Was your credit card lost or stolen previously? If it was, you can understand how nerve-wracking this experience can be. The immediate opinion here would always be to temporarily deactivate your credit card.
Gather your account details – like card number and statement date. Don't forget the "why" – closure fees depend on your reason. Once finalised, expect confirmation via email or SMS. Furthermore, once you close your credit card, you can check out other options on Bajaj Markets and explore other credit card benefits.
You can Cancel or close your Standard Chartered credit card using mobile banking by following these steps:
- Step 1: Open the Standard Chartered Bank mobile app.
- Step 2: Navigate to ‘Help and Services’.
- Step 3: Select ‘Credit Card Management’.
- Step 4: Choose the reason for closing your credit card.
- Step 5: Select the credit card you want to cancel.
- Step 6: Review all displayed details carefully.
- Step 7: Submit your deactivation request.
If you prefer an offline method, you can cancel your Standard Chartered credit card using either of the following options:
Cancellation via Customer Care
- Step 1: Call the Standard Chartered 24x7 customer care number:
6601-4444
3940-4444
- Step 2: Request the customer care executive to cancel your credit card.
- Step 3: The executive will verify your identity by asking security questions.
- Step 4: Once verification is successful, the executive will process your credit card termination request.
Deactivation via Written Request
- Step 1: Write a formal request letter stating your intent to close your credit card account.
- Step 2: Include the following details in your letter:
- Your full name
- Registered mobile number
- Reason for requesting card closure
- Step 3: Visit your nearest Standard Chartered Bank branch and submit the request letter.
- Step 4: The bank will process your card cancellation request accordingly.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
How can I cancel my Standard Chartered credit card?
To cancel your Standard Chartered Bank credit card, you can either use your netbanking account or your mobile app. Alternatively, you can call the Standard Chartered Bank credit card customer care or submit a written request for account closure at your nearby Standard Chartered Bank branch.
Can I close my Standard Chartered Bank credit card online?
Yes, you can register a credit card cancellation request for your Standard Chartered Bank online. To do so, you will first need to log into your net banking or mobile banking account. Next, navigate to the ‘Help & Services’ tab and click on ‘Card Management’. Under this tab, select the ‘Credit Card Cancellation’ option and specify the reason for the request. Next, select the cards you wish to cancel, check their details, and submit the request.
How can I block my Standard Chartered credit card permanently?
To close your Standard Chartered credit card account permanently you would need to write to the bank. You can also call the Standard Chartered customer care helpline and request assistance with permanently closing your account.
What are the reasons for cancelling a Standard Chartered credit card?
There could be various reasons including:
Low usage: If you rarely use your Standard Chartered card and are paying an annual fee, cancelling might be wise.
Switching to a different card: Found a card with better rewards or lower fees? Cancellation could be an option.
Consolidating debt: Simplifying your finances by merging credit card debt might involve cancelling a card.
What happens to my existing rewards points after cancellation?
Standard Chartered's policy on unused reward points varies depending on the specific card you hold. It's best to check the terms and conditions of your card or contact customer care for clarification.
Will cancelling my Standard Chartered credit card affect my credit score?
Cancelling a credit card generally has a minor impact on your credit score, especially if you have a good credit history and manage your remaining credit lines responsibly.
What should I do with my cancelled Standard Chartered credit card after it's deactivated?
You must cut your cancelled card into pieces and dispose of the same securely to prevent any misuse.
