IndusInd Platinum Credit Card

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What is an IndusInd Platinum Credit Card?

**Disclaimer: IndusInd Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.


The IndusInd Platinum Credit Card is specifically curated to satisfy all your luxe needs. Be it shopping, travel, or lifestyle privileges, you can enjoy several IndusInd bank platinum credit card benefits on all your transactions. Some of these privileges include the IndusInd platinum credit card lounge access, complimentary golf lessons, concierge services, and more. To know more about IndusInd Bank Platinum credit card features, charges, credit limit, and other details continue reading below.

IndusInd Platinum Credit Card Features and Benefits

Welcome Benefits

  • EazyDiner Gift Voucher to get great deals and discounts while booking a table at your favorite restaurant

  • Montblanc: Choose exclusive watches, eyewear, jewellery, leather goods, etc from the collection

  • Luxe Gift Card: Get access to global brands for a luxury shopping experience

  • The Postcard Hotel: Make reservations for a calming retreat

  • Get vouchers for Amazon, Ola, Biba, Apollo Pharmacy, Zee5, Big Bazaar, Flipkart, and Uber with Vouchagram

Golf Benefits

  • Get complimentary golf lessons from experts

  • Complimentary access to golf clubs across leading golf courses in Mumbai, Pune, Ahmedabad, Chennai, Delhi NCR, and other metro cities

Entertainment Offers

  • Buy 1 Get 1 Free on Movie Tickets with BookMyShow

  • Avail up to two free movie tickets every month with BookMyShow

Travel Benefits

  • Enjoy access to 600+ global lounges with Priority Pass

  • Get special waivers on lounge usage charges outside India with Travel Plus Program

  • Get travel insurance coverage for lost luggage, lost ticket, missed connection, etc. on flights

Concierge Services

Enjoy concierge services on:

  • Hotel Reservation

  • Pre-Trip Assistance

  • Flight Booking

  • Sports and Entertainment Booking

  • Flower and Gift Delivery

Fuel Surcharge Waiver

  • Avail 1% Surcharge Waiver on any petrol pump across India

Auto Assist

Get Auto Assist on your road trip with an IndusInd platinum card. Avail Auto assist services for:

  • Roadside repair

  • Emergency Fuel Supply

  • Flat Tyre Services

  • Lost Keys

  • Battery Services

  • Emergency Towing

  • Accident Management and Medical Assistance

Platinum Assurance

  • Get immediate assistance on reporting fraudulent activities on your credit card with the ‘Total Protect’ program

  • The program protects you for a sum up to the credit limit on your IndusInd credit card

  • Platinum Assurance offers cover for activities like unauthorised transactions, theft/loss of card, counterfeit fraud, etc.

Air Accident Cover

  • Get complimentary personal air accident insurance coverage upto ₹25 lakhs

IndusInd Platinum Credit Card Fees and Charges

IndusInd platinum credit card annual fee, joining fee, Interest rate, and other charges are as follow:

Joining Fee


Annual Fee


Interest Rate

3.83% per month

Over-limit charges

2.5% of the over-limit amount subject to a minimum of ₹500

IndusInd Platinum Credit Card Rewards

  • Earn 1.5 reward points for every ₹150 spent using your Indusind Platinum Credit Card

  • You can redeem your reward points on IndusMoments, Air Miles on Vistara, Airmiles on InterMiles, or cash credit.

  • IndusMoments offers a chance to redeem your IndusInd Platinum credit card reward points on home & kitchen appliances, ebook stores, clothing & shoes, automotive accessories, luxe vouchers, and much more.

IndusInd Platinum Credit Card Eligibility Criteria

An applicant must fulfill the IndusInd bank platinum credit card eligibility dictated by the bank to apply for a Platinum credit card. The eligibility criteria are as follows:

  • The applicant must be between 21-60 years of age

  • The applicant must have a net monthly income of ₹25,000

  • The applicant must have completed a minimum of two years in employment and has been with the organisation for 1 year

  • In case the applicant has been living in a rented apartment, he/she must complete a minimum stay of one year at the address

How to Apply for an IndusInd Platinum Credit Card?

In order to apply for IndusInd bank platinum credit card online, you need to follow these steps:

  • Visit the official website at

  • Go to Products > Credit Card > Apply Now

  • Add details such as Name, Email Id, Mobile Number, etc on the online application form

  • Upload documents for identity proof and address proof

  • Select the card you wish to apply for by choosing from the best offers brought to you by IndusInd Bank and complete the application

The IndusInd Bank Platinum Card is currently not available on Bajaj Markets website. The applicant must visit the official IndusInd Bank website to proceed with the Platinum IndusInd Bank Credit Card online application. Alternatively, the applicant can also visit the nearest IndusInd Bank and get the help of the Bank’s executive for credit card application.

How to reach IndusInd Platinum credit card customer care?

A Platinum IndusInd credit card holder can reach customer care by the following ways:

FAQs about IndusInd Bank Platinum Credit Card

  • ✔️What is an IndusInd Bank Platinum credit card?

    IndusInd Platinum Credit card is custom-designed to give the cardholder luxury experiences. IndusInd Bank Platinum credit cardholders can enjoy exciting cashbacks and redeem IndusInd platinum credit card reward points against their transactions. Moreover, the IndusInd Platinum credit card also comes with a host of privileges such as lounge access, complimentary golf courses, travel assistance, and discounts on dining and entertainment activities.

  • ✔️What is the IndusInd Platinum Credit Card limit?

    IndusInd bank platinum credit card limit is based on the applicant’s total income. Therefore, the higher the income, the higher would be the credit limit and vice versa. In case of any overlimit on the card, IndusInd bank platinum credit card limit charges totaling to 2.5% of the overlimit amount, subject to a minimum ₹500 are charged. 

  • ✔️What is the IndusInd Platinum Credit Card statement?

    The Platinum IndusInd Credit Card Statement gives insight about the credit card transactions made with the card for a particular billing cycle. The credit card statement has details about the number of transactions, rewards earned, outstanding credit limits, interest rates, and more.