DBS Bank in partnership with Bajaj Finance Limited offers you the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card. Issued by the Development Bank of Singapore Limited, the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card is a co-branded credit card that provides you numerous benefits such as reward points, waiver on fuel surcharge and annual fee, lounge access, special discounts, membership benefits and much more.
At an annual fee of Rs.999 in addition to GST, you can enjoy multiple features offered by the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card. With a card so advanced and beneficial, you can now unleash your inner shopaholic and live a life free of any worries pertaining to falling short of funds to make your payments.
Given below are the key highlights of the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card:
The Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card offers a welcome bonus of 4,000 cash points.
On every Rs.200 spent, a reward of 2 cash points will be given.
On achieving the Rs.10,000 spending limit in a month, you can get up to 5X rewards. In terms of cash points, this will add up to a maximum of 3000 cash points.
On purchases made on the DBS and BFL app, you can get rewards of up to 10X, that will help you earn an additional 3000 cash points.
On reaching a certain target on your spending, you can get a waiver on the annual fee for the next year.
Subscriptions on partnered platforms made through the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card are eligible for exclusive discounts.
Payments for fuel made using the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card qualify for a fuel surcharge waiver.
Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card also offers complimentary airport lounge access.
Complimentary pre-activated membership, which will be valid for 12 months, to access benefits such as online consultations, bookings, discounts and more provided by the Bajaj Finserv Health app can be available to Bajaj Finserv DBS Bank 5X Plus Rewards Credit Cardholders.
The features and benefits of the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card are stated below:
On the payment of the joining fee for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card and the very first transaction initiated by you, 4000 cash points will be awarded as a welcome bonus. Only the first payment made within 60 days of the card’s issuance will be valid for the bonus. You will not be able to swap this welcome bonus from a pre-existing Bajaj Finserv DBS Bank Super Card to a new one.
Through the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you can get a waiver of 1% in addition to GST on fuel transaction charges. This is only valid for transactions between Rs.400 and Rs.4,000. The maximum waiver that you can expect on fuel surcharge per statement will be Rs.100.
If you purchase memberships that are eligible for cash points on the DBS Cards+ IN app, you can earn a maximum of up to 2000 cash points. This is equivalent to a discount of up to 20%.
There are three ways to redeem your reward points. They are as follows:
Gift vouchers can be redeemed through the DBS Cards+ IN app
Reward points against hotel bookings can be redeemed through the DBS Cards+ IN app.
For any additional queries on the redemption of reward points or the terms and conditions, you can visit www.go.dbs.com/rewardsredemption
The Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card provides you with a complimentary membership of Bajaj Finserv Health Prime valid for a period of 12 months from the date of registration that will help cover your medical requirements.This entails a number of benefits such as a discount of up to 20% on medicines and pharmaceutical purchases, teleconsultations with specialised doctors, health check-ups and more that will be renewed every year post the payment of fees. Through this membership you will be able to get benefits of up to Rs.1,000. The first three teleconsultations will be charged a minimum cost of Rs.75. Additionally, you can get a discount of up to 10% at network hospitals.
If you make payments at network platforms through your Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you will be eligible for an exclusive discount of 20% per year. This refers to a maximum of 2000 cash points every year. Subscriptions on platforms such as India Today, Wall Street Journal, BB Star, Hotstar, Eros Now, Hindustan Times, ET Prime, Times Prime, Zomato Pro, Reader’s Digest, Bloomberg Quint, Gaana Plus, SonyLiv, Livemint, Zee5, Business Today, and MediBuddy qualify for this discount.
Payments of Rs.2,500 and above through the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card can be converted into EMIs to make them affordable for you.
Through the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, every quarter, you will be eligible for one complimentary lounge access at domestic airports.
The terms and conditions for lounge access at airports can be found at www.go.dbs.com/CCbenefits.
On purchases that you make on the DBS Delights platform, you can earn cash points of up to 10X. Through this you will be able to multiply your rewards, redeem the cash points that you earn and continue shopping seamlessly.
