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Your credit card statement is generated by the bank every month against your active HDFC Bank Credit Card. This document contains all the details of your credit card account and the billing amount for a particular cycle. These periodically generated statements can help you check your finances more regularly.

How to Check the HDFC Bank Credit Card Statement

You can view your HDFC Bank Credit Card statement online using any of the methods mentioned below:

1. Check the HDFC Bank Credit Card Statement Online via Net Banking

Here are the steps you can follow to check your Credit Card statement online:

  1. Log into your HDFC Bank net banking account

  2. Go to the 'Cards' section and select 'Enquire'

  3. Click on the 'View Statement' option

  4. Select the credit card for which you want to check the statement and click 'View'

  5. Step 5: Now Download the statement using the 'Click to View/Download' option


You can also check the statement via the mobile banking app with the same steps.

2. Check HDFC Bank Credit Card Online Statement via the Mobile App

After downloading the HDFC Bank mobile banking app, the first step is to complete the registration process.  Once done, follow the given process to view your HDFC Bank Credit Card statement PDF file.

  1. Log in to your HDFC Bank mobile banking app

  2. Click on the ‘Credit Card’ tab and select your card

  3. Choose ‘Download Bill Statement’ under the ‘Actions’ tab

  4. Select the month for which you want to view the HDFC Bank Credit Card statement online

  5. Click on the download option to save your file

3. Get the HDFC Bank Credit Card Statement from a Bank Branch

Visit your nearest HDFC Bank branch and request the bank representative for a copy of your HDFC Bank Credit Card statement. Fill out a form and submit it. After processing your details, you will get your credit card statement. 

4. Get the HDFC Bank Credit Card Statement via Post

You can also request the bank to send your HDFC Bank Credit Card statement every month by post. For this, you have to provide a valid correspondence address while placing the request. The bank sends you the HDFC Bank Credit Card statement at the same address every month.

How to Download Your HDFC Bank Credit Card Statement

If you want to download your HDFC Bank Credit Card statement, log in to the HDFC Bank website with your net banking credentials. You may also download the statement using the mobile application. Here are a few ways to download the statement.

1. Download the Statement Through Net Banking:

Here are the steps to download your HDFC Bank Credit Card statement with your net banking credentials. 

  1. Log in to the HDFC net banking portal 

  2. Under the ‘Cards’ select ‘Enquire’ 

  3. Click on ‘View Statement’

  4. Select the card and the time period for the statement

  5. Click on ‘View/Download’ to download the HDFC Bank Credit Card statement PDF

2. Download the Statement via Mobile Banking

To get the HDFC Bank Credit Card statement on your smartphone, you must download the HDFC Bank MobileBanking App. Follow the process given below.

  1. Go to the ‘Credit Card’ section

  2. Select the ‘Download Bill Statement’ option 

  3. Select the preferred month for your credit card statement

  4. Click on ‘Download’ 


Note that the HDFC Bank Credit Card e-statement is password-protected. So, enter the password combination (as mentioned in the email) to view your statement.

How to Switch to HDFC Bank Credit Card e-Statement

The registration process is straightforward and completely free. There are two simple ways in which to register:

Via NetBanking:

  1. Log in to NetBanking using your NetBanking ID and Password.

  2. Navigate to the "Request" section under the "Accounts" tab and click on "Email Statement."

  3. Follow the provided instructions to complete the registration.

Via HDFC Branch Bank:

Visit your local HDFC branch to register for email statements in person.

Via PhoneBanking:

Contact our PhoneBanking services to easily register for email statements.

How to Understand Your HDFC Bank Credit Card Statement Better

Your HDFC Bank Credit Card statement contains all the relevant information related to your credit card. Thus, it is essential that you pay close attention to the details included in the statement. Here is a quick breakdown of the information you will find in your credit card statement.

  • Statement Period: You can locate the statement period in the top right-hand corner of the statement. This indicates the duration for which you must make the credit card payment.

  • Payment Due Date: The payment due date is the deadline for paying the minimum or total amount due on your credit card. Missing this date can result in late fees and interest charges and may negatively impact your credit score.  Typically, you will have 20-25 days from the HDFC Bank Credit Card bill generation date to make the payment.

  • Total Amount Due: Total amount due includes all purchases made using the HDFC Bank Credit Card during the statement period. You must pay the total amount due on or before the due date to avoid interest charges.

  • Minimum Amount Due: If you cannot pay the total amount due, you must at least pay 5% of the total outstanding amount. This is the minimum amount you are required to pay before the due date to avoid late payment charges and other penalties.

  • Closing Balance: The closing balance on a credit card statement is the outstanding balance on your account at the end of a billing cycle. It includes purchases, cash advances, fees, and interest charges. This balance must be paid in full by the due date to avoid penalties and interest charges.

  • Interest-free Period: You are not charged interest on the payments made between the transaction date and the payment due date. This is known as the interest-free period.

  • Current Outstanding Balance: The current outstanding balance on a credit card is the total amount you must pay to the bank at any given time. You have to consider the old balance from the previous month while calculating the current outstanding balance.

  • Transaction History: All transactions made during the billing cycle are included in the transaction history section. This provides a detailed view of all transactions made during this period.

  • Reward Points: The reward points section on the HDFC Bank Credit Card statement includes a summary of the rewards you earned and redeemed during the statement period.

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The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Frequently Asked Questions

What is the frequency of e-statements for HDFC Bank Credit Cards?

You are given access to an HDFC Bank Credit Card e-statement or electronic statement at regular intervals of 30 days.

Can I still receive physical credit card statements if I choose e-statements?

Physical statements are no longer issued when you request an online credit card statement.

How can I obtain an HDFC Bank Credit Card statement via SMS?

You can access the HDFC Bank Credit Card statement by sending your request to 7308080808, free of cost. The best part is there is no need to remember long, pre-defined KWs, as their AI technology will understand your exact requirement.

How can I check my HDFC Bank Credit Card unbilled statement?

You can check the unbilled statement using net banking or the mobile app.

How can I correct an error in my credit card statement?

Contact the HDFC Bank customer care number at 1860-267-6161 to report the error in your HDFC Bank Credit Card statement within 30 days. The bank will address and correct the issue in the next monthly statement.

How can I know the HDFC Bank Credit Card statement date?

Your HDFC Bank Credit Card billing date is also known as the statement date. The credit card statement is generated every month on this date and can be found on the first page of your statement.

What is the HDFC Bank Credit Card statement password?

HDFC Bank Credit Card statements are password-protected so that they can be viewed only by authorised personnel. The password typically consists of the first four letters of your name and the last four digits of your credit card.

For example, if your name is Ajay Singh, and the last four digits of your credit card are 0123, your HDFC Bank Credit Card statement’s password will be AJAY0123.

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