The IndusInd Bank Credit Card billing cycle is the interval between two successive statement dates. A clear understanding of this cycle enables timely repayment, helps avoid additional interest charges, and supports the maintenance of a strong credit profile.
Your IndusInd Bank Credit Card monthly statement provides key details of your billing cycle, including the start date, end date, and total duration. You can view this statement through various online and offline channels, which helps you track expenses, plan repayments, and maintain better control over your credit usage.
Visit the official IndusInd Bank website and click on ‘Login’
Log in to IndusNet with your username and password
Go to the ‘Credit Cards’ section and select ‘View Statement’
Choose a previous statement or set a date range
Click on ‘Get Statement’ to download it in PDF format
Install the INDIE App and log in
Navigate to the ‘Credit Card Dashboard’ section
View or download your statement
Register for the e-statement facility to receive your monthly credit card statements directly at your registered email address
Visit the official IndusInd Bank website and navigate to the ‘E-statement Registration’ section
Enter your details, including your name, credit card number, and customer ID
Accept the terms and conditions and click on ‘Submit’ to complete the registration
Call the IndusInd Bank customer care team and request your credit card statement.
From India: 1860 267 7777
From Abroad: 022 6857 7777 / 022 4220 7777 / 022 4406 6666
The bank will share your statement after completing the necessary verification.
Visit the nearest IndusInd Bank branch
Request your credit card statement from the bank representative
Provide the required identity documents for verification to receive your statement
Paying your IndusInd Bank Credit Card bill is simple, with multiple online and offline options. You can choose any of the following methods that suits you:
Go to the official IndusInd Bank website
Click on the ‘Login’ button on the homepage. Select ‘Login’ if you’re an existing user or ‘Register’ to create a new account
Navigate to the ‘IndusInd Credit Card Payment’ option after logging in
Pay the bill via your IndusInd Bank savings account or any other account via NEFT, RTGS, or IMPS
Open the INDIE App and log in to your account
Go to the ‘Credit Card Dashboard’ section
Click on the ‘Pay Bill’ option
Pay the bill using a method of your choice
Confirm the details and complete the transaction
Log in to your IndusNet internet banking account
Navigate to the ‘Cards’ section in the main menu
Click on the ‘Make a Credit Card Payment’ option
Select ‘IndusInd Credit Card Payment’
Tap on the ‘Transfer to own IndusInd Credit Card’ option
Choose the ‘Recurring’ option to enable auto debit
Enter the required payment details and confirm to activate the facility
Go to the SWIFTPAY facility page to pay your IndusInd Bank Credit Card bill
Type in your credit card number, re-enter it, and provide your email address and mobile number
Click on ‘Proceed’ to go to the payment gateway page
Select your preferred payment mode and make the payment
Visit the IndusInd Bank website and click on the ‘Reach Us’ button
Click on the ‘Locate Us’ option from the dropdown
Enter your city name to view details of the nearest branch
Issue a cheque or prepare a demand draft in favour of ‘IndusInd Bank Credit Card No. XXXX XXXX XXXX XXXX’
Write your full name and mobile number on the reverse side of the cheque or draft
Attach the detachable payment slip from your credit card statement along with the cheque or draft
Drop the cheque or draft in the designated dropbox available at any IndusInd Bank ATM
You can find the nearest ATM by selecting the ‘Locate Us’ option under the ‘Reach Us’ tab on the IndusInd Bank website.
The due date for your IndusInd Bank Credit Card is the last date to pay at least the minimum amount due. The exact date varies depending on your billing cycle and is always mentioned in your monthly credit card statement.
Paying on or before this date helps you avoid late payment charges and interest. Here are ways to find out your credit card due date:
Each month, you receive a statement that lists your transactions, outstanding balance, and the payment due date.
Log in to IndusNet and go to the credit card section to view your balance, available credit, and due date.
Sign in to the INDIE mobile app to check your due date with just a few taps. You can also enable reminders.
Call IndusInd Bank customer care to know your due date or get help with different ways to track it.
If you miss paying your IndusInd Bank Credit Card bill by the due date, a late payment fee is applied based on the outstanding balance, as shown below:
Total Amount Due / Statement Balance |
Late Payment Charges |
---|---|
Up to ₹100 |
Nil |
₹101 – ₹500 |
₹100 |
₹501 – ₹1,000 |
₹350 |
₹1,001 – ₹10,000 |
₹550 |
₹10,001 – ₹25,000 |
₹800 |
₹25,001 – ₹50,000 |
₹1,100 |
Above ₹50,000 |
₹1,300 |
Disclaimer: The above-mentioned fees and charges are subject to change.
You can check your IndusInd Bank Credit Card billing cycle in your monthly statement. The statement is available through multiple online and offline channels, such as:
Net Banking (IndusNet)
Mobile App (INDIE)
E-statement Registration
Customer Care
Visiting the nearest IndusInd Bank branch
Paying your credit card bill at least three days before the due date helps you avoid late payment charges and interest, safeguards your credit score, and ensures your available credit limit is restored sooner.
You can check your IndusInd Bank Credit Card limit easily through your monthly statement. It is usually displayed along with your available balance and recent transactions.