Lifestyle SBI Credit Card

SBI Lifestyle Credit Card

Lifestyle Home Centre SBI Card

The Lifestyle Home Centre SBI Card is one of the best shopping credit cards which is launched in association with Landmark Stores. This card is specially designed for people who love shopping, especially at Lifestyle, Spar, Home Centre, and Max stores or online portals. The Lifestyle SBI Card offers huge discounts and rewards on these stores which can be redeemed for Landmark Rewards and Landmark Points. With the accumulated Landmark Rewards or Points, you can buy various products from Landmark Stores.

Key Highlights of the Lifestyle Home Centre SBI Card

  • Get 2,000 bonus reward points (worth ₹500) as a welcome benefit.

  • Earn 5 Reward points per ₹100 spent on purchases.

  • Accelerated reward points against milestone spends.

  • 1% fuel surcharge waiver.

  • Redeem accumulated SBI credit card reward points at Lifestyle, Home Centre, and Max stores.

Lifestyle Home Centre SBI Card Benefits and Features

  • Welcome Benefits

    Get 2,000 bonus reward points equivalent to ₹500 on payment of annual fees as a welcome benefit.

  • Reward Benefits

    Enjoy 5 Reward Points on every ₹100 spent online and at retail Landmark Stores (Lifestyle, Home Centre, Max, and Spar), dining and movies. Earn 1 Reward point per ₹100 spent on other retail purchases (Non-fuel). 4 Reward Point = ₹1.

  • Milestone Benefits

    Earn 8,000 bonus Reward Points on overall annual retail spends of ₹200,000. Also, earn cumulative milestone benefit up to 16,000 RP worth ₹4,000.

  • Fuel Surcharge Waiver

    Avail 1% fuel surcharge waiver for fuel transactions performed at any fuel stations across India. The waiver is valid on the card transactions between ₹500 to ₹3,000 and the maximum surcharge waiver is capped at ₹100 per month.

Eligibility Criteria and Documents Required for Lifestyle Home Centre SBI Card

Lifestyle Home Centre SBI Card Eligibility Criteria
  • Salaried applicants should be between the age of 21-55 years
  • Self-employed applicants should be between the age of 21-70 years
  • The individual should be a Resident of India
Documents Needed for Home Centre Lifestyle SBI Credit Card
  • Identity Proof - Aadhaar Card/ PAN Card/ Driving License/ Voter ID/ Passport.
  • Income Proof - Latest salary slips for salaried, Income Tax Return (ITR) of 2-3 years for self-employed.
  • Residence Proof - Aadhaar Card/ Utility Bills/ Driving License/ Voter ID/ Passport.

Why Choose Lifestyle SBI Credit Card from Finserv MARKETS?

There are multiple reasons to choose Finserv MARKETS to apply for SBI Credit Cards

Rewards & Discounts

Get some of the best rewards with SBI Credit Cards on Finserv MARKETS. Apply for Credit Cards online at Finserv MARKETS and get the best Credit Cards loaded with offers.

Joining Benefits

Enjoy assured joining benefits on multiple Credit Cards at Finserv MARKETS as soon as you join. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashback, and much more!

One Platform, Many Cards

At Finserv MARKETS, we have just the right amount of Credit Cards for you. Whether you want a Credit Card that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!

Convert Purchases into EMIs

Purchases made through any of the SBI Credit Cards available at Finserv MARKETS can be converted into EMIs easily. Apply for an SBI credit card online today.

Stringent Security Measures

In this day and age of cyber-crime vulnerability, your credit card comes with features that ensure safety against any kind of fraud. Apply online and avail the best credit card for you now!

How to Apply for a Lifestyle Home Centre SBI Card Online?

Simply follow these 5 quick steps and you’re done!

  • Visit Finserv MARKETS

    Visit us online at https://www.bajajfinservmarkets.in/

  • Fill in your details

    Help us with a few of your details

  • Check out the list of multiple SBI Credit Cards

    Compare between the multiple options available

  • Make a Choice!

