YES Bank Credit Card Eligibility & Documents for Top YES Credit Cards

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YES Bank Credit Card Eligibility Criteria and Documents

If you are applying for a YES Bank credit card, it is important for you to be aware of the documentation and eligibility criteria set by the bank. The YES Bank credit card eligibility criteria are based on basic parameters like age, income, etc. It varies with each credit card type depending upon the facilities and services included. Also, the documentation required for a YES Bank credit card is very basic, which makes the application process hassle-free.

1. YES Bank Credit Card Eligibility Criteria

There are many factors that affect the eligibility criteria of Yes Bank credit cards such as the applicant’s age, income, occupation, credit score, etc. The basic eligibility requirements for YES Bank credit cards are mentioned below:

Age: You must be older than 21 years and less than 60 years.
Employment: You must be a salaried or self-employed person with a steady income.
Income: For salaried individuals, monthly income must be more than ₹25,000. For self-employed individuals, Income Tax returns must be ₹5 lakh minimum.

2. Documents Required for YES Bank Credit Card

The documents required for the Yes Bank credit card documentation process are mentioned below:

Identity Proof: PAN card, Aadhaar card, bank statement, Voter’s ID, etc.
Address Proof: Utility Bills, Aadhaar card, bank statement, etc.
Income Proof: Bank statement, Payslips, ITR receipt, etc.
Passport-size Photograph: A minimum of 2 passport-size photographs will be required for the YES Bank credit card documentation process.

Eligibility Criteria for Top 5 Yes Bank Credit Cards

The Yes Bank credit card eligibility criteria for the top 5 Yes Bank credit cards are:

YES Bank credit card	Eligibility Requirements
YES FIRST Preferred credit card	Minimum Age: 21 years; Maximum Age: 60 years Minimum Monthly Income: ₹2 lakh
YES Prosperity Edge credit card	Minimum Age: 21 years; Maximum Age: 60 years Minimum Monthly Income: ₹60,000
YES Prosperity Rewards credit cards	Minimum Age: 21 years; Maximum Age: 60 years Minimum Monthly Income: ₹25,000
YES FIRST Exclusive credit card	Minimum Age: 21 years; Maximum Age: 60 years Minimum Monthly Income: ₹4 lakh
YES Prosperity Cashback Plus credit card	Minimum Age: 21 years; Maximum Age: 60 years Minimum Monthly Income: ₹40,000
YES Premia Credit Card	Minimum Age: 21 years; Maximum Age: 60 years Minimum Monthly Income: ₹1.2 lakh

How to Improve YES Credit Card Eligibility

If you are looking to improve eligibility for a YES Bank credit card, here are the tips you must keep in mind:

Work on improving your CIBIL score
Make timely credit card payments
Maintain a good credit utilisation ratio
Ensure that you do not make too many hard enquiries for credit cards
Maintain a good debt-to-income ratio
Steer clear of cheque bounces and other penalties on other lines of credit

Try to increase the gap between your income and total debt for a better credit deal

Visit Bajaj Markets today to browse and compare different credit card options. The platform allows you to check your eligibility online and apply for a credit card in a few quick easy and simple steps.

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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The higher the credit score, the better are your chances of getting approved for a YES Bank credit card. A credit score of about 750 is considered very good.

For salaried individuals, the monthly income must be more than ₹25,000 to be eligible to apply for a YES Bank credit card. The income requirements vary from card to card.

To be eligible for a YES Bank credit card, you need to meet the below-mentioned eligibility criteria:

· You must be older than 21 years and less than 60 years.

· You must be a salaried or self-employed individual with a steady income.

· For salaried individuals, monthly income must be more than ₹25,000. For self-employed individuals, your Income Tax returns must be a minimum of ₹5 lakh. The income requirements vary from card to card.

The factors affecting YES Bank credit card eligibility are age, employment, and income.

The YES Bank credit card eligibility criteria for salaried individuals are:

· The age of the applicant must be between 21 to 60 years.

· The minimum monthly income of the individual must be ₹25,000 or above (varies with the card).

You can easily check your eligibility and apply online on the Bajaj Markets website/app. As long as you meet the age, income, and employment-specific criteria for a YES Bank credit card, you can improve your chances of getting approved.