Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Apply Now

A personal loan is a great way to fund your financial obligations such as travel, medical emergencies, wedding expenses, etc. An LTFS Consumer Loans can be the answer to all your financial woes. Apply for an L&T personal loan of up to ₹7 Lakhs on Bajaj Markets from the comfort of your home. 

LTFS Consumer Loans Details

Interest Rate

11% p.a. onwards

Loan Amount

Up to ₹7 Lakhs

Loan tenure

24 months to 48 months

Processing Fee

  • Processing fee: Up to 2% of principal outstanding + applicable taxes

  • Foreclosure charge: 5% of principal outstanding + applicable taxes

L&T Processing Fees & Charges

Here are the fees and charges associated with L&T Personal loans: 

Fee Type

Fees Associated 

Processing Fees

Up to 2% of principal outstanding + applicable taxes

Foreclosure Charges

5% of principal outstanding + applicable taxes

L&T Personal Loans: Eligibility & Documents

1. Eligibility Criteria

Here’s the personal loan eligibility criteria for applying for an L&T personal loan: 

  • The applicant must be an Indian citizen with valid ID proof 

  • The applicant must be between 23 to 57 years of age

2. Documents Required

Here are the documents that you’d need in order to apply for an L&T personal loan:

  • Pan Card/Form 60 (Mandatory)

  • Aadhaar Card

  • Address Proof:

    1. OVDs: Voter ID/Driving Licence/Passport/Job card issued by NNREGA, duly signed by State govt. officials/Letter issued by National population register/Proof of possession of Aadhar Number

    2. D-OVDs: Electricity bill/Water bill/Postpaid bill/Property/Municipal tax receipt/Piped Gas bill

*If utility bill is in landlord's name - rent agreement will be required

Calculate Your EMI for L&T Personal Loan

Loan Amount
  • Months
  • Years
Rate of Interest

Monthly EMI

at % interest rate for months

Total Amount Payable
Principal Amount
Total Interest Amount
Year Principal Interest Balance

You can use an L&T personal loan EMI calculator to arrive at an estimated EMI. All you’d need to do is enter your loan amount, loan tenure and interest rate. Getting estimates of your EMI payments will help you understand your financial obligations and help you plan your finances better. 

Features and Benefits of L&T Personal Loan

High Loan Amount

With an L&T personal loan, you can get up to ₹7 Lakhs to meet your immediate financial requirements.

No Collateral Required

This is a collateral-free personal loan, this means that you needn’t submit any collateral or security. 

Quick Disbursal

Once your application is verified, the loan amount will be credited to your bank account in just 24 hours. 

Completely Digital

You can apply for an L&T personal loan from the comfort of your home. The entire process can be completed online, without having to make any physical visits. 

Attractive Rate of Interest

The  personal loan interest rate starts as low as 11%, making L&T personal loan an affordable option.

Minimal Documentation

You can get approval only on the basis of your KYC documents. Income proof will not be required.

Comparison of L&T Personal Loan Interest rates with other Partner Lenders

Here’s the interest rates of some of our partners. You can compare and contrast these interest rates to make an informed decision. 

Lending Partner Name

Interest Rate Range

Avail Laon


30% p.a. Onwards

Apply Now


14% p.a. Onwards

Apply Now


15.95% p.a. Onwards

Apply Now

IIFL Finance

18% p.a. Onwards

Apply Now


21% p.a. Onwards

Apply Now


15% p.a. Onwards

Apply Now

Kotak Mahindra Bank

10.99% p.a. Onwards

Apply Now


16% p.a. Onwards

Apply Now


24% p.a. Onwards

Apply Now

Muthoot Finance

14.50% p.a. Onwards

Apply Now

PaySense Partners

14% p.a. Onwards

Apply Now


9.99% p.a. Onwards

Apply Now


2% p.m. Onwards

Apply Now

SMFG India Credit

12% p.a. Onwards

Apply Now


1.5% p.m. Onwards

Apply Now


10.99% p.a. Onwards

Apply Now

*These rates are subject to change at the discretion of the lenders. Please exercise due diligence before applying. 

Know How L&T Personal Loans Can Help You

L&T personal loans can be a great way for you to meet your short-term and long-term financial needs. A personal loan is also easy to apply for and is generally disbursed within 24 hours, so it's a great option if you require funds urgently. A personal loan can be used to meet a number of financial obligations such as home improvement, wedding, travel, medical emergencies, etc. Ensure that you fulfill the personal loan eligibility criteria to make the most of the loan. You can use the eligibility calculator to check the loan amount you will be eligible for. 

How to Apply for L&T Personal Loans

Applying for an LTFS Consumer Loans is simple and straightforward. Here’s how you can get started with applying for an L&T personal loan on Bajaj Markets:

  • Fill out the Details: Start by filling in your personal, professional details and other relevant information

  • Choose your Lending Partner: From the list of loans offered, select L&T Personal Loan.

  • Specify Personal Loan Details: Enter your loan amount and repayment tenure.

  • Approval & Disbursal: Once your loan application is approved, your loan amount will be disbursed within 24 hours.

L&T Personal Loan Customer Care Details

Here’s how you can contact L&T Personal Loan’s customer service: 

  • By calling their toll-free number: +91 7264888777

  • By visiting their branch: Brindavan Building, Plot No 177, Vidyanagari Marg, CST Road, Kalina Santacruz (E), Mumbai 400 098


You can get a loan of up to ₹7 Lakhs.


Individuals between the age of 23 to 57 are eligible to apply for the L&T Loan. 


Yes, part-payments and foreclosures are allowed with the LTFS personal loans. 


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