    Select the Credit Card you find right for yourself

  • Submit your form

    And you're done!

Reward Points on the Lifestyle Home Centre SBI Card

The Reward Points (RP) related to SBI Lifestyle credit card details are mentioned below:

Sr. No.

Reward Point

Value

1

Welcome Benefits

Get 2,000 bonus reward points equivalent to ₹500 on payment of annual fees.

2

Reward Benefits

Enjoy 5 Reward Points on every ₹100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max, and Spar) Dining & Movies.

3

Spending Benefits

Earn 1 Reward Point per ₹100 spent on other retail purchases (Non-fuel).

4

Milestone Benefits

Earn cumulative milestone benefit of up to 16,000 RP worth ₹4,000.

5

Renewal Benefit

Get 2,000 Reward Points worth ₹500 on payment of renewal fees.

Lifestyle Home Centre SBI Card - Fees and Charges

Fees

Charges

Annual Fee

 ₹499 + taxes

Renewal Fee (per annum)

 ₹499 + taxes

Add-on Fee

Nil

Finance Charges

Up to 3.50% per month or 42% per annum

Minimum Amount Due

5% of Total Outstanding (Min. ₹200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)

Cash Advance Limit

Up to 80% of the credit limit, maximum ₹12,000 per day

Free Credit Period

Nil

Cheque Fee

 ₹100

Payment Dishonour Fee

2% of the payment amount, subject to a minimum of ₹500

Statement Retrieval

 ₹100 per statement that is more than 2 months old

Late Payment

  • NIL for Total Amount due up to ₹500 
  •  ₹400 for Total Amount due greater than ₹500 and less than ₹1000 
  •  ₹750 for Total Amount due greater than ₹1,000 and less than ₹10,000 
  •  ₹950 for Total Amount due greater than ₹10,000 and less than ₹25,000 
  •  ₹1,100 for Total Amount due greater than ₹25,000 and less than ₹50,000
  •  ₹1,300 for Total Amount due greater than ₹50,000 

Card Replacement

 ₹100

Emergency Card Replacement, When Abroad

Actual cost, minimum $175

Foreign Currency Transaction

Conversion mark up: 3.5%

Dynamic Currency Conversion

3.50% (Only for transactions greater than or equal to ₹1,000)

Limit on Lifestyle Home Centre SBI Card

This card’s credit card limit is decided on the basis of your credit profile. If you meet the Credit Card eligibility criteria, have a strong credit history, and a good score, you can expect to enjoy a higher credit limit.

Lifestyle Home Centre SBI Card Customer Care Number

You can reach out to the SBI Credit Card Customer Care team on their helpline numbers: 1860 180 1290, 1860 500 1290, 39 02 02 02 (prefix local STD code), or 1800 180 1290.

How to Pay Bills Using the Lifestyle Home Centre SBI Card?

You can make your credit card bill payments using the SBI Lifestyle card through multiple channels like the mobile app, UPI, etc. Here’s how to pay the bills using the SBI card mobile app:

Step 1: Download the SBI card mobile app from Apple iOS, Android or Windows app store and use your SBI card online user ID and password.

Step 2: Click on the ‘Pay now’ button at the bottom of the Account Summary page.

Step 3: Enter your registered Mobile No & Email ID if not updated already

Step 4: Select the amount you wish to pay

  1. Total Outstanding Amount

  2. Minimum Amount Due

  3. Any Other Amount

Step 5: Select the payment option and the bank name from the drop-down menu. Confirm the details and be securely redirected to your bank’s payment interface to authorize the payment.

Your account will get debited online and you will receive an online transaction confirmation with a Transaction Reference Number which will also be sent on your registered mobile no. and e-mail id. Your payment will instantly reflect on your SBI Credit Card account.

