ICICI Credit Card Pin Generation Online

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ICICI Bank Credit Card PIN Generation

ICICI Bank credit card PIN is a four-digit Personal Identification Number that is unique to your credit card. Once you receive your ICICI Bank credit card, you need to initiate the ICICI bank PIN generation process. This ICICI card PIN generation is vital for conducting both online and offline transactions, keeps your funds secure, and should not be shared with anyone.


Depending on your preference, you can opt for ICICI Bank Credit Card PIN generation process online or offline. The ICICI Bank's new PIN generation processes are simple and easy to follow. But first, you will need to activate the card. Here’s how you can do it.

How to Activate an ICICI Credit Card with PIN

It is necessary to activate your ICICI credit card PIN to be able to use it at ATMs and conduct any online transactions. To activate the card once you’ve set a new PIN, all you need to do is use it at an ATM or conduct an online transaction.

Different methods to Generate ICICI Bank Credit Card PIN

Online Methods

Offline Methods

Mobile App


Internet Banking

Phone Banking




The various online methods to generate ICICI bank credit card pin online are as follows:


  1.  Net Banking or Internet Banking, and

  2.  iMobile App

The various offline methods to generate ICICI bank credit card pin online are as follows:


  1.  ATM

  2. Phone Banking or Customer Care, and

  3. SMS

    Online Credit Card PIN Generation for ICICI Bank

As you have seen above, there are various techniques through which you can generate the PIN of your ICICI Credit Card. All the methods are easy to follow and only take a few minutes. So let's have a detailed look at the process to generate the PIN online and offline.


1. Steps to Generate ICICI Credit Card PIN via Net Banking

If you are registered with ICICI Bank’s net banking facility, you can initiate the ICICI bank credit card pin generation from the same platform. Here is the step-by-step procedure for new ICICI credit card pin generation 


  • Step 1: Visit the ICICI Bank official website.

  • Step 2: Go to the Internet Banking section and log in with your User ID and Password.

  • Step 3: Click on 'My Credit Cards' under ‘Accounts' and choose ‘Generate Credit Card PIN Online.

  • Step 4: Next, enter the OTP sent to your registered mobile number and click on ‘continue’

  • Step 5: Type in a 4-digit PIN of your choice and re-enter it to confirm.

  • Step 6: Click on ‘submit’. 

2. Steps to Generate ICICI Credit Card PIN via Mobile Application

Alternatively, you can also generate a pin for an ICICI credit card using the ICICI mobile app as well. The steps that you would have to follow are mentioned below.


  • Step 1: Download the ICICI mobile app from the Google Play Store or Apple App Store.

  • Step 2: Log in to your ICICI mobile banking account using your user credentials.

  • Step 3: Click on ‘Service and Aadhaar’ from the menu and choose the ‘card services’

  • Step 4: Next, select the ‘Generate Credit Card PIN Online’ option after which you will be asked to enter a new 4-digit PIN

  • Step 5: Enter a 4-digit PIN of your choice and re-enter it to confirm.

  • Step 6: Click on ‘submit’

How to Generate ICICI Bank Credit Card PIN Offline

Alternatively, if you prefer to complete the ICICI credit card PIN generation process through offline methods, then there are three different ways that you can use – ATM, Customer Service, and SMS. Let’s discuss each one in detail below.


1. Steps to Generate ICICI Bank Credit Card PIN by Visiting an ATM


  • Step 1: Visit any ICICI Bank ATM near your location.

  • Step 2: Insert your ICICI credit card into the slot.

  • Step 3: Select your preferred language of communication.

  • Step 4: Select the ‘Create PIN using OTP’ option.

  • Step 5: Enter the OTP that you receive on your registered mobile number and click ‘submit’.

  • Step 6: Enter a 4-digit PIN of your choice and re-enter it to confirm.

  • Step 7: Click on ‘Submit’ again. 

