 6,173₹ 32,095₹ 45,51,762
Oct₹ 38,269₹ 6,217₹ 32,052₹ 45,45,545
Nov₹ 38,269₹ 6,260₹ 32,008₹ 45,39,285
Dec₹ 38,269₹ 6,305₹ 31,964₹ 45,32,980
2034 ₹ 4,59,228 ₹ 79,210 ₹ 3,80,016 ₹ 44,53,772
Jan₹ 38,269₹ 6,349₹ 31,920₹ 45,26,631
Feb₹ 38,269₹ 6,394₹ 31,875₹ 45,20,238
Mar₹ 38,269₹ 6,439₹ 31,830₹ 45,13,799
Apr₹ 38,269₹ 6,484₹ 31,785₹ 45,07,315
May₹ 38,269₹ 6,530₹ 31,739₹ 45,00,786
Jun₹ 38,269₹ 6,576₹ 31,693₹ 44,94,210
Jul₹ 38,269₹ 6,622₹ 31,647₹ 44,87,588
Aug₹ 38,269₹ 6,669₹ 31,600₹ 44,80,920
Sep₹ 38,269₹ 6,716₹ 31,553₹ 44,74,204
Oct₹ 38,269₹ 6,763₹ 31,506₹ 44,67,441
Nov₹ 38,269₹ 6,810₹ 31,458₹ 44,60,631
Dec₹ 38,269₹ 6,858₹ 31,410₹ 44,53,772
2035 ₹ 4,59,228 ₹ 86,166 ₹ 3,73,056 ₹ 43,67,606
Jan₹ 38,269₹ 6,907₹ 31,362₹ 44,46,866
Feb₹ 38,269₹ 6,955₹ 31,313₹ 44,39,911
Mar₹ 38,269₹ 7,004₹ 31,264₹ 44,32,906
Apr₹ 38,269₹ 7,054₹ 31,215₹ 44,25,853
May₹ 38,269₹ 7,103₹ 31,165₹ 44,18,749
Jun₹ 38,269₹ 7,153₹ 31,115₹ 44,11,596
Jul₹ 38,269₹ 7,204₹ 31,065₹ 44,04,392
Aug₹ 38,269₹ 7,254₹ 31,014₹ 43,97,138
Sep₹ 38,269₹ 7,305₹ 30,963₹ 43,89,833
Oct₹ 38,269₹ 7,357₹ 30,912₹ 43,82,476
Nov₹ 38,269₹ 7,409₹ 30,860₹ 43,75,067
Dec₹ 38,269₹ 7,461₹ 30,808₹ 43,67,606
2036 ₹ 4,59,228 ₹ 93,736 ₹ 3,65,485 ₹ 42,73,870
Jan₹ 38,269₹ 7,513₹ 30,755₹ 43,60,093
Feb₹ 38,269₹ 7,566₹ 30,702₹ 43,52,526
Mar₹ 38,269₹ 7,620₹ 30,649₹ 43,44,907
Apr₹ 38,269₹ 7,673₹ 30,595₹ 43,37,234
May₹ 38,269₹ 7,727₹ 30,541₹ 43,29,506
Jun₹ 38,269₹ 7,782₹ 30,487₹ 43,21,725
Jul₹ 38,269₹ 7,837₹ 30,432₹ 43,13,888
Aug₹ 38,269₹ 7,892₹ 30,377₹ 43,05,996
Sep₹ 38,269₹ 7,947₹ 30,321₹ 42,98,049
Oct₹ 38,269₹ 8,003₹ 30,265₹ 42,90,046
Nov₹ 38,269₹ 8,060₹ 30,209₹ 42,81,986
Dec₹ 38,269₹ 8,116₹ 30,152₹ 42,73,870
2037 ₹ 4,59,228 ₹ 1,01,969 ₹ 3,57,253 ₹ 41,71,899
Jan₹ 38,269₹ 8,173₹ 30,095₹ 42,65,697
Feb₹ 38,269₹ 8,231₹ 30,038₹ 42,57,466
Mar₹ 38,269₹ 8,289₹ 29,980₹ 42,49,177
Apr₹ 38,269₹ 8,347₹ 29,921₹ 42,40,829
