Platinum Choice First Year Free SuperCard

Bajaj Finserv RBL Bank Platinum Choice FYF SuperCard

✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Please explore other available Credit card options by clicking on Apply Now

Bajaj Finserv RBL Bank Platinum Choice FYF Credit Card

Bajaj Finserv RBL Bank Platinum Choice First Year Free (FYF) SuperCard takes care of your daily financial needs and offers easy and quick credits for your daily requirements. You can get benefits like urgent finance in advance, EMI conversions on shopping expenses, as well as interest-free cash withdrawals. Enjoy a plethora of other benefits such as discount offers on movie tickets, fuel surcharge waiver, heavy Credit Card reward points on all your expenses, and much more. Also, get a special welcome gift on your premier spends.

Features of Bajaj Finserv RBL Bank Platinum choice FYF SuperCard

No Joining Fee

The joining fee of ₹499 is waived off. You are not charged with any joining fee for the first year.

Milestone Bonus Points

Get 5,000 Reward Points on successfully reaching an annual spend milestone of ₹75,000. This is easily redeemable at www.rblrewards.com/SuperCard.

Discounts on Movie Tickets

Get 10% off on movie tickets (up to ₹100) on BookMyShow, any day of the month. Enjoy such transactions up to 12 times in a year.

Reward Points

Get 1 reward point for every ₹100 spent on regular purchases. Get 2X Reward Points on all online spends. (Except for online purchases associated with Education, Insurance, Utilities (Including Bill2Pay), Rent Payments and Wallet Load.)

Fuel Surcharge Waiver

Fill fuel in your vehicle across any pump and get a fuel surcharge waiver of up to ₹100 per month.

Split and Pay

Convert the cost of your purchases into easy, low-interest rate EMIs, without any paperwork.

Easy Cash

Interest-free cash withdrawal for up to 50 days.

Cash against Credit Card

Convert your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month with 0 processing fee. The said loan is provided by RBL Bank as per their discretion and subject to its policies.

EMI Finance

Shop for durables, electronics, and more and pay through easy EMIs*

*Upcoming feature

Fees & Charges on Bajaj Finserv RBL Bank Platinum Choice FYF SuperCard

Types of Fees

Charges Applicable

Annual fee

₹499 (GST Applicable)

Add-on Card Fees

NIL

Foreign Currency Transaction**

3.5% (GST Applicable)

Cash Payment at branches

₹100 (W.e.f. 1st July’22)

Surcharge on Purchase / Cancellation of Train Tickets

IRCTC Service charges * + Payment Gateway

Transaction charge [Up to 1.8%+GST of (ticket amount +IRCTC service charge)

Fuel Transaction Charge

For transaction made at petrol pumps to purchase fuel^

1% +GST Surcharge on Fuel transaction value or ₹10+GST, whichever is higher

Reward Redemption Fees

Reward redemption fee of ₹99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash Advance Transaction fee

2.5%+GST (min ₹100+GST) of the cash amount

Overdue Interest on extended Credit

Up to 3.99% +GST per month or 47.88%+GST per annum

Overdue Interest on Secured Credit Cards

2.5% +GST per month or 30%+GST per annum

Overdue Penalty / Late Payment

  • Upto ₹100 - Late payment fee is ₹0
  • ₹100.01 - ₹500 - Late payment fee is ₹100
  • ₹500.01 - ₹5,000 - Late payment fee is ₹500
  • ₹5,000.01 - ₹10,000 - Late payment fee is ₹750
  • ₹10,000.01 - ₹25,000 - Late payment fee is ₹900
  • ₹25,000.01 - ₹50,000 - Late payment fee is ₹1,000
  • ₹Above ₹50,000 - Late payment fee is ₹1,300

Over-limit Penalty

₹600+GST

Finance Charges (Retail Purchases and cash)

APR up to 3.99%+GST per month (up to 47.88%+GST per annum)

Call-a-draft fee

2.5%+GST (min ₹300+GST) of the draft amount

Card Replacement (Stolen / Lost / Reissue / any other replacement)

NIL

Duplicate Statement Fee

NIL

Charge Slip Retrieval / Copy Fee

₹100 (GST Applicable)

Outstation Cheque Fee

₹100 (GST Applicable)

Cheque Return / Dishonor Fee Auto debit Reversal-Bank Account out of funds

₹500 (GST Applicable)

All the above charges are subject to change under certain marketing programs. The cardmember will be informed about these changes.

