my offers

How about checking some pre-approved offers you might be eligible for?

my offers

How about checking some pre-approved offers you might be eligible for?

  • Mobile No.
  • Date of birth

You have a pre approved offer

  • Sum Assured
    Persons Covered
  • Rate

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

We have 02 personalised offers for you

Currently, we do not have a personalized offer for you but don’t be disheartened. Check out our oven fresh deals of the day here!

my offers

Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!

Indusind Bank Credit Card Benefits and Features

**Disclaimer: IndusInd Bank is not a Finserv MARKETS’ partner. Offers would be from partner Banks/NBFCs only.


The IndusInd Bank credit card range spans far and wide in an attempt to cover all the needs and requirements of various types of customers, based on their budgets, income, expenditure and lifestyle habits. Regardless of your income and lifestyle, it is likely that you will find one to suit your needs, making flexibility one of the b biggest IndusInd credit card benefits. While each card has varying offers, rewards and benefits based on the type of credit card it is (cards focus on a variety of factors such as international expenditure, travel, shopping, business, etc).


While this large catalogue provides an obvious benefit, it can also create some confusion, leaving you unsure about which card can suit your needs best. In this article, we will break down the various IndusInd bank credit card benefits and features, so that you have all the tools and information you need to make the correct credit card decision.

IndusInd Credit Card Key Benefits

  1. Welcome Benefits

  2. Upon joining the IndusInd family by becoming an owner of one of their cards, IndusInd wishes to greet you well. As a result, they provide a number of ‘welcome’ benefits that are rewards you can avail of for joining the company’s customer base. From Oberoi Hotels, Vero Moda, Aldo, and EasyDiner to Bata and Montblanc choose from a wide variety of welcome gift merchants.

  3. Travel Plus program

  4. One of the IndusInd credit card benefits is that it offers you access to their Travel plus program at a fee of 5,000 rupees per annum. With this, you no longer have to pay a fee to visit international lounges and get special waivers on lounge usage outside India. Additionally, get lost baggage coverage up to 1 lakh.

  5. Lounges

  6. One of the most highlighted benefits of the IndusInd credit card is the lounge access it allows you. You get access to the Priority Pass Program that allows you access to over 600 airport lounges around the world.

  7. Auto Assist and Fuel Charge waiver

  8. As part of the benefits of IndusInd credit card benefits you receive auto assist that ensures you can avail of help if your car experiences an unexpected breakdown. Additionally, you also receive a 1% fuel surcharge waiver at all fuel stations in the country.

  9. IndusInd Assistance

    • Flight booking assistance.
    • Hotel reservations
    • Exclusive bookings
    • Flowers and gifts
    • Pre-trip assistance.
  10. Rewards

One of the biggest benefits of owning a credit card is the reward points, and IndusInd does not want to fall short of providing it. Earn up to 2 reward points per 100 rupees spent depending on the type of transaction, and redeem these points and expendable money at affiliated vendors.

Features & Benefits of Top 5 IndusInd Credit Cards

  1. IndusInd Bank Platinum Card

    1. The card has a flat joining fee of 3,000. However, if you find the right vendor, you can get a discount on this amount, and in some cases get one without any joining fee at all!

    2. No renewal fees.

    3. Another one of the IndusInd credit card benefits is the free golf lessons that you are eligible for as an IndusInd Bank credit card owner. Select from any of the affiliated golf clubs around the country.

    4. You get exclusive bookings, hotel reservations as well as pre-trip assistance as part of this IndusInd bank credit card benefits.

    5. Insurance against any fraud, theft or unauthorised transactions.

  2. The IndusInd Platinum Credit card offers users a good mix of functionality and luxury. Ideal for those who are frequent travellers and are looking to get said IndusInd Bank credit card benefits, the IndusInd Bank Platinum card offers more benefits, higher reward points, and the ability to enjoy your travels while earning benefits as you go.

  3. IndusInd Bank Signature Legend Credit Card

    1. The card has a joining fee of 5,000 rupees.

    2. You receive one reward point for every 100 rupees you spend/2 reward points for the weekends.

    3. If you spend 6L within a year from the issue date of the card, you receive 4,000 extra special bonus reward points as another one of the benefits of IndusInd Bank credit card.

    4. Golf privileges are included.

    5. 24-hour signature concierge service.

    6. Auto assist.

    7. “Total Protect Program” to ensure you are completely covered against fraud or unauthorized use of your card.

    8. Personal air accident insurance.

  4. The IndusInd Bank Signature Legend credit card also offers similar benefits vis a vis travelling, shopping and dining, and is a premium credit card offering by IndusInd.

  5. IndusInd Bank Nexxt Credit Card

    1. You receive two free movie tickets with this card.

    2. Select from a range of welcome gifts, from EazyDiner discounts to a stay at any of the Oberoi hotels.

    3. One of the other IndusInd Nexxt card benefits is that you can simply tap it at the POS if contactless payment is enabled.

  6. The IndusInd Nexxt Credit card is India’s first interactive credit card, complete with built-in LEDs and ample payment flexibility.

  7. IndusInd Iconia Amex Credit Card

    1. Get up to 2 reward points for every 100 rupees spent on domestic/international transactions.

    2. Access to the Airport Lounge.

    3. Complimentary travel insurance, air accident cover and Travel Protect.

    4. Complimentary golf as usual.

    5. Movie offers through BookMyShow.

    6. This card has an annual fee of 3500, and an annual interest rate of 46%pa (3.83% monthly).

  8. This IndusInd credit card is offered in partnership with American Express.

  9. IndusInd Pinnacle Credit Card

As the name suggests, this IndusInd card aims to offer the very pinnacle of luxury.

  1. Get 2.5 points on every 100 rupees spent on e-commerce or airline expenditure.

  2. Get a stay at any of the Oberoi hotels as part of the ‘Pinnacle Welcome’ plan.

  3. Get private golf lessons.

  4. Complimentary movie tickets three times a month.

  5. Make savings on fuel charges.


  • ✔️What are the benefits of my Indusind credit card?

    Rewards for spending using the IndusInd card include :


    • Travel insurance.

    • Fuel surcharge waivers.

    • Complimentary Golfing lessons.

    • Travel Plus Program.

    • Access to IndusInd Assurance.

    • Welcome Benefits. 

  • ✔️What are the features of my Indusind credit card?

    Features and benefits of IndusInd Bank credit card will vary on a card to card basis. Visit their website to browse the catalogue of cards. Some features such as reward points, movie tickets and welcome offers, however, are constant.