Standard Chartered Credit Cards are loaded with several features to make cashless transactions easy. You can also enjoy several credit card benefits, such as cashback, rewards, travel offers, etc. However, if you go past your spending limit, are unable to pay the annual fees for multiple credit cards, or are defaulting on payments, you can consider closing your SC credit card account. Read on to know how to close your Standard Chartered credit card.
To close your Standard Chartered credit card online, you need to visit the bank’s website or download the official app. The detailed steps you would need to follow are mentioned below:
Log in to your account (netbanking/mobile banking).
Click on the ‘Help & Services’ tab.
Go to ‘Card Management’ and choose the ‘Credit Card Cancellation’ option.
Choose why you want to opt for Standard Chartered credit card termination.
From the options, select the credit card(s) you want to cancel/close.
Check and verify the details.
Submit the request.
Once submitted, you will receive a confirmation via SMS and email stating that the bank has received your request and has temporarily blocked your card. You will also receive a call within 3 business days to confirm the details of this cancellation request.
If not online, you can also cancel your Standard Chartered credit card offline by following any of the two methods mentioned below:
You can call the 24x7 Standard Chartered credit card customer care number (numbers will vary based on your location) and request the customer care executive to cancel your credit card. Post authentication, the executive would then process your Standard Chartered credit card termination request.
You can submit a written request to your nearby Standard Chartered Bank branch stating your desire to close your credit card account. You would need to mention your name and registered mobile number in the letter along with your reason for placing such a request.
Here are a few things you need to keep in mind when you are looking to deactivate your Standard Chartered credit card:
For the bank to entertain your request to cancel your Standard Chartered credit card, you would need to first clear any dues against your credit card.
If you have applied to close your Standard Chartered credit card, you must refrain from using your credit card to make new transactions.
While you are preventing yourself consciously from making any new purchases on the card, automatic payments set against your card would need to be cancelled too. Failing to do this would result in statement generation and further delay in the cancellation process.
Once your Standard Chartered credit card termination request is accepted, all your credit card reward points will expire. Therefore, you must redeem all your accumulated reward points before cancelling your credit card.
DISCLAIMER: The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, trade names, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.
To cancel your Standard Chartered Bank credit card, you can either use your netbanking account or your mobile app. Alternatively, you can call the Standard Chartered Bank credit card customer care or submit a written request for account closure at your nearby Standard Chartered Bank branch.
Yes, you can register a credit card cancellation request for your Standard Chartered Bank online. To do so, you will first need to log into your net banking or mobile banking account. Next, navigate to the ‘Help & Services’ tab and click on ‘Card Management’. Under this tab, select the ‘Credit Card Cancellation’ option and specify the reason for the request. Next, select the cards you wish to cancel, check their details, and submit the request.
To close your Standard Chartered credit card permanently you would need to write to the bank. You can also call the Standard Chartered customer care helpline and request assistance with permanently closing your account.