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FAQs About Lifestyle Home Centre SBI Card

  • ✔️What are the options for redeeming my credit card Reward Points?

    Reward points accumulated on your credit card account can be redeemed in the following ways:

    Redemption against Gift Voucher can be made through sbicard.com or SBI card mobile app.  

    Redemption against Cash can be made by writing to sbicard.com/email or by calling the SBI Credit Card helpline number

  • ✔️How can I redeem my credit card reward points through the Website?

    Step 1- Login to sbicard.com

    Step 2- Click on “Rewards” and then click on “Redeem Rewards”

    Step 3- Browse through the Rewards Catalogue and choose the item of your choice

    Step 4- Click on “Redeem now” and confirm

  • ✔️How can I check my Credit Card Outstanding and available credit limit?

     

    ·       WEBSITE: Login to your SBI Card account through sbicard.com and check the ‘Current Outstanding’ in the Account Summary section.

    ·       APP: Log into the SBI Card Mobile App and check the ‘Total Outstanding’ under the Summary Tab. 

    ·       SMS: SMS BAL where XXXX = Last 4 digits of your SBI Card or TATA Card number to 5676791 from your registered mobile number

    ·       EMAIL: Write to us at sbicard.com/email

  • ✔️How can I update my email ID and mobile number linked with my SBI Card account?

    In order to update your email ID and mobile number via SBI Card online account, follow these simple steps:

    ·       Go to sbicard.com/quickcontact

    ·       Enter SBI Card no., CVV no. & Date of Birth

    ·       Your One Time Password (OTP) will be sent on your registered mobile no. & e-mail ID. This OTP is valid for 30 min. or one successful usage

    ·       Enter your OTP correctly to update your email ID & mobile number and press submit

     

    OR

     

    Using website or the mobile app:

    ·       Login to sbicard.com or Mobile App & click on 'My Profile'

    ·       Click on 'Quick Contact’ and then click ‘edit icon’ appearing on your right

    ·       Generate OTP and enter the same received on the registered number

    Enter the new mobile number or email ID and click on ‘Submit’

  • ✔️How can I get a username and password to access my SBI Card account?

    In order to access your SBI Card online account, you need to register with sbicard.com. Follow these simple steps to register:

    ·       Go to sbicard.com and click on the ‘First-time user’ link

    ·       Enter your SBI Card no., CVV no. & Date of Birth

    ·       Your One Time Password (OTP) will be sent on your registered mobile no. & e-mail id. This OTP is valid for 30 min. or one successful usage

    ·       Enter your OTP correctly to set your user id & password and complete the registration process

  • ✔️I have lost my credit card. What should I do?

    In the event of you losing your credit card, you must immediately contact an SBI customer care executive and get your card blocked. You will also have to file an FIR and provide a copy of the same to the bank.

  • ✔️ What is the SBI Lifestyle credit card?

    Launched in collaboration with Landmark Stores, the SBI Lifestyle credit card is a co-brand card that provides great shopping experiences for people who prefer shopping at Spar, Lifestyle, Max and Home Centre e-commerce portals.

     

  • ✔️What is the SBI Lifestyle credit card customer care number?

    The SBI Lifestyle credit card customer care number is 1860 180 1290.

  • ✔️How can I redeem my SBI Lifestyle card points?

    Your credit card reward points get automatically accumulated in your account and they can be redeemed through a menu-based process on the SBI website under ‘Credit Cards’. 

  • ✔️What are the documents acceptable for the Lifestyle SBI Card?

    For the Lifestyle SBI Card, submission of proof of identity and residence (PAN and Aadhaar Cards, voter ID, driving licence, or passport) and income documentation (salary slips, Income Tax Returns, or Form 16) are required. 

  • ✔️What is the SBI Lifestyle Card credit limit?

    There is no fixed limit on this card. The credit card limit is decided by the card issuer and is dependent on the card user’s creditworthiness and credit profile.