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Some of the Best Credit Card Offers in India in 2023

Credit cards have become immensely popular among consumers, as these financial tools offer various benefits. Credit cardholders can enjoy cashback, discounts, and other rewards on shopping, travel, dining, wellness, and entertainment-related spending. Furthermore, financial institutions provide credit card EMIs to make high-end purchases more affordable. Consumers can apply for credit cards offering specific benefits based on their spending patterns and lifestyle choices.


Here are some of the best credit cards on offer in 2023, and they have been categorised based on different needs and spending behaviours.

Name of the Credit Card

Ideal For

Credit Card Offers

Axis Bank Ace credit card


Cashback rewards of 5% on bill payments, DTH and mobile recharge

SBI Elite credit card

Travel, Shopping & Movies

Complimentary movie tickets, Club Vistara and Trident Privilege Membership, and a welcome e-gift voucher

Amazon Pay ICICI Bank credit card

Online Shopping & Cashback

Cashback rewards of up to 5% on Amazon purchases

InterMiles HDFC Bank Signature credit card


Earn up to 12 InterMiles points for every ₹150 spent on flight and hotel bookings 

Standard Chartered EaseMyTrip credit card


Instant 10% and 20% discount on flight and hotel bookings* with EaseMyTrip

Shopping Offers

Various banks have partnered with retailers to offer shopping credit cards, which extend cashback rewards and exclusive offers. These credit cards provide lucrative deals and discounts while shopping online and in person.


Select credit cards offer higher cash back rewards while shopping on partner platforms, so it is prudent to check the benefits before choosing a credit card.

Name of the Credit Card

Credit Card Offers on Shopping


HDFC Bank Regalia credit card

  • Earn 4 reward points for every ₹150 spent

  • Earn 10,000 reward points by spending ₹5 Lakhs or more in an anniversary year

  • Get up to 15% discount on the bill every time you dine out

SimplySAVE SBI credit card

  • Earn 10x reward points for every ₹150 spent on movies, groceries, dining, and department stores



YES First Preferred credit card

  • Book movie tickets on BookMyShow and enjoy 25% discount

  • Spend ₹7.5 Lakhs or more in an anniversary year and earn 20,000 reward points

  • For every ₹200 spent on ‘Select Categories’, earn 8 reward points

Travel Offers

With the right credit card, you can explore the globe while saving money, be it for business or leisure. Some of the most exciting credit card offers are related to travel benefits you can enjoy. 


Travel offers vary across cards, so it is best for you to check the exact benefits before selecting a card. While some credit cards offer discounts on domestic and international flight tickets, others may provide cashback on dining. 


Here are Some of the Top Credit Card Offers in the Travel Category:

Name of the Credit Card

Credit Card Offers on Travel




  • 9 Club Vistara points on every transaction of ₹100 on Vistara flights

  • Low foreign currency mark-up charge of up to 1.99%

  • 2 Reward points on every international spend of ₹100


ICICI Bank MakeMyTrip Signature Credit Card

  • 40,000 reward points for travel spends

  • Holiday voucher worth ₹2,500 from MakeMyTrip

  • Complimentary lounge access at domestic and international airports



InterMiles HDFC Bank Platinum Credit Card

  • 3,000 InterMiles as a welcome bonus

  • Discount vouchers for flight bookings worth ₹500 in the first year

  • Hotel vouchers worth ₹1,000 in the first year

  • Additional 1,500 InterMiles on spends worth ₹3,000 during the first 30 days after card renewal

Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and travel companies involved.

Health and Wellness Offers

You can also enjoy credit card offers on essential spends linked to health and wellness. These include health-related expenses on medicines, hospitals, and more. As these costs can strain your budget, choosing the right credit card that offers exciting discounts is ideal.

