ICICI Bank Credit Card - PIN Generation

ICICI Bank credit card’s PIN is a confidential, four-digit Personal Identification Number that is unique to your credit card. Once you receive your ICICI Bank credit card, you need to initiate the ICICI Bank credit card PIN generation process. This step is vital for conducting both online and offline transactions and keeping your funds secure. Depending on your preference, you can opt for the ICICI Bank credit card PIN generation process, online or offline. But first, you will need to activate the card.

Online methods are very convenient when it comes to carrying out tasks like ICICI credit card PIN generation or reset, as the service is right at your fingertips. Here are the ways through which you can proceed:

ICICI Bank Credit Card’s PIN Generation via Net Banking

If you are registered with ICICI Bank’s net banking facility, you can initiate the PIN generation from the same platform. Here is the step-by-step procedure for generating a new ICICI Bank credit card PIN:

1. Visit the ICICI Bank official website to initiate ICICI credit card PIN generation

2. Go to the Internet Banking section and log in with your user ID and password

3. Click on 'My Credit Cards' under ‘Accounts' and choose the respective option

4. Enter the OTP sent to your registered mobile number and click on ‘Continue’

5. Type in a 4-digit PIN of your choice and re-enter it to confirm

6. Click on ‘Submit’ 

ICICI Bank Credit Card’s PIN Generation via Mobile Application

Alternatively, you can initiate the ICICI Bank credit card PIN generation using the bank’s mobile app. The steps you need to follow are mentioned below:

1. Download the ICICI Bank mobile app from the Google Play Store or Apple App Store

2. Log in to your ICICI Bank mobile banking account using your credentials

3. Click on ‘Service and Aadhaar’ from the menu and choose ‘Card Services’

4. Select the ‘Generate Credit Card PIN Online’ option, after which you will be asked to enter a new 4-digit PIN

5. Enter a PIN of your choice and re-enter it to confirm

6. Click on ‘Submit’

It is necessary to activate your ICICI Bank credit card PIN to use it at ATMs and conduct online transactions. When the bank couriers your credit card to the address you provide, it is already in the activation phase. However, you will need a PIN to activate your card further.

 

When you create your ICICI credit card PIN, the card will be activated automatically, allowing you to initiate your first transaction. You can complete the ICICI Bank credit card PIN generation process by calling the customer care number, using internet banking, the iMobile app, or visiting an ATM. If you encounter any issues while using the credit card, you can contact the ICICI Bank customer service team. 

 

Listed below are ways you can generate your ICICI Bank credit card PIN:

As mentioned above, there are various methods through which you can initiate the ICICI Bank credit card PIN generation. All the methods are easy to follow and only take a few minutes. 

If you prefer to complete the ICICI Bank credit card’s PIN generation process through offline methods, there are three ways you can proceed with.

ICICI Bank Credit Card’s PIN Generation at an ATM

Here are the steps to follow:

1. Visit any ICICI Bank ATM near your location

2. Insert your ICICI Bank credit card into the slot

3. Select your preferred language of communication

4. Select the ‘Create PIN using OTP’ option

5. Enter the OTP that you receive on your registered mobile number and click ‘Submit’

6. Enter a 4-digit PIN of your choice and re-enter it to confirm

7. Click on ‘Submit’ again

ICICI Bank Credit Card’s PIN Generation Through Customer Care (IVR)

You can call 1860-120-7777, the toll-free number for ICICI Bank credit card customer care. You will be guided through the process, and you will receive your ICICI Bank credit card PIN from the bank executive.

To generate the ICICI Bank credit card PIN via SMS, follow these quick steps:

1. Open the messaging app on your mobile

2. Draft a message with the text “CCPIN XXXX” (where 'XXXX' are the last 4 digits of your credit card)

3. Send it to 92156-76766

 

The bank will verify all the information and validate the PIN generation process.

It is possible to reset your ICICI Bank credit card PIN in two ways: via ATM and Net Banking. You can choose whichever method is more convenient for you. Follow these steps for the ICICI credit card PIN change process:

Through ATM

Here are the quick steps: 

1. At the ATM, swipe your card into the machine

2. Select your preferred language and enter your current ICICI Bank credit card PIN

3. Select the option ‘Change PIN’

4. The bank will send an OTP to your registered phone number

5. Enter the OTP and click ‘Submit’

6. Enter the new 4-digit PIN of your choice and re-enter it to confirm

7. Click on ‘Submit’

Through Net Banking

Use the net banking facility to change your PIN, if required:

1. Visit the official ICICI Bank website and log in to your net banking account

2. Go to 'My Credit Cards' and select the card for which you would like an ICICI Bank credit card PIN change

3. Proceed to ‘Change ATM PIN’ and enter the OTP sent to your registered mobile number

4. Set a new PIN of your choice

5. Re-enter the PIN and click on ‘Submit’

Safeguarding your credit card PIN is essential to prevent unauthorised access and potential fraud. Follow these key safety measures to protect your PIN and secure your card:

Set a Strong and Unique PIN

Avoid using obvious numbers like your birthdate, anniversary, or sequences like "1234" for your PIN. Instead, choose a code that is hard to guess and unrelated to any personal information, enhancing the security of your card.

Keep Your PIN Confidential

Do not share your ICICI Bank credit card’s PIN with anyone, including family and friends, to ensure its security. Avoid writing down your PIN or storing it on your phone or computer; if you must store it, keep it in a highly secure location that only you can access.

Change Your PIN Periodically

Regularly updating your PIN is crucial for maintaining security. For a PIN change, use secure channels like the ICICI Bank ATMs, the iMobile app, or net banking to ensure your information remains protected.

Use Secure Banking Channels

Use only secure banking channels, like ICICI Bank ATMs, the iMobile app, net banking, or by calling ICICI Bank customer care, to reset or change your PIN. Never share your PIN or passwords in response to unsolicited emails, phone calls, or text messages, as ICICI Bank will never request your PIN through these methods.

Enable Transaction Alerts

Register your mobile number with ICICI Bank to receive real-time alerts for all transactions made with your credit card. Regularly monitor these alerts to quickly spot any unauthorised transactions and report them to the bank immediately.

Avoid Using Public or Shared Devices

When accessing net banking or the mobile app, use only your personal, secure devices. Avoid using public computers or shared networks to protect your credit card account information from unauthorised access.

Report Lost or Stolen Cards Immediately

If your credit card is lost or stolen, contact ICICI Bank immediately to block the card and prevent unauthorised use. Request a new card and PIN from the bank to restore secure access to your account.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.