Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card

About Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card

DBS Bank in partnership with Bajaj Finance Limited offers you the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card. Issued by the Development Bank of Singapore Limited, the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card is a co-branded credit card that provides you numerous benefits such as reward points, waiver on fuel surcharge and annual fee, lounge access, special discounts, membership benefits and much more. 

At an annual fee of Rs.999 in addition to GST, you can enjoy multiple features offered by the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card. With a card so advanced and beneficial, you can now unleash your inner shopaholic and live a life free of any worries pertaining to falling short of funds to make your payments.

Key Highlights of the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card

Given below are the key highlights of the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card:

• The Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card offers a welcome bonus of 4,000 cash points.

• On every Rs.200 spent, a reward of 2 cash points will be given.

• On achieving the Rs.10,000 spending limit in a month, you can get up to 5X rewards. In terms of cash points, this will add up to a maximum of 3000 cash points. 

• On purchases made on the DBS and BFL app, you can get rewards of up to 10X, that will help you earn an additional 3000 cash points.

• On reaching a certain target on your spending, you can get a waiver on the annual fee for the next year. 

• Subscriptions on partnered platforms made through the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card are eligible for exclusive discounts.

• Payments for fuel made using the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card qualify for a fuel surcharge waiver. 

• Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card also offers complimentary airport lounge access.

• Complimentary pre-activated membership, which will be valid for 12 months, to access benefits such as online consultations, bookings, discounts and more provided by the Bajaj Finserv Health app can be available to Bajaj Finserv DBS Bank 5X Plus Rewards Credit Cardholders. 

Features and Benefits of the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card

The features and benefits of the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card are stated below:

1. Reward earnings:

• 1X Rewards: Every Rs.200 that is spent by the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Cardholder excluding cash withdrawals and money spent on fuel will earn 2 cash points. 
• 5X Rewards: On reaching the specified target of Rs.10,000 every month, you will earn 5X rewards. Although cash withdrawal and money spent on fuel will not be eligible for the reward, they will be considered while calculating the monthly milestone. Post the 1X reward earning, with an exclusion of cash withdrawal, money spent on fuel and spendings that qualify under the 10X rewards for accelerated earnings, every Rs.200 spent will earn an additional 8 cash points. Per month, the maximum cash points that you can earn will be restricted to a total of 3000 cash points. 
• 10X Rewards: Spendings on the rewards platform within the DBS Card+ IN app will qualify for 10X rewards. Additionally, on every Rs.200 that you spend beyond the 1X reward earnings,18 cash points will be credited to your account. The maximum reward points that you can earn per month are limited to a total of 3000 points. 

2. Welcome bonus:

On the payment of the joining fee for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card and the very first transaction initiated by you, 4000 cash points will be awarded as a welcome bonus. Only the first payment made within 60 days of the card’s issuance will be valid for the bonus. You will not be able to swap this welcome bonus from a pre-existing Bajaj Finserv DBS Bank Super Card to a new one. 

3. Fuel surcharge waiver:

Through the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you can get a waiver of 1% in addition to GST on fuel transaction charges. This is only valid for transactions between Rs.400 and Rs.4,000. The maximum waiver that you can expect on fuel surcharge per statement will be Rs.100. 

4. Membership benefit:

If you purchase memberships that are eligible for cash points on the DBS Cards+ IN app, you can earn a maximum of up to 2000 cash points. This is equivalent to a discount of up to 20%. 

5. Redemption of reward points:

There are three ways to redeem your reward points. They are as follows:

• Gift vouchers can be redeemed through the DBS Cards+ IN app

• Reward points against hotel bookings can be redeemed through the DBS Cards+ IN app.

For any additional queries on the redemption of reward points or the terms and conditions, you can visit www.go.dbs.com/rewardsredemption

Membership of Bajaj Finserv Health Prime on the Bajaj Health App:

The Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card provides you with a complimentary membership of Bajaj Finserv Health Prime valid for a period of 12 months from the date of registration that will help cover your medical requirements.This entails a number of benefits such as a discount of up to 20% on medicines and pharmaceutical purchases, teleconsultations with specialised doctors, health check-ups and more that will be renewed every year post the payment of fees. Through this membership you will be able to get benefits of up to Rs.1,000. The first three teleconsultations will be charged a minimum cost of Rs.75. Additionally, you can get a discount of up to 10% at network hospitals.

