HDFC Credit Card Payment

2. National Electronic Funds Transfer (NEFT)

• Log in to your net banking account

• Choose ‘NEFT’ under the ‘Funds Transfer’ tab

• Click on ‘Add Beneficiary’ and enter in required details

• Type in the outstanding credit card due amount

• Review details and complete the payment

3. Real Time Gross Settlement (RTGS)

• Log in to your net banking account

• Choose ‘RTGS’ under the ‘Funds Transfer’ tab

• Click on ‘Add Beneficiary’ and type in required details

• Enter in the outstanding amount

• Review details and complete the payment

4. BillDesk 

• Go to the HDFC Bank credit card BillDesk page

• Enter in all the required details

• Choose the bank account through which you’d like to make the payment

• You’ll be redirected to the bank’s page, log in using your credentials

• Complete the payment by validating the OTP

5. UPI

• Login to your bank’s mobile banking app

• Click on the ‘UPI’ tab

• Create a UPI ID and link it to your account number

• Once the UPI ID is set, log in to your bank’s mobile banking app again

• Select the ‘Pay’ option and click on ‘UPI Payment’

• Click on the ‘Pay via UPI ID’ option under the ‘Send Money’ tab

• Enter the amount to be paid, along with the remarks and click on ‘Pay’

6. Mobile Banking App 

• Log in to the HDFC mobile app  

• Choose the ‘Pay’ option under ‘Menu’

• From the available options, select 'Cards' to view registered credit and debit cards

• Select the desired credit card for payment

• Click on the 'Pay' option and complete the payment

7. Autopay Option

• Log in to your net banking account

• Navigate to the cards section, where you can find your registered credit cards

• Click on 'Request' under the credit cards section on the left-hand side of the screen, then choose 'Autopay Register’

• Provide the necessary details

• Select 'Continue,' and then click 'Confirm’

• A confirmation message will appear on the screen

For this, you would need to visit the ATM and transfer the billed amount from your HDFC Bank savings/current account to your HDFC Bank credit card account.

2. HDFC Bank Credit Card Bill Payment by Cash

HDFC Bank also offers you the option to visit your nearby HDFC Bank branch and pay your credit card bill in cash. However, the bank will charge you ₹100 for this service.

3. HDFC Bank Credit Card Bill Payment through Cheque

You can also pay your HDFC Bank credit card bill using a cheque. You need to draw the cheque in favour of your credit card account, for the bill amount due. Then, you can drop off the same at any of the HDFC Bank ATM drop boxes available across India. Remember to mention your HDFC Bank credit card number, your name, and phone number on the back of the cheque. It usually takes three working days for the cheque to clear and complete the payment process.

In case of any issues related to your bill payment, you can contact the HDFC Bank credit card customer care.

4. HDFC Bank Credit Card Bill Payment Through Standing Instructions

By registering for autopay through your HDFC Bank account, you can establish standing instructions. The bank will follow your specified instructions and deduct either the minimum amount due or the entire outstanding balance on your credit card each month. 

You won't have to worry about making a late credit card payment, as the bank will take care of it for you on the specified date during the billing cycle. It is important for customers to keep in mind that maintaining the appropriate balance in their account is crucial to take advantage of this service

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