YES Bank Credit Card Eligibility & Documents

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YES Bank Credit Card Eligibility Criteria and Documents

**Disclaimer: YES Bank Credit Card is not a Bajaj Markets product. Offers would be from partner Banks/NBFCs only.

 

If you are applying for a YES Bank credit card, it is important for you to be aware of the documentation and eligibility criteria set by the bank. The YES Bank credit card eligibility criteria are based on basic parameters like age, income, etc. It varies with each credit card type depending upon the facilities and services included. Also, the documentation required for a YES Bank credit card is very basic, which makes the application process hassle-free.

1. YES Bank Credit Card Eligibility Criteria

There are many factors that affect the eligibility criteria of Yes Bank credit cards such as the applicant’s age, income, occupation, credit score, etc. The basic eligibility requirements for YES Bank credit cards are mentioned below:

 

  • Age: You must be older than 21 years and less than 60 years.

  • Employment: You must be a salaried or self-employed person with a steady income.

  • Income: For salaried individuals, monthly income must be more than ₹25,000. For self-employed individuals, Income Tax returns must be ₹5 lakh minimum.

2. Documents Required for YES Bank Credit Card

The documents required for the Yes Bank credit card documentation process are mentioned below:

 

  • Identity Proof: PAN card, Aadhaar card, bank statement, Voter’s ID, etc.

  • Address Proof: Utility Bills, Aadhaar card, bank statement, etc.

  • Income Proof: Bank statement, Payslips, ITR receipt, etc. 

  • Passport-size Photograph: A minimum of 2 passport-size photographs will be required for the YES Bank credit card documentation process.

Eligibility Criteria for Top 5 Yes Bank Credit Cards

The Yes Bank credit card eligibility criteria for the top 5 Yes Bank credit cards are:

YES Bank credit card

Eligibility Requirements

YES FIRST Preferred credit card

  • Minimum Age: 21 years;
  • Maximum Age: 60 years
  • Minimum Monthly Income: ₹2 lakh

YES Prosperity Edge credit card

  • Minimum Age: 21 years;
  • Maximum Age: 60 years
  • Minimum Monthly Income: ₹60,000

YES Prosperity Rewards credit cards

  • Minimum Age: 21 years;
  • Maximum Age: 60 years
  • Minimum Monthly Income: ₹25,000

YES FIRST Exclusive credit card

  • Minimum Age: 21 years;
  • Maximum Age: 60 years
  • Minimum Monthly Income: ₹4 lakh

YES Prosperity Cashback Plus credit card

  • Minimum Age: 21 years;
  • Maximum Age: 60 years
  • Minimum Monthly Income: ₹40,000

YES Premia Credit Card

  • Minimum Age: 21 years;
  • Maximum Age: 60 years
  • Minimum Monthly Income: ₹1.2 lakh

How to Improve YES Credit Card Eligibility

If you are looking to improve eligibility for a YES Bank credit card, here are the tips you must keep in mind:

  • Work on improving your CIBIL score

  • Make timely credit card payments

  • Maintain a good credit utilisation ratio

  • Ensure that you do not make too many hard enquiries for credit cards

  • Maintain a good debt-to-income ratio

  • Steer clear of cheque bounces and other penalties on other lines of credit

  • Try to increase the gap between your income and total debt for a better credit deal

Visit Bajaj MARKETS today to browse and compare different credit card options. The platform allows you to check your eligibility online and apply for a credit card in a few quick easy and simple steps.

FAQs on Yes Bank Credit Card Eligibility

  • ✔️What should my credit score be to get a credit card from YES Bank?

    The higher the credit score, the better are your chances of getting approved for a YES Bank credit card. A credit score of about 750 is considered very good.

  • ✔️What is the minimum salary to get a YES Bank credit card?

    For salaried individuals, the monthly income must be more than ₹25,000 to be eligible to apply for a YES Bank credit card. The income requirements vary from card to card.

  • ✔️What is eligibility for a YES Bank credit card?

    To be eligible for a YES Bank credit card, you need to meet the below-mentioned eligibility criteria:

    ·       You must be older than 21 years and less than 60 years.

    ·       You must be a salaried or self-employed individual with a steady income.

    ·       For salaried individuals, monthly income must be more than ₹25,000. For self-employed individuals, your Income Tax returns must be a minimum of ₹5 lakh. The income requirements vary from card to card.

  • ✔️What are the factors affecting YES Bank credit card eligibility?

    The factors affecting YES Bank credit card eligibility are age, employment, and income.

  • ✔️What is the YES Bank credit card eligibility for salary account individuals?

    The YES Bank credit card eligibility criteria for salaried individuals are:

    ·       The age of the applicant must be between 21 to 60 years.

    ·       The minimum monthly income of the individual must be ₹25,000 or above (varies with the card).

  • ✔️What is the YES Bank credit card online application eligibility?

    You can easily check your eligibility and apply online on the Bajaj MARKETS website/app. As long as you meet the age, income, and employment-specific criteria for a YES Bank credit card, you can improve your chances of getting approved.