Here’s what every buyer needs to know about stamp duty & property or land registration charges in Jharkhand – check the updated rates, calculation steps, and the payment process.
Stamp duty and property registration charges in Jharkhand play a key role in property transactions. Stamp duty is a tax on the legal documents for buying or transferring property, while registration charges ensure that the transaction is officially recorded.
The amount is determined by the property’s value and the state’s regulations. Buying property in Jharkhand involves more than just paying the sale price—paying stamp duty and registration charges is a legal requirement. These charges, set by the state government, formalize the transfer, protect your title, and ensure your documents are legally enforceable.
In Jharkhand, stamp duty is levied at 4% and registration fees at 3% of the property’s value. These costs are calculated on the higher of the market value or agreement value. Understanding these charges is crucial before completing the official property registration to ensure full legal compliance.
In several Indian states, stamp duty and registration charges vary, with lower rates offered to women to encourage property ownership among them. However, Jharkhand follows a uniform structure. Both male and female buyers are subject to the same stamp duty and registration charges in Jharkhand. The applicable rates for individual and joint property registrations in Jharkhand are listed below.
| Ownership Type | Stamp duty | Registration Charges |
|---|---|---|
Male |
4% |
3% |
Female |
4% |
3% |
Joint (Male+Female) |
4% |
3% |
Disclaimer: The above-mentioned fees and charges are subject to changes as per updates in policies. Check the latest charges before proceeding.
The Department of Revenue, Registration & Land Reforms decides the stamp duty charges in Jharkhand. The charges vary depending on the type of document involved. Below is a table outlining the stamp duty and registration fees for different documents in Jharkhand:
Document Type |
Stamp Duty |
Registration Fee |
Adoption Deed |
₹42 |
₹1,000 |
Agreement |
3.50% |
₹1,000 |
Bond |
||
(i) Exceeds ₹1,000 but does not exceed ₹5,000 |
₹25 |
3% of the value of the bond |
(ii) Exceeds ₹5,000 but does not exceed ₹50,000 |
5.25% of the value of the bond |
|
(iii) Exceeds ₹50,000 |
6.3% of the value of the bond |
|
Conveyance (Sale Deed) |
4% of the value of the document |
3% of the value of the document |
Mortgage |
4.2% of the value of the deed |
2% of the value of the deed |
Partition |
Same duty as Bond |
3% of the value of the deed |
Partnership |
₹42 |
₹1,000 |
Power of Attorney |
₹31.50 |
₹1,000 |
Trust (Declaration of) |
₹47.25 |
₹1,000 |
Will |
NIL |
₹1,200 |
Note: An additional ₹30.00 will be charged per page of the document as Service Provider Fees, in addition to the Registration Fee.
Disclaimer: The above-mentioned fees and charges are subject to changes as per updates in policies. Check the latest charges before proceeding.
Stamp charges apply when gifting real estate property or assets without any consideration, as per Section 122 of the Transfer of Property Act, 1882. The charges are based on the value of the gift. Here are the details:
Gift Amount |
Stamp Duty |
Registration Fee |
(i) Below ₹1,000 |
₹31.50 |
3% of the value of the deed |
(ii) Exceeds ₹1,000 but does not exceed ₹10,000 |
|
|
(iii) Exceeds ₹10,000 |
The fee under clause (ii) + ₹31.50 for every ₹500 or part thereof by which the value of the gift exceeds ₹10,000 |
Disclaimer: The above-mentioned fees and charges are subject to changes as per updates in policies. Check the latest charges before proceeding.
You can easily estimate your stamp duty payment in Jharkhand using an online stamp duty calculator on the e-Nibandhan portal. The payable amount depends largely on the circle rate applicable in your property’s location. In Jharkhand, the stamp duty is calculated on the higher value between two factors — the property’s purchase price and the average circle rate of the area.
Suppose a property in Jamshedpur has a circle rate of ₹3,360 per sq. ft. and a total area of 2,000 sq. ft. The property’s market value, in this case, will be ₹67.20 lakhs. The property cannot be registered for a value lower than this amount.
Now, if the seller quotes ₹75 lakhs, the stamp duty will be calculated on ₹75 lakhs — whichever value is higher is considered for duty calculation. According to the state’s rules, the stamp duty for conveyance is 4%, while land registration charges in Jharkhand are 3%.
