AU Small Finance Bank Credit Card Bill Payment

Making your AU Small Finance Bank credit card payment is simple and secure. With several online payment options available, you can clear your dues anytime. Choose from the following methods to pay your monthly credit card bill:

Via the AU 0101 Mobile App

Here is how you can pay your AU Small Finance Bank credit card’s bill instantly using the mobile app:

1. Log in to the AU 0101 App and go to the Credit Card section

2. Tap on Pay Bill and select Redeem

3. Enter the billing amount and click Proceed

4. Choose your bank account to make the payment

5. Verify the transaction using the OTP sent to your registered mobile number

Through the AU 0101 Net Banking

Use AU’s net banking portal to make secure and seamless credit card payments online through the following steps:

1. Log in to AU 0101 NetBanking using your credentials

2. Go to the Credit Card section

3. Select the ‘Pay Bill’ option and click on Redeem

4. Enter the bill amount and click ‘Proceed’

5. Choose your bank account and click Next

6. Complete the process using the OTP sent to your registered mobile number

Through the Auto Pay Facility

If you forget to pay your credit card bills on time, enable the AutoPay feature via the AU Small Finance Bank app or net banking portal:

1. Log in to the AU 0101 App or net banking with your credentials

2. Navigate to the ‘Credit Card’ section

3. Click on ‘Service Request’

4. Tap on Enable/Disable Auto Pay and turn on the toggle

5. Choose to pay either the ‘Minimum Amount Due’ or the ‘Total Due’

6. Select your bank account and confirm the setup

7. Enter the OTP sent to your registered mobile number for final verification

Here is how you can make your AU Small Finance Bank credit card bill payment through offline methods:

By Visiting an AU Small Finance Bank Branch

You can pay your AU credit card bill by visiting the nearest AU Small Finance Bank branch using cash or a cheque:

Pay through a Cheque:

1. Write a cheque adding your 16-digit ‘AU Credit Card No. XXXX XXXX XXXX XXXX’ under the Payee Name

2. Mention the exact billing amount on the cheque

3. Submit it to the branch at least 2 working days before your due date

Pay with Cash:

1. Visit the branch and fill in the deposit slip with your credit card details

2. Submit the slip and cash at the counter

3. The payment is usually processed within one working day

If you hold a savings or current account with another bank, you can pay your AU Small Finance Bank credit card bill through cheque. Just follow the steps below:

1. Write a cheque payable to your 16-digit AU Small Finance Bank credit card number

2. Mention the billing amount accurately

3. Deposit the cheque at your nearest branch of the other bank 

4. Ensure it is deposited at least 4 working days before the due date for processing

The table below outlines the estimated processing time for each AU Small Finance Bank credit card payment method:

Paying your AU Small Finance Bank credit card bill on time is essential for maintaining financial health and avoiding unnecessary charges. Here’s why your card’s timely payments matter:

• Maintains a healthy credit score and improves your chances of loan and credit approvals in future

• Avoids late payment fees and high interest charges that can accumulate quickly

• Keeps your credit limit fully available for emergency transactions

• Helps reduce the total outstanding amount, lowering your minimum payment requirement over time

• Builds a positive repayment track record and enhances your financial credibility