Fullerton India Personal Loan

Fullerton India Personal Loan

Loans of up to Rs. 25 Lakhs | Instant Approval | Attractive Interest Rates

Fullerton Personal Loan

A Personal Loan is an unsecured financial product that lets you fulfill all your financial requirements. And, Fullerton India Personal Loan rightly does it so. Be it your wedding arrangement, planning your travel, dealing with a medical emergency or debt consolidation, Fullerton Personal loan will provide the necessary financial assistance in times of need. At Finserv MARKETS, you can avail of a Fullerton Personal Loan of up to Rs. 25 Lakhs and repay it in easy EMIs over flexible repayment tenures of 60 months. Instant approvals, quick disbursals, exclusive loan offers are some of the amazing features of Fullerton Personal Loan, which you can avail of on Finserv MARKETS.

Features and Benefits of Fullerton Personal Loan

  • Greater Loan amounts

    At Finserv MARKETS, you can apply for loan amounts of up to Rs. 25 Lakhs (T&C apply). The loan amount eligibility depends on your age, net monthly income, credit score, etc.

  • Flexible and Attractive Interest Rates

    You get the best interest rates as per your requirements. The interest rates start at 12% p.a. and can go up to 36%. p.a.

  • Hassle-free documentation process

    You can apply for a Fullerton Personal Loan online with minimal documentation. All you need to do this upload soft copies of the documents required from the comfort of your home.

  • Quick disbursal

    As instant is the approval process, the swifter is the disbursal process. Post the approval of your application, and verification of all the documents and details, you can get the money in your bank account in flat 30 minutes.

  • Additional benefits for customers

    Customers can avail additional benefits like personalized pre-approved offers, better interest rates, flexible repayment tenure and much more.

Types of Fullerton Personal Loan

Depending on the type of applicant and their requirements, there are various types of Personal Loans. Here are the following:

  • Personal Loan for Salaried

Personal Loan for Salaried is essentially applicable to the salaried applicants to fulfill their personal and financial requirements like wedding, travel, education and much more.

  • Personal Loan for Doctors

Fullerton Personal Loan for Doctor facilitates doctors and medical practitioners to fulfill their medical dreams and ambitions. Be it expanding the clinic, hiring new staff, or purchasing advanced medical equipment, this Personal Loan will help you do this all hassle-free.

  • Personal Loan for Women

Fullerton Personal Loan for women enables women to fulfill their ambitions be it personal or professionals without any hassles and become financially independent. We have special offers and benefits for women, so that they can make most of the Personal Loan.

  • Personal Loan for Emergencies

Facing emergency but falling short of funds? Don’t stress. Fullerton Personal Loan for emergencies will help you tackle the situation. The smooth online process and instant approval facility, will not let you wait for long and you can get the money in no time.

  • Wedding Loan

Wedding is a special day in a person’s life and Fullerton Personal Loan for wedding will make it even more special. From splendid arrangements, to exotic locales to amazing cuisines, turn your wedding into a royal affair with this loan.

  • Home Improvement Loan

Everybody wants their home to be an extension of their personality and comfortable place to live in. So, why not avail of this special financial offering! Get your Home Improvement loan in just 24 hours and make the most of it. Be it upgrading your kitchen or expanding your living room and purchasing new furniture, your home will soon turn everyone envious.

  • Holiday Loan

We all need a break amidst our hectic schedules and rejuvenate ourselves. Planning a holiday to have lifetime memories, then here is your solution. Avail Fullerton Holiday Loan to have a time of your life, by traveling to your destination. While the loan covers all your travel expenses, accommodation charges, you make sure that you enjoy to the fullest.

Why Choose Fullerton Personal Loans? 

Fullerton India offers a range of benefits to the customers so that they can meet their requirement hassle-free. From greater loan amounts up to Rs. 25 Lakhs, to attractive interest rates to flexible repayment tenures, Fullerton India strives to provide convenience to its customers.

High Quantum of Loan

You can avail up to Rs. 25 Lakhs if you are a salaried applicant and Rs.30 Lakhs in case you are self-employed. This offering of greater loan amounts make it a sough after institution to apply for a loan.