2. Steps to Generate ICICI Bank Credit Card PIN by calling Customer Care (IVR)


For ICICI credit card PIN activation, you can also call 1860-120-7777, the toll-free number for ICICI credit card customer care. Next, you will be guided through the process and you will receive your ICICI credit card PIN from the bank executive.


3. Steps to Generate ICICI Bank Credit Card PIN Via SMS Facility


To generate ICICI bank credit card pin via SMS facility, follow these quick steps:

  • Step 1: On your mobile phone, open messages and start creating a new draft.

  • Step 2: Start typing a message in the format CCPIN XXXX.

  • Step 3: Enter the last 4 digits of your credit card and send the SMS to 92156-76766.

  • Step 4: Finally, the bank will verify all the information and validate the PIN generation process.

How to Reset/ Change the ICICI Bank Credit Card PIN

It is possible to reset your ICICI bank credit card PIN in two ways- ATM and Net Banking. You can choose any medium as per your comfort and convenience.

1. ATM

  • Step 1: Once you are at the ATM, swipe your card into the machine.

  • Step 2: Select your preferred language and enter your current ICICI card PIN.

  • Step 3: Next, select the option ‘change PIN’.

  • Step 4: The bank will then send an OTP to your registered phone number.

  • Step 5: Enter the OTP and click ‘submit’.

  • Step 6: Finally, enter the new 4-digit PIN of your choice and re-enter it to confirm.

  • Step 7: Click on ‘submit’.

2. Net Banking

  • Step 1: Visit the official ICICI Bank website and log in to your net banking account.

  • Step 2: Go to 'My Credit Cards' and select the card for which you would like a PIN change.

  • Step 3: Proceed to ‘Change ATM PIN’ and enter the OTP shared on your registered mobile number.

  • Step 4: Now, set a new PIN of your choice.

  • Step 5: Re-enter the PIN and click on ‘Submit’.

Safety Precautions for ICICI Bank Credit Card PIN

By simply keeping a few points in mind, you can ensure the safety of your ICICI Bank PIN. Here’s a quick checklist:


  • Never write down your ICICI credit card PIN anywhere and try memorising it

  • Never disclose your ICICI credit card PIN to anyone. If disclosed or leaked, immediately reset your ICICI Bank PIN

  • Prevent yourself from saving the ICICI credit card PIN and other details associated with the account on any website

  • Pay close attention to your monthly ICICI credit card statement for any unauthorised transactions that may suggest fraud or compromise of your PIN.

  • Make transactions using your credit card only when you are sure that the connection or the website is secure

FAQs about ICICI PIN Generation

  • ✔️How can I get an ICICI credit card PIN by SMS?

    To generate an ICICI Bank Credit Card PIN, or activate, reset, or change the PIN, send a quick SMS via your registered mobile number to 92156-76766

  • ✔️Can I generate an ATM PIN for my ICICI add-on credit card?

    Through various online and offline modes, one can generate an ATM PIN for their ICICI add-on credit card.

  • ✔️What do I do if I forget my ATM PIN?

    Just follow the simple process to change your ATM PIN if you forget or disclose the PIN and enjoy seamless banking services.

  • ✔️What to do if my ICICI credit card is not activated?

    If the ICICI bank credit card is not activated, you can contact the customer care centre at 1800-103-8181 or 1860-120-7777.

  • ✔️Can we generate ICICI PIN online?

    There are two ways by which an ICICI card PIN generation can be done online for your existing card – Net Banking and iMobile App.

  • ✔️How do I choose a good PIN number?

    Some quick tips to ensure a good PIN number that cannot be easily guessed are:

    • Do not repeat the numbers
    • Avoid using a sequence
    • Make sure to avoid easily guessed numbers like date of birth, anniversary, phone number, car, or Aadhaar card number, etc.
    •  Try and use a random number generator
    • Use a new PIN for each card
  • ✔️Would I receive a new PIN if my ICICI Bank credit card expired?

    No, you do not need to request a PIN change if your ICICI Bank expired, replaced, or renewed.

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