May₹ 38,269₹ 8,406₹ 29,863₹ 42,32,423
Jun₹ 38,269₹ 8,465₹ 29,803₹ 42,23,958
Jul₹ 38,269₹ 8,525₹ 29,744₹ 42,15,433
Aug₹ 38,269₹ 8,585₹ 29,684₹ 42,06,848
Sep₹ 38,269₹ 8,645₹ 29,623₹ 41,98,202
Oct₹ 38,269₹ 8,706₹ 29,562₹ 41,89,496
Nov₹ 38,269₹ 8,768₹ 29,501₹ 41,80,729
Dec₹ 38,269₹ 8,829₹ 29,439₹ 41,71,899
2038 ₹ 4,59,228 ₹ 1,10,930 ₹ 3,48,295 ₹ 40,60,970
Jan₹ 38,269₹ 8,892₹ 29,377₹ 41,63,008
Feb₹ 38,269₹ 8,954₹ 29,315₹ 41,54,054
Mar₹ 38,269₹ 9,017₹ 29,251₹ 41,45,036
Apr₹ 38,269₹ 9,081₹ 29,188₹ 41,35,956
May₹ 38,269₹ 9,145₹ 29,124₹ 41,26,811
Jun₹ 38,269₹ 9,209₹ 29,060₹ 41,17,602
Jul₹ 38,269₹ 9,274₹ 28,995₹ 41,08,328
Aug₹ 38,269₹ 9,339₹ 28,929₹ 40,98,989
Sep₹ 38,269₹ 9,405₹ 28,864₹ 40,89,584
Oct₹ 38,269₹ 9,471₹ 28,797₹ 40,80,113
Nov₹ 38,269₹ 9,538₹ 28,731₹ 40,70,575
Dec₹ 38,269₹ 9,605₹ 28,664₹ 40,60,970
2039 ₹ 4,59,228 ₹ 1,20,675 ₹ 3,38,549 ₹ 39,40,296
Jan₹ 38,269₹ 9,673₹ 28,596₹ 40,51,297
Feb₹ 38,269₹ 9,741₹ 28,528₹ 40,41,557
Mar₹ 38,269₹ 9,809₹ 28,459₹ 40,31,747
Apr₹ 38,269₹ 9,878₹ 28,390₹ 40,21,869
May₹ 38,269₹ 9,948₹ 28,321₹ 40,11,921
Jun₹ 38,269₹ 10,018₹ 28,251₹ 40,01,903
Jul₹ 38,269₹ 10,089₹ 28,180₹ 39,91,814
Aug₹ 38,269₹ 10,160₹ 28,109₹ 39,81,655
Sep₹ 38,269₹ 10,231₹ 28,037₹ 39,71,424
Oct₹ 38,269₹ 10,303₹ 27,965₹ 39,61,120
Nov₹ 38,269₹ 10,376₹ 27,893₹ 39,50,745
Dec₹ 38,269₹ 10,449₹ 27,820₹ 39,40,296
2040 ₹ 4,59,228 ₹ 1,31,274 ₹ 3,27,949 ₹ 38,09,020
Jan₹ 38,269₹ 10,522₹ 27,746₹ 39,29,773
Feb₹ 38,269₹ 10,596₹ 27,672₹ 39,19,177
Mar₹ 38,269₹ 10,671₹ 27,598₹ 39,08,506
Apr₹ 38,269₹ 10,746₹ 27,522₹ 38,97,760
May₹ 38,269₹ 10,822₹ 27,447₹ 38,86,938
Jun₹ 38,269₹ 10,898₹ 27,371₹ 38,76,040
Jul₹ 38,269₹ 10,975₹ 27,294₹ 38,65,065
Aug₹ 38,269₹ 11,052₹ 27,217₹ 38,54,013
Sep₹ 38,269₹ 11,130₹ 27,139₹ 38,42,883
Oct₹ 38,269₹ 11,208₹ 27,060₹ 38,31,674
Nov₹ 38,269₹ 11,287₹ 26,981₹ 38,20,387
Dec₹ 38,269₹ 11,367₹ 26,902₹ 38,09,020
