The YES FIRST Exclusive credit card is a premium, top of the line credit card offering from YES Bank. As the name suggests, the YES FIRST exclusive card offers a host of rewards, discounts, and benefits that are exclusive to the holders. Know all about the major benefits of this card, eligibility to apply, fees and charges and more details below.
YES Bank FIRST Exclusive card can be obtained both online as well as offline.
You can apply for YES Bank FIRST Exclusive Card online at Bajaj Markets. Just follow the steps given below:
Step 1: Visit the official Bajaj Markets website
Step 2: Go to the ‘Credit Card’ section
Step 3: Search for YES Bank First Exclusive card
Step 4: Check eligibility for the card
Step 5: Enter all the required details and click on ‘Apply’
If you are not comfortable applying for the card online, you can opt for YES FIRST Exclusive card offline by visiting the nearest YES Bank branch. Get in touch with the bank executive to submit an offline credit card application along with the required credit card documents.
Want to know if you’d be eligible to get a YES FIRST Exclusive card? Let’s take a look at the YES bank credit card eligibility criteria for this card.
The applicant must be 21 years or above, but below 60 years of age.
The applicant must either be salaried or self-employed.
If salaried, the applicant must draw a net salary of at least ₹ 4 lakhs per month.
If self-employed, the applicant must have an income of at least ₹36 lakhs as per their Income Tax Return (ITR).
If the above-mentioned credit card eligibility criteria is met, the applicant needs to submit the following documents:
Form 60 or a photocopy of your PAN card
Any proof of income such as the payslip, a copy of your IT return or Form 16
A proof of residence and identity
You get an additional 25,000 reward points as a bonus for spending ₹20 lakhs or more in a year.
For select transactions made on YESCART, you get to enjoy accelerated rewards point benefits.
For every ₹200 you spend on categories other than ‘Select categories’, you receive 12 reward points.
For every ₹200 you spend on ‘Select categories’, you receive 6 reward points.
For every 10 YES FIRST Exclusive credit card rewards points, you receive 1 InterMile or 1 Club Vistara Point.
The accumulated credit card reward points can then be redeemed at YesRewardz, an online website offering an exclusive catalogue to get amazing deals and discounts across bands.
Attractive foreign currency markups and insurance coverage are just some of the features and benefits that you get to enjoy by being the holder of a YES FIRST Exclusive credit card. Here’s a quick look at the various other features and benefits that this one-of-a-kind card offers.
At just 1.99% a month (23.88% a year), the interest rate on the YES bank FIRST Exclusive credit card is extremely competitive. This rate of interest is applicable on overdue amounts, cash advances, and revolving credit.
Thanks to a built-in NFC chip, you can now supercharge your purchases with the YES Bank FIRST Exclusive card. The contactless technology eliminates the need to swipe your card or enter your PIN to confirm payments.
Now pay for big-ticket purchases at your own convenience. The Instant EMI feature on the YES FIRST Exclusive credit card allows you to swiftly convert your purchases into EMIs; that too at a tenure that you are comfortable with zero documentation and no processing fee.
With the YES bank FIRST Exclusive credit card, you can gain access to 4 complimentary rounds of green fees per year at select golf courses. That’s not all. You also get the benefit of a complimentary golf lesson every month.
Travelling within India? The YES bank FIRST Exclusive card offers 3 domestic airport lounge visits per quarter. In the case of international travel, you can get unlimited complimentary visits each year at international airport lounges for a small fee of just $27 +GST with a Visa credit card. You can also enjoy complimentary Priority Pass Membership for international airports with a Mastercard credit card for a small annual fee.
Tired of having to pay fuel surcharge? Get a waiver of up to 1% across all fuel stations in India for fuel transactions between ₹400 to ₹5,000.
You can use the YES FIRST Exclusive card on either the BookMyShow website or mobile application to book movie tickets and get a discount of up to 25%.
FIRST Year Membership Fee
(waived on spend of ₹75,000 within first 90 days)
Renewal Membership Fee
(Waived for the subsequent year on spends exceeding ₹4 Lakhs in an annual year)
The YES FIRST Exclusive credit card customer care can be reached at the toll-free number 1800 103 6000. International clients can contact the customer care at +91 22 4935 0000. You can also write to YES Bank credit card customer care at firstname.lastname@example.org.
DISCLAIMER: The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.
The features and benefits of the credit card are plenty and bestow a lot of exclusive privileges to the holder. That’s not all. The YES FIRST Exclusive rewards programme is also unmatched. Hence, applying for a YES FIRST Exclusive credit card is a good option.
There are several benefits offered on this card. Some of them are listed below:
Complimentary domestic and international lounge access
Complimentary golf programme
Life insurance coverage of up to ₹3 crores
Medical insurance cover of up to ₹50 lakhs
Low foreign currency markup
1% fuel surcharge waiver
Unfortunately, no. The YES FIRST Exclusive credit card has an initial annual membership fee of ₹999 plus taxes. For every subsequent renewal, a fee of ₹999 plus taxes will be charged. That said, if you spend more than ₹4 lakhs or more in a year, the renewal fee for the next year shall be waived off.
The limit on YES Bank FIRST Exclusive cards varies from one cardholder to another. It is decided at the time of issuing the card by the bank depending on the applicant's income, age and other eligibility criteria.
The YES FIRST Exclusive card comes with an interest rate of 1.99% per month (23.88% annually).