Competitive Interest Rates

At Fullerton India, you can avail personal loans at attractive interest rates on a monthly reducing balance basis, thereby reducing your EMI burdens to a great extent.

Easy Accessibility

Fullerton India has its branches across the nation be it urban or rural area, so that citizen can apply for the loan through the branch nearest to them without any hassles

Easy Loan Application Process

The online loan application process is quite smooth and one can easily apply for the loan with minimal documentation. Also, the approval is instant and the disbursal is also very quick

Special Benefits for Existing Customers

Fullerton India treats their existing customers like a family and basis the financial history with them, a bouquet of offers are available for customers like pre-approved loan offers, attractive interest rates, value added services and much more.

Seasonal Offers

Apart from special offers, at Fullerton India, you can also avail attractive seasonal discounts in interest rates and processing fees, during the festive season.

How to Apply for Fullerton India Personal Loan on Finserv MARKETS

Applying for a Fullerton India Personal Loan online on Finserv MARKETS is really very simple. Follow these steps and get your loan instantly!

  • Online Form Filling

    Fill in your personal and employment details.

  • Select your Lending Partner

    From the list of loan offers, select Fullerton Personal Loan to move ahead in the journey.

  • Specify Personal Loan Details

    Select your preferred Fullerton India Personal Loan amount and repayment tenure.

  • Upload the Documents

    Upload the scanned copies of all the required documents.

  • Approval & Disbursal

    Submit your application, and post the approval and verification check, you will get money in your account in flat 30 minutes.

Fullerton Personal Loan Eligibility & Documents

Following is the eligibility criteria for Fullerton Personal Loan:

  • The applicant’s age must be between 21-60 years.
  • You must be a salaried employee in a private limited company or public sector undertaking.
  • If you are a salaried applicant and residing in Mumbai/ Delhi, the net monthly income must be Rs. 25,000 per month. If residing elsewhere in India, it should be Rs. 20,000 per month.
  • Should have a minimum work experience of 1 year, and 6 months’ experience in current company if salaried.
  • CIBIL Score of minimum 750 is required.

Here are the documents required for Fullerton Personal Loan application:

  • Duly filled and signed application form
  • Proof of identity – Aadhaar Card/ PAN Card/Voter ID
  • Proof of address – Passport/Driving License/Utility bills
  • Proof of age
  • Salary slips for the last three months
  • Bank statement for the last six months
  • Income tax returns or form 16

Fees & Charges for Fullerton Personal Loan Application

There are certain fees and charges involved for Fullerton Personal Loan Application:

Personal Loan Interest Rate

12% p.a. to 36% p.a.

Processing Fee

Between 0% - 6% of the loan amount

Loan Tenure

Up to 60 months

Lowest EMI Per Lakh

Rs. 2,275 for 60 months

Prepayment Charges

0% to 7%*

*The charges are subject to policy changes of Fullerton India.

Foreclosure Charges


0 to 6 EMIs fully paid Not Allowed
7 to 17 EMIs fully paid 7.00%
18 to 23 EMIs fully paid 5.00%
24 to 35 EMIs fully paid 3.00%
36 or more EMIs fully paid 0.00%

*The charges are subject to policy changes of Fullerton India.

EMI Calculation for Fullerton Personal Loan

You can calculate the Personal Loan EMI using Fullerton Personal Loan EMI Calculator. It is really simple to use the calculator and understand how much EMI you need to pay.

  • Select your required loan amount. The maximum loan amount you can select is Rs. 25 Lakhs.
  • Then choose the repayment tenure anywhere between 12 to 60 months.
  • Choose the suitable Fullerton Personal Loan Interest Rate.

Fullerton Customer Care Details

Fullerton India ensures that it provides best in-class experience to its customers and be available for them 24*7. You can visit Fullerton India ‘Contact Us’ section and drop in your query along with providing your name, mobile number, nature of query etc and submit it.

You can also give a call to the toll free number 1800 103 6001 or drop an email to namaste@fullertonindia.com for any complaint or query to raise a service request. The representatives will get in touch with you and help in resolving your query as soon as possible.