2041 ₹ 4,59,228 ₹ 1,42,809 ₹ 3,16,416 ₹ 36,66,212
Jan₹ 38,269₹ 11,447₹ 26,822₹ 37,97,573
Feb₹ 38,269₹ 11,527₹ 26,741₹ 37,86,046
Mar₹ 38,269₹ 11,609₹ 26,660₹ 37,74,437
Apr₹ 38,269₹ 11,690₹ 26,578₹ 37,62,747
May₹ 38,269₹ 11,773₹ 26,496₹ 37,50,975
Jun₹ 38,269₹ 11,856₹ 26,413₹ 37,39,119
Jul₹ 38,269₹ 11,939₹ 26,330₹ 37,27,180
Aug₹ 38,269₹ 12,023₹ 26,246₹ 37,15,157
Sep₹ 38,269₹ 12,108₹ 26,161₹ 37,03,049
Oct₹ 38,269₹ 12,193₹ 26,076₹ 36,90,856
Nov₹ 38,269₹ 12,279₹ 25,990₹ 36,78,577
Dec₹ 38,269₹ 12,365₹ 25,903₹ 36,66,212
2042 ₹ 4,59,228 ₹ 1,55,353 ₹ 3,03,869 ₹ 35,10,858
Jan₹ 38,269₹ 12,452₹ 25,816₹ 36,53,760
Feb₹ 38,269₹ 12,540₹ 25,729₹ 36,41,220
Mar₹ 38,269₹ 12,628₹ 25,640₹ 36,28,591
Apr₹ 38,269₹ 12,717₹ 25,551₹ 36,15,874
May₹ 38,269₹ 12,807₹ 25,462₹ 36,03,067
Jun₹ 38,269₹ 12,897₹ 25,372₹ 35,90,170
Jul₹ 38,269₹ 12,988₹ 25,281₹ 35,77,182
Aug₹ 38,269₹ 13,079₹ 25,189₹ 35,64,103
Sep₹ 38,269₹ 13,171₹ 25,097₹ 35,50,931
Oct₹ 38,269₹ 13,264₹ 25,004₹ 35,37,667
Nov₹ 38,269₹ 13,358₹ 24,911₹ 35,24,310
Dec₹ 38,269₹ 13,452₹ 24,817₹ 35,10,858
2043 ₹ 4,59,228 ₹ 1,69,002 ₹ 2,90,222 ₹ 33,41,856
Jan₹ 38,269₹ 13,546₹ 24,722₹ 34,97,312
Feb₹ 38,269₹ 13,642₹ 24,627₹ 34,83,670
Mar₹ 38,269₹ 13,738₹ 24,531₹ 34,69,932
Apr₹ 38,269₹ 13,835₹ 24,434₹ 34,56,098
May₹ 38,269₹ 13,932₹ 24,337₹ 34,42,166
Jun₹ 38,269₹ 14,030₹ 24,239₹ 34,28,136
Jul₹ 38,269₹ 14,129₹ 24,140₹ 34,14,007
Aug₹ 38,269₹ 14,228₹ 24,040₹ 33,99,778
Sep₹ 38,269₹ 14,329₹ 23,940₹ 33,85,450
Oct₹ 38,269₹ 14,429₹ 23,839₹ 33,71,020
Nov₹ 38,269₹ 14,531₹ 23,738₹ 33,56,489
Dec₹ 38,269₹ 14,633₹ 23,635₹ 33,41,856
2044 ₹ 4,59,228 ₹ 1,83,849 ₹ 2,75,375 ₹ 31,58,007
Jan₹ 38,269₹ 14,736₹ 23,532₹ 33,27,120
Feb₹ 38,269₹ 14,840₹ 23,428₹ 33,12,279
Mar₹ 38,269₹ 14,945₹ 23,324₹ 32,97,335
Apr₹ 38,269₹ 15,050₹ 23,219₹ 32,82,285
May₹ 38,269₹ 15,156₹ 23,113₹ 32,67,129
Jun₹ 38,269₹ 15,263₹ 23,006₹ 32,51,866
