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The IndusInd Bank Platinum Master credit card brings you a range of comprehensive world-

class privileges under the categories of lifestyle, shopping, dining and travel. This lifetime-free credit card has offers that are specially curated to provide you with utmost convenience and maximum savings.


Through the IndusInd Bank Platinum Master credit card you can enjoy exciting reward points, travel perks, insurance coverage, and more. The card combines fuel surcharge waivers, e-commerce vouchers, and comprehensive insurance covers with multiple reward redemption options to bring you benefits plus flexibility. But before you add the card to your wallet, find out more about its features, rewards, eligibility, and more below.

Features and Benefits of the IndusInd Bank Platinum Master Credit Card

The IndusInd Bank Platinum Master credit card brings you a basket of beneficial features. Check out the top features and benefits of the card below:

1. Make Spends Rewarding

IndusInd Bank Platinum Master credit card is all about making your expenses rewarding. With this life-time free card, you can unlock exciting rewards designed to suit your lifestyle. Here’s a quick overview of how IndusInd Bank Platinum Master credit card rewards work:

  • Earn 1.5 reward points for every ₹150 spent on the card.

  • Every reward point earned is worth 0.65 of cash credit.

  • 100 reward points are equivalent to 100 flyer miles on partner airlines.

  • For maximum benefit, IndusInd Bank Credit Card offers tailored redemption options. So, you can redeem your reward points for cash credit, IndusMoments, and air miles on Vistara or InterMiles. 

  • With the Pay with Rewards option, you can use your credit card rewards to clear your bill payments at select partner merchant sites.Maximum redemption of Reward Points can be done for up to 25% of the bill payment amount or 25% of your Reward Points balance, whichever is lower.


2. Travel Benefits

IndusInd Bank has partnered with The Oriental Insurance Company to offer comprehensive travel insurance benefits to IndusInd Bank Platinum Master credit cardholders. Travel insurance benefits available include:

  • Lost baggage cover of up to ₹1,00,000

  • Delayed baggage cover of up to ₹25,000

  • Loss of Passport cover of up to ₹50,000

  • Lost ticket cover of up to ₹25,000

  • Missed connection cover of up to ₹25,000


3. Platinum Freedom Benefits

Enjoy freedom from rising fuel costs with your IndusInd Bank Platinum Master credit card. You can avail of a 1% fuel surcharge waiver on fuel transactions of ₹400-₹4,000 made at any gas stations across the country. 


4. Platinum Assurance Benefits

With the Total Protect plan and Air Accident Coverage benefits, you won’t have to worry about uncertainties when using your card. Here’s how the two keep you worry-free:


Total Protect 

  • Total protection against unauthorised transactions on the loss or card theft up to 48 hours before you report the loss

  • Enjoy 100% coverage on the credit limit of your IndusInd Bank Platinum Master credit card

  • EMV and PIN-enabled cards for protection against counterfeit fraud

 5. Air Accident Cover

Travel worry-free with the complimentary Air Accident Cover of up to ₹25 Lakhs. 

 6. Add-On Business Card

Get an add-on business credit card to separate, track and manage your business expenses better. 

Eligibility Criteria and Documents Required

Having read the IndusInd Bank Platinum Master credit card benefits, you might be looking forward to applying for the card. However, prior to doing that, it is imperative that you understand the card’s eligibility criteria and the essential documents required.

1. Listed below is the criteria to be eligible for the IndusInd Bank Platinum Master credit card:

  • Age: The minimum age to qualify for the card is 21 while the maximum age is restricted to 60 or the retirement age, whichever is first

  • Income: Your monthly income must be above ₹20,000

  • Occupation: All individuals, salaried and self-employed are eligible to apply for the card

  • Credit score: It is important that you uphold a good credit score

2. The documents for an IndusInd Bank Platinum Master credit card are as follows: 

  • You need not submit any physical documents

  • Nonetheless, PAN number and Aadhar have to be kept nearby to fasten the process of your application

  • If the address that you currently stay at does not match the one on your Aadhar Card,you will have to present a recent address proof document

How to Apply for an IndusInd Bank Platinum Credit Card

The IndusInd Platinum Master credit card benefits can now be enjoyed by you as well. All you need to do is apply for the card on Bajaj Markets by following the steps provided below:

  • Step 1: Tap on “Apply Now” on the product page

  • Step 2: Type out your contact information and click on “Generate OTP”

  • Step 3: Type out the OTP received on your number

  • Step 4: Check if there are any IndusInd Bank credit card offers

  • Step 5: If an offer has been made, choose IndusInd Bank Platinum Master credit card from the options provided

  • Step 6: Enter the details as asked on the application form

  • Step 7: Finish the procedure of your KYC

  • Step 8: Once you’ve completed the process, your IndusInd Legend credit card will be ready for use

  • Step 9: You can either visit IndusInd’s official website or the IndusMobile App to activate your credit card

Value Chart

With the IndusInd Bank Platinum Master credit card benefits and rewards, you can save each time you spend. Here’s a quick run-down of the card’s value chart:

Platinum Benefits

Annual Market Value Savings

Movie tickets at theatres twice a month (2 x 200 x 12)

INR 4,800

Annual fuel surcharge waiver saving


Estimated value of monthly reward points on an average spend of 30,000/month (300 points/month)


Total savings


*Disclaimer: Values based on hypothetical expenses. Value derived is subject to change depending on your spending habits.

Customer Care Details of the IndusInd Bank Platinum Master Credit Card

Here’s how you can reach out to IndusInd Bank’s customer service if you have any queries regarding your IndusInd Bank Platinum Master credit card:

  • For users that reside in India: 18602677777

  • For users that reside overseas: 022-42207777

  • You can also reach them at their email ID:

FAQs on IndusInd Bank Platinum Master Credit Card

The IndusInd Bank Platinum Master credit card rewards program includes the following: a) You can get 1.5 reward points on every ₹150 that you spend b) In terms of flyer miles, 100 reward points are equal to 100 flyer miles c) In terms of cash credit, 1 reward point is equal to ₹0.65.

Moreover, you can redeem your points through Cash Credit, IndusMoments, Pay with Rewards, or airline miles on Vistara or InterMiles. Note: Rewards points will not be applicable on fuel transactions.

To check your IndusInd Platinum Master credit card rewards, you can refer to your latest credit card statement. Additionally, you can also use IndusNet, the bank’s web portal, or IndusMobile, the bank’s mobile banking app to review your points.

There are various options for you to pay the bill of your IndusInd Bank Platinum Master credit card. You can opt for one of the following: a) Pay the bill through IndusInd Bank’s online banking portal b) Make use of a draft drop box or a cheque c) Use NEFT transfer if you have a bank account in any other bank d) Carry out a Swift transfer from your bank’s branch that is situated abroad e) Activate the auto-debit facility so that the bill amount can be debited from your account every month f) Use the NACH form and authorise the bank to deduct the bill amount from your account.



If you lose your credit card, you must report to IndusInd Bank at the earliest. You can also use phone banking to report the card’s loss. Additionally, you can block the card through SMS and request for a replacement on the IndusMobile app.


The cash advance fee charged on the IndusInd Bank Platinum Master credit card is 2.5% of the amount borrowed as an advance. This will be applicable on a minimum amount of ₹300.


The IndusInd Bank Platinum Master credit card does not require the submission of any physical documents. Nonetheless, it is advisable that you keep your PAN number and Aadhar handy to speed up the application process. If the address mentioned on your Aadhaar does not match the one where you currently reside, you will have to submit an address proof.

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