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The Landmark stores and SBI have collaborated to launch the SBI Lifestyle Credit Card offering exclusive perks and discounts on shopping at partner stores like MAX, Lifestyle, Home Centre, etc. The customers can earn reward points on every transaction at partner and online stores via the SBI Lifestyle Credit Card redeemable under the reward points section of Landmark stores.

Features and Benefits

Check out the SBI Lifestyle Credit Card benefits and features below-

Welcome Bonus

New cardholders get 2,000 reward points as a welcome bonus after the annual fee payment.

Rewards

Earn 10 reward points on shopping at Landmark and partner stores like Lifestyle, MAX, Home Centre, etc. and 1 reward point on every ₹100 spent on shopping at retail counters. (4 reward points are equivREAD MOREalent to ₹1) READ LESS

Milestone Rewards

Get 8,000 reward points on a total annual transaction worth ₹2 Lakhs. The SBI Lifestyle Credit Card users can also enjoy benefits worth ₹4,000 on 16,000 reward points.

Fuel Surcharge Waiver

The SBI Lifestyle Credit Card holders can avail fuel surcharge waiver of 1% worth ₹100 monthly on fuel refills ranging from ₹500 to ₹3,000.

Eligibility Criteria and Documents Required

Eligibility Criteria

  • The applicant should be an Indian citizen

  • The applicant must be between 21 -55 years (salaried) or 21 -70 years (self-employed)

  • The applicant should have a stable source of income

  • The credit score should be 650 or above

Documents Required

  • Passport-size photographs
  • Identity Proof: - Aadhaar card, PAN card, etc.

  • Address Proof - Aadhaar card, utility bills, etc.

  • Income Proof - ITR receipt of last three years, salary slip for three years, bank statements, etc.

How to Apply for an SBI Lifestyle Credit Card

Here are the steps to apply for this credit card: 

  1. Click "Apply Now" to embark on your credit card adventure

  2. Share your phone number, birth date, and profession – just the basics to get started

  3. Enter the OTP sent to your phone number to confirm it's you and click "Next" to move forward

  4. Browse the range of SBI Credit Cards and choose the one that best suits your lifestyle

  5. Fill in your PAN Card details, email address, residence PIN code, and income information

  6. Provide your employment and personal details to complete your application

  7. Hit "Submit" 


 You'll be notified about your application status soon.

Fees and Charges

Category

Amount

Annual Fees

₹499 (Taxes applicable)

Renewal Fees

₹499 (Taxes applicable)

Finance Charges

3.50% (monthly) or 42% (annually)

Minimum Amount Due

5% of Total Outstanding (Min. ₹200 and applicable taxes + EMI) (optional) + OVL amount (if any)

Cash Advance Limit

Maximum 80% of the credit limit or ₹12,000 per day

Cheque Fee

₹100

Payment Dishonour Fee

2% of the payment amount ( minimum of ₹500)

Statement Retrieval

₹100 per credit card statement (If it is more than 2 months old)

Late Payment Penalty

  • ₹0, if the total amount is up to ₹500

  • ₹400, if the total amount ranges between ₹500 - ₹1, 000

  • ₹750, if the total amount ranges between ₹1,000 - ₹10,000

  • ₹950, if the total amount ranges between ₹10,000 - ₹25,000

  • ₹1,100, if the  total amount ranges between ₹25,000 - ₹50,000

  • ₹1,300, if the total amount due is more than ₹50,000

Card Replacement

₹100

Emergency Card Replacement when Abroad

A minimum of $175

Foreign Currency Transaction

Conversion mark up is 3.5%

Dynamic Currency Conversion

3.50% (for transactions greater than or equivalent to ₹1,000)

Disclaimer: The aforementioned fees and charges are subject to change at the issuer's discretion. Please refer to the issuer's MITC document for more details.

Frequently Asked Questions

What is the SBI Lifestyle Credit Card?

SBI Lifestyle Credit Card is a credit card launched by SBI in collaboration with Landmark stores to offer exclusive discounts and rewards on shopping at partner stores like Home Centre, MAX, etc.

What is the SBI Lifestyle Credit Card customer care number?

The customers can avail of SBI Lifestyle Credit Card customer care services at 1860-180-1290.

How can I redeem my SBI Lifestyle card points?

The cardholders are rewarded with points on every transaction. The cardholder can visit the official SBI portal and check out the reward points redemption offers under the ‘Credit Cards’ section to redeem the reward points.

What are the documents acceptable for the Lifestyle SBI card?

Identity Proof, Address Proof, Income Proof, and passport-size photographs are the mandated documents for the SBI Lifestyle Credit Card.

What is the SBI Lifestyle card credit limit?

The SBI Lifestyle Credit Card credit limit depends on the applicant's profile. With a good credit history and credit score, the applicant can avail maximum credit limit.

What is the annual fee of the SBI Lifestyle Credit Card?

The annual fee for the SBI Lifestyle Credit Card is ₹499 + applicable taxes.

What are the finance charges of the SBI Lifestyle Credit Card?

The finance charges for the SBI Lifestyle Credit Card are 3.50% (monthly) or 42% (annually).

What are the key benefits of this credit card?

The key highlights of the SBI Lifestyle Credit Card are -

  • 2,000 reward points to new cardholders as a welcome bonus

  • ₹100 cashback on the first ATM withdrawal within 30 days of card issue

  • Fuel surcharge waiver of 1%

  • 1 reward point on every ₹100 spent

  • 10 reward points for shopping at Landmark and partner stores

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