Jul₹ 38,269₹ 15,370₹ 22,899₹ 32,36,496
Aug₹ 38,269₹ 15,478₹ 22,790₹ 32,21,018
Sep₹ 38,269₹ 15,587₹ 22,681₹ 32,05,431
Oct₹ 38,269₹ 15,697₹ 22,572₹ 31,89,734
Nov₹ 38,269₹ 15,808₹ 22,461₹ 31,73,926
Dec₹ 38,269₹ 15,919₹ 22,350₹ 31,58,007
2045 ₹ 4,59,228 ₹ 1,99,999 ₹ 2,59,224 ₹ 29,58,007
Jan₹ 38,269₹ 16,031₹ 22,238₹ 31,41,976
Feb₹ 38,269₹ 16,144₹ 22,125₹ 31,25,832
Mar₹ 38,269₹ 16,258₹ 22,011₹ 31,09,575
Apr₹ 38,269₹ 16,372₹ 21,897₹ 30,93,203
May₹ 38,269₹ 16,487₹ 21,781₹ 30,76,715
Jun₹ 38,269₹ 16,603₹ 21,665₹ 30,60,112
Jul₹ 38,269₹ 16,720₹ 21,548₹ 30,43,391
Aug₹ 38,269₹ 16,838₹ 21,431₹ 30,26,553
Sep₹ 38,269₹ 16,957₹ 21,312₹ 30,09,597
Oct₹ 38,269₹ 17,076₹ 21,193₹ 29,92,521
Nov₹ 38,269₹ 17,196₹ 21,072₹ 29,75,324
Dec₹ 38,269₹ 17,317₹ 20,951₹ 29,58,007
2046 ₹ 4,59,228 ₹ 2,17,569 ₹ 2,41,653 ₹ 27,40,437
Jan₹ 38,269₹ 17,439₹ 20,829₹ 29,40,568
Feb₹ 38,269₹ 17,562₹ 20,707₹ 29,23,005
Mar₹ 38,269₹ 17,686₹ 20,583₹ 29,05,320
Apr₹ 38,269₹ 17,810₹ 20,458₹ 28,87,509
May₹ 38,269₹ 17,936₹ 20,333₹ 28,69,573
Jun₹ 38,269₹ 18,062₹ 20,207₹ 28,51,511
Jul₹ 38,269₹ 18,189₹ 20,079₹ 28,33,322
Aug₹ 38,269₹ 18,317₹ 19,951₹ 28,15,005
Sep₹ 38,269₹ 18,446₹ 19,822₹ 27,96,559
Oct₹ 38,269₹ 18,576₹ 19,692₹ 27,77,982
Nov₹ 38,269₹ 18,707₹ 19,562₹ 27,59,275
Dec₹ 38,269₹ 18,839₹ 19,430₹ 27,40,437
2047 ₹ 4,59,228 ₹ 2,36,684 ₹ 2,22,540 ₹ 25,03,753
Jan₹ 38,269₹ 18,971₹ 19,297₹ 27,21,465
Feb₹ 38,269₹ 19,105₹ 19,164₹ 27,02,360
Mar₹ 38,269₹ 19,240₹ 19,029₹ 26,83,121
Apr₹ 38,269₹ 19,375₹ 18,894₹ 26,63,746
May₹ 38,269₹ 19,511₹ 18,757₹ 26,44,234
Jun₹ 38,269₹ 19,649₹ 18,620₹ 26,24,585
Jul₹ 38,269₹ 19,787₹ 18,481₹ 26,04,798
Aug₹ 38,269₹ 19,927₹ 18,342₹ 25,84,872
Sep₹ 38,269₹ 20,067₹ 18,202₹ 25,64,805
Oct₹ 38,269₹ 20,208₹ 18,061₹ 25,44,597
Nov₹ 38,269₹ 20,350₹ 17,918₹ 25,24,246
Dec₹ 38,269₹ 20,494₹ 17,775₹ 25,03,753
2048 ₹ 4,59,228 ₹ 2,57,477 ₹ 2,01,748 ₹ 22,46,276
