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About Axis Bank Reserve Credit Card

**Disclaimer: Axis Bank Reserve Credit Card is not a Bajaj MARKETS partner product. Offers would be from partner Banks/NBFCs only.

Axis Bank has opened the doors for luxury lifestyle by launching the Axis Bank Reserve credit card. Anyone who is able to pay Rs. 50,000 as joining fee and annual fee can avail the Axis Reserve credit card. It is a premium metal credit card that offers exclusive privileges like free memberships of Accorplus, ITC Culinaire and Club Marriott Asia Pacific, complimentary Priority Pass membership with unlimited free visits, and much more. The Reserve credit card by Axis Bank is one of the most sought-after cards available now. Take a look at the Axis Bank Reserve credit card features and benefits mentioned below.

Axis Reserve Credit Card Features & Benefits

Axis Bank Reserve credit card features are amazing and are the ones offered only for lifestyle luxury credit cards. The wide array of Axis Bank Reserve credit card benefits can sweep anyone of their feets. Some of them are:

  • 8 complimentary VIP Assistance Services

  • Free Priority Pass membership with unlimited visits

  • Unlimited free international lounge visits

  • Unlimited free domestic airport lounge visits

  • Free Club ITC Culinaire Membership

  • 4 free chauffeured luxury airport pick-ups or drops annually

  • Free Accorplus membership

  • Free Club Marriott Asia Pacific membership

  • Free EazyDiner Prime membership

  • 15% savings at Postcard hotels

  • Exclusive offers at Oberoi hotels and resorts

  • Free 50 golf rounds across the best Indian golf courses every year

  • Handpicked experiences at including sailing, golf, chef for a day, unique tours, etc.

  • BookMyShow ‘buy 1 get 1’ offers

  • 20% discount at over 4,000 restaurants across India

  • Comprehensive Insurance Coverage

  • Discount on health and wellness coaching at Weljii

  • Wide range of medical benefits including global travel and medical assistance for international travel

Axis Reserve Credit Card Fees & Charges

The Axis Bank Reserve credit card fees include joining, annual fees, cash withdrawal fees, cash payment and late payment fees. If you want to reap all the Reserve credit card benefits, you have to pay Axis Bank Reserve credit card charges including finance charges and overlimit charges.

Fees and Charges


Joining fee

Rs. 50,000

Annual fee

Rs. 50,000

Finance Charges

2.95% per month

Add-on Card joining Fee


Add-on Card annual Fee


Cash Withdrawal Fee

2.50% of the withdrawal amount, subject to a minimum of Rs. 250

Cash Payment Fee

Rs. 100

Late Payment Fee

Rs. 100 - Rs. 700

Overlimit Charges

3% of the over limit amount


Axis Reserve Credit Card Reward Points

Here is a list of all the Reserve card benefits you can reap as reward points.

  • Earn 50000 reward points on Reserve card activation

  • On renewal of Axis Bank Reserve card every year, earn 50000 reward points

  • 15 edge reward points for every Rs. 200 spent using Axis Reserve card

  • 2X rewards on international spends

You can use your Reserve credit card reward points to redeem travel vouchers, electronic items, and more from Axis Bank eDGE rewards catalog or pay with these points across partner stores.

Axis Reserve Credit Card Eligibility Criteria & Documents Required

You have to fulfill certain Axis Bank Reserve credit card eligibility criteria to avail an Axis Bank Reserve credit card. Check out whether you have all the Axis Bank Reserve credit card eligibility requirements.


A resident of India


18-70 years


Available to both salaried and self-employed individuals

CIBIL score

Above 700 with no defaults made earlier


Here is a list of all the credit card documents required for availing the Reserve card from Axis Bank.


  1. Proof of Identity: PAN Card//Passport/Aadhaar Card/Voter ID

  2. Proof of Residence: Ration Card/Passport/Utility bills like electricity bill, telephone bill, etc.

  3. Proof of Income:

  • For salaried individuals - latest salary slip and Form 60

  • For self-employed individuals - copy of ITR

How to Apply for Axis Reserve Credit Card?

The Axis Bank Reserve credit card reviews are most promising and if you are someone who is thinking of availing one, you should do it as soon as possible. Bajaj MARKETS does not provide Axis Bank Reserve credit cards. You can pay a physical visit to any of the nearest Axis Bank branches to get one or follow the below-mentioned steps to avail an Axis Bank Reserve credit card online.

  • Visit the official website of Axis Bank.

  • Go to ‘Explore Products’ and click on ‘Cards’.

  • From there, choose ‘Credit cards’.

  • A new page with the list of all the credit cards open.

  • From the premium cards section, click on ‘Axis Bank Reserve Credit Card’.

  • An index page opens where you can find the tab ‘Apply Now’.

  • There, you will get an option ‘click here’. Once you click on that, you will be redirected to a new window named ‘Call me’.

  • You have to fill in details like name, mobile number, professional details, monthly income and pincode.

  • After online verification, an Axis Bank representative will reach out to you via your mobile number to carry forward further procedures.

How to Reach Axis Reserve Credit Card Customer Care?

Axis Reserve credit card reviews are not only raving about its amazing features and benefits but also about the efficient and friendly customer care services provided by Axis Bank. You can reach out to them via the Axis Bank customer care number: 1800 419 0065 or write to them at: You can also use the chatbot service ‘Axis AHA’ available on their website. In case of emergency, you can visit any of the nearest Axis Bank branches.

FAQs about Axis Bank Reserve credit card

✔️What is the Axis Bank Reserve credit card review?

Axis Bank Reserve credit card reviews are promising as they provide luxury services at a comparatively lower charges. You will receive the card without any delay. It has great offers and provides amazing benefits.

✔️What is the Axis Bank Reserve Credit Card limit?

The Axis Bank Reserve Credit Card limit is up to Rs. 5 lakh.

✔️Can I make bill payment using Axis Reserve Credit Card?

Yes, you can make bill payments using Axis Reserve Credit Card.