• Subscription discounts:

If you make payments at network platforms through your Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you will be eligible for an exclusive discount of 20% per year. This refers to a maximum of 2000 cash points every year. Subscriptions on platforms such as India Today, Wall Street Journal, BB Star, Hotstar, Eros Now, Hindustan Times, ET Prime, Times Prime, Zomato Pro, Reader’s Digest, Bloomberg Quint, Gaana Plus, SonyLiv, Livemint, Zee5, Business Today, and MediBuddy qualify for this discount. 

• Hassle-free EMI conversion:

Payments of Rs.2,500 and above through the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card can be converted into EMIs to make them affordable for you. 

• Lounge access benefits:

Through the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, every quarter, you will be eligible for one complimentary lounge access at domestic airports. 

The terms and conditions for lounge access at airports can be found at www.go.dbs.com/CCbenefits.

• Cash points on DBS Delights:

On purchases that you make on the DBS Delights platform, you can earn cash points of up to 10X. Through this you will be able to multiply your rewards, redeem the cash points that you earn and continue shopping seamlessly. 

• Bajaj Finserv EMI Network Savings:

If you make loan down payments at network stores or EMI marketplaces partnered with Bajaj Finance, you can get a cashback of up to 5%. 

• Interest-free withdrawal of cash:

You will be able to withdraw cash using the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card from any ATM of your choice without any interest for the first 50 days post your card’s issuance. 

• Contactless payments:

Through the tap and pay feature of the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you can now pay without any contact. 

• Annual fee waiver:

If your spendings using the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card exceeds Rs.75,000 or more in a year, you will be exempted from paying the annual card fee for the following year. 

Eligibility Criteria and Documents Required for Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card

In order to be eligible for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card you will be required to meet the following criteria:

• You must be a legal resident of India.

• Your credit score has to be 720 points or more. 

• You must belong to the age group between 21 to 70 years. 

• You must have a stable source of income.

Below mentioned are the documents that you would need to submit to be eligible for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card:

The prime document that you would be required to submit is the Aadhaar Card. The Aadhaar number is essential in order to complete the biometric verification process or the KYC in video format. 

Hard copies of documents are not generally asked for. But in cases where there is a need for further authentication, the following documents might be required:

• Passport

• Marriage certificate

• PAN Card

• Gazette certificate

How to Apply for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card

You will need to follow the steps provided below to apply for the 5X Plus Rewards credit card :

• Step 1: Click on “Apply Now” on the product page. 
• Step 2: Type your contact number and click on “Generate OTP” . 
• Step 3: You will receive an OTP on your registered mobile number. 
• Step 4: Provide the OTP and check if you have received any offer from Bajaj Finserv DBS Bank credit card.
• Step 5: If you have received an offer, pick the card you wish to apply for and enter the details asked on the application form. 
• Step 6: Finish your KYC process.
• Step7: Once you complete the procedure, your card will be ready for use. All you need to do is use the Bajaj Finserv or the DBS Card+ IN app and activate your credit card. 

Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card Customer Care Details

For any queries regarding your Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you can reach out to the customer care services through any of the ways mentioned below:

• Contact number: 1860 267 6789

• Email: supercardcare@dbs.com

Similar Credit Card Offered By DBS Bank

Yet another credit card offered by Bajaj Finserv in collaboration with DBS Bank that is similar to Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card is the DBS Bank 5X Rewards credit card. 

The features of both these credit cards are quite similar to each other with a few exceptions. The exceptions are as follows:

• The annual fee for the DBS Bank 5X Rewards credit card is Rs.499 + GST. 

• The first transaction that you make through your DBS Bank 5X Rewards credit card will qualify for a welcome bonus of 2,000 cash points. 

• The annual fee waiver is applicable on spending Rs.50,000 or above in a given year.