Business Loans for Chartered Accountants

As a chartered accountant, you may often need funds to expand your practice, improve client services, or manage cash flow. A business loan for Chartered Accountants (CA) gives you quick access to working capital, tailored to your professional requirements. With this support, you can scale operations, invest in infrastructure, and drive long-term growth.

To get your business loan for CA approved on Bajaj Markets, you must meet the following requirements:

• You must be an Indian citizen
  

• You must have a CIBIL score of 700 or above
  

• You must be a professional Chartered Accountant
  

• You must be part of the trade for a minimum of 2 years
  

• You must be between the ages of 21 and 60 years
  

• You must have a certificate of practice

The requirements may vary depending on the lender you choose to get the loan from. Consider reaching out to the loan provider and check the eligibility criteria prior to applying for the loan.

You need to submit the following documents when applying for a business loan for chartered accountants. 

• Identity Proof

  • PAN card

  • Aadhaar card

  • Passport

  • Voter ID

  • Driving licence
    

• Residence Proof

  • PAN card

  • Aadhaar card

  • Passport

  • Voter ID

  • Driving licence
    

• Business Proof

  • Trade licence

  • Business tax returns
    

• Professional Qualification Proof: Professional degree and certificate of practice
  

• Financial Documents: Bank statements for the last 6 months and latest income tax returns
  

• Additional documents, if any, as requested by the lender

To apply for a business loan for chartered accountants, you must follow the simple steps:

• Click on ‘CHECK OFFER’ on this page
  

• Fill in your personal, professional, and business-related details
  

• Choose a loan provider from the list provided
  

• Enter the loan amount you wish to borrow along with the preferred tenure
  

• Cross-check all the information provided and submit your application
  

Once the lender processes your application, they will disburse the sanctioned amount upon approval. You can use Business Loan EMI calculator before applying to customise your loan and ensure that it fits into your budget.

Your CIBIL score, ranging from 300 to 900, shows how responsibly you manage credit. Applying for and repaying a business loan on Bajaj Markets can influence your score in the following ways:

Pre-Approval Impact

• Each loan application triggers a credit enquiry, which may slightly reduce your score

• Submitting multiple applications within a short span can lower your chances of approval

• Maintaining a CIBIL score of 700 or above improves your eligibility for favourable loan terms

Post-Approval Impact

• Timely repayment of EMIs strengthens your credit history and helps raise your score

• Defaults, late payments, or missed instalments negatively affect your score

• A strong repayment track record enhances your future loan eligibility

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.