The SimplySAVE SBI Card is designed to help you save big time on your everyday expenditure. Hence it offers rewards points and discounts at most of your transactions. The SimplySAVE SBI Card comes with reward points on movies, dining, and even grocery shopping. It is accepted worldwide so you can plan your travel without any worries.
Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points.
Enjoy 10 Reward Points per Rs 100 spent on Dining, Movies, Departmental Stores and Grocery Spends. On all your other spends, earn 1 Reward Point per Rs 100 spent (4 Reward Points = Rs. 1)
Get freedom from paying the 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer.
Get annual membership fee reversal from second year of your subscription. To avail fee reversal, you need to have spent Rs. 1,00,000 or more on your SimplySAVE SBI Card in the previous year.
There are multiple reasons to choose Finserv MARKETS to apply for SBI Credit Cards:
Just follow these 5 quick steps and you’re done!
Sr No |
Reward Point |
Value |
1 |
Extravaganza Rewards |
2000 bonus reward points |
2 |
Rewards on Shopping |
10 points per Rs. 100 spent |
3 |
Assured Annual Fee Reversal |
Rs. 499 |
4 |
Enjoy complete fuel freedom |
Rs. 300 - Rs. 500 |
Annual Fee (one-time) |
Rs. 499 + taxes |
Renewal Fee (per annum) |
Rs. 499 + taxes from second year onwards |
Add-on Fee (per annum) |
Nil |
Finance charges |
Up to Rs. 25 or 3.35% per month (whichever is higher) |
Minimum amount due |
5% of Total Outstanding |
Cash Advance Limit |
Up to 80% of credit limit, with a maximum of Rs. 12,000 per day |
Free Credit Period |
Nil |
Payment Dishonour fee |
2% of the payment amount, subject to a minimum of Rs. 500 |
Statement retrieval |
Rs. 100 per statement, which is two or more months old |
Late payment |
NIL for Total Amount due from Rs.0-Rs.500; Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000 |
Card replacement |
Rs. 100 |
Emergency card replacement, when abroad |
Actual cost, with a minimum of $175 |
Foreign currency transaction |
Conversion mark-up - 3.5% |
Dynamic Currency Conversion |
Mark-up Fee: 3.50% (For All Cards Except Elite) 1.99% (For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000) |
You can call the on SBI Card Customer Care team helpline number: 1860 180 1290 (toll free) or 39 02 02 02 (prefix local STD code). You can also send them an email at customercare@sbicard.com.
You can pay your bills using the multiple channels like the mobile app, UPI, etc. Here’s how to pay the bills using the SBI card mobile app:
Step 1: Download the SBI card mobile app from Apple iOS, Android or Windows app store (hyperlinks for each of the app stores) and using your SBI card online user ID and password. If you haven’t registered yet, click Register Now.
Step 2: Click on ‘Pay now’ button at the bottom of the Account Summary page.
Step 3: Enter your registered Mobile No & Email ID if not updated already
Step 4 : Select the amount you wish to pay
Step 5: Select the payment option and the bank name from the drop down menu. Confirm the details and be securely re-directed to your bank’s payment interface to authorize the payment.
Your account will get debited online and you will receive an online transaction confirmation with a Transaction Reference Number which will also be sent on your registered mobile no. and e-mail id. Your payment will instantly reflect on your SBI Credit Card account.
Reward points accumulated on your credit card account can be redeemed in the following ways :-
Step 1- Login to sbicard.com
Step 2- Click on “Rewards” and then click on “Redeem Rewards”.
Step 3- Browse through the Rewards Catalogue and choose item of your choice
Step 4- Click on “Redeem now” and confirm.
E Vouchers: Delivered in 05 calendar days on best effort basis
Gifts: Delivered in 15 calendar days on best effort basis
Cardholders can get their limit revised in the following ways:
To increase the SimplySAVE SBI Card credit limit, follow the below mentioned steps:
Login to Chatbot ILA, ask query for Credit Limit increase and follow the guided steps.
Yes, the new card will be chargeable in case of any upgrade or flip. Upgrade to a higher card variant would always be done at a charge, subject to requisite approvals.
Sr. No |
Document |
Accepted As identity proof |
Accepted as Residence proof |
1 |
Copy of Passport / Voter Card/ Driving License/ Aadhar Card |
YES |
YES |
2 |
Copy of PAN Card |
YES |
NO |
3 |
Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies. |
NO |
|
Total Credit Limit: It is the maximum credit limit you can avail on your SimplySAVE SBI Card.
Available credit limit: It is the credit amount available for purchases as on date.
SMS AVAIL XXXX (XXXX = Last four digits of your SBI Card) from registered mobile number) to know more about your SimplySAVE SBI Card credit limit.