Jan₹ 38,269₹ 20,638₹ 17,631₹ 24,83,114
Feb₹ 38,269₹ 20,783₹ 17,485₹ 24,62,331
Mar₹ 38,269₹ 20,930₹ 17,339₹ 24,41,401
Apr₹ 38,269₹ 21,077₹ 17,192₹ 24,20,324
May₹ 38,269₹ 21,226₹ 17,043₹ 23,99,099
Jun₹ 38,269₹ 21,375₹ 16,894₹ 23,77,724
Jul₹ 38,269₹ 21,526₹ 16,743₹ 23,56,198
Aug₹ 38,269₹ 21,677₹ 16,592₹ 23,34,521
Sep₹ 38,269₹ 21,830₹ 16,439₹ 23,12,691
Oct₹ 38,269₹ 21,983₹ 16,285₹ 22,90,708
Nov₹ 38,269₹ 22,138₹ 16,130₹ 22,68,570
Dec₹ 38,269₹ 22,294₹ 15,975₹ 22,46,276
2049 ₹ 4,59,228 ₹ 2,80,096 ₹ 1,79,127 ₹ 19,66,179
Jan₹ 38,269₹ 22,451₹ 15,818₹ 22,23,825
Feb₹ 38,269₹ 22,609₹ 15,659₹ 22,01,215
Mar₹ 38,269₹ 22,768₹ 15,500₹ 21,78,447
Apr₹ 38,269₹ 22,929₹ 15,340₹ 21,55,518
May₹ 38,269₹ 23,090₹ 15,178₹ 21,32,428
Jun₹ 38,269₹ 23,253₹ 15,016₹ 21,09,175
Jul₹ 38,269₹ 23,417₹ 14,852₹ 20,85,759
Aug₹ 38,269₹ 23,581₹ 14,687₹ 20,62,177
Sep₹ 38,269₹ 23,747₹ 14,521₹ 20,38,430
Oct₹ 38,269₹ 23,915₹ 14,354₹ 20,14,515
Nov₹ 38,269₹ 24,083₹ 14,186₹ 19,90,432
Dec₹ 38,269₹ 24,253₹ 14,016₹ 19,66,179
2050 ₹ 4,59,228 ₹ 3,04,704 ₹ 1,54,521 ₹ 16,61,476
Jan₹ 38,269₹ 24,423₹ 13,845₹ 19,41,756
Feb₹ 38,269₹ 24,595₹ 13,673₹ 19,17,160
Mar₹ 38,269₹ 24,769₹ 13,500₹ 18,92,392
Apr₹ 38,269₹ 24,943₹ 13,326₹ 18,67,449
May₹ 38,269₹ 25,119₹ 13,150₹ 18,42,330
Jun₹ 38,269₹ 25,296₹ 12,973₹ 18,17,034
Jul₹ 38,269₹ 25,474₹ 12,795₹ 17,91,561
Aug₹ 38,269₹ 25,653₹ 12,616₹ 17,65,908
Sep₹ 38,269₹ 25,834₹ 12,435₹ 17,40,074
Oct₹ 38,269₹ 26,016₹ 12,253₹ 17,14,058
Nov₹ 38,269₹ 26,199₹ 12,070₹ 16,87,860
Dec₹ 38,269₹ 26,383₹ 11,885₹ 16,61,476
2051 ₹ 4,59,228 ₹ 3,31,471 ₹ 1,27,752 ₹ 13,30,005
Jan₹ 38,269₹ 26,569₹ 11,700₹ 16,34,907
Feb₹ 38,269₹ 26,756₹ 11,512₹ 16,08,151
Mar₹ 38,269₹ 26,945₹ 11,324₹ 15,81,206
Apr₹ 38,269₹ 27,134₹ 11,134₹ 15,54,072
May₹ 38,269₹ 27,325₹ 10,943₹ 15,26,747
Jun₹ 38,269₹ 27,518₹ 10,751₹ 14,99,229
Jul₹ 38,269₹ 27,712₹ 10,557₹ 14,71,517
