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Balance Transfer from Bajaj Finserv RBL Bank Credit Card

If you are struggling to pay your credit card dues on time, the  RBL Bank allows you to transfer the outstanding balances on credit cards you may have from other banks to an Bajaj Finserv RBL Bank Credit Card under its “Transfer ‘n’ Pay” programme. You can then pay the outstanding dues using credit card EMI advantage over a convenient period of time at low-interest rates. This considerably reduces the imminent strain on your finances and helps protect your credit score.

Bajaj Finserv RBL Bank Credit Card Balance Transfer Interest Rates

The interest rate on your Bajaj Finserv RBL Bank Credit Card balance transfer is calculated against a reducing principal balance. The RBL balance transfer interest rate depends on the tenure you have chosen. The interest rate against different tenure durations along with their processing charges are as follows:

Tenure

Reducing Rate of Interest

Effective Rate of Interest

Processing Fees

3 months

0%

NA

₹750 or 2.99% whichever is higher

6 months

21%

12.42%

₹499

12 months

21%

1.73%

₹499

 

Eligibility Criteria for RBL Bank Balance Transfer

The eligibility criteria for availing the RBL  balance transfer facility is as follows-

  • You must be an Indian resident

  • You must have a current, valid, primary credit card issued by the Bajaj Finserv RBL Bank

  • There should be no overdue amount on your credit card, which is more than 60 days

Note: RBL Transfer ‘n’ Pay comes with “ZERO DOCUMENTATION”. The facility is pre-approved. All you need to submit is:

  • Other bank’s name

  • Other bank’s credit card number

  • Total amount for the balance transfer on the Bajaj Finserv RBL Bank Credit Card

How to Apply for Bajaj Finserv RBL Bank Credit Card Balance Transfer Facility

If you wish to opt for Bajaj Finserv RBL Bank Credit Card balance transfer feature, you can apply for the same by any of the methods mentioned below-

1. Missed call

You can leave a missed call after dialling the following numbers:

For Bajaj Finserv RBL Bank Credit Card

7045906912

For Bajaj Finserv RBL Bank Supercard

7045958512


Once your call has been disconnected, a bank representative would get in touch with you to discuss the Bajaj Finserv RBL Bank Credit Card balance transfer details.

2. SMS

If not by call, you can send an SMS to initiate your booking for the Bajaj Finserv RBL Bank balance transfer facility:

Bajaj Finserv RBL Bank Credit Card

SMS ‘BTEMI’ to 5607011

Bajaj Finserv RBL Bank Supercard

SMS ‘BTEMI’ to 5607033


3. Calling the Bajaj Finserv RBL Bank Credit Card Customer Care

You can also call on the following Bajaj Finserv RBL Bank Credit Card customer care numbers to initiate balance transfer on your Bajaj Finserv RBL Bank Credit Card: +91 22 6232 7777.

4. Use the Online Chatbox facility

You can also use the RBL Bank’s virtual assistant facility, ‘RBL Cares’. Submit your query regarding credit card balance transfer, interest rates involved, steps for Bajaj Finserv RBL Bank Credit Card amount transfer to bank account and more in the chatbox and get your answers.

Features of Bajaj Finserv RBL Bank Credit Card Balance Transfer

The Bajaj Finserv RBL Bank Credit Card balance transfer online features are as follows-

  • You can transfer the balance instantly

  • No documentation is required as the facility is pre-approved on your Bajaj Finserv RBL Bank Credit Card

  • You can choose a convenient tenure of either 3,6, or 12 months to repay the balance that is outstanding on your credit card salary slip download

  • The Bajaj Finserv RBL Bank credit card balance transfer to other bank feature is entirely paperless, and there are no cash transactions

  • Opting for a balance transfer on Bajaj Finserv RBL Bank Credit Card does not affect the interest-free period on your future purchases, as long as you are paying your full credit cards bills

  • The minimum payment due on your credit card would include a percentage of the total outstanding balance along with the balance transfer Bajaj Finserv RBL Bank Credit Card EMI

  • Opting for Bajaj Finserv RBL Bank card balance transfer can help protect your credit score.

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FAQs on Bajaj Finserv RBL Bank Credit Card Balance Transfer

✔️Can the Bajaj Finserv RBL Bank Credit Card money be transferred to a Bank Account?

Yes, money can be transferred to a bank account, using the Bajaj Finserv RBL Bank credit card Transfer ‘n’ Pay feature.

✔️How long does an Bajaj Finserv RBL Bank Credit Card Balance Transfer take to clear?

The Bajaj Finserv RBL Bank balance transfer is cleared immediately as long as you are eligible for availing the facility.

✔️How much money can I transfer at a time using an Bajaj Finserv RBL Bank Credit Card?

The total balance that you can transfer on your Bajaj Finserv RBL Bank Credit Card will be decided on the basis of your credit card limit and is under the sole discretion of the bank.