The Landmark stores and SBI have collaborated to launch the SBI Lifestyle Credit Card offering exclusive perks and discounts on shopping at partner stores like MAX, Lifestyle, Home Centre, etc. The customers can earn reward points on every transaction at partner and online stores via the SBI Lifestyle Credit Card redeemable under the reward points section of Landmark stores.
The applicant should be an Indian citizen
The applicant must be between 21 -55 years (salaried) or 21 -70 years (self-employed)
The applicant should have a stable source of income
The credit score should be 650 or above
Identity Proof: - Aadhaar card, PAN card, etc.
Address Proof - Aadhaar card, utility bills, etc.
Here are the steps to apply for this credit card:
Click "Apply Now" to embark on your credit card adventure
Share your phone number, birth date, and profession – just the basics to get started
Enter the OTP sent to your phone number to confirm it's you and click "Next" to move forward
Browse the range of SBI Credit Cards and choose the one that best suits your lifestyle
Fill in your PAN Card details, email address, residence PIN code, and income information
Provide your employment and personal details to complete your application
Hit "Submit"
You'll be notified about your application status soon.
Category |
Amount |
Annual Fees |
₹499 (Taxes applicable) |
Renewal Fees |
₹499 (Taxes applicable) |
Finance Charges |
3.50% (monthly) or 42% (annually) |
Minimum Amount Due |
5% of Total Outstanding (Min. ₹200 and applicable taxes + EMI) (optional) + OVL amount (if any) |
Cash Advance Limit |
Maximum 80% of the credit limit or ₹12,000 per day |
Cheque Fee |
₹100 |
Payment Dishonour Fee |
2% of the payment amount ( minimum of ₹500) |
Statement Retrieval |
₹100 per credit card statement (If it is more than 2 months old) |
Late Payment Penalty |
|
Card Replacement |
₹100 |
Emergency Card Replacement when Abroad |
A minimum of $175 |
Foreign Currency Transaction |
Conversion mark up is 3.5% |
Dynamic Currency Conversion |
3.50% (for transactions greater than or equivalent to ₹1,000) |
Disclaimer: The aforementioned fees and charges are subject to change at the issuer's discretion. Please refer to the issuer's MITC document for more details.
SBI Lifestyle Credit Card is a credit card launched by SBI in collaboration with Landmark stores to offer exclusive discounts and rewards on shopping at partner stores like Home Centre, MAX, etc.
The customers can avail of SBI Lifestyle Credit Card customer care services at 1860-180-1290.
The cardholders are rewarded with points on every transaction. The cardholder can visit the official SBI portal and check out the reward points redemption offers under the ‘Credit Cards’ section to redeem the reward points.
Identity Proof, Address Proof, Income Proof, and passport-size photographs are the mandated documents for the SBI Lifestyle Credit Card.
The SBI Lifestyle Credit Card credit limit depends on the applicant's profile. With a good credit history and credit score, the applicant can avail maximum credit limit.
The annual fee for the SBI Lifestyle Credit Card is ₹499 + applicable taxes.
The finance charges for the SBI Lifestyle Credit Card are 3.50% (monthly) or 42% (annually).
The key highlights of the SBI Lifestyle Credit Card are -
2,000 reward points to new cardholders as a welcome bonus
₹100 cashback on the first ATM withdrawal within 30 days of card issue
Fuel surcharge waiver of 1%
1 reward point on every ₹100 spent
10 reward points for shopping at Landmark and partner stores