Aug₹ 38,269₹ 27,907₹ 10,362₹ 14,43,611
Sep₹ 38,269₹ 28,103₹ 10,165₹ 14,15,507
Oct₹ 38,269₹ 28,301₹ 9,968₹ 13,87,206
Nov₹ 38,269₹ 28,500₹ 9,768₹ 13,58,706
Dec₹ 38,269₹ 28,701₹ 9,568₹ 13,30,005
2052 ₹ 4,59,228 ₹ 3,60,591 ₹ 98,632 ₹ 9,69,413
Jan₹ 38,269₹ 28,903₹ 9,365₹ 13,01,102
Feb₹ 38,269₹ 29,107₹ 9,162₹ 12,71,995
Mar₹ 38,269₹ 29,312₹ 8,957₹ 12,42,683
Apr₹ 38,269₹ 29,518₹ 8,751₹ 12,13,165
May₹ 38,269₹ 29,726₹ 8,543₹ 11,83,439
Jun₹ 38,269₹ 29,935₹ 8,333₹ 11,53,504
Jul₹ 38,269₹ 30,146₹ 8,123₹ 11,23,358
Aug₹ 38,269₹ 30,358₹ 7,910₹ 10,93,000
Sep₹ 38,269₹ 30,572₹ 7,697₹ 10,62,427
Oct₹ 38,269₹ 30,787₹ 7,481₹ 10,31,640
Nov₹ 38,269₹ 31,004₹ 7,264₹ 10,00,636
Dec₹ 38,269₹ 31,223₹ 7,046₹ 9,69,413
2053 ₹ 4,59,228 ₹ 3,92,268 ₹ 66,954 ₹ 5,77,144
Jan₹ 38,269₹ 31,442₹ 6,826₹ 9,37,971
Feb₹ 38,269₹ 31,664₹ 6,605₹ 9,06,307
Mar₹ 38,269₹ 31,887₹ 6,382₹ 8,74,421
Apr₹ 38,269₹ 32,111₹ 6,157₹ 8,42,309
May₹ 38,269₹ 32,337₹ 5,931₹ 8,09,972
Jun₹ 38,269₹ 32,565₹ 5,704₹ 7,77,407
Jul₹ 38,269₹ 32,794₹ 5,474₹ 7,44,612
Aug₹ 38,269₹ 33,025₹ 5,243₹ 7,11,587
Sep₹ 38,269₹ 33,258₹ 5,011₹ 6,78,329
Oct₹ 38,269₹ 33,492₹ 4,777₹ 6,44,837
Nov₹ 38,269₹ 33,728₹ 4,541₹ 6,11,109
Dec₹ 38,269₹ 33,965₹ 4,303₹ 5,77,144
2054 ₹ 4,59,228 ₹ 4,26,730 ₹ 32,492 ₹ 1,50,413
Jan₹ 38,269₹ 34,205₹ 4,064₹ 5,42,939
Feb₹ 38,269₹ 34,445₹ 3,823₹ 5,08,494
Mar₹ 38,269₹ 34,688₹ 3,581₹ 4,73,806
Apr₹ 38,269₹ 34,932₹ 3,336₹ 4,38,874
May₹ 38,269₹ 35,178₹ 3,090₹ 4,03,695
Jun₹ 38,269₹ 35,426₹ 2,843₹ 3,68,269
Jul₹ 38,269₹ 35,675₹ 2,593₹ 3,32,594
Aug₹ 38,269₹ 35,927₹ 2,342₹ 2,96,667
Sep₹ 38,269₹ 36,180₹ 2,089₹ 2,60,488
Oct₹ 38,269₹ 36,434₹ 1,834₹ 2,24,053
Nov₹ 38,269₹ 36,691₹ 1,578₹ 1,87,362
Dec₹ 38,269₹ 36,949₹ 1,319₹ 1,50,413
2055 ₹ 1,53,076 ₹ 1,50,417 ₹ 2,657 ₹ 0
Jan₹ 38,269₹ 37,209₹ 1,059₹ 1,13,204
Feb₹ 38,269₹ 37,472₹ 797₹ 75,732
Mar₹ 38,269₹ 37,735₹ 533₹ 37,997
Apr₹ 38,269₹ 38,001₹ 268₹ 0