If you make loan down payments at network stores or EMI marketplaces partnered with Bajaj Finance, you can get a cashback of up to 5%.
You will be able to withdraw cash using the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card from any ATM of your choice without any interest for the first 50 days post your card’s issuance.
Through the tap and pay feature of the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you can now pay without any contact.
If your spendings using the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card exceeds Rs.75,000 or more in a year, you will be exempted from paying the annual card fee for the following year.
In order to be eligible for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card you will be required to meet the following criteria:
You must be a legal resident of India.
Your credit score has to be 720 points or more.
You must belong to the age group between 21 to 70 years.
You must have a stable source of income.
Below mentioned are the documents that you would need to submit to be eligible for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card:
The prime document that you would be required to submit is the Aadhaar Card. The Aadhaar number is essential in order to complete the biometric verification process or the KYC in video format.
Hard copies of documents are not generally asked for. But in cases where there is a need for further authentication, the following documents might be required:
Passport
Marriage certificate
PAN Card
Gazette certificate
You will need to follow the steps provided below to apply for the 5X Plus Rewards credit card :
For any queries regarding your Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you can reach out to the customer care services through any of the ways mentioned below:
Contact number: 1860 267 6789
Email: supercardcare@dbs.com
Yet another credit card offered by Bajaj Finserv in collaboration with DBS Bank that is similar to Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card is the DBS Bank 5X Rewards credit card.
The features of both these credit cards are quite similar to each other with a few exceptions. The exceptions are as follows:
The annual fee for the DBS Bank 5X Rewards credit card is Rs.499 + GST.
The first transaction that you make through your DBS Bank 5X Rewards credit card will qualify for a welcome bonus of 2,000 cash points.
The annual fee waiver is applicable on spending Rs.50,000 or above in a given year.
One of the most essential documents for the application of the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card is the Aadhaar Card. Proceeding without an Aadhaar number is not plausible and may result in a delay.
The annual charge for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card is Rs.999 which is not inclusive of GST. Furthermore, if your cash point balance is negative while you decide to close your account, the reward points will be converted to debit in the credit card statement which you will have to pay in addition to other dues, if any. Rs.20 paisa will be charged per cash point while calculating the reverse debit.
The process to apply for the 5X Plus Rewards credit card is quite simple. All you need to do is visit the official website of the credit card and enter your mobile number. Once you receive the OTP, you will need to check if you have received any offer from the credit card providers. If yes, select the card of your choice and fill in the form for application. Post that complete your KYC and activate the credit card through the Bajaj Finserv or the DBS Card+ IN app.
Apart from handling your daily credit needs, the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card also assists you with requirements for emergency cash. Other than this, you also get features such as accelerated rewards, complimentary membership on healthcare, cashbacks, easy EMI conversions, interest-free withdrawal of cash, lounge access benefits, subscription discounts, fuel surcharge waivers and so on.
The criteria to be eligible for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card is quite simple. You would need to be an Indian resident between the age of 21 to 70 years and maintain a credit score of 720 points or more.
Other than the cash points that you usually earn on your purchases through the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you can also earn cash points of up to 5X on exceeding the monthly milestone of Rs.10,000.
In the event of any loss, damage or theft of your Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card, you would be advised to block your credit card immediately. Given below are the steps through which you can block your credit card:
Go to the DBS Card+ IN app
Click on the “Settings” option on the dashboard
You can choose between options such as “Report lost or stolen” and/or “Replace damaged card”
You can block your credit card and request for a reissue or replacement of the card.
Yes, you can change the PIN of your Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card using the following steps:
Go to the DBS Card+ IN app.
Click on “Settings” and select the “Change Card PIN” option to reset the PIN.
Once you apply for the 5X Plus Rewards credit card it will take about 7 days from the approval date of your credit card application for it to be delivered to you. You will be notified of your application’s approval and the card will be dispatched to the address provided by you.
The documents that you would need to provide to apply for the 5X Plus Rewards credit card are as follows:
Aadhaar Card
Marriage certificate
Passport
PAN Card
Gazette certificate