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IndusInd Bank Credit Card Billing Cycle

The IndusInd Bank Credit Card billing cycle is the interval between two successive statement dates. A clear understanding of this cycle enables timely repayment, helps avoid additional interest charges, and supports the maintenance of a strong credit profile.

How Do I Check My IndusInd Bank Credit Card Billing Cycle

Your IndusInd Bank Credit Card monthly statement provides key details of your billing cycle, including the start date, end date, and total duration. You can view this statement through various online and offline channels, which helps you track expenses, plan repayments, and maintain better control over your credit usage.

Through the Net Banking Portal – IndusNet

  1. Visit the official IndusInd Bank website and click on ‘Login’

  2. Log in to IndusNet with your username and password

  3. Go to the ‘Credit Cards’ section and select ‘View Statement’

  4. Choose a previous statement or set a date range

  5. Click on ‘Get Statement’ to download it in PDF format

Through the Mobile App – INDIE (Available on iOS and Android)

  • Install the INDIE App and log in 

  • Navigate to the ‘Credit Card Dashboard’ section

  • View or download your statement

Via E-statement Registration

  1. Register for the e-statement facility to receive your monthly credit card statements directly at your registered email address

  2. Visit the official IndusInd Bank website and navigate to the ‘E-statement Registration’ section

  3. Enter your details, including your name, credit card number, and customer ID

  4. Accept the terms and conditions and click on ‘Submit’ to complete the registration

By Contacting Customer Care

Call the IndusInd Bank customer care team and request your credit card statement.

  • From India: 1860 267 7777

  • From Abroad: 022 6857 7777 / 022 4220 7777 / 022 4406 6666

The bank will share your statement after completing the necessary verification.

By Visiting the Branch

  1. Visit the nearest IndusInd Bank branch

  2. Request your credit card statement from the bank representative

  3. Provide the required identity documents for verification to receive your statement

Steps to Pay Your IndusInd Bank Credit Card Bill

Paying your IndusInd Bank Credit Card bill is simple, with multiple online and offline options. You can choose any of the following methods that suits you:

Via the Net Banking Portal – IndusNet

  1. Go to the official IndusInd Bank website

  2. Click on the ‘Login’ button on the homepage. Select ‘Login’ if you’re an existing user or ‘Register’ to create a new account

  3. Navigate to the ‘IndusInd Credit Card Payment’ option after logging in

  4. Pay the bill via your IndusInd Bank savings account or any other account via NEFT, RTGS, or IMPS

Through the Mobile App – INDIE

  1. Open the INDIE App and log in to your account

  2. Go to the ‘Credit Card Dashboard’ section

  3. Click on the ‘Pay Bill’ option

  4. Pay the bill using a method of your choice

  5. Confirm the details and complete the transaction

Via the Auto Debit Facility

  1. Log in to your IndusNet internet banking account

  2. Navigate to the ‘Cards’ section in the main menu

  3. Click on the ‘Make a Credit Card Payment’ option

  4. Select ‘IndusInd Credit Card Payment’

  5. Tap on the ‘Transfer to own IndusInd Credit Card’ option

  6. Choose the ‘Recurring’ option to enable auto debit

  7. Enter the required payment details and confirm to activate the facility

Through the SWIFTPAY Facility

  1. Go to the SWIFTPAY facility page to pay your IndusInd Bank Credit Card bill

  2. Type in your credit card number, re-enter it, and provide your email address and mobile number

  3. Click on ‘Proceed’ to go to the payment gateway page

  4. Select your preferred payment mode and make the payment

By Visiting an IndusInd Bank Branch

  1. Visit the IndusInd Bank website and click on the ‘Reach Us’ button

  2. Click on the ‘Locate Us’ option from the dropdown

  3. Enter your city name to view details of the nearest branch

Through Cheques or Draft Drop Boxes

  1. Issue a cheque or prepare a demand draft in favour of ‘IndusInd Bank Credit Card No. XXXX XXXX XXXX XXXX’

  2. Write your full name and mobile number on the reverse side of the cheque or draft

  3. Attach the detachable payment slip from your credit card statement along with the cheque or draft

  4. Drop the cheque or draft in the designated dropbox available at any IndusInd Bank ATM

You can find the nearest ATM by selecting the ‘Locate Us’ option under the ‘Reach Us’ tab on the IndusInd Bank website.

What is the Due Date for an IndusInd Bank Credit Card

The due date for your IndusInd Bank Credit Card is the last date to pay at least the minimum amount due. The exact date varies depending on your billing cycle and is always mentioned in your monthly credit card statement.

Paying on or before this date helps you avoid late payment charges and interest. Here are ways to find out your credit card due date:

  • Credit Card Statement

Each month, you receive a statement that lists your transactions, outstanding balance, and the payment due date.

  • Online Banking

Log in to IndusNet and go to the credit card section to view your balance, available credit, and due date.

  • Mobile Banking App

Sign in to the INDIE mobile app to check your due date with just a few taps. You can also enable reminders.

  • Customer Service

Call IndusInd Bank customer care to know your due date or get help with different ways to track it.

What is the Late Payment Fee for the IndusInd Bank Credit Card

If you miss paying your IndusInd Bank Credit Card bill by the due date, a late payment fee is applied based on the outstanding balance, as shown below:

Total Amount Due / Statement Balance

Late Payment Charges

Up to ₹100

Nil

₹101 – ₹500

₹100

₹501 – ₹1,000

₹350

₹1,001 – ₹10,000

₹550

₹10,001 – ₹25,000

₹800

₹25,001 – ₹50,000

₹1,100

Above ₹50,000

₹1,300

Disclaimer: The above-mentioned fees and charges are subject to change.

Frequently Asked Questions

How do I know my IndusInd credit card billing cycle?

You can check your IndusInd Bank Credit Card billing cycle in your monthly statement. The statement is available through multiple online and offline channels, such as:

  • Net Banking (IndusNet)

  • Mobile App (INDIE)

  • E-statement Registration

  • Customer Care

  • Visiting the nearest IndusInd Bank branch

Paying your credit card bill at least three days before the due date helps you avoid late payment charges and interest, safeguards your credit score, and ensures your available credit limit is restored sooner.

You can check your IndusInd Bank Credit Card limit easily through your monthly statement. It is usually displayed along with your available balance and recent transactions.

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