HDB Personal Loan

HDB Financial Services (HDBFS) is among the top Non-Banking Financial Companies (NBFCs) in the country, providing a range of loans to both salaried and self-employed individuals. From an unexpected medical emergency to a planned travel plan, and from debt consolidation to meeting your marriage expenses, personal loans have the unique feature of fulfilling a wide slew of fund requirements.

Now you can apply for an HDB personal loan on Bajaj Markets. Get access to this superb loan offering from HDBFS on Bajaj Markets.

• Easy accessibility

  The HDB personal loan is convenient and hassle-free. You can easily avail of this loan online on the platform of Bajaj Markets, through a smooth online process.

• Can be availed by a range of individuals

  The HDB personal loan can be availed by a range of individuals. These include: Salaried individuals. Business owners. Self-employed non-professionals such as traders and manufacturers. Self-employed professionals such as doctors, Chartered Accountants etc.

• Reasonable rates of interest

  As compared to other loan offerings, the HDB Finance personal loan has reasonable rates of interest. Your CIBIL score plays a significant role in determining the interest rate you are eligible for. You can apply for this loan on Bajaj Markets and get access to competitive interest rates ranging from 16% to 24% per annum.

• Access to customised loans

  Based on your individual profile, the HDBFS personal loan is tailor-made to suit your unique requirements.

• Quick approval and disbursal:

  Once your loan application on Bajaj Markets is approved and verified, the HDB Personal loan is approved within 2 minutes and the funds can reach you within 2 working days.

• Allows for added convenience

  To provide complete customer satisfaction, the HDBFS personal loan provides additional convenience features such as facility of loan top-up, facility of balance transfer and the provisions for part-prepayment and foreclosure.

• No requirement for collateral

  The HDB personal loan, available on Bajaj Markets, is a collateral-free loan. You are just required to fulfil the eligibility conditions, without the need of pledging any collateral.

Here’s a step-by-step procedure, providing the details about the loan application process for the HDB personal loan at the platform of Bajaj Markets.

• Online Form Filling

  You are just required to provide details such as name, employment details, date of birth etc. And these details have to be provided online on Bajaj Markets, from the comfort of your home or office. You are not required to make a physical visit to any branch.

• Specify Personal Loan Details

  Once you provide your personal and professional details, you select HDB from the list of lending partners. You are now required to specify the details of your HDB Finance personal loan. These include the amount of your personal loan and the repayment tenure.

• Approval and Disbursal

  Now that you have completed the requisite steps, your loan application, made on Bajaj Markets, will be reviewed. After the details and documents are scrutinised, your HDBFS personal loan will be disbursed in less than 48 hours.

Eligibility Criteria

• The applicant must be at least 21 years old at the time of application.

• The applicant must not be above 60 years at the time of loan maturity (65 years for Government Employees.) (Terms and Conditions Apply).

• The applicant must be a salaried individual with a minimum net monthly salary of Rs. 25,000, if living in a Tier 1 City and Rs. 20,000, if living in any other city.

• The applicant should have drawn salary for minimum 1 month, with the current organisation.

Documents Required

• Proof of Identity & Address Proof: Passport/Voters ID/Driving License/PAN Card/Aadhaar

• Date of Birth Proof: Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth

• Bank Statements: Latest statements / Bank passbook (updated within 90 days)

• Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter

Read on to know all about the HDBFS personal loan interest rate and charges:

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