A personal loan is a great way to fund your financial obligations such as travel, medical emergencies, wedding expenses, etc. An LTFS Consumer Loans can be the answer to all your financial woes. Apply for an L&T personal loan of up to ₹7 Lakhs on Bajaj Markets from the comfort of your home.
Interest Rate |
11% p.a. onwards |
Loan Amount |
Up to ₹7 Lakhs |
Loan tenure |
24 months to 48 months |
Processing Fee |
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Here are the fees and charges associated with L&T Personal loans:
Fee Type |
Fees Associated |
Processing Fees |
Up to 2% of principal outstanding + applicable taxes |
Foreclosure Charges |
5% of principal outstanding + applicable taxes |
Here’s the personal loan eligibility criteria for applying for an L&T personal loan:
The applicant must be an Indian citizen with valid ID proof
The applicant must be between 23 to 57 years of age
Here are the documents that you’d need in order to apply for an L&T personal loan:
Pan Card/Form 60 (Mandatory)
Aadhaar Card
Address Proof:
OVDs: Voter ID/Driving Licence/Passport/Job card issued by NNREGA, duly signed by State govt. officials/Letter issued by National population register/Proof of possession of Aadhar Number
D-OVDs: Electricity bill/Water bill/Postpaid bill/Property/Municipal tax receipt/Piped Gas bill
*If utility bill is in landlord's name - rent agreement will be required
Year | Principal | Interest | Balance |
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You can use an L&T personal loan EMI calculator to arrive at an estimated EMI. All you’d need to do is enter your loan amount, loan tenure and interest rate. Getting estimates of your EMI payments will help you understand your financial obligations and help you plan your finances better.
Here’s the interest rates of some of our partners. You can compare and contrast these interest rates to make an informed decision.
Lending Partner Name |
Interest Rate Range |
Avail Laon |
30% p.a. Onwards |
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14% p.a. Onwards |
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15.95% p.a. Onwards |
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18% p.a. Onwards |
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21% p.a. Onwards |
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15% p.a. Onwards |
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10.99% p.a. Onwards |
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16% p.a. Onwards |
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24% p.a. Onwards |
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14.50% p.a. Onwards |
||
14% p.a. Onwards |
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9.99% p.a. Onwards |
||
2% p.m. Onwards |
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12% p.a. Onwards |
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1.5% p.m. Onwards |
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10.99% p.a. Onwards |
*These rates are subject to change at the discretion of the lenders. Please exercise due diligence before applying.
L&T personal loans can be a great way for you to meet your short-term and long-term financial needs. A personal loan is also easy to apply for and is generally disbursed within 24 hours, so it's a great option if you require funds urgently. A personal loan can be used to meet a number of financial obligations such as home improvement, wedding, travel, medical emergencies, etc. Ensure that you fulfill the personal loan eligibility criteria to make the most of the loan. You can use the eligibility calculator to check the loan amount you will be eligible for.
Applying for an LTFS Consumer Loans is simple and straightforward. Here’s how you can get started with applying for an L&T personal loan on Bajaj Markets:
Fill out the Details: Start by filling in your personal, professional details and other relevant information
Choose your Lending Partner: From the list of loans offered, select L&T Personal Loan.
Specify Personal Loan Details: Enter your loan amount and repayment tenure.
Approval & Disbursal: Once your loan application is approved, your loan amount will be disbursed within 24 hours.
Here’s how you can contact L&T Personal Loan’s customer service:
By calling their toll-free number: +91 7264888777
By visiting their branch: Brindavan Building, Plot No 177, Vidyanagari Marg, CST Road, Kalina Santacruz (E), Mumbai 400 098
You can get a loan of up to ₹7 Lakhs.
Individuals between the age of 23 to 57 are eligible to apply for the L&T Loan.
Yes, part-payments and foreclosures are allowed with the LTFS personal loans.