Avail Instant Personal Loans ✓ Loan up to 25 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!

CASHe is an online platform providing instant personal loans. It offers easy access to credit across India, and you can get up to ₹4 Lakhs. The CASHe Personal Loan is one of the quicker, more accessible short-term financing solutions to consider. It grants quick access to funds, and you also pay nominal charges for availing the loan. 

CASHe Personal Loan Details

Interest Rate

27% p.a. onwards

Loan Amount

₹1,000 to ₹4 Lakhs

Loan tenure

Up to 12 months

Minimum Monthly Income

₹12,000

Disclaimer: The above-mentioned rates and figures are subject to change at the lender’s discretion. 

CASHe Personal Loan Interest Rates

The CASHe Personal Loan interest rate ranges between 2.25% to 2.5% per month depending on the tenure of your loan. 

 

Here is an overview of the different interest rates: 

Tenure

Interest Rate

90 Days Loan (CASHe 90)

2.5% p.m. or 30% p.a.

180 Days Loan (CASHe 180)

2.4% p.m. or 28.80% p.a.

270 Days Loan (CASHe 270)

2.25% p.m. or 27% p.a.

360 Days Loan (CASHe 1 Year)

2.25% p.m. or 27% p.a.

Disclaimer: The interest rates mentioned here are subject to change at the lender’s discretion.

CASHe Processing Fee and Charges

Along with the interest, you also need to pay processing fee and some other charges applicable on the CASHe instant personal loan. Here is a table with these details. 

Loan Tenure

Processing Fee

90 Days Loan (CASHe 90)

₹85/- Flat fee for loan amount less than ₹6,000 + GST, as applicable.

₹500/- Flat fee for loan amount ranging from ₹6,000 to ₹33,333 + GST, as applicable.

1.5% of loan amount, if the loan amount is higher than ₹33,333 + GST, as applicable.

180 Days Loan (CASHe 180)

₹1,200 or 2% of the personal loan amount (whichever is higher) + GST, as applicable.

270 Days Loan (CASHe 270)

₹1,200 or 2% of the personal loan amount (whichever is higher) + GST, as applicable.

360 Days Loan (CASHe 1 Year)

₹1,200 or 2% of the personal loan amount (whichever is higher) + GST, as applicable.

Disclaimer: The processing fee and the terms mentioned here are subject to change at the lender’s discretion.

CASHe Loan: Eligibility Criteria

Understanding the CASHe personal loan eligibility criteria can help ensure that you are eligible and can get access to funds when needed. The basic criteria include:

 

  • You must be between 21-40 years 

  • You are salaried individual and a resident of India

  • Your monthly salary should be between ₹12,000 and ₹50,000

  • You must have a good credit score

CASHe Loan: Documents Required

Along with knowing the personal loan eligibility criteria, you should know the documents required. This way, you can ensure that you have all the documents at hand and apply seamlessly.

 

The documents required include:

 

  • ID Proof (PAN Card)

  • Aadhaar Card

  • Latest bank account statement that shows salary credit

  • Address proof

  • Photograph (Selfie)

Calculate Your EMI

Loan Amount
Tenure
  • Months
  • Years
Rate of Interest
%

Your monthly EMI is

at % interest rate for months

Total Amount Payable
Principal Amount
Total Interest
Year Principal Interest Balance

It is always best to calculate your EMI before applying for personal loan as it helps you plan your finances better. You can calculate your EMI by using the personal loan EMI Calculator

 

To calculate your monthly instalment amount, you have to enter the following details.

 

  • Loan Amount: First, enter the loan amount you would require from the CASHe loan

  • Interest Rate: Enter your personal loan interest rate

  • Tenure: Decide the tenure within which you can repay your Personal Loan

Features and Benefits of CASHe Personal Loan

  • Instant Approval: With CASHe, your application for personal loan can get approved instantaneously, within minutes, in some cases.

  • Minimal Documentation: When applying for a CASHe Personal Loan, you only need to submit a few documents. This includes your ID proof, address proof, and bank statements.

  • Flexible Tenure: You can choose a loan tenure according to your repayment capacity. CASHe offers flexible tenure ranging from 3 months to 1 year. You can carry out your repayments on the app as well.

  • Quick Disbursal: The loan amount will be credited into your bank account within a few hours or even minutes, post the loan approval.

Comparison of CASHe Personal Loan Interest Rates With Other Partner Lenders

Compare CASHe Personal Loan with personal loans from other lending partners to ensure that you get the best credit. Here is an overview of loan terms from other partners:

Name of bank

Rate of interest (p.a., onwards)

Axis Bank

10.49% 

Bajaj Finance Limited

13.5%

Fibe

14%

Fullerton India

12%

IIFL

16.50%

InCred

21%

KreditBee

15%

L&T Financial Services

11% 

mPokket

24%

Muthoot Finance

14.50%

PaySense Partners

14%

Upwards

1.5% per month 

YES Bank

10.99%

Disclaimer: The above terms are subject to change at the lending partner’s discretion.

Know How CASHe Personal Loans Can Help you

Personal loans generally have no restrictions on how you use the funding, making them a great option for many of your expenses. 

 

Listed below are some of the ways in which a CASHe Personal Loan can help you:

  • Pay emergency expenses at an affordable cost

  • Renovate your home without any delays

  • Make big-ticket purchases without straining your finances

  • Consolidate and pay off your debt at an affordable cost

  • Visit your dream destinations whenever you want

  • Fund your entrepreneurial dreams without using your savings

How to Apply for CASHe Personal Loan?

You can apply for a CASHe Personal Loan through Bajaj Markets. in a simple manner. Here are the simple steps in which you can apply.

 

  • Visit Bajaj Markets: Click on “APPLY NOW “  on this page.

  • Online Form Filling:  Enter your personal and professional details and check for an offer

  • Choose Lending Partner:  From the list of personal loan partners, choose CASHe.

  • Specify Personal Loan Details: Once you fill in these details, you have to specify your personal loan details such as the loan amount required and loan tenure.

  • Approval & Disbursal:  Finally, once you submit all these details, the application is verified. Once your loan gets approved, the sanction amount will be disbursed.

CASHe Customer Care Details

You can contact the CASHe support team by writing to them at support@CASHe.co.in. Be sure to mention all your queries and details to get a resolution at the earliest.

FAQs on the CASHe Personal Loan

  • ✔️What is the minimum and maximum amount of personal loan offered by CASHe?

    The minimum and maximum amount for a CASHe loan is ₹1,000 and ₹3 Lakhs.

  • ✔️How can you avail CASHe Personal Loan?

    You can apply for a personal loan from CASHe through Bajaj Markets by completing the online application form. Alternatively, you can apply through the lender’s app.

  • ✔️What is the interest rate on a CASHe Personal loan?

    CASHe Personal Loan interest rate ranges between 2.25% per month to 2.50% per month, depending on your loan tenure.

  • ✔️Is CASHe an NBFC or a bank?

    CASHe is a lending platform offering credit such as a personal loan from Bhanix Finance and Investment Ltd., an NBFC registered with RBI.

  • ✔️Is it possible to shift the loan tenure after taking a loan?

    Yes. You can shift the tenure after availing a CASHe loan.

  • ✔️Is CASHe registered with the Reserve Bank of India?

    CASHe is backed by Bhanix Finance Investment Limited, which is an RBI registered NBFC.

  • ✔️How can I contact CASHe?

    You can contact the CASHe support team by writing to them at support@CASHe.co.in.

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