RBL ETMoney Loanpass

RBL Bank ETMONEY LoanPass

The RBL Bank ETMONEY LoanPass is a unique credit card offered by the RBL Bank, which ensures that you never run out of money. It allows you to enjoy access to funds on your card 24x7, which can be effortlessly and instantly transferred to your bank account using your mobile. We at Finserv MARKETS offer RBL Credit Cards which let you earn rewards on all your spends so that you get only the best of discounts and deals! Know more on how to apply for credit card.

Features of ETMONEY LoanPass RBL Credit Card

• You get to enjoy instant transfer of money from the card to your bank account using the Mobile App

• You can earn rewards on your card every time you use it for purchases

• Amount loaned on the card can be converted into Easy EMIs, using the ETMONEY app

• The repayment tenure is flexible and can be set as per convenience using the app

• The card allows you to enjoy cashless transactions both online and offline

• Interest charged on the card is only on the borrowed amount

Benefits of RBL Bank ETMONEY LoanPass

• The card can get you 1+1 free movie tickets on BookMyShow, worth up to INR. 200, for weekend shows

• You can earn a reward point for every INR 100 spent on purchases

• Purchases made using the card, on Saturday and Sunday, can earn you rewards, which can be redeemed at www.rblrewards.com

• On spending over 1 lakh in the previous year, the annual fees levied on the card in the second would be reversed

• After reversal of annual fee, the next INR 1 lakh spent would be rewarded with 1000 bonus points, up to ten times in a year

• 20% cashback on all your purchases made using the card at Uber, Amazon, Grofers, and Zomato, can get you 20 per cent cashback (max monthly cashback- INR 250)

• Fuel surcharge waiver, worth up to INR 100 per month, is offered for every INR 500 and INR 4000 spent on fuel

Fees and Charges of RBL Bank ETMONEY LoanPass

The RBL Bank ETMONEY LoanPass comes free of charge in the first year, i.e., there is no joining fee. From the second year, an annual fee of INR 499 + GST is charged on the card. However, your fee for the second year will be waived off if you end up spending more than 1 lakh on your credit card the year before.

Other charges that you might be charged on your card include-

• Finance Charges- 3.5% per month

• Cash advance fee- 2.5% of the total amount

• Late payment fee- 15% of the payment due amount (min- INR 50 and max INR 1,000)

• Over limit fee- INR 600

• Foreign Currency Transaction Fee- 3.5% +GST

Documents & Eligibility for ETMONEY LoanPass RBL Credit Card

Eligibility

• You must be between 18 to 65 years of age

• You must be an Indian citizen

• You must have a stable source of income

Both self-employed individuals, as well as non-salaried individuals, are eligible to apply for the ETMONEY LoanPass RBL Credit Card.

Documents Required

• Proof of Identity (any 1)- Aadhar Card, Passport, PAN card, Driving License, Voter Id Card, any other identity proof issued by the Government.

• Proof of Address (any 1)- Utility bills (last three months), Aadhar Card, Passport, Ration card, Voter ID card, etc.

• Proof of Income- (any 1)- Salary slips (last three months), Bank statements (last three months), Form 16, ITR, etc.

• Passport size photographs

How to Apply Online for RBL Bank ETMONEY LoanPass

The process for applying for RBL Bank ETMONEY LoanPass is simple and can be done both online and offline.

Just follow the below steps to apply online:

• Visit the RBL Bank Official website

• Choose the RBL Bank ETMONEY LoanPass and proceed to fill the application form

• Submit the application form

Once the application is received, an RBL Bank executive will get in touch with you requesting a date for collecting the documents required for processing. After collection, the Bank will verify the documents along with your application. If verified and approved, the card will be sent to you within 20 days.

RBL Bank ETMONEY LoanPass Application Offline Method

If not online, you can visit an RBL Bank branch to apply for your RBL Bank ETMONEY LoanPass. When you are at the branch, you can reach out to an RBL Bank executive stating your needs. The executive will then guide you through the application process. Remember to carry all the relevant documents required for the application.