^ The surcharge is applicable on minimum fuel transactions of ₹500 and a maximum of ₹4,000. The maximum surcharge waiver is ₹100 for Platinum SuperCards, ₹200 for World Plus SuperCard and ₹150 for all other World SuperCards.

* Refer to IRCTC website for details.

** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge.

Eligibility Criteria for Bajaj Finserv RBL Bank Platinum Choice FYF SuperCard

The eligibility requirements to apply for an RBL Platinum Choice FYF SuperCard are as follows:

  • You must be between 21 and 70 years of age.

  • You must have access to a regular source of income.

  • Your residential address must be serviceable by the bank.

  • Your credit score should be 750 or above.

  • You should not have defaulted in your earlier payments.

Documents Required for Bajaj Finserv RBL Bank Platinum Choice FYF SuperCard

To apply for an RBL Platinum Choice FYF SuperCard, you would need to submit the below-mentioned documents:

  • Proof of Identity: A copy of your Aadhaar, driving license or voter’s ID.

  • Proof of Address: A copy of your bank statement, driving license, voter’s ID or your pension book

  • Proof of Income: A copy of your bank statements, ITR and the payslips issued by your employer

  • PAN Card

  • Passport size photos

How to Apply for an Bajaj Finserv RBL Bank Platinum Choice FYF SuperCard?

To apply for Bajaj Finserv RBL Bank Platinum choice FYF SuperCard Application online, you can follow the steps mentioned below:

Step 1: Visit the official Finserv MARKETS website to start your Bajaj Finserv RBL Bank SuperCard application online process.

Step 2: Fill in the details on the Bajaj Finserv RBL Bank Credit Card Bajaj Finserv RBL Bank SuperCard application.

Step 3: Browse through the list of Bajaj Finserv RBL Bank SuperCard options.

Step 4: Select the Bajaj Finserv RBL Bank Platinum Choice SuperCard for yourself.

Step 5: Proceed with Bajaj Finserv RBL Bank Platinum Choice SuperCard application process by submitting the credit card application form along with the requested documents.

Alternatively, you can apply for the Bajaj Finserv RBL Bank SuperCard offline.

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FAQs on Bajaj Finserv RBL Bank Platinum choice FYF SuperCard

  • ✔️What is the Bajaj Finserv RBL Bank Platinum choice FYF SuperCard limit?

    The Bajaj Finserv RBL Bank Platinum choice FYF SuperCard limit does not have a fixed limit, as this is determined by the card issuer and is dependent on a cardholder’s credit profile and other details. There is, however, a limit on at-a-time purchases, this being ₹5,000 you can spend at a time.

  • ✔️Is the Bajaj Finserv RBL Bank Platinum choice FYF SuperCard good?

    Yes, it is good as it comes with several benefits like a nil joining fee. Additionally, 5,000 points as rewards are allotted on annual spending of ₹75,000 and you get 10% discounts on movie tickets at BookMyShow, and a huge amount in reward points. Moreover, you can convert your purchases into easy no-cost EMIs and avail personal loans against your cash limit with the RBL Platinum Choice One Year Free Credit Card.

  • ✔️What are the Bajaj Finserv RBL Bank Platinum choice FYF SuperCard offers?

    Reward points are one of the greatest benefits you get in terms of offers on this Bajaj Finserv RBL Bank Platinum choice FYF SuperCard, and you can earn 2x points as rewards on any spending undertaken online. Besides this, you get 1 reward point for all other spending, fuel surcharge waivers, 10% off on BookMyShow theatre tickets and you don’t pay any joining fees when you get the card.