HDFC Credit Card Payment

How to Make HDFC Credit Card Payment?

Spending on an HDFC Bank credit card is extremely rewarding; however, to keep the card active and avoid unnecessary charges, it is critical to pay your dues on time. Luckily, HDFC Bank offers several online and offline modes of credit card bill payment. Depending on whether you are an HDFC Bank account holder or not, you can select the ideal HDFC credit card payment method for yourself.

How Can HDFC Bank Account Holders Make HDFC Credit Card Payment Online?

HDFC Bank credit card online payment can be made conveniently from your HDFC Bank account. If you have an active HDFC Bank savings/current account, you can choose to pay your bill using any of the HDFC credit card payment options mentioned below.

HDFC CC Payment Online via Internet Banking

• Go to the HDFC Bank netbanking portal.
• Login using your credentials.
• Go to the ‘Cards’ section and choose the credit card for which you wish to pay the HDFC Bank credit card bill.
• Click on ‘Pay’.
• Select or enter the amount you wish to pay, i.e., total HDFC Bank credit card outstanding bill due, minimum due, or a preferred amount.
• Click on ‘Pay’.

Once the request is processed, the HDFC credit card bill amount will be deducted from your HDFC Bank savings/current account and credited to your HDFC Bank credit card account.

HDFC CC Bill Payment via HDFC Bank Mobile App

• Download the HDFC Bank mobile app from Google PlayStore or Apple App Store.
• Register or login using your credentials.
• Under the ‘Credit Card’ tab, click on ‘Credit Card Payment’.
• Select the credit card and the account for HDFC credit card bill payment.
• Select or enter the amount you wish to pay, i.e., total outstanding bill due, minimum due, or a custom amount.
• Click on ‘Pay’.

Once the request is processed, the HDFC credit card bill amount will be deducted from your HDFC Bank savings/current account and credited to your HDFC Bank credit card account.

HDFC Bank Credit Card Bill Payment Online Through Visa CardPay

• Go to the HDFC Bank netbanking portal.
• Login using your credentials.
• Under 'Fund Transfer', click on 'Transact'.
• Choose 'Visa CardPay' as your mode of HDFC Bank CC payment.
• Fill in all the details and click on 'Continue' to complete the transaction.

HDFC Bank Credit Card Bill Payment Through Standing Instructions

• Go to the HDFC Bank netbanking portal.
• Login using your credentials.
• Under the ‘Cards’ tab, click on ‘Credit Cards’.
• Click on 'Request' and choose 'Autopay Register'.
• Enter the details and click on 'Confirm'.

You would get an acknowledgement message once the bank receives your request. Now, the bank will automatically deduct the total or minimum amount, due based on the standing instructions set by you, on a specific date every month.

How to Make HDFC Credit Card Payment Online From Other Bank Account?

You can pay your HDFC Bank credit card bill online from your non-HDFC bank account too. Here is how:

HDFC Bank Credit Card Payment Through NEFT

• Go to your bank’s netbanking portal
• Login using your credentials.
• Select ‘NEFT’ from the ‘Funds Transfer’ tab.
• Click on ‘Add Beneficiary’ to fill in the HDFC bank credit card NEFT details (The ‘Beneficiary Account Number’ will be your HDFC credit card number, the ‘Beneficiary Name’ would be the name on the card, and the ‘IFSC Code’ would be HDFC0000128).
• After you have successfully added the beneficiary, enter the HDFC credit bill amount.
• Confirm the details, accept the terms and conditions, and click on ‘Pay’.

HDFC Credit Payment Online Through RTGS

• Go to your bank’s netbanking portal.
• Login using your credentials.
• Select ‘RTGS’ from the ‘Funds Transfer’ tab.
• Click on ‘Add Beneficiary’ to fill in the HDFC Bank credit card details (The ‘Beneficiary Account Number’ will be your HDFC Bank credit card number, the ‘Beneficiary Name’ will be the name on the card, and the ‘IFSC Code’ will be HDFC0000128).
• Select the ‘Beneficiary’ and enter the bill amount to be paid.
• Confirm the details, accept the terms and conditions, and click on ‘Pay’.

HDFC Credit Bill Payment Online Through BillDesk

• Go to the HDFC Credit Card BillDesk page.
• Enter your HDFC Bank credit card number, your registered email ID, and the due amount to be paid.
• From the list, select the bank from which you wish to make the HDFC credit card bill payment.
• Once redirected to your preferred bank’s netbanking page, log in using your credentials.
• Check the details and validate the payment via OTP.
• Click on ‘Pay’.

HDFC Credit Card Bill Payment Online Through UPI

• Login to your bank’s mobile banking app.
• Click on the ‘UPI’ tab.
• Create a UPI ID and link it to your account number.
• Once the UPI ID is set, log in to your bank’s mobile banking app again.
• Select the ‘Pay’ option and click on ‘UPI Payment’.
• Click on the ‘Pay via UPI ID’ option under the ‘Send Money’ tab.
• Enter the amount to be paid along with the remarks and click on ‘Pay’.

What is the Processing Time for Each HDFC Credit Card Bill Payment Method?

The processing time varies for different HDFC credit card bill payment options. It is, therefore, crucial that you choose the mode based on the number of days you have in hand before the last HDFC credit card bill payment due date. This cognisance will allow you to avoid the HDFC credit card charges for late payment while also keeping your credit score in check.

Below is a list of the different HDFC Bank credit card payment options along with their associated processing time.

How to Make HDFC Credit Card Bill Payment Offline?

If you are unable to pay your HDFC CC bill online, you can opt to pay it using any of the offline payment methods mentioned below.

HDFC Credit Card Payment through ATM

Once the HDFC Bank credit card billing cycle is complete and the bill has been generated, you can pay the amount due through an HDFC Bank ATM. For this, you would need to visit the ATM and transfer the billed amount from your HDFC Bank savings/current account to your HDFC Bank credit card account.

HDFC Credit Card Bill Payment by Cash

HDFC Bank also offers you the option to visit your nearby HDFC Bank branch and pay your credit card bill in cash. However, the bank will charge you ₹100 for this service.

HDFC Credit Card Bill Payment through Cheque

You can also pay your HDFC credit card bill using a cheque. You need to draw the cheque in favour of your credit card account, for the bill amount due, and drop the same at any of the ATM drop boxes available across India. Remember to mention your HDFC Bank credit card number, your name, and phone number on the back of the cheque. It usually takes three working days for the cheque to clear and complete the payment process.

In case of any issues related to your bill payment, you can contact the HDFC Bank credit card customer care.