Axis Bank Credit Card Bill Payment

Pay your Axis Bank credit card bills online through several convenient channels. Whether you hold a savings account with Axis Bank or another bank, you can clear your dues using any of the methods mentioned below:

If you hold a savings account with Axis Bank, you can easily make your credit card payment using the following digital channels:

• Internet Banking

Use Axis Bank’s Net Banking platform for a secure and direct payment experience:

1. Sign in to the bank’s net banking portal using your Customer ID and password
2. Go to the ‘Credit Cards’ section
3. Pick the card you want to pay for and click ‘Pay Now’
4. Choose between ‘Last Billed Due’ or ‘Minimum Due’ depending on how much you want to pay
5. Confirm your selection and submit using the OTP sent to your registered mobile number

• Mobile Banking App

The Axis Mobile App allows you to pay your credit card bill in just a few taps:

1. Launch the Axis Bank mobile app and log in
2. Tap on ‘Credit Cards’ from the Quick Links menu
3. Select the card and tap ‘Pay Now’
4. Choose between paying the full amount or the minimum due
5. Confirm and enter your M-PIN to complete the payment

• Auto Debit Setup

Set up auto debit instructions to ensure your credit card bill is paid automatically every month:

Using the Mobile App

1. Log in to the Axis Bank Mobile App
2. Go to the ‘Services’ section
3. Tap on ‘Credit Card’
4. Select ‘Auto Debit Payment’
5. Choose your credit card
6. Tap ‘Activate’ to enable auto debit

Using Axis Bank Net Banking

1. Log in to your Axis Bank Net Banking account
2. Navigate to the ‘Services’ tab
3. Click on ‘Credit Card Services’
4. Select your credit card
5. Under ‘More Services,’ choose ‘Auto Debit Setup’
6. Click ‘Activate’ to set up auto debit

If you do not have an account with Axis Bank, you can still pay your Axis Bank credit card bill through these inter-bank options:

• UPI Payment

Use any UPI-enabled app to pay your bill seamlessly using your credit card details:

1. Open a UPI-enabled app (Google Pay, PhonePe, Paytm, etc.)
2. Select ‘Pay Credit Card Bill’
3. Enter the card details, verify the name, input the amount, and authorise the payment using your UPI PIN

• NEFT (National Electronic Funds Transfer)

Transfer funds from any bank account to your credit card using the NEFT option by adding your card as a beneficiary:

1. Log in to the net banking of your preferred bank
2. Go to NEFT and add a new beneficiary with these details and make the payment
   

• Visa Money Transfer (VMT)

Use your bank’s net banking service or Visa debit card to transfer funds to your Axis Bank credit card via the Visa network:

1. Log in to your bank’s net banking portal or use your Visa debit card
2. Select the Visa Money Transfer option
3. Connect with your bank’s customer service for further instructions

Apart from online options, Axis Bank offers offline alternatives that are simple and secure. These include:

• Via ATM Visit

Use any Axis Bank ATM to make a direct credit card payment from your savings account using your debit or ATM card:

1. Insert your Axis Bank debit or ATM card into any Axis Bank ATM

2. Select ‘Other Services’ from the main menu

3. Tap on ‘Bill Payment’

4. Enter your credit card number twice to confirm it

5. Once verified, the ATM will show the total and minimum due amounts

6. Enter the amount you wish to pay

7. The payment will be debited from your savings account and credited to your credit card

• Via Branch Visit

If you prefer making payments in person, you can visit your nearest Axis Bank branch and deposit a cheque for your credit card bill:

1. Write a cheque payable to ‘Axis Bank Card No. (your 16-digit credit card number)’

2. Visit your nearest Axis Bank branch

3. Drop the cheque/draft in the designated drop box

Make sure to drop the cheque at least 5 days before your due date. Ensure that it is drawn on a local bank and not post-dated. Alternatively, you can pay with cash.

Knowing the processing time for each Axis Bank credit card bill payment option can help you plan your payments and avoid delays. Here is an overview:

Making timely payments on your Axis Bank credit card is crucial for maintaining a strong financial profile. Here are some key advantages of consistent and disciplined repayment:

• Maintains a strong credit score and a healthy credit history

• Helps you avoid penalties that are added to your next bill after the grace period

• Prevents high interest rates of up to 30% on outstanding dues after prolonged delay

• Keeps your credit limit high, allowing continued use of your credit card when needed