Credit Card PIN Generation
To ensure the safety and security of your funds, your credit card is protected with a 4-digit number known as the PIN. This is confidential to you and is assigned against your card as a unique identification number. When you use the card for transactions, you need to enter the PIN. The payment system then matches it to the card number. If it is an exact match, the transaction is processed, else the payment fails.
The credit card PIN needs to be generated by you as soon as you get your card from the bank. Here is how to do it.
Different Methods to Generate Credit Card PIN
You can generate your credit card PIN online or offline using any of the methods mentioned below-
Credit Card PIN Generation Using Your Net Banking Account:
Credit card PIN generation can be done online using your net banking account. All you need to do is follow the steps mentioned below-
Visit the net banking page of your bank
Under ‘Credit card’ click on ‘Change PIN’
Authorise the request using the sent OTP and click on ‘Continue’
Set up credit card PIN by typing the 4-digit combination of your choice
Re-enter the credit card PIN chosen by you
Click on ‘Submit’
Credit Card PIN Generation Through an ATM:
To set the PIN for your credit card using an ATM, you need to follow the steps mentioned below-
Visit your bank’s nearest ATM and insert the credit card in the defined slot
Choose your preferred language
Click on the option ‘Create PIN using OTP’
Validate the credit card PIN by entering the OTP
Type a new 4-digit PIN combination of your choice
Re-enter the credit card PIN chosen by you
Click on ‘Submit’
Credit Card PIN Generation via IVRS
If your bank has an IVRS service, you can use it to set the PIN for your card.
Dial the customer care helpline number of your bank
Once connected, type your credit card number
Select the option for PIN change on credit card
Dial-in your registered Date of Birth
Authorise the process by entering the OTP
Once validated, you can generate the PIN for your credit card by typing in a 4-digit combination of your choice
How to Change the Credit Card PIN?
Once you have set your credit card PIN, you can opt to change it anytime. There are two ways to reset your credit card PIN- through Net banking or by using an ATM.
Credit Card PIN Reset Using Net Banking Account
Credit card PIN change can be done online using your net banking account. All you need to do is follow the steps mentioned below-
Visit the net banking page of your bank
Under ‘Credit card’ click on ‘Change PIN’
Authorise the request using the OTP sent to your registered mobile number and click on ‘Continue’
Change the credit card PIN by typing the 4-digit combination of your choice
Re-enter the credit card PIN chosen by you
Click on ‘Submit’
Credit Card PIN Change Via ATM
To reset your credit card PIN using an ATM, you need to follow the steps mentioned below-
Visit your bank’s nearest ATM and insert the credit card in the defined slot
Choose your preferred language
Enter your current credit card PIN
Click on the ‘change PIN’ option
Authorise the credit card PIN change activity by entering the OTP
Type a new 4-digit PIN combination of your choice
Re-enter the credit card PIN chosen by you
Click on ‘Submit’
The bank will send you a confirmation message that the PIN of your credit card has been successfully changed.
Points to Remember to Ensure Safety of Your Credit Card PIN
When you apply for a credit card, to prevent its misuse you must keep your credit card PIN safe. To do so, you have to follow the steps mentioned below-
Check your credit card statement every month for misuse and discrepancies.
Have your card swiped in your presence
Check for safety and authenticity of the websites before using your credit card on them for transactions
Do not share your credit card details with anyone
Do not save your credit card details on merchant websites
Do not write down your credit card PIN anywhere
- Credit Cards
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- Credit Card Customer Care
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- Credit Card Application Status
- Features and Benefits of Credit Cards
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- Axis Bank Credit Card Statement
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- Axis Bank Credit Card Pin Generation
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Frequently Asked Questions About Credit Card Pins
-
✔️How do I get a credit card PIN?
Credit card PIN needs to be generated once your card is delivered to you. You can set it up using net banking service, IVRS, or by visiting an ATM.
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✔️How to generate a PIN for my add-on credit card?
The process of generating a PIN for the add on credit card is the same as that of the primary card. You can set up a PIN using your net banking account, IVRS, or by visiting an ATM.
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✔️How to generate a new pin for an existing credit card?
You can generate a new PIN for an existing card, through net banking. Login using your credentials, and under credit cards, select the ‘Change PIN’ option.
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