CASHe Pre-Approved Personal Loan

CASHe offers pre-approved personal loans of up to ₹3 Lakhs with flexible repayment tenures of up to 18 months. The interest rate starts at 33.48% per annum, making it suitable for short-term financial needs. The loan is disbursed quickly and comes with no end-use restrictions. 

So, you can use the funds for purposes like travel, medical expenses, or home repairs. With a fully digital and paperless process, you can apply for and manage your loan anytime, from anywhere.

CASHe’s pre-approved personal loan provides a fast and convenient way to access funds without lengthy paperwork or delays.

• Use the loan amount freely for travel, shopping, home renovation, or other personal expenses

• Receive quick approval and disbursal within minutes of application

• Choose a flexible repayment tenure of up to 18 months

• No collateral or security is required to get the loan

• 5-day interest-free grace period after the EMI due date

CASHe’s pre-approved loans come with user-friendly features that make managing short-term borrowing easier and more affordable.

• Pay interest only on the amount used, not the total approved limit

• Get a pre-approved personal loan of up to ₹3 Lakhs to cover all your financial needs easily

• Choose a flexible repayment tenure of up to 18 months

• Repay comfortably with a 5-day interest-free grace period after the EMI due date

• Access revolving credit; repay and reuse the loan amount as needed

• Consolidate higher-interest debts, such as credit card dues or other loans

CASHe applies transparent and competitive charges to its pre-approved personal loans. Below are the key applicable charges apart from the interest rate:

Disclaimer: The mentioned charges are subject to change at the lender's discretion.

CASHe offers pre-approved personal loans with competitive interest rates, which makes it easy to manage your borrowing costs. Check the interest rates and other applicable charges:

Disclaimer: The mentioned charges are subject to change at the lender's discretion.

Understanding the CASHe personal loan eligibility can help you know if you qualify before applying. Here are the key requirements:

• Your age must be between 21 to 40 years

• You should be a salaried individual and a resident of India

• Minimum monthly salary should be ₹18,000

• A good credit score is required for approval

Note: As this is a pre-approved offer, eligibility is subject to the lender’s internal criteria and policies.

You are required to submit a few basic documents to complete your loan application. Ensure the following documents are ready to ensure a quicker and smoother approval process:

Note: As this is a pre-approved offer, documentation requirement is subject to the lender’s internal criteria and policies.

Applying for a personal loan through Bajaj Markets comes with a wide range of benefits. Here is why it can be a smart financial decision:

• Multiple Lending Options

If you are not eligible for a CASHe loan, you can consider offers from other partner lenders available on the same platform. This helps you access personal loan options without restarting the process.

• No Collateral Needed

You can apply for the loan without providing any assets as security. This speeds up the approval process and reduces paperwork.

• Competitive Interest Rates

You can explore various lenders on Bajaj Markets and compare the interest rates. This can ease your monthly financial commitments.

• Interest-only EMIs

With the Flexi Loan option, you initially pay only the interest portion of your EMIs. This helps manage your budget better during the early repayment phase.

• Flexible Repayment Tenure

You can choose from a range of repayment terms based on your financial needs. This gives you more control over your monthly outgo.

• Transparent Charges

All fees and charges are clearly mentioned before you proceed. This ensures you understand the total cost of borrowing from the start.

Follow these smart tips to improve your chances of getting a pre-approved personal loan:

• Maintain a Strong CIBIL Score

Ensure timely bill payments and keep your credit utilisation low. A higher score reflects responsible financial behaviour and improves approval chances.

• Manage Monthly Debts Wisely

Keep your total EMIs within 50% of your monthly income. Reducing outstanding dues can positively impact your credit profile.

• Ensure You Submit Accurate Documents 

Prepare valid documents such as your PAN card, Aadhaar card, and latest salary slips. Submitting accurate and updated paperwork supports a smoother verification and approval process.

• Choose a Suitable Loan Amount

Use a loan eligibility calculator to determine a realistic amount based on your income. Applying within your capacity enhances the likelihood of approval.