Overview

Union Bank of India, is one of the oldest and largest public sector banks in India. It today boasts of 120 million customers. UBI is widely known for tapping the potential of technology to provide seamless digital banking experience to the customers and its financial products like Personal Loan Home Loan, Fixed Deposit etc.

 

UBI has the tagline “Good people to bank with.”

 

Types of Loans Offered

Features & Benefits of UBI Home Loan

  • Loan Amount

    You can get a Home Loan of up to Rs. 5 Crores, to fulfill your requirement.

  • Flexible Repayment Tenure

    Ranging between 12 months to 360 months, the repayment tenure is very flexible.

  • Attractive Interest Rates

    The interest rates starts from 6.99% p.a.

Why Choose Finserv MARKETS

Fast Online Process

Now get an online home loan in an instant with easy approval and disbursal process.

Minimal Documentation

Get the best home loan offers hassle-free, without any tedious paperwork.

Transparency Guaranteed

No hidden charges, no dubious policies, just 100% transparency!

Custom-made Loans

Finance your dream home with easy home loans designed to meet your specific requirements.

Trusted Companion

Customers across the country trust us. It's your turn now. Join us and enjoy a host of exclusive products and benefits.

Awards and Achievements

  • Won the 6th ASSOCHAM SMEs Excellence Award under 'Best SME offering' category in 2018.

  • Won the Indian Banks’ Association (IBA) award under the category “The best IT Risk Management & Cyber Security Initiatives - Large Bank” in 2021.

  • Received SKOCH "Order of merit" for Technology: Strategic Transformation & Financial inclusion initiatives under top Banking & Finance Project in India in 2018.

How to Apply for a UBI Loan on Finserv MARKETS

  • Enter your Personal and Income Details

    Enter your personal and professional details and get to know the eligibility instantly.

  • Choose your Lending Partner

    Select UBI from the list of partners.

  • Estimate Borrowing Power

    Find out the Home Loan amount you could possibly avail.

  • Mention the Requirement & Property Details

    Fill the Home Loan amount as per suitability & also the details of property.

  • Unlock Final Details

    Find out your loan details along with all the charges and net disbursal amount. A loan expert will connect with you to process your application further.

UBI Contact Details

Here are the contact details:

Corporate Office Address: Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400 021, Maharashtra, India.

Contact Number: All-India Toll Free numbers: 1800222244 / 18002082244 / 18004251515

Charged Numbers: 080-25300175 

Customer Service e-mail: webmaster@unitedbank.co.in

Visit https://www.unionbankofindia.co.in/english/aboutus-profile.aspx  for more details.

Frequently Asked Questions

  • ✔️What are the eligibility criteria to avail UBI home loan?

    To be eligible for a UBI home loan, the applicant must be between 18-75 years of age. The net income of the salaried applicant must be at least Rs. 15,000 per month.

    The minimum Profit After Tax (PAT) of the self-employed applicant must be Rs. 12,500 per month.

  • ✔️ What should be my income to secure a home loan from UBI?

    As a salaried applicant, your net monthly income must be at least Rs. 15,000 per month. As a self-employed applicant, Profit After Tax (PAT) of the self-employed applicant must be at least Rs. 12,500 per month.