SIB Credit Card Payments

South Indian bank credit card online payment via net banking is one of the fastest ways to make the SIB credit card payment. You can directly make the payment via your SIB savings account. One of the biggest advantages of net banking is fast processing as the amount gets instantly debited for payment. In case you don’t have any savings account with the South Indian Bank, you can open an internet banking account for your credit card to make SIB credit card payment online.

• Credit Card Bill Payment via NEFT/Bill Desk

NEFT is a convenient online facility with the help of which you can transfer funds from your savings account to another account. This facility can be availed by individuals who have a savings account with a bank other than SIB. They can make the South Indian bank credit card payment by transferring funds from any other bank’s savings account.

Bill Desk is another such online facility that helps to make payments in case you don’t have an online account. The payments via BillDesk can be made via different options like debit card, netbanking, funds transfer, etc.

• Credit Card Bill Payment via UPI/Mobile Wallet

SIB credit card payment via UPI code or mobile wallet is another convenient option for instant payment. Paytm, Google Pay, PhonePe, etc are some examples of mobile wallets that you can use to make SIB credit card payments online. You can download any one of these apps and link your SIB credit card to make payment from the mobile wallet.

• Credit Card Bill Payment via OneCard App

SIB-OneCard Credit Card is a lifetime free credit card that is fully operable from the OneCard App. You can check the total amount due at the ‘Repayment’ section in the app. Click on ‘Pay Now’ to make payments from the repayment options available on the App.

• Select the option ‘Credit Card Bill Payment’. You can opt for either your Savings Account or Current Account to make this payment.

• Enter your ATM PIN to make the payment as per the displayed instructions

2. Credit Card Bill Payment with Customer Care Assistance

In case a cardholder is uncomfortable or is not well-versed in net banking or UPI payments, he/she can avail the help of a customer care executive to make offline South Indian bank credit card payments. The South Indian Bank’s toll-free customer care numbers are 1800 425 1809 and 1800 102 9408. The SIB customer care service is available 24x7, thus assuring instant assistance on all your credit card-related queries.

3. Credit Card Bill Payment via Cash/Cheque/Demand Draft

To make your offline SIB credit card payment, you can simply draw a cheque or Demand draft (DD) for the outstanding amount at each monthly cycle. This cheque or DD can then be submitted at your nearest South Indian Bank’s branch or South Indian Bank’s ATM dropbox. However, the processing of your cheque or DD by the bank might take 3-5 working days in most cases. In the case of outstation cheques, the processing time may go up to two weeks.

Alternatively, you can also physically visit the nearest SIB branch and make cash payments against your outstanding credit card bill. However, you might have to bear certain ‘over-the-counter’ service charges. Moreover, the processing of your deposited cash for credit card bill payment might take up to one working day.

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