So, the calculation process will be as follows:
Stamp Duty = 4% of ₹75 Lakhs = ₹3 Lakhs
Registration Fees = 3% of ₹75 Lakhs = ₹2.25 Lakhs
Total Charges = ₹5.25 Lakhs
Here are the main elements that affect how stamp duty is worked out in Jharkhand. You can check each one of these before you finalise a purchase:
Location of the Property
Where the property is situated matters. Circle rates differ between urban and rural areas and even between localities within a city. That local rate will influence the minimum value used for duty calculation.
Usage Type (Residential vs Commercial)
Circle rates vary by how the property is used. Residential and commercial properties have different ready-reckoner values, so the duty may change depending on whether the unit is for living or business.
Property Value (Circle Rate vs. Market Value)
Stamp duty is charged on the higher of the two: the seller’s declared sale price or the circle (ready-reckoner) value. Always check both figures — the larger one will be the basis for the duty.
Amenities
Local facilities and project features are reflected in ready-reckoner/circle rates and usually push the valuation up and increase the stamp-duty base. These can include schools, hospitals, public transport, internal roads, parks and builder-provided amenities (like a clubhouse or pool).
Deed Type
The type of legal instrument involved in the sale matters. Sale/conveyance, gift, lease, mortgage, agreement, etc., attract different stamp-duty or schedule fees (for example, sale deeds and gift deeds follow different rates/tables). So, the deed you execute determines which rate/table applies.
Note: Jharkhand does not currently give an across-the-board stamp-duty concession based on a buyer’s age or gender. The earlier ₹1 lower rates for women was later withdrawn, and current state guidance and practice applies the standard rates.
Jharkhand offers dedicated portals like e-Nibandhan to simplify land records, registrations and related searches. You can complete much of the registration process online from the comfort of your home. Follow these steps to register your property on the state portals:
Visit the e-Nibandhan portal and select ‘Pre-Registration’ from the ‘Online Registration’ tab.
You will be redirected to the official Jharnibandhan website to continue the process.
Next, you an register or log in as a citizen, or log in as an organisation.
As a citizen or organisation, you can log in with your User ID, password, and the given captcha.
If new to the platform, you can fill up the registration form with details like ‘Citizen Type’, ‘Address Details’, ‘ID Details’, and set up your Username and Password.
Upload all required documents as prompted by the portal.
Select the appropriate Application Type and click Proceed to submit your online application for deed registration.
After submission, keep the acknowledgement or reference number safe for future tracking and follow any further instructions shown on the portal.
With the increasing digitalisation, you can now pay your stamp duty and land registration fees in Jharkhand, online. Here is a step-by-step guide:
Step 1: Visit the official e-Nibandhan portal - http://regd.jharkhand.gov.in/jars/website/. On the homepage, click on the ‘Fee Calculation/Payment’ button.
Step 2: From the drop-down menu, select the ‘e-Stamp Online Payment’ option. You will be redirected to the Jharnibandhan website.
Step 3: Login using your set credentials. If you are a new user, you can register to create an account and reate your username and password. Then, you can log in to the Jharbandhan system using these details.
Step 4: After logging in or registering, you can follow the on-screen instructions to provide any required details and upload the documents asked for by the portal.
Step 5: When the documents are uploaded, you can proceed with the steps for stamp duty payment in Jharkhand online. Pay the applicable charges via a preferred payment mode to complete the process.
Step 6: After payment completion, you need to set a visit appointment with the relevant Sub-registrar’s Office (SRO) and verify the uploaded documents. The registration is considered as completed after the verification process.
To pay stamp duty and registration fees offline in Jharkhand, you can use physical stamp paper or a Demand Draft/Pay Order from a nationalised bank. You have to submit these along with the property documents to the sub-registrar's office for registration. Alternatively, you can also use a franking process through an authorised agent, like a bank, to imprint a stamp on the document after payment.
Purchase the necessary physical stamp paper from an authorised vendor, or opt for a Demand Draft/Pay Order from a nationalised bank for larger amounts.
Draft the property agreement or sale deed on the stamp paper.
Take the document to the relevant sub-registrar's office.
Submit the stamp duty payment via the Demand Draft or pay order and the other registration fees in cash, if applicable.
Obtain the receipt for your records.
Prepare your property agreement or other relevant documents on plain paper.