The Indian Bank Home Loan calculator is an online tool that helps you compute the monthly instalments against your home loan. With the prior knowledge of EMI that you need to pay, you can efficiently plan your monthly repayment and even foreclosure.

So, to safeguard yourself from troubles arising out of default payments and to make the most of your borrowing, use this Indian Bank Housing Loan EMI calculator. To use the calculator, all you need is the interest rate, loan amount, and repayment tenure.

Documents Required for Indian Bank Home Loan

Here is the list of documents you need to submit with the application form:

  • ID and residential proof 

    1. Passport 

    2. Voters ID 

    3. Driving Licence 

    4. PAN Card (Only for ID proof)

    5. Aadhaar Card

  • Income Proof 

    1. For Salaried- Bank statements and salary slips of the last six months

    2. For Self-employed - ITR and balance sheet of the past three years, bank account statements of last year, and Form 16 

  • Two passport-size photographs

Indian Bank Home Loan Eligibility

In order to apply for it, you need to fulfil the following Indian Bank home loan eligibility criteria:

  • You must be an Indian citizen and at least 18 years of age 

  • You must be an employee of Central or State government services for the last 3 months or an MNC/reputed company for the last two years

  • You must be self-employed for the last three years 

  • If you are a pensioner, you must have an adequate income to repay the loan

  • The property mortgaged for a home loan must be insured

Features and Benefits of Indian Bank Home Loan

The following are some of the features and benefits of availing of an Indian Bank House Loan:

High Loan Amount

With an Indian Bank Home loan, you can get a high-value loan depending on your income. You can use this loan amount to cover your expenses of either buying a new house or renovating your existing home.

Long Loan Period

Since home loans generally have a larger amount, it is better to have a longer tenure to repay the loan. The Indian Bank allows you to enjoy a repayment tenure ranging up to 30 years.

Loan Moratorium

For ease of payment, you can also ask the Indian Bank authorities to provide you with a loan moratorium. You can get an EMI holiday ranging between 18-36 months from the date of the loan’s disbursal.

Attractive Interest Rates

The Indian Bank Home Loan interest rate starts from as low as 8.40% p.a., which is among the lowest interest rates offered on home loans. This makes your borrowing pocket-friendly, easing your repaymen Read Moret stress. Read Less

Types of Home Loan Schemes Offered by Indian Bank

The following are the different types of home loan schemes that the Indian Bank offers:

  • IB Home Loan: This is a regular home loan offered by Indian Bank that you can use to purchase a plot or home or renovate it. Its interest rate starts from 8.40% p.a., and the tenure goes up to 30 years.  

  • IB Plot Loan: As its name suggests, you can avail of this loan option to purchase a house plot. The interest rate on IB Plot Loan starts from 9.40% p.a.

  • IB Home Improve: IB Home Improve offered by the Indian Bank has been specifically designed to cover the cost of remodelling current houses. The IB Home Improve interest rate is 8.90% p.a. onwards. 

  • IB Home Enrich: This loan is also for the purpose of home renovation and repair. You can get this loan at an interest rate starting from 9.40%

How to Apply for Indian Bank Housing Loan Online

To apply online for the Indian Bank home loan, follow these simple steps. 

  • Visit the official Indian Bank Home Loan webpage

  • Click on “Apply For Loan”

  • Choose “No” for the question “Existing Customer?”, enter your mobile number, and click “Generate OTP”

  • Input the OTP you receive and fill the application form

Indian Bank Customer Care

If you have any queries regarding the Indian Bank home loan, you can get it sorted by contacting the Indian Bank customer support authorities. You can call on the National helpline number - 1800 425 00 000 to raise your concern. You can even use the ChatBot on the official website to get your queries resolved.

Disclaimer

The information and suggestions provided by BFDL hereinabove is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs About the Indian Bank Home Loan

Do I need a CIBIL score to avail of a home loan from the Indian Bank?

Yes, you need to have a CIBIL score of more than 650 in order to avail of an Indian Bank Home Loan.

What is the maximum loan tenure I can opt for under Indian Bank House Loan?

You can get an Indian Bank House Loan for a repayment tenure of up to 30 years.

Can I transfer my house loan from another bank to Indian Bank?

No, the Indian Bank does not offer a home loan balance transfer facility.

Can I club my spouse’s income with mine to avail of a joint home loan from Indian Bank?

Yes, you can club your income with your spouse’s income to apply for an Indian Bank joint home loan.

How do I repay my home loan from Indian Bank?

You can repay your Indian Bank Home Loan either through EMIs, Progressive Monthly Instalments (PMIs), or negotiated repayments. 

What is the maximum home loan amount I can get from Indian Bank?

The maximum loan amount for an Indian Bank Home Loan depends on your income.

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