Name of the Credit Card

Credit Card Offers Related to Health and Wellness



Axis Bank AURA Credit Card

  • 4 free video consultations with doctors every month booked via Practo

  • 4 monthly interactive fitness sessions via Fitternity

  • Free Decathlon voucher of ₹750 as a welcome benefit

  • Up to ₹500 annual discounts on health check-ups




  • A smartwatch worth ₹5,999 as a welcome gift

  • 1-year FITPASS PRO membership

  • 1-year Netmeds membership

  • 10 reward points on transactions of ₹100 spent on pharmacies



YES Bank Wellness Plus Credit Card

  • Complimentary fitness sessions for a year

  • Annual preventive health check-ups

  • Unlimited consultations with specialists via app

  • 30 reward points for every transaction of ₹200 spent on pharmacies

Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.

Entertainment Offers

Whether you like watching movies or documentaries, enjoy OTT platforms, or like going to the theatre, these credit card offers are for you. You may even get complimentary ticket offers on select days. 


All you need to do is search for the right credit card offering you exciting entertainment discounts. Here are a few such credit card offers.

Name of the Credit Card

Credit Card Offers on Entertainment

Axis Bank MY ZONE Credit Card

  • 100% discount on the second ticket when you book one via Paytm

  • Annual subscription to SonyLiv after the first credit card transaction within 30 days

Axis Bank NEO Credit Card

  • Up to 10% off on movie tickets booked via the BookMyShow platform

SBI ELITE Credit Card

  • Movie tickets worth ₹6,000 for free every year

  • Maximum discount of ₹250 applicable on each ticket

Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.

Grocery Offers

Grocery spends form a critical part of your monthly budget. Getting credit card payment offers on such expenses can help you save a significant amount. Here are some grocery-related offers from credit card issuers.

Name of the Credit Card

Credit Card Offers on Grocery

Amazon Pay ICICI Bank Credit

  • 3% cashback on Amazon spends including grocery 

  • 2% cashback when using the card on Amazon Pay


Flipkart Axis Bank Credit Card

  • 1.5% cashback on all online and offline transactions, including grocery spends

  • 5% unlimited cashback on Myntra and Flipkart

  • 4% cashback on Swiggy and other merchant sites 

Nature’s Basket SBI Card Elite

  • Nature’s Basket gift voucher of ₹5,000 as a welcome bonus

  • 20 reward points on every ₹100 spend at Nature’s Basket

Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.

Dining Offers

Most credit card issuers offer exclusive dining deals for an enjoyable and enriching experience. So, look out for the best card for exciting deals with restaurant partners and enjoy eating out with your loved ones!


Here are a few dining offers from credit card issuers:

Name of the Credit Card

Credit Card Offers on Dining

Yatra SBI Credit Card

6 reward points on every dining bill of ₹100

Axis MY ZONE Credit Card

40% discount on Swiggy food delivery

HDFC Diners Club Privilege Credit Card

2x reward points on weekend dining

Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.


DISCLAIMER: The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

FAQs on Credit Card Offers

You can check the latest credit card offers on the issuer’s website. You may find a separate section featuring credit card offers and discounts.

Banks and financial institutions introduce new credit card offers and deals every few months. Some of the best credit card deals are related to air miles, discounts on hotel bookings, reward points on online shopping and discounts on dining with partnered brands.

You can get credit card offers by signing up for your chosen credit card and checking the latest offers, validity and applicable coupon code.

Yes, you can avail best credit card offers and deals on entertainment based on the credit card you use. Most popular credit card issuers, like ICICI, SBI, RBL and Axis Bank provide offers on movie ticket bookings and more.

It is difficult to choose one specific card with maximum offers. Some of the top issuers with great credit card offers include SBI, Axis Bank, ICICI Bank, HDFC, etc.

You can get information on credit card offers from the website or app of the issuer. You can also get a snapshot of deals and discounts of partner issuers on Bajaj Markets.

When you have a good CIBIL score or a prior relationship with a bank, you may get pre-approved credit card offers. These offers allow you to sign up for a new credit card much faster.

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