At Finserv MARKETS, you can avail the Fullerton Personal loan and that too at attractive interest rates. Starting from 12.99% p.a. onwards, you can make the most of your personal loan to meet your needs. The interest rate is decided for you as per your profile and loan requirements. The interest rates is 12% p.a. and processing fee usually ranges between 0% - 6% of the loan amount and there are no hidden charges.
Check Fullerton Personal Loan Interest Rates
Take a look at the interest rates of Fullerton India Personal Loan
Personal Loan Interest Rate |
12% p.a. to 36% p.a. |
Processing Fee |
Between 0% - 6% of the loan amount |
Loan Tenure |
Up to 60 months |
Lowest EMI Per Lakh |
Rs. 2,275 for 60 months |
Prepayment Charges |
0% to 7%* |
* The charges are subject to policy changes of Fullerton India.
Fullerton Personal Loan Special Rates for Salaried Individuals
The borrower must be a salaried applicant who works in a private company or public sector enterprise.
Income |
Interest Rates (Metro Tier-1) |
Interest Rates (Metro Tier-2) |
Interest Rates (Metro Tier-3 &4) |
Processing Fee |
<=18K |
30% |
32% |
33% |
2% of the loan amount |
18K-25K |
27% |
29% |
30% |
2% of the loan amount |
25K-30K |
25% |
27% |
29% |
2% of the loan amount |
30K-35K |
23.50% |
25.50% |
28% |
2% of the loan amount |
35K-40K |
22.50% |
24.50% |
27% |
2% of the loan amount |
40K-50K |
21% |
23.50% |
25% |
2% of the loan amount |
50K-80K |
20% |
22.50% |
24% |
2% of the loan amount |
>80K |
19% |
19.50% |
20% |
2% of the loan amount |
The charges are subject to policy changes of Fullerton India.
Fullerton Personal Loan Fees and Charges
Fee Type |
Applicable Charges |
Delayed EMI Payment Interest (per month of delay, every month) |
2% of overdue EMI per month calculated on a daily basis for salaried personal loan |
Collection of Cheque/Cash (per collection) |
NIL |
Cheque /ECS/NACH dishonoured Charges (per dishonour of cheque/ECS/NACH per presentation) |
300 |
Swap Charges- for replacement of Post-dated cheques to ECS (per instance) |
500 |
Swap Charges- for replacement of ECS to ECS (per instance) |
500 |
Loan Cancellation charges (loan cancelled before first EMI) |
5,000 |
Processing Fees |
Between 0% - 6% of the Loan Amount* |
*Foreclosure charges/ pre-payment penalties shall not be charged on all floating rate term loans sanctioned to individual borrowers
Factors that Affect Fullerton India Personal Loan Interest Rates
While you apply for a Fullerton Personal Loan, it is necessary to check the rate of interest, so that you can manage your monthly finances. However, there are certain factors that affect Fullerton India Personal Loan Interest Rates. Here are the following factors:
Your Income
Your income plays a vital role in the determination of interest rate on the Personal Loan. A stable source of income indicates that you would repay the EMIs on time. As a result, you can get a loan at attractive interest rates.
Repayment History
A great track record of repayment history represents the fact that you have not defaulted on your loan repayments previously and is an assurance that in future also, you pay all dues on time. This increases your chances of getting a personal loan at good interest rates.
Relationship with the Lender
Depending on your repayment history, your chances of getting a personal loan increase. You can get loans at an attractive interest rate and minimal processing fee.
You can calculate the Personal Loan EMI using Fullerton Personal Loan EMI Calculator.
Know about Fullerton personal loan documents required
- Personal Loan
- Personal Loan EMI Calculator
- Personal Loan Eligibility Calculator
- Personal Loan Interest Rates
- Overdraft Loan
- Personal Loan on Aadhaar Card
- Hybrid Flexi Loan
- Track Personal Loan Application Status
- Personal Loan Without CIBIL Score
- Personal Loan on PAN card
- Persona Loan Documents
- Travel Loan
- Personal Loan for Medical Emergencies
- Pre-approved Personal Loan
- Marriage Loan
- Personal Loan Top up
- Difference Between Write Off And Waive Off Of Loans
- Personal Loan Without Salary Account
- Best Instant Personal Loan Apps In India
- What Happens If You Default Personal Loan Emi Payment
- What Are Your Rights If You Can T Repay A Loan
- How To Get A Personal Loan Without Documents
- Small Personal Loans Without Document Verification
- How To Get Instant 50000 Loan
- No Credit Check Loans
- Procedure To Pre Close Personal Loan
- Students Get Personal Loan In India
- How To Close Personal Loan
- Get 5 Lakhs Personal Loan
- Finance Your Higher Studies Personal Loan Vs Education Loan
- Difference Between Flat And Reducing Rate Of Interest
- What Is A Personal Loan Noc And Why Is It Important
- Process To Change Emi Date
FAQs on Fullerton Personal Loan Interest Rate
-
✔️What is Fullerton India Personal Loan interest rate?
The Fullerton India Personal Loan interest rate starts at 12% p.a. onwards.
-
✔️Are there any additional benefits for existing customers of Fullerton India?
Certainly yes. You can check for specialized offers, deals, better interest rates.
-
✔️Can I negotiate on the personal loan interest rate?
If you share a good relationship with the financial institution, you can try and negotiate for better interest rates along with specialized offers.
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✔️Do I have to provide any security for getting a personal loan on Finserv MARKETS?
You do not have to provide any security for getting a personal loan.
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✔️How much processing fee is charged on personal loan?
The processing fee is usually 6% of the loan amount.
