Credit cards have become immensely popular among consumers, as these financial tools offer various benefits. Credit cardholders can enjoy cashback, discounts, and other rewards on shopping, travel, dining, wellness, and entertainment-related spending. Furthermore, financial institutions provide credit card EMIs to make high-end purchases more affordable. Consumers can apply for credit cards offering specific benefits based on their spending patterns and lifestyle choices.
Here are some of the best credit cards on offer in 2023, and they have been categorised based on different needs and spending behaviours.
Name of the Credit Card |
Ideal For |
Credit Card Offers |
Cashback |
Cashback rewards of 5% on bill payments, DTH and mobile recharge |
|
Travel, Shopping & Movies |
Complimentary movie tickets, Club Vistara and Trident Privilege Membership, and a welcome e-gift voucher |
|
Online Shopping & Cashback |
Cashback rewards of up to 5% on Amazon purchases |
|
InterMiles HDFC Bank Signature credit card |
Travel |
Earn up to 12 InterMiles points for every ₹150 spent on flight and hotel bookings |
Standard Chartered EaseMyTrip credit card |
Travel |
Instant 10% and 20% discount on flight and hotel bookings* with EaseMyTrip |
Various banks have partnered with retailers to offer shopping credit cards, which extend cashback rewards and exclusive offers. These credit cards provide lucrative deals and discounts while shopping online and in person.
Select credit cards offer higher cash back rewards while shopping on partner platforms, so it is prudent to check the benefits before choosing a credit card.
Name of the Credit Card |
Credit Card Offers on Shopping |
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YES First Preferred credit card |
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With the right credit card, you can explore the globe while saving money, be it for business or leisure. Some of the most exciting credit card offers are related to travel benefits you can enjoy.
Travel offers vary across cards, so it is best for you to check the exact benefits before selecting a card. While some credit cards offer discounts on domestic and international flight tickets, others may provide cashback on dining.
Here are Some of the Top Credit Card Offers in the Travel Category:
Name of the Credit Card |
Credit Card Offers on Travel |
SBI Card ELITE |
|
ICICI Bank MakeMyTrip Signature Credit Card |
|
InterMiles HDFC Bank Platinum Credit Card |
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Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and travel companies involved.
You can also enjoy credit card offers on essential spends linked to health and wellness. These include health-related expenses on medicines, hospitals, and more. As these costs can strain your budget, choosing the right credit card that offers exciting discounts is ideal.
Name of the Credit Card |
Credit Card Offers Related to Health and Wellness |
Axis Bank AURA Credit Card |
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YES Bank Wellness Plus Credit Card |
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Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.
Whether you like watching movies or documentaries, enjoy OTT platforms, or like going to the theatre, these credit card offers are for you. You may even get complimentary ticket offers on select days.
All you need to do is search for the right credit card offering you exciting entertainment discounts. Here are a few such credit card offers.
Name of the Credit Card |
Credit Card Offers on Entertainment |
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SBI ELITE Credit Card |
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Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.
Grocery spends form a critical part of your monthly budget. Getting credit card payment offers on such expenses can help you save a significant amount. Here are some grocery-related offers from credit card issuers.
Name of the Credit Card |
Credit Card Offers on Grocery |
|
|
|
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Nature’s Basket SBI Card Elite |
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Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.
Most credit card issuers offer exclusive dining deals for an enjoyable and enriching experience. So, look out for the best card for exciting deals with restaurant partners and enjoy eating out with your loved ones!
Here are a few dining offers from credit card issuers:
Name of the Credit Card |
Credit Card Offers on Dining |
Yatra SBI Credit Card |
6 reward points on every dining bill of ₹100 |
Axis MY ZONE Credit Card |
40% discount on Swiggy food delivery |
HDFC Diners Club Privilege Credit Card |
2x reward points on weekend dining |
Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.
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You can check the latest credit card offers on the issuer’s website. You may find a separate section featuring credit card offers and discounts.
Banks and financial institutions introduce new credit card offers and deals every few months. Some of the best credit card deals are related to air miles, discounts on hotel bookings, reward points on online shopping and discounts on dining with partnered brands.
You can get credit card offers by signing up for your chosen credit card and checking the latest offers, validity and applicable coupon code.
Yes, you can avail best credit card offers and deals on entertainment based on the credit card you use. Most popular credit card issuers, like ICICI, SBI, RBL and Axis Bank provide offers on movie ticket bookings and more.
It is difficult to choose one specific card with maximum offers. Some of the top issuers with great credit card offers include SBI, Axis Bank, ICICI Bank, HDFC, etc.
You can get information on credit card offers from the website or app of the issuer. You can also get a snapshot of deals and discounts of partner issuers on Bajaj Markets.
When you have a good CIBIL score or a prior relationship with a bank, you may get pre-approved credit card offers. These offers allow you to sign up for a new credit card much faster.