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Frequently Asked Questions on Personal Loans

  • ✔️What are the benefits to avail Fullerton Personal Loan?

    Loan amount of up to Rs. 25 Lakhs, smooth online process, hassle-free documentation, competitive interest rates are some of the benefits of availing a Fullerton Personal Loan.

  • ✔️What is Fullerton Personal Loan interest rate?

    It usually ranges from 12% p.a to 36% p.a.

  • ✔️What is Fullerton Personal Loan eligibility?

    Following is the eligibility criteria for Fullerton Personal Loan

    • The applicant’s age must be between 21-60 years
    • You must be a salaried employee in a private limited company or public sector undertaking, or a self-employed professional with minimum turnover as per policy
    • If salaried, the net monthly income must be 25,000 per month if residing in Mumbai/ Delhi, or 20,000 per month if residing elsewhere in India.
    • If self-employed, you must have earned yearly profit after tax determined based on profession/industry
    • Should have a minimum work experience of 1 year, and 6 months’ experience in current company if salaried
    • CIBIL Score of minimum 750 is required
  • ✔️What is the minimum and maximum tenure that I can avail Fullerton Personal loan?

    The repayment tenure ranges from 12-60 months.

  • ✔️Why should I choose Finserv MARKETS for Fullerton Personal Loan?

    By choosing Finserv MARKETS, you can avail Fullerton personal Loan and enjoy smooth online application process, hassle-free documentation, greater loan amounts and much more.

Fullerton Personal Loan Reviews

Fullerton Personal Loan Reviews

4.7out of 5

14 reviews

Fastest loan I've taken

The quick disbursal feature of Fullerton Personal Loan was what made my day since I urgently needed the money for my medical procedures. I could go ahead with my treatment without a worry in my head, thanks to the flexible repayment options.

Vote of confidence

I am not someone who trusts online products easily, especially when dealing with huge amounts. But Fullerton Personal Loan just proved me wrong. I could avail a loan of high amount with flexible repayment tenure on Finserv MARKETS.

Unbelievable support!

You might not believe this, but thanks to Finserv MARKETS, I got Fullerton India Personal Loan, at an interest rate I could actually afford and a repayment tenure that won't make me compromise! Truly a blessing in times of need.

Attractive interest rate

The Fullerton Personal Loan interest rate offered to me was not only reasonable but also easy for me to repay. With such an attractive interest rate and features such as hassle-free documentation, I am very happy.

Borrow more at less

I think that Fullerton Loan is the best personal loan as it offers a higher sum at lower interest rates. Plus, Finserv MARKETS has a very easy process for application and disbursal.


I have taken a Fullerton Personal Loan from Finserv MARKETS and can safely vouch that it is one of the best personal loan product available online.

Simple application process

Compared to the usual, tiring loan application process, availing Fullerton Personal Loan from Finserv MARKETS was a very quick, smooth journey with easy documentation.

Relaxed repayment tenure

Fullerton Loan is the best personal loan because it provides you a repayment option that is flexible and suitable to your requirements.

Great customer service

I am very happy to have availed a Fullerton Loan at best interest rate and with flexible repayment tenure.

EMI Calculator is helpful

It is difficult to decide which loan to go for, especially when it's your first time. With the EMI Calculator offered by Finserv MARKETS, I could make a firm decision to opt for Fulllerton Loan.

Received amount in a very less time!

I needed a loan at very short notice for a medical emergency, and I was surprised when I received the Fullerton Loan in my account within 30 minutes flat. Thanks Finserv MARKETS.

Made my dream home come true

My family and I have always been dreaming of redecorating and customizing our new house.Last month, we lived the dream, thanks to the best personal loan which is Fullerton Loan.

Best for wedding expenses

I chose Fullerton Loan from Finserv MARKETS for my wedding expenses and got a very good interest rate. It is the best for managing such large scale expenses.

Very smooth process

I opted for Fullerton Personal Loan for a family emergency. All my anxiety regarding processing time was put to rest by the hassle-free process and minimal documentation on Finserv MARKETS.