Find and visit an authorised franking agent, such as a nationalised bank.
Submit the documents to the bank.
The bank will then apply a special adhesive stamp using a franking machine to show that stamp duty has been paid.
Pay the total stamp duty amount along with a small franking charge levied by the agent.
You can check available slots by booking an appointment after registering the property. Here is what you need to do:
Go to the official e-Nibandhan portal - http://regd.jharkhand.gov.in/jars/website/
Click on the 'Online Registration' option available on the homepage
Choose the 'Pre-registration' option to continue
Login by entering your login credentials, or register if you are a new user
After logging in, select a suitable appointment date from the available options
Click on the 'Submit' button to finalise your appointment
Paying stamp duty correctly ensures that land transactions are legally recorded and that the documents serve as valid evidence in court. The documents you need during the procedure are:
Identity Proof (like Aadhaar Card, PAN Card, or driving licence)
Two passport-sized photos
Assessment slip of the market value of the property and registration fees
PAN card of buyer and seller and Form 60
Payment slips of stamp duty and registration fees
Under certain conditions, you can get a refund on stamp and registration charges in Jharkhand. These include:
You paid more than the required amount
A stamped debenture is renewed
Your registration application is rejected or postponed
Here is the process to apply for refund of stamp duty / registration charges in Jharkhand:
Create an Account on the Portal: Visit enibandhan.jharkhand.gov.in and open the registration section if you are a new user. Enter the required personal details to create your profile on the portal.
Access the Citizen Login Section: Go to the ‘Citizen Login’ option available on the homepage and use the username and password sent to your registered email to sign in.
Choose the Correct Option: The next step depends on when you are applying for the refund:
If you are applying within 4 months from the payment date, select ‘Application for Refund of Registration Fee’.
If the 4-month period has passed, choose ‘Apply for Refund of Registration Fee Beyond Timeline’.
Fill Out the Application Form: Complete the relevant form (within or beyond the deadline) and upload all required documents in PDF format.
Download the Acknowledgement Receipt: After submitting the application, download and save the online receipt for your records.
Wait for Processing: If your refund request is approved, the District Sub-Registrar (DSR) will initiate fund allotment and process the refund directly to your bank account.
Applicants receive SMS updates at every stage based on remarks entered by the concerned officials. Once your application is reviewed, the refund will be processed, and you will be notified. If no update is received within a reasonable time, you may check the application status on the official portal or follow up with the department.
According to Section 80C of the Income Tax Act of 1961, individuals in Jharkhand are eligible for tax exemptions on registration fees and stamp duties. Joint owners can claim a tax deduction as well. The maximum deduction that can be claimed is ₹1.5 Lakhs.
For any concerns or issues related to stamp duty in Jharkhand, you can use the NGDRS platform for grievance redressal. Follow the steps below to submit your complaint or query for review:
Visit jharnibandhan.gov.in
Click on ‘Submit Grievance’
Enter the required details like full name, email ID, subject, etc.
Click on ‘Get OTP’ and enter it
Click on ‘Submit’ to register your complaint or query for review
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The current stamp duty in Jharkhand for property buyers is 7%. This includes a 4% stamp duty fee and a 3% registration fee. The fee remains the same regardless of gender or whether the property is owned jointly or individually.
In Jharkhand, the stamp duty charges for gift deeds are as follows:
(i) Gift’s value below ₹1,000: ₹31.50
(ii) Gift’s value exceeds ₹1,000 but does not exceed ₹10,000: ₹31.50 for the first ₹1,000; ₹21 for every ₹500 or part thereof by which the value of the gift exceeds ₹1,000
(iii) Gift’s value exceeds ₹10,000: The fee under clause (ii) + ₹31.50 for every ₹500 or part thereof by which the value of the gift exceeds ₹10,000
You can easily do this through Jharkhand’s official E-Nibandhan portal. Simply go to the ‘Fee Calculation/Payment’ button on the homepage and follow the instructions.
When buying a property in Jharkhand, you can calculate the stamp duty and registration charges for your property manually or using the online calculator. This tool is available on the official E-Nibandhan portal for your convenience.
You can register a property in Jharkhand via the e-Nibandhan portal. Simply click on the ‘Pre-Registration’ option under ‘Online Registration’. Then, login using your credentials or register if you are a new user and continue with the registration.