L&T Finance Personal Loan

You can now apply for an L&T Finance Personal Loan of up to ₹15 Lakhs on Bajaj Markets. Whether it's planned goals or urgent needs, this loan offers flexible tenures of up to 4 years. Manage expenses like weddings, medical emergencies, or travel conveniently, and repay at your pace.

Here’s what you need to know about L&T Finance Personal Loan to make a smart and confident borrowing decision:

Planning your repayments smartly can help you manage your loan better and avoid financial strain. Here’s how the L&T Finance Personal Loan EMI Calculator can assist you in estimating your monthly instalments:

Here’s a quick breakdown of L&T Finance Personal Loan charges to help you understand the cost of borrowing:

Understanding the eligibility can help you apply confidently and improve your approval chances. Here’s what you need to qualify:

• Indian citizen with valid ID proof

• Age between 21 and 58 years

To simplify your application process, L&T Finance requires only minimal documentation. Here’s a list of essential documents based on your employment type:

For All Applicants (ID & Address Proof – Any One)

• Passport

• Driving Licence

• Voter ID

• Aadhaar Card

• Job Card issued by NREGA, signed by a State Government officer

• Letter from the National Population Register

For Salaried Individuals

• Latest 3 months’ bank statement (where salary is credited)

• Salary slip for the last 1 month

• Passport size photographs

For Self-employed Individuals

• Income proof: Audited financial statements for the last 2 years

• Latest 6 months’ bank statement

• Proof of office address

• Proof of office or residence ownership

• Proof of business continuity

Note: Additional documents may be requested by L&T Finance during the verification process.

Applying for an L&T Finance Personal Loan on Bajaj Markets is quick and convenient, helping you access funds without lengthy paperwork. Here’s how you can get started:

1. Click on the ‘Check Eligibility’ button

2. Enter your personal and professional details correctly

3. From the loan offers, select ‘L&T Finance Personal Loan’

4. Pick your preferred loan amount and repayment tenure

5. Click ‘Submit’ to complete your application

Once you apply, your details will be verified. After successful approval, a representative will connect with you to assist with the next steps.

Managing your financial needs is easier when you have access to the right loan options. Here’s why choosing L&T Finance Personal Loan on Bajaj Markets could work for you:

High Loan Amount

Borrow up to ₹15 Lakhs to meet urgent expenses like medical bills, travel, or wedding costs. This gives you the flexibility to manage large or small needs comfortably.

Affordable Interest Rates

Enjoy personal loan interest rates starting from 12% p.a., helping you manage repayments better. Lower rates could make your EMIs more affordable over the tenure.

No Collateral Required

Apply for the loan without pledging any assets as security. This makes the process simpler and quicker for eligible borrowers.

Quick Disbursal

Once your personal loan application is approved, funds are disbursed within 24 hours. This ensures timely access to money when you need it the most.

Completely Digital

You can complete the entire application process online from anywhere. This saves time and removes the need for physical visits.

Here’s how you can easily reach out to L&T Finance customer support for assistance with your personal loan queries:

• Call Support: 1800 268 0000 (9am to 6pm, all days except national holidays)

• Email Support: Write to customercare@ltfs.com from your registered email ID, mentioning your loan account number and concern

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.