Availing a Yes Bank Credit Card

**Disclaimer: Yes Bank is not a Finserv MARKETS partner. Offers would be from partner Banks/NBFCs only

 

If you are applying for a Yes Bank credit card, it is very important for you to be well aware about the documentation and eligibility criteria fixed by the bank. Yes Bank offers a huge variety of credit cards classified in different categories satisfying the needs and requirements of different kinds of people. The documentation required for a Yes Bank credit card is very basic and hassle free. It is designed in a very user-friendly manner.

 

The Yes Bank credit card eligibility criteria are based on basic parameters like age, income, etc. The Yes Bank credit card eligibility criteria vary from credit card to credit card depending upon the facilities and services included in it. 

Yes Bank Credit Card Eligibility Criteria

Yes Bank is one of the most renowned banks in the country. The bank is known for its user-friendly system and top-class facilities. The Yes Bank credit cards eligibility parameters have been carefully designed to cater to the goals and needs of everyone.

The eligibility criteria for credit cards differ depending on the facilities included in the package. The Yes Bank credit card eligibility criteria have also been revised by the bank according to the current situation. There are many factors that affect the eligibility criteria of the Yes Bank credit cards like the age, income, occupation, credit score, etc of the applicant. It is advised to go through all the terms and conditions properly mentioned by the bank before applying for the credit card.

Documents Required for Yes Bank Credit Card

The documents required for the Yes Bank credit card documentation process. are mentioned below -

  • Identity Proof - PAN card, Bank statement, Voter ID, etc for identity proof

  • Address Proof - Utility Bills, Aadhar card, Bank statement, etc for address proof

  • Income Proof - Bank statement, ITR receipt, etc for income proof

  • Passport- size Photographs - A minimum of 2 passport size photographs will be required for t Yes Bank credit card documentation process.

Eligibility & Documents Required for Top 5 Yes Bank Credit Cards

The documentation process required for the Yes Bank credit cards is very simple and basic. It is designed in a user-friendly system to provide customers with the most comforting experience. The documents required for the top 5 Yes Bank credit cards documentation process. are mentioned below -

  • Identity Proof - PAN card, Bank statement, Voter ID, etc for identity proof

  • Address Proof - Utility Bills, Aadhar card, Bank statement, etc for address proof

  • Income Proof - Bank statement, ITR receipt, etc for income proof

  • Passport- size Photographs - A minimum of 2 passport size photographs will be required for t Yes Bank credit card documentation process.

**Note - The documents required may slightly vary from credit cards to credit cards. It is advised to go through the guidelines issued by the bank during the application process.

The Yes Bank credit card eligibility criteria for the top 5 Yes Bank credit cards are -

Yes Bank credit card

Age

Minimum Monthly Income (salaried/self-employed individuals)

Yes FIRST Preferred credit card

Minimum Age- 21 years

Maximum Age - 60 years

₹ 2 Lakhs

Yes Prosperity Edge credit card

Minimum Age- 21 years

Maximum Age - 60 years

₹ 60,000

Yes Prosperity Rewards credit cards

Minimum Age- 21 years

Maximum Age - 60 years

₹ 25,000

Yes FIRST Exclusive credit card

Minimum Age- 21 years

Maximum Age - 60 years

₹ 4 Lakhs

Yes Prosperity Cashback Plus credit card

Minimum Age- 21 years

Maximum Age - 60 years

₹ 25,000

Factors Affecting Yes Bank Credit Card Eligibility Criteria

The eligibility criteria for the Yes Bank credit card are influenced by various factors. These factors play a crucial role in the application process and therefore it is better to check Yes Bank credit card eligibility and consider all of these factors properly before applying for a Yes Bank credit card -

  • Age - According to the terms and conditions stated by the Yes Bank, the age of the applicant must be 21 years minimum and 60 years maximum.

  • Income - The income of the applicant is one of the most important factors that influence the credit card eligibility criteria. This factor varies from credit card to credit card. The credit cards from the premium range require high monthly income value whereas the general category credit cards require low monthly income value. The Yes Bank credit cards eligibility minimum salary required for a basic credit card is Rs. 25,000.

  • Credit Score - Applicants with a good credit score, i.e. 750 or above are generally accepted faster than those with a low credit score. The credit score and credit history of any customer help the reviewer to understand the creditworthiness and repayment behavior of the individual.

  • DTI (Debt to Income Ratio) - The ratio of an individual’s total debt to his/her monthly income is called DTI. Reviewers prefer the applicants with low DTI and accept their applications fast.

  • Current Number of Credit Cards - The reviewers at Yes Bank prefer applicants who already own a credit card from before. Even the credit limit of your new credit card will also dependent on the credit limit of your old credit card.

**Note - The income factor in the Yes Bank credit card eligibility criteria changes according to the current situation.

FAQs on Yes Bank Credit Card Eligibility

  • ✔️What is the Yes Bank credit card eligibility for salary account individuals?

    The Yes Bank credit cards eligibility criteria for salaried individuals is -

    • The age of the applicant must be between 21 to 60 years.

    • The minimum monthly income of the individual must be ₹ 25,000 or above.

  • ✔️What is the Yes Bank credit card apply online eligibility?

    The Yes Bank credit card apply online eligibility is listed below -

    • The age of the applicant must be between 21 -65 years.

    • The applicant must be either a salaried or self-employed individual with a minimum monthly income of ₹ 25,000.