At Finserv MARKETS, you can avail the Fullerton Personal loan and that too at attractive interest rates. Starting from 12.99% p.a. onwards, you can make the most of your personal loan to meet your needs. The interest rate is decided for you as per your profile and loan requirements. The interest rates is 12% p.a. and processing fee usually ranges between 0% - 6% of the loan amount and there are no hidden charges.
Take a look at the interest rates of Fullerton India Personal Loan
Personal Loan Interest Rate |
12% p.a. to 36% p.a. |
Processing Fee |
Between 0% - 6% of the loan amount |
Loan Tenure |
Up to 60 months |
Lowest EMI Per Lakh |
Rs. 2,275 for 60 months |
Prepayment Charges |
0% to 7%* |
* The charges are subject to policy changes of Fullerton India.
The borrower must be a salaried applicant who works in a private company or public sector enterprise.
Income |
Interest Rates (Metro Tier-1) |
Interest Rates (Metro Tier-2) |
Interest Rates (Metro Tier-3 &4) |
Processing Fee |
<=18K |
30% |
32% |
33% |
2% of the loan amount |
18K-25K |
27% |
29% |
30% |
2% of the loan amount |
25K-30K |
25% |
27% |
29% |
2% of the loan amount |
30K-35K |
23.50% |
25.50% |
28% |
2% of the loan amount |
35K-40K |
22.50% |
24.50% |
27% |
2% of the loan amount |
40K-50K |
21% |
23.50% |
25% |
2% of the loan amount |
50K-80K |
20% |
22.50% |
24% |
2% of the loan amount |
>80K |
19% |
19.50% |
20% |
2% of the loan amount |
The charges are subject to policy changes of Fullerton India.
Fee Type |
Applicable Charges |
Delayed EMI Payment Interest (per month of delay, every month) |
2% of overdue EMI per month calculated on a daily basis for salaried personal loan |
Collection of Cheque/Cash (per collection) |
NIL |
Cheque /ECS/NACH dishonoured Charges (per dishonour of cheque/ECS/NACH per presentation) |
300 |
Swap Charges- for replacement of Post-dated cheques to ECS (per instance) |
500 |
Swap Charges- for replacement of ECS to ECS (per instance) |
500 |
Loan Cancellation charges (loan cancelled before first EMI) |
5,000 |
Processing Fees |
Between 0% - 6% of the Loan Amount* |
*Foreclosure charges/ pre-payment penalties shall not be charged on all floating rate term loans sanctioned to individual borrowers
While you apply for a Fullerton Personal Loan, it is necessary to check the rate of interest, so that you can manage your monthly finances. However, there are certain factors that affect Fullerton India Personal Loan Interest Rates. Here are the following factors:
Your income plays a vital role in the determination of interest rate on the Personal Loan. A stable source of income indicates that you would repay the EMIs on time. As a result, you can get a loan at attractive interest rates.
A great track record of repayment history represents the fact that you have not defaulted on your loan repayments previously and is an assurance that in future also, you pay all dues on time. This increases your chances of getting a personal loan at good interest rates.
Depending on your repayment history, your chances of getting a personal loan increase. You can get loans at an attractive interest rate and minimal processing fee.
You can calculate the Personal Loan EMI using Fullerton Personal Loan EMI Calculator.
Know about Fullerton personal loan documents required
The Fullerton India Personal Loan interest rate starts at 12% p.a. onwards.
Certainly yes. You can check for specialized offers, deals, better interest rates.
If you share a good relationship with the financial institution, you can try and negotiate for better interest rates along with specialized offers.
You do not have to provide any security for getting a personal loan.
The processing fee